holdings

SBI Overnight Fund Direct-Growth

Debt: Overnight - Growth (Open ended)

SBI Overnight Fund Direct-GrowthNAV: 4,440.22 as on 07 Jul, 2026

Risk levelCategoryBenchmark

Factsheet

SEBI Riskometer: LowCategory: Debt: OvernightBenchmark: CRISIL Liquid Overnight Index

NAV: ₹4,440.22+0.01%

08 Jul 2026

Holdings Analysis

Equity, debt and cash allocation snapshot with market cap distribution for SBI Overnight Fund Direct-Growth.

Asset Allocation

As on 30 Jun 2026

Others

86.38%

Debt

13.62%

Historical Asset Allocation

Asset	30 Jun 2026	31 May 2026	30 Apr 2026	31 Mar 2026	28 Feb 2026	31 Jan 2026
Equity	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Debt	13.62%	6.70%	3.90%	5.96%	5.20%	4.01%
Others (incl. cash)	86.38%	93.30%	96.10%	94.04%	94.80%	95.99%
Commodities	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Real Estate	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%

Portfolio Snapshot

No. of Securities

Top Holding %

86.38%

Top 5 Holdings %

94.31%

Top 10 Holdings %

98.69%

Modified Duration

0.00 yrs

Avg. Maturity

0.00 yrs

Yield to Maturity

5.24%

AUM

₹26,839 Cr

Expense Ratio

0.09%

Since Inception

6.18%

Max Drawdown

-0.00%

Sharpe Ratio

0.92

Top Portfolio Holdings by Weight

Latest portfolio holdings sorted by allocation weight. Includes instrument name, sector, number of shares, market value (₹ Cr) and percentage of net assets. Switch dates or categories using the controls below.

Instrument	Sector	No. of Shares	Value (Rs. Cr)	Weight
National Bank For Agriculture & Rural Development	Financial	8,54,48,028	854.48	3.18%
ICICI Bank Ltd.	Financial	4,51,00,604	451.01	1.68%
L&T Finance Ltd.	Financial	8,500	425	1.58%
HDFC Bank Ltd.	Financial	4,00,81,428	400.81	1.49%
Reserve Bank of India	Financial	3,00,00,000	299.66	1.12%
Reserve Bank of India	Financial	2,50,00,000	249.44	0.93%
Reserve Bank of India	Financial	2,50,00,000	249.23	0.93%
Reserve Bank of India	Financial	2,50,00,000	248.98	0.93%
Reserve Bank of India	Financial	1,25,00,000	124.98	0.47%
Axis Securities Ltd.	Others	2,500	125	0.47%
National Bank For Agriculture & Rural Development	Financial	2,500	125	0.47%
Axis Finance Ltd.	Financial	2,000	100	0.37%

Debt Holdings — Credit Quality Profile

Allocation of debt instruments by credit rating (AAA, AA, A, and below investment grade) as a percentage of net assets, compared against the category average. Higher AAA allocation indicates lower credit risk.

Rating	Fund	Category
Cash & Call Money	86.38%	90.15%
Others	6.35%	0.94%
SOV	4.38%	4.44%
A1+	2.89%	1.84%

Debt Insights

A detailed look at the debt holdings of this scheme — Is the scheme yielding enough? Includes credit quality, instrument breakdown and SEBI risk classification.

SEBI PRC matrix

Credit risk

	Interest risk
	Low	Moderate	High
Low
Moderate
High

Instruments

Full name	Description	Coupon rate	Maturity	Rating raw	Weight
National Bank For Agriculture & Rural Development	Bonds	7.44%	17/07/2029	-	3.18%
ICICI Bank Ltd.	Debenture	6.67%	26/11/2028	-	1.68%
L&T Finance Ltd.	Commercial Paper	0.00%	77-D 01/07/2026	CRISIL A1+	1.58%
HDFC Bank Ltd.	Non Convertible Debenture	6.44%	27/09/2028	-	1.49%
Reserve Bank of India	Treasury Bills	0.00%	91-D 09/07/2026	SOV	1.12%
Reserve Bank of India	Treasury Bills	0.00%	182-D 17/07/2026	SOV	0.93%
Reserve Bank of India	Treasury Bills	0.00%	182-D 23/07/2026	SOV	0.93%
Reserve Bank of India	Treasury Bills	0.00%	182-D 30/07/2026	SOV	0.93%
National Bank For Agriculture & Rural Development	Commercial Paper	0.00%	83-D 01/07/2026	CRISIL A1+	0.47%
Reserve Bank of India	Treasury Bills	0.00%	364-D 02/07/2026	SOV	0.47%
Axis Securities Ltd.	Commercial Paper	0.00%	0	CRISIL A1+	0.47%
Axis Finance Ltd.	Commercial Paper	0.00%	0	CRISIL A1+	0.37%

Frequently Asked Questions

What are the top holdings of SBI Overnight Fund Direct-Growth?

The top holdings of SBI Overnight Fund Direct-Growth sorted by portfolio weight are listed in the Top Portfolio Holdings section of the Holdings tab.

How many stocks does SBI Overnight Fund Direct-Growth hold in its portfolio?

SBI Overnight Fund Direct-Growth holds 13 securities in its portfolio. The top 5 holdings account for 94.31% of the portfolio and the top 10 for 98.69% — a concentrated portfolio that amplifies stock-specific outcomes.

What is the sector allocation of SBI Overnight Fund Direct-Growth?

The sector allocation of SBI Overnight Fund Direct-Growth is in the Sector Allocation section, showing each industry's weight in the portfolio.

What is the equity and debt allocation of SBI Overnight Fund Direct-Growth?

As of 30 Jun 2026, SBI Overnight Fund Direct-Growth has 0.00% in equity, 13.62% in debt and 86.38% in cash/others. This asset mix determines the fund's overall risk-return profile. The debt portfolio has a yield to maturity (YTM) of 5.24%.

What is the market cap allocation of SBI Overnight Fund Direct-Growth?

The market cap distribution of SBI Overnight Fund Direct-Growth — Large, Mid and Small Cap — is shown as a chart in the Holdings Analysis section.

Is SBI Overnight Fund Direct-Growth a concentrated or diversified fund?

SBI Overnight Fund Direct-Growth holds 13 securities, with the top 10 accounting for 98.69% of the portfolio and the top 5 for 94.31%. With fewer than 30 holdings, this is a concentrated fund — each stock has a meaningful impact on performance.

What is the credit quality of SBI Overnight Fund Direct-Growth?

The debt holdings of SBI Overnight Fund Direct-Growth are rated as follows — Cash & Call Money: 86.38%, Others: 6.35%, SOV: 4.38%, A1+: 2.89%. Higher allocation to AAA and sovereign instruments means lower credit risk. The full rating profile compared to the category average is in the Credit Rating section.

How often does SBI Overnight Fund Direct-Growth change its portfolio?

The portfolio currently holds 13 securities with the top 10 accounting for 98.69% as of 30 Jun 2026. Portfolio turnover reflects how actively the fund manager trades. A high turnover increases transaction costs while a low turnover reflects a buy-and-hold approach. Historical asset allocation snapshots across multiple dates are in the Holdings Analysis section.

What is the PE ratio of SBI Overnight Fund Direct-Growth's portfolio?

The portfolio-level PE, PB and debt metrics of SBI Overnight Fund Direct-Growth are in the Holdings Analysis section. These help assess whether the portfolio is invested in relatively cheap or expensive securities.

When is the latest portfolio disclosure for SBI Overnight Fund Direct-Growth?

The latest portfolio disclosure for SBI Overnight Fund Direct-Growth is as of 30 Jun 2026. Mutual funds and ETFs in India are required to disclose their full portfolio monthly, within 10 business days of month-end. You can switch between historical disclosure dates using the date selector in the Top Portfolio Holdings section.

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Asset

30 Jun 2026

31 May 2026

30 Apr 2026

31 Mar 2026

28 Feb 2026

31 Jan 2026

Equity

0.00%

Debt

13.62%

6.70%

3.90%

5.96%

5.20%

4.01%

Others (incl. cash)

86.38%

93.30%

96.10%

94.04%

94.80%

95.99%

Commodities

0.00%

Real Estate

0.00%

Instrument

Sector

No. of Shares

Value (Rs. Cr)

Weight

National Bank For Agriculture & Rural Development

Financial

8,54,48,028

854.48

3.18%

ICICI Bank Ltd.

Financial

4,51,00,604

451.01

1.68%

L&T Finance Ltd.

Financial

8,500

425

1.58%

HDFC Bank Ltd.

Financial

4,00,81,428

400.81

1.49%

Reserve Bank of India

Financial

3,00,00,000

299.66

1.12%

Reserve Bank of India

Financial

2,50,00,000

249.44

0.93%

Reserve Bank of India

Financial

2,50,00,000

249.23

0.93%

Reserve Bank of India

Financial

2,50,00,000

248.98

0.93%

Reserve Bank of India

Financial

1,25,00,000

124.98

0.47%

Axis Securities Ltd.

Others

2,500

125

0.47%

National Bank For Agriculture & Rural Development

Financial

2,500

125

0.47%

Axis Finance Ltd.

Financial

2,000

100

0.37%

Rating

Fund