SBI Multi Asset Allocation Fund Direct-Growth
Hybrid: Multi Asset Allocation - Growth (Open ended) Factsheet
SEBI Riskometer: Very HighCategory: Hybrid: Multi Asset Allocation
NAV: ₹73.72-1.26%
08 Jul 2026
Holdings Analysis
Equity, debt and cash allocation snapshot with market cap distribution for SBI Multi Asset Allocation Fund Direct-Growth.
Market Cap Distribution
Large Cap (37.7%)
Mid Cap (26.0%)
Small Cap (36.3%)
Historical Asset Allocation
| Asset | 31 May 2026 | 30 Apr 2026 | 31 Mar 2026 | 28 Feb 2026 | 31 Jan 2026 | 31 Dec 2025 |
|---|---|---|---|---|---|---|
| Equity | 47.14% | 46.03% | 43.01% | 40.82% | 41.64% | 39.75% |
| Debt | 34.12% | 32.33% | 35.45% | 35.89% | 32.01% | 35.36% |
| Others (incl. cash) | 4.40% | 7.42% | 6.75% | 8.13% | 11.92% | 8.94% |
| Commodities | 10.54% | 10.25% | 10.48% | 10.47% | 9.42% | 10.45% |
| Real Estate | 3.79% | 3.98% | 4.31% | 4.69% | 5.01% | 5.49% |
Portfolio Snapshot
No. of Securities
125
P/E Ratio
19.69
P/B Ratio
2.21
Top Holding %
6.21%
Top 5 Holdings %
19.92%
Top 10 Holdings %
29.22%
Modified Duration
1.63 yrs
Avg. Maturity
2.15 yrs
Yield to Maturity
8.07%
AUM
₹18,290 Cr
Expense Ratio
0.73%
Since Inception
12.41%
Max Drawdown
-0.18%
Sharpe Ratio
1.25
Top Portfolio Holdings by Weight
Latest portfolio holdings sorted by allocation weight. Includes instrument name, sector, number of shares, market value (₹ Cr) and percentage of net assets. Switch dates or categories using the controls below.
| Instrument | Sector | No. of Shares | Value (Rs. Cr) | Weight | Change |
|---|---|---|---|---|---|
| Bandhan Bank Ltd. | Financial | 2,05,00,000 | 427.02 | 2.33% | 0.02%↑ |
| GAIL (India) Ltd. | Energy | 2,33,50,297 | 384.14 | 2.10% | -0.06%↓ |
| Indus Towers Ltd. | Communication | 82,00,000 | 362.48 | 1.98% | 0.54%↑ |
| Biocon Ltd. | Healthcare | 79,20,476 | 339.51 | 1.86% | 0.24%↑ |
| Syngene International Ltd. | Healthcare | 70,00,000 | 309.4 | 1.69% | 0.37%↑ |
| Oil And Natural Gas Corporation Ltd. | Energy | 1,15,00,000 | 305.21 | 1.67% | -0.28%↓ |
| ICICI Bank Ltd. | Financial | 23,20,000 | 291.48 | 1.59% | 1.36%↑ |
| Mahindra & Mahindra Financial Services Ltd. | Financial | 92,32,926 | 280.36 | 1.53% | -0.09%↓ |
| Kotak Mahindra Bank Ltd. | Financial | 66,96,701 | 257.29 | 1.41% | -0.05%↓ |
| CESC Ltd. | Energy | 1,35,44,608 | 246.63 | 1.35% | -0.03%↓ |
| Reliance Industries Ltd. | Energy | 17,20,000 | 227.25 | 1.24% | -0.15%↓ |
| Cohance Lifesciences Ltd. | Healthcare | 52,00,000 | 224.38 | 1.23% | 0.68%↑ |
| Punjab National Bank | Financial | 2,10,00,000 | 222.71 | 1.22% | -0.08%↓ |
| UPL Ltd. | Chemicals | 32,60,348 | 210.23 | 1.15% | -0.04%↓ |
| Restaurant Brands Asia Ltd. | Services | 3,05,00,000 | 209.41 | 1.14% | 0.02%↑ |
| HDFC Bank Ltd. | Financial | 26,62,000 | 198.2 | 1.08% | -0.08%↓ |
| Bajaj Finserv Ltd. | Financial | 10,83,750 | 193.3 | 1.06% | 0.56%↑ |
| Delhivery Ltd. | Services | 40,44,368 | 182.95 | 1.00% | -0.07%↓ |
| NHPC Ltd. | Energy | 2,28,00,000 | 179.82 | 0.98% | -0.09%↓ |
| Samvardhana Motherson International Ltd. | Automobile | 1,20,00,000 | 174.89 | 0.96% | 0.13%↑ |
1 / 4
Sector-wise Portfolio Allocation
Equity exposure by sector as a percentage of total net assets, tracked across recent portfolio dates. Identifies concentration risk and sector rotation trends in the fund's holdings.
| Sector | 31 May 2026 | 30 Apr 2026 | 31 Mar 2026 | 28 Feb 2026 | 31 Jan 2026 | 31 Dec 2025 |
|---|---|---|---|---|---|---|
| Financial | 12.80% | 11.27% | 10.15% | 11.09% | 11.82% | 11.19% |
| Energy | 8.75% | 9.67% | 9.50% | 8.33% | 6.16% | 5.42% |
| Services | 5.41% | 5.70% | 5.16% | 4.78% | 4.89% | 5.73% |
| Healthcare | 4.96% | 3.71% | 2.83% | 1.60% | 1.67% | 1.08% |
| Chemicals | 2.60% | 2.81% | 2.75% | 3.02% | 3.68% | 1.92% |
| Communication | 2.14% | 1.70% | 1.66% | 1.57% | 1.70% | 0.26% |
| Consumer Staples | 2.03% | 2.17% | 2.25% | 2.36% | 2.59% | 3.24% |
| Technology | 1.74% | 1.97% | 2.34% | 2.07% | 2.83% | 3.21% |
| Automobile | 1.47% | 1.47% | 0.78% | 0.59% | 0.64% | 0.73% |
| Construction | 1.17% | 1.13% | 1.10% | 1.03% | 1.08% | 1.35% |
| Metals & Mining | 0.91% | 0.95% | 0.95% | 0.88% | 0.87% | 0.90% |
| Textiles | 0.82% | 0.87% | 0.78% | 0.85% | 0.80% | 1.24% |
| Capital Goods | 0.71% | 0.70% | 0.67% | 0.48% | 0.50% | 0.60% |
| Materials | 0.59% | 0.69% | 0.73% | 0.69% | 0.79% | 0.97% |
| Consumer Discretionary | 0.55% | 0.59% | 0.69% | 0.74% | 0.85% | 0.99% |
| Insurance | 0.50% | 0.54% | 0.59% | 0.66% | 0.71% | 0.85% |
Debt Holdings — Credit Quality Profile
Allocation of debt instruments by credit rating (AAA, AA, A, and below investment grade) as a percentage of net assets, compared against the category average. Higher AAA allocation indicates lower credit risk.
| Rating | Fund | Category |
|---|---|---|
| AA | 8.02% | 0.59% |
| AAA | 7.60% | 6.43% |
| AA+ | 6.23% | 1.02% |
| Cash & Call Money | 4.23% | 5.01% |
| SOV | 3.59% | 8.03% |
| AA- | 3.35% | 0.17% |
| A1+ | 2.97% | 1.78% |
| A+ | 1.81% | 0.10% |
| A | - | 0.02% |
| Cash | - | 2.61% |
| Others | - | 0.05% |
| Term Deposits | - | 0.11% |
Equity Insights
A detailed look at the equity holdings of this scheme — aggregated scores on value, momentum, quality parameters along with diversification and performance analysis.
Style Analysis
Value score
52.4 / 100
Weighted average Value score is 52.4. This indicates that portfolio is relatively reasonably valued using composite of value measures.
Price Momentum score
51.1 / 100
Weighted average Price Momentum score is 51.1. This indicates that portfolio has average momentum using composite of momentum measures.
Quality score
60.4 / 100
Weighted average Quality score is 60.4. This indicates that portfolio has average quality using composite of quality measures.
QVM score
60.9 / 100
Weighted average QVM score is 60.9. This indicates that portfolio has average QVM score and hence a neutral stance is warranted.
Red Flags
Debt Insights
A detailed look at the debt holdings of this scheme — Is the scheme yielding enough? Includes credit quality, instrument breakdown and SEBI risk classification.
SEBI PRC matrix
Credit risk
| Interest risk | |||
|---|---|---|---|
| Low | Moderate | High | |
| Low | |||
| Moderate | |||
| High | |||
Instruments
| Full name | Description | Coupon rate | Maturity | Rating raw | Weight |
|---|---|---|---|---|---|
| National Bank For Agriculture & Rural Development | Bonds | 7.53% | 24/03/2028 | [ICRA]AAA | 1.63% |
| Adani Power Ltd. | Debenture | 0.00% | 27/01/2028 | CRISIL AA | 1.62% |
| JTPM Metal Traders Ltd. | Debenture | 0.00% | 30/04/2030 | CRISIL AA | 1.44% |
| Muthoot Finance Ltd. | Debenture | 0.00% | 26/07/2029 | CRISIL AA+ | 1.37% |
| JSW Kalinga Steel Ltd. | Debenture | 0.00% | 0 | CRISIL AA | 1.37% |
| LIC Housing Finance Ltd. GDR/GDS | Commercial Paper | 0.00% | 347-D 23/02/2027 | CRISIL A1+ | 1.29% |
| Madhya Pradesh State | State Development Loan | 7.56% | 04/03/2039 | SOV | 1.12% |
| Cholamandalam Investment and Finance Company Ltd. | Non Convertible Debenture | 9.05% | 06/03/2032 | [ICRA]AA+ | 1.10% |
| Aditya Birla Renewables Ltd. | Bonds/NCDs | 8.60% | 24/09/2027 | CRISIL AA | 1.09% |
| Power Finance Corporation Ltd. | Debenture | 6.96% | 02/03/2028 | CRISIL AAA | 1.08% |
| Small Industries Devp. Bank of India Ltd. | Debenture | 7.22% | 10/04/2029 | CRISIL AAA | 1.08% |
| GMR Airports Ltd. | Bonds | 0.00% | 13/08/2028 | CRISIL A+ | 1.00% |
| Bharti Telecom Ltd. | Non Convertible Debenture | 8.75% | 05/11/2029 | CRISIL AAA | 0.97% |
| Infopark Properties Ltd. | Debenture | 0.00% | 19/06/2039 | CARE AA- | 0.87% |
| Muthoot Finance Ltd. | Non Convertible Debenture | 8.45% | 26/06/2029 | CRISIL AA+ | 0.82% |
| Avanse Financial Services Ltd. | Debenture | 9.40% | 27/09/2027 | CARE AA- | 0.82% |
| Muthoot Finance Ltd. | Bonds | 8.40% | 28/08/2028 | CRISIL AA+ | 0.82% |
| Kogta Financial India Ltd. | Non Convertible Debenture | 9.45% | 24/03/2028 | CARE A+ | 0.81% |
| Bharti Telecom Ltd. | Debenture | 7.45% | 15/12/2028 | CRISIL AAA | 0.80% |
| National Bank For Agriculture & Rural Development | Certificate of Deposit | 0.00% | 18/03/2027 | CRISIL A1+ | 0.77% |
| Cholamandalam Investment and Finance Company Ltd. | Debenture | 8.58% | 13/05/2027 | [ICRA]AA+ | 0.68% |
| INDOSTAR-12.25%-23-5-16-A-PVT | Non Convertible Debenture | 9.25% | 22/11/2027 | CARE AA- | 0.68% |
| Motilal Oswal Finevest Ltd. | Bonds | 8.80% | 10/09/2027 | CRISIL AA | 0.66% |
| Tata Projects Ltd. | Debenture | 8.47% | 20/11/2026 | IND AA | 0.57% |
| IDFC First Bank Ltd. | Interest Rate Swap | 0.00% | 22/05/2028 | - | 0.55% |
| Mahindra & Mahindra Financial Services Ltd. | Debenture | 0.00% | 18/05/2029 | CRISIL AAA | 0.55% |
| INDOSTAR-12.25%-23-5-16-A-PVT | Debenture | 9.40% | 19/07/2027 | CARE AA- | 0.55% |
| Reserve Bank of India | Treasury Bills | 0.00% | 182-D 11/06/2026 | SOV | 0.55% |
| Reserve Bank of India | Treasury Bills | 0.00% | 91-D 16/07/2026 | SOV | 0.54% |
| National Bank For Agriculture & Rural Development | Bonds | 7.48% | 15/09/2028 | CRISIL AAA | 0.54% |
| Reserve Bank of India | Treasury Bills | 0.00% | 91-D 20/08/2026 | SOV | 0.54% |
| Godrej Industries Ltd. | Non Convertible Debenture | 8.10% | 22/05/2028 | CRISIL AA+ | 0.54% |
| GOI | GOI Securities | 6.01% | 21/07/2030 | SOV | 0.53% |
| JM Financial Services Pvt. Ltd. | Commercial Paper | 0.00% | 365-D 22/01/2027 | CRISIL A1+ | 0.52% |
| INDOSTAR-12.25%-23-5-16-A-PVT | Debenture | 8.90% | 24/07/2028 | CARE AA- | 0.43% |
| Muthoot Finance Ltd. | Debenture | 8.78% | 20/05/2027 | CRISIL AA+ | 0.41% |
| Small Industries Devp. Bank of India Ltd. | Certificate of Deposit | 0.00% | 18/02/2027 | CRISIL A1+ | 0.39% |
| Madhya Pradesh State | State Development Loan | 7.74% | 11/03/2047 | SOV | 0.30% |
| Mahindra Rural Housing Finance Ltd. | Debenture | 8.45% | 22/01/2027 | CRISIL AAA | 0.27% |
| Fullerton India Home Finance Ltd. | Non Convertible Debenture | 8.35% | 15/01/2027 | CRISIL AAA | 0.27% |
| JM Financial Credit Solutions Ltd. | Debenture | 9.30% | 14/08/2026 | [ICRA]AA | 0.27% |
| TVS Credit Services Ltd. | Non Convertible Debenture | 8.85% | 02/06/2027 | CRISIL AA+ | 0.27% |
| Small Industries Devp. Bank of India Ltd. | Bonds/NCDs | 7.44% | 10/04/2028 | CRISIL AAA | 0.27% |
| Godrej Seeds & Genetics Ltd. | Non Convertible Debenture | 7.68% | 27/10/2028 | CRISIL AA | 0.27% |
| Godrej Seeds & Genetics Ltd. | Non Convertible Debenture | 7.68% | 28/01/2028 | CRISIL AA | 0.24% |
| Godrej Seeds & Genetics Ltd. | Non Convertible Debenture | 7.68% | 28/04/2028 | CRISIL AA | 0.24% |
| Godrej Seeds & Genetics Ltd. | Non Convertible Debenture | 7.68% | 28/07/2028 | CRISIL AA | 0.24% |
| Torrent Power Ltd. | Debenture | 8.40% | 18/01/2027 | CRISIL AA+ | 0.22% |
| Mahindra Rural Housing Finance Ltd. | Debenture | 8.41% | 28/02/2029 | CRISIL AAA | 0.14% |
Frequently Asked Questions
What are the top holdings of SBI Multi Asset Allocation Fund Direct-Growth?
The top holdings of SBI Multi Asset Allocation Fund Direct-Growth sorted by portfolio weight are listed in the Top Portfolio Holdings section of the Holdings tab.
How many stocks does SBI Multi Asset Allocation Fund Direct-Growth hold in its portfolio?
SBI Multi Asset Allocation Fund Direct-Growth holds 125 securities in its portfolio. The top 5 holdings account for 19.92% of the portfolio and the top 10 for 29.22% — a well-diversified portfolio that minimises stock-specific risk.
What is the sector allocation of SBI Multi Asset Allocation Fund Direct-Growth?
The sector allocation of SBI Multi Asset Allocation Fund Direct-Growth is in the Sector Allocation section, showing each industry's weight in the portfolio.
What is the equity and debt allocation of SBI Multi Asset Allocation Fund Direct-Growth?
As of 31 May 2026, SBI Multi Asset Allocation Fund Direct-Growth has 47.14% in equity, 34.12% in debt and 4.40% in cash/others. This asset mix determines the fund's overall risk-return profile. The debt portfolio has a yield to maturity (YTM) of 8.07%.
What is the market cap allocation of SBI Multi Asset Allocation Fund Direct-Growth?
SBI Multi Asset Allocation Fund Direct-Growth's equity portfolio — Large Cap: 37.74%, Mid Cap: 25.99%, Small Cap: 36.27%. Market cap allocation determines the fund's risk profile — large cap offers stability while mid and small cap offer higher growth potential with higher volatility.
Is SBI Multi Asset Allocation Fund Direct-Growth a concentrated or diversified fund?
SBI Multi Asset Allocation Fund Direct-Growth holds 125 securities, with the top 10 accounting for 29.22% of the portfolio and the top 5 for 19.92%. With 125 holdings, this is a well-diversified fund — stock-specific risk is limited.
What is the credit quality of SBI Multi Asset Allocation Fund Direct-Growth?
The debt holdings of SBI Multi Asset Allocation Fund Direct-Growth are rated as follows — AA: 8.02%, AAA: 7.60%, AA+: 6.23%, Cash & Call Money: 4.23%, and others. Higher allocation to AAA and sovereign instruments means lower credit risk. The full rating profile compared to the category average is in the Credit Rating section.
How often does SBI Multi Asset Allocation Fund Direct-Growth change its portfolio?
The portfolio currently holds 125 securities with the top 10 accounting for 29.22% as of 31 May 2026. Portfolio turnover reflects how actively the fund manager trades. A high turnover increases transaction costs while a low turnover reflects a buy-and-hold approach. Historical asset allocation snapshots across multiple dates are in the Holdings Analysis section.
What is the PE ratio of SBI Multi Asset Allocation Fund Direct-Growth's portfolio?
The weighted average PE ratio of SBI Multi Asset Allocation Fund Direct-Growth's portfolio is 19.69 and the PB ratio is 2.21. The debt portfolio has a modified duration of 1.63 years and an average maturity of 2.15 years. These metrics reflect the overall valuation and interest rate sensitivity of the portfolio.
When is the latest portfolio disclosure for SBI Multi Asset Allocation Fund Direct-Growth?
The latest portfolio disclosure for SBI Multi Asset Allocation Fund Direct-Growth is as of 31 May 2026. Mutual funds and ETFs in India are required to disclose their full portfolio monthly, within 10 business days of month-end. You can switch between historical disclosure dates using the date selector in the Top Portfolio Holdings section.