Asset	30 Jun 2026	31 May 2026	30 Apr 2026	31 Mar 2026	28 Feb 2026	31 Jan 2026
Equity	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Debt	91.46%	88.52%	96.48%	97.70%	93.51%	89.69%
Others (incl. cash)	8.54%	11.48%	3.52%	2.30%	6.49%	10.31%
Commodities	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Real Estate	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%

Portfolio Snapshot

No. of Securities

Top Holding %

8.54%

Top 5 Holdings %

25.03%

Top 10 Holdings %

38.07%

Modified Duration

2.01 yrs

Avg. Maturity

2.56 yrs

Yield to Maturity

7.94%

AUM

₹13,976 Cr

Expense Ratio

0.42%

Since Inception

7.75%

Max Drawdown

-0.02%

Sharpe Ratio

1.21

Top Portfolio Holdings by Weight

Latest portfolio holdings sorted by allocation weight. Includes instrument name, sector, number of shares, market value (₹ Cr) and percentage of net assets. Switch dates or categories using the controls below.

Instrument	Sector	No. of Shares	Value (Rs. Cr)	Weight	Change
REC Ltd.	Financial	70,000	705.6	5.05%	-
Shivshakti Securitisation Trust	Others	600	588.92	4.21%	-0.01%↓
GOI	Sovereign	5,00,00,000	507.26	3.63%	-
National Bank For Agriculture & Rural Development	Financial	50,000	503.04	3.60%	-
Gujarat State	Construction	4,50,00,000	450.91	3.23%	-
Siddhivinayak Securitisation Trust	Others	375	370.15	2.65%	0.01%↑
National Bank For Agriculture & Rural Development	Financial	35,000	351.74	2.52%	-1.08%↓
Karnataka State	Others	3,50,00,000	349.58	2.50%	0.02%↑
Aditya Birla Housing Finance Ltd.	Financial	30,000	300.86	2.15%	-0.01%↓
Small Industries Devp. Bank of India Ltd.	Financial	28,500	286.48	2.05%	-
Toyota Financial Services Ltd.	Financial	27,500	274.51	1.96%	-0.00%↓
JSW Kalinga Steel Ltd.	Metals & Mining	26,500	272.29	1.95%	0.02%↑
Radhakrishna Securitisation Trust	Others	275	268.94	1.92%	-0.01%↓
Maharashtra State	Others	2,50,00,000	253.31	1.81%	-
Bajaj Auto Credit Ltd.	Financial	25,000	251.34	1.80%	-
Mahindra Rural Housing Finance Ltd.	Financial	25,000	250.74	1.79%	-0.01%↓
GOI	Sovereign	2,25,00,000	231.4	1.66%	0.02%↑
Jamnagar Utilities and Power Pvt. Ltd.	Capital Goods	22,500	227.39	1.63%	-0.36%↓
Mindspace Business Parks REIT	Construction	22,500	223.67	1.60%	0.01%↑
Cholamandalam Investment and Finance Company Ltd.	Financial	21,500	216.34	1.55%	0.01%↑

1 / 5

Sector-wise Portfolio Allocation

Equity exposure by sector as a percentage of total net assets, tracked across recent portfolio dates. Identifies concentration risk and sector rotation trends in the fund's holdings.

Sector	31 Oct 2017	31 Aug 2016
Others	0.06%	0.10%

Debt Holdings — Credit Quality Profile

Allocation of debt instruments by credit rating (AAA, AA, A, and below investment grade) as a percentage of net assets, compared against the category average. Higher AAA allocation indicates lower credit risk.

Rating	Fund	Category
AAA	61.95%	49.51%
SOV	18.51%	23.88%
AA+	7.60%	4.28%
AA	6.72%	3.17%
Cash & Call Money	3.17%	5.16%
A1+	1.69%	9.95%
Others	0.36%	0.38%
AA-	-	0.09%
Term Deposits	-	0.01%

Debt Insights

A detailed look at the debt holdings of this scheme — Is the scheme yielding enough? Includes credit quality, instrument breakdown and SEBI risk classification.

SEBI PRC matrix

Credit risk

	Interest risk
	Low	Moderate	High
Low
Moderate
High

Instruments

Full name	Description	Coupon rate	Maturity	Rating raw	Weight
REC Ltd.	Bonds	7.38%	28/02/2029	CRISIL AAA	5.05%
Shivshakti Securitisation Trust	Securitised Debt	0.00%	0	CRISIL AAA(SO)	4.21%
GOI	GOI Securities	6.94%	11/05/2036	SOV	3.63%
National Bank For Agriculture & Rural Development	Bonds	7.44%	17/07/2029	CRISIL AAA	3.60%
Gujarat State	State Development Loan	7.43%	24/06/2035	SOV	3.23%
Siddhivinayak Securitisation Trust	Securitised Debt	0.00%	0	CRISIL AAA(SO)	2.65%
National Bank For Agriculture & Rural Development	Bonds	7.53%	24/03/2028	[ICRA]AAA	2.52%
Karnataka State	State Development Loan	7.31%	04/09/2033	SOV	2.50%
Aditya Birla Housing Finance Ltd.	Debenture	7.86%	08/06/2028	CRISIL AAA	2.15%
Small Industries Devp. Bank of India Ltd.	Bonds/NCDs	0.00%	18/06/2031	CRISIL AAA	2.05%
Toyota Financial Services Ltd.	Non Convertible Debenture	7.70%	13/06/2028	[ICRA]AAA	1.96%
JSW Kalinga Steel Ltd.	Debenture	0.00%	0	CRISIL AA	1.95%
Radhakrishna Securitisation Trust	Securitised Debt	0.00%	0	CRISIL AAA(SO)	1.92%
Maharashtra State	State Development Loan	7.35%	08/04/2031	SOV	1.81%
Bajaj Auto Credit Ltd.	Non Convertible Debenture	0.00%	19/06/2029	[ICRA]AAA	1.80%
Mahindra Rural Housing Finance Ltd.	Debenture	7.99%	04/05/2028	CRISIL AAA	1.79%
GOI	GOI Securities	7.75%	10/08/2032	SOV	1.66%
Jamnagar Utilities and Power Pvt. Ltd.	Debenture	7.90%	10/08/2028	CRISIL AAA	1.63%
Mindspace Business Parks REIT	Debenture	6.96%	08/12/2028	[ICRA]AAA	1.60%
Cholamandalam Investment and Finance Company Ltd.	Debenture	8.75%	09/04/2032	[ICRA]AA+	1.55%
Cube Highways Trust	Debenture	7.25%	25/04/2028	[ICRA]AAA	1.51%
Tata Capital Ltd.	Non Convertible Debenture	8.15%	11/06/2029	CRISIL AAA	1.45%
Aditya Birla Housing Finance Ltd.	Non Convertible Debenture	8.22%	05/06/2029	CRISIL AAA	1.45%
Mindspace Business Parks REIT	Debenture	7.54%	18/02/2028	[ICRA]AAA	1.44%
Anzen India Energy Yield Plus Trust	Non Convertible Debenture	7.77%	06/03/2028	CRISIL AAA	1.43%
Muthoot Finance Ltd.	Debenture	8.05%	25/11/2027	CRISIL AA+	1.43%
Muthoot Finance Ltd.	Bonds	8.40%	28/08/2028	CRISIL AA+	1.33%
Power Finance Corporation Ltd.	Non Convertible Debenture	9.10%	23/03/2029	CRISIL AAA	1.30%
India Universal Trust AL1	Securitised Debt	8.20%	20/09/2030	IND AAA(SO)	1.30%
Tata Capital Housing Finance Ltd.	Non Convertible Debenture	8.15%	11/06/2031	CRISIL AAA	1.28%
Godrej Industries Ltd.	Debenture	7.54%	04/05/2029	CRISIL AA+	1.24%
Interise Trust	Debenture	0.00%	31/03/2045	[ICRA]AAA	1.22%
GOI	GOI Securities	7.17%	17/04/2030	SOV	1.10%
Small Industries Devp. Bank of India Ltd.	Bonds	0.00%	04/06/2029	CRISIL AAA	1.08%
National Bank For Financing Infrastructure And Development	Bonds	7.37%	16/07/2029	CRISIL AAA	1.08%
Mindspace Business Parks REIT	Debenture	7.93%	20/03/2027	CRISIL AAA	1.08%
Mahindra & Mahindra Financial Services Ltd.	Non Convertible Debenture	0.00%	18/06/2029	CRISIL AAA	1.08%
Sundaram Finance Ltd.	Debenture	7.95%	14/08/2029	CRISIL AAA	1.08%
Sustainable Energy Infra Trust	Debenture	7.15%	27/07/2030	CRISIL AAA	1.05%
Tamilnadu State	State Development Loan	7.68%	01/11/2030	SOV	1.05%
GOI	GOI Securities	6.68%	07/07/2040	SOV	1.05%
Small Industries Devp. Bank of India Ltd.	Certificate of Deposit	0.00%	11/06/2027	CRISIL A1+	1.01%
HDB Financial Services Ltd.	Debenture	8.23%	05/07/2029	CRISIL AAA	0.90%
India Universal Trust AL1	Securitised Debt	8.09%	21/11/2027	CRISIL AAA(SO)	0.90%
Aditya Birla Housing Finance Ltd.	Debenture	7.86%	07/09/2028	CRISIL AAA	0.90%
Aadhar Housing Finance Ltd	Debenture	7.76%	30/11/2028	[ICRA]AA	0.89%
Mahindra Rural Housing Finance Ltd.	Debenture	0.00%	26/09/2028	CRISIL AAA	0.81%
Tamilnadu State	State Development Loan	7.02%	19/09/2029	SOV	0.72%
REC Ltd.	Debenture	7.56%	31/08/2027	[ICRA]AAA	0.72%
Torrent Power Ltd.	Non Convertible Debenture	0.00%	0	CRISIL AA+	0.72%
Muthoot Finance Ltd.	Debenture	8.52%	26/05/2028	CRISIL AA+	0.72%
Godrej Seeds & Genetics Ltd.	Non Convertible Debenture	7.99%	26/03/2029	CRISIL AA	0.71%
Bajaj Auto Credit Ltd.	Non Convertible Debenture	7.25%	27/11/2028	[ICRA]AAA	0.71%
Union Bank of India	Commercial Paper	0.00%	16/03/2027	[ICRA]A1+	0.68%
Tata Housing Devp. Co. Ltd	Debenture	7.51%	08/12/2028	CARE AA	0.60%
Sikka Ports and Terminals Ltd.	Debenture	7.90%	18/11/2026	CRISIL AAA	0.57%
HDB Financial Services Ltd.	Non Convertible Debenture	7.33%	04/08/2028	CRISIL AAA	0.57%
Bharti Telecom Ltd.	Debenture	8.65%	05/11/2027	CRISIL AAA	0.54%
National Bank For Agriculture & Rural Development	Debenture	7.62%	31/01/2028	CRISIL AAA	0.54%
Tamilnadu State	State Development Loan	6.84%	28/08/2029	SOV	0.54%
GOI	GOI Securities	7.24%	18/08/2055	SOV	0.53%
Mahindra Rural Housing Finance Ltd.	Debenture	7.45%	21/11/2030	CRISIL AAA	0.53%
Godrej Seeds & Genetics Ltd.	Non Convertible Debenture	7.68%	28/01/2028	CRISIL AA	0.46%
Godrej Seeds & Genetics Ltd.	Non Convertible Debenture	7.68%	28/04/2028	CRISIL AA	0.46%
Godrej Seeds & Genetics Ltd.	Non Convertible Debenture	7.68%	27/10/2028	CRISIL AA	0.46%
Godrej Seeds & Genetics Ltd.	Non Convertible Debenture	7.68%	28/07/2028	CRISIL AA	0.46%
National Bank For Agriculture & Rural Development	Bonds	7.48%	15/09/2028	CRISIL AAA	0.36%
Phoenix ARC Pvt Ltd.	Debenture	8.95%	22/12/2028	CRISIL AA	0.36%
National Bank For Agriculture & Rural Development	Debenture	7.80%	15/03/2027	[ICRA]AAA	0.36%
Godrej Seeds & Genetics Ltd.	Non Convertible Debenture	7.99%	26/12/2028	CRISIL AA	0.36%
Karnataka State	State Development Loan	6.86%	07/10/2030	SOV	0.36%
Small Industries Devp. Bank of India Ltd.	Bonds	7.04%	09/02/2029	CRISIL AAA	0.36%
Sundaram Finance Ltd.	Bonds	7.75%	08/08/2028	CRISIL AAA	0.36%
Nexus Select Trust	Bonds	0.00%	16/06/2028	CRISIL AAA	0.36%
Small Industries Devp. Bank of India Ltd.	Debenture	6.74%	10/01/2029	CRISIL AAA	0.35%
Torrent Power Ltd.	Debenture	8.40%	18/01/2027	CRISIL AA+	0.25%
Chhattisgarh State	State Development Loan	7.29%	07/06/2030	SOV	0.24%
Godrej Industries Ltd.	Non Convertible Debenture	0.00%	24/12/2031	CRISIL AA+	0.18%
Godrej Industries Ltd.	Non Convertible Debenture	0.00%	24/09/2031	CRISIL AA+	0.18%
Toyota Financial Services Ltd.	Debenture	8.06%	21/03/2028	[ICRA]AAA	0.18%
Toyota Financial Services Ltd.	Debenture	8.18%	29/09/2027	[ICRA]AAA	0.18%
Rajasthan State	State Development Loan	6.75%	04/11/2030	SOV	0.07%
Tamilnadu State	State Development Loan	7.66%	27/12/2033	SOV	0.01%
GOI	GOI Securities	7.04%	15/06/2027	SOV	0.01%
Tamilnadu State	State Development Loan	7.17%	27/02/2033	SOV	0.00%
ICICI Securities Primary Dealership Ltd.	Interest Rate Swap	0.00%	17/06/2031	-	-1.79%
ICICI Securities Primary Dealership Ltd.	Interest Rate Swap	0.00%	05/06/2028	-	-3.58%

Frequently Asked Questions

What are the top holdings of SBI Short Term Debt Fund Direct-Growth?

The top holdings of SBI Short Term Debt Fund Direct-Growth sorted by portfolio weight are listed in the Top Portfolio Holdings section of the Holdings tab.

How many stocks does SBI Short Term Debt Fund Direct-Growth hold in its portfolio?

SBI Short Term Debt Fund Direct-Growth holds 87 securities in its portfolio. The top 5 holdings account for 25.03% of the portfolio and the top 10 for 38.07% — a well-diversified portfolio that minimises stock-specific risk.

What is the sector allocation of SBI Short Term Debt Fund Direct-Growth?

The sector allocation of SBI Short Term Debt Fund Direct-Growth is in the Sector Allocation section, showing each industry's weight in the portfolio.

What is the equity and debt allocation of SBI Short Term Debt Fund Direct-Growth?

As of 30 Jun 2026, SBI Short Term Debt Fund Direct-Growth has 0.00% in equity, 91.46% in debt and 8.54% in cash/others. This asset mix determines the fund's overall risk-return profile. The debt portfolio has a yield to maturity (YTM) of 7.94%.

What is the market cap allocation of SBI Short Term Debt Fund Direct-Growth?

The market cap distribution of SBI Short Term Debt Fund Direct-Growth — Large, Mid and Small Cap — is shown as a chart in the Holdings Analysis section.

Is SBI Short Term Debt Fund Direct-Growth a concentrated or diversified fund?

SBI Short Term Debt Fund Direct-Growth holds 87 securities, with the top 10 accounting for 38.07% of the portfolio and the top 5 for 25.03%. With 87 holdings, this is a well-diversified fund — stock-specific risk is limited.

What is the credit quality of SBI Short Term Debt Fund Direct-Growth?

The debt holdings of SBI Short Term Debt Fund Direct-Growth are rated as follows — AAA: 61.95%, SOV: 18.51%, AA+: 7.60%, AA: 6.72%, and others. Higher allocation to AAA and sovereign instruments means lower credit risk. The full rating profile compared to the category average is in the Credit Rating section.

How often does SBI Short Term Debt Fund Direct-Growth change its portfolio?

The portfolio currently holds 87 securities with the top 10 accounting for 38.07% as of 30 Jun 2026. Portfolio turnover reflects how actively the fund manager trades. A high turnover increases transaction costs while a low turnover reflects a buy-and-hold approach. Historical asset allocation snapshots across multiple dates are in the Holdings Analysis section.

What is the PE ratio of SBI Short Term Debt Fund Direct-Growth's portfolio?

The portfolio-level PE, PB and debt metrics of SBI Short Term Debt Fund Direct-Growth are in the Holdings Analysis section. These help assess whether the portfolio is invested in relatively cheap or expensive securities.

When is the latest portfolio disclosure for SBI Short Term Debt Fund Direct-Growth?

The latest portfolio disclosure for SBI Short Term Debt Fund Direct-Growth is as of 30 Jun 2026. Mutual funds and ETFs in India are required to disclose their full portfolio monthly, within 10 business days of month-end. You can switch between historical disclosure dates using the date selector in the Top Portfolio Holdings section.

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Asset

30 Jun 2026

31 May 2026

30 Apr 2026

31 Mar 2026

28 Feb 2026

31 Jan 2026

Equity

0.00%

Debt

91.46%

88.52%

96.48%

97.70%

93.51%

89.69%

Others (incl. cash)

8.54%

11.48%

3.52%

2.30%

6.49%

10.31%

Commodities

0.00%

Real Estate

0.00%

Instrument

Sector

No. of Shares

Value (Rs. Cr)

Weight

Change

REC Ltd.

Financial

70,000

705.6

5.05%

Shivshakti Securitisation Trust

Others

600

588.92

4.21%

-0.01%↓

GOI

Sovereign

5,00,00,000

507.26

3.63%

National Bank For Agriculture & Rural Development

Financial

50,000

503.04

3.60%

Gujarat State

Construction

4,50,00,000

450.91

3.23%

Siddhivinayak Securitisation Trust

Others

375

370.15

2.65%

0.01%↑

National Bank For Agriculture & Rural Development

Financial

35,000

351.74

2.52%

-1.08%↓

Karnataka State

Others

3,50,00,000

349.58

2.50%

0.02%↑

Aditya Birla Housing Finance Ltd.

Financial

30,000

300.86

2.15%

-0.01%↓

Small Industries Devp. Bank of India Ltd.

Financial

28,500

286.48

2.05%

Toyota Financial Services Ltd.

Financial

27,500

274.51

1.96%

-0.00%↓

JSW Kalinga Steel Ltd.

Metals & Mining

26,500

272.29

1.95%

0.02%↑

Radhakrishna Securitisation Trust

Others

275

268.94

1.92%

-0.01%↓

Maharashtra State

Others

2,50,00,000

253.31

1.81%

Bajaj Auto Credit Ltd.

Financial

25,000

251.34

1.80%

Mahindra Rural Housing Finance Ltd.

Financial

25,000

250.74

1.79%

-0.01%↓

GOI

Sovereign

2,25,00,000

231.4

1.66%

0.02%↑

Jamnagar Utilities and Power Pvt. Ltd.

Capital Goods

22,500

227.39

1.63%

-0.36%↓

Mindspace Business Parks REIT

Construction

22,500

223.67

1.60%

0.01%↑

Cholamandalam Investment and Finance Company Ltd.

Financial

21,500

216.34

1.55%

0.01%↑

Sector

31 Oct 2017

31 Aug 2016

Others

0.06%

0.10%

Rating

Fund