SBI Short Term Debt Fund Direct-Growth
Debt: Short Duration - Growth (Open ended) Factsheet
SEBI Riskometer: ModerateCategory: Debt: Short DurationBenchmark: CRISIL Short Duration Debt A-II Index
NAV: ₹36.24-0.22%
08 Jul 2026
Holdings Analysis
Equity, debt and cash allocation snapshot with market cap distribution for SBI Short Term Debt Fund Direct-Growth.
Historical Asset Allocation
| Asset | 30 Jun 2026 | 31 May 2026 | 30 Apr 2026 | 31 Mar 2026 | 28 Feb 2026 | 31 Jan 2026 |
|---|---|---|---|---|---|---|
| Equity | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Debt | 91.46% | 88.52% | 96.48% | 97.70% | 93.51% | 89.69% |
| Others (incl. cash) | 8.54% | 11.48% | 3.52% | 2.30% | 6.49% | 10.31% |
| Commodities | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Real Estate | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Portfolio Snapshot
No. of Securities
87
Top Holding %
8.54%
Top 5 Holdings %
25.03%
Top 10 Holdings %
38.07%
Modified Duration
2.01 yrs
Avg. Maturity
2.56 yrs
Yield to Maturity
7.94%
AUM
₹13,976 Cr
Expense Ratio
0.42%
Since Inception
7.75%
Max Drawdown
-0.02%
Sharpe Ratio
1.21
Top Portfolio Holdings by Weight
Latest portfolio holdings sorted by allocation weight. Includes instrument name, sector, number of shares, market value (₹ Cr) and percentage of net assets. Switch dates or categories using the controls below.
| Instrument | Sector | No. of Shares | Value (Rs. Cr) | Weight | Change |
|---|---|---|---|---|---|
| REC Ltd. | Financial | 70,000 | 705.6 | 5.05% | - |
| Shivshakti Securitisation Trust | Others | 600 | 588.92 | 4.21% | -0.01%↓ |
| GOI | Sovereign | 5,00,00,000 | 507.26 | 3.63% | - |
| National Bank For Agriculture & Rural Development | Financial | 50,000 | 503.04 | 3.60% | - |
| Gujarat State | Construction | 4,50,00,000 | 450.91 | 3.23% | - |
| Siddhivinayak Securitisation Trust | Others | 375 | 370.15 | 2.65% | 0.01%↑ |
| National Bank For Agriculture & Rural Development | Financial | 35,000 | 351.74 | 2.52% | -1.08%↓ |
| Karnataka State | Others | 3,50,00,000 | 349.58 | 2.50% | 0.02%↑ |
| Aditya Birla Housing Finance Ltd. | Financial | 30,000 | 300.86 | 2.15% | -0.01%↓ |
| Small Industries Devp. Bank of India Ltd. | Financial | 28,500 | 286.48 | 2.05% | - |
| Toyota Financial Services Ltd. | Financial | 27,500 | 274.51 | 1.96% | -0.00%↓ |
| JSW Kalinga Steel Ltd. | Metals & Mining | 26,500 | 272.29 | 1.95% | 0.02%↑ |
| Radhakrishna Securitisation Trust | Others | 275 | 268.94 | 1.92% | -0.01%↓ |
| Maharashtra State | Others | 2,50,00,000 | 253.31 | 1.81% | - |
| Bajaj Auto Credit Ltd. | Financial | 25,000 | 251.34 | 1.80% | - |
| Mahindra Rural Housing Finance Ltd. | Financial | 25,000 | 250.74 | 1.79% | -0.01%↓ |
| GOI | Sovereign | 2,25,00,000 | 231.4 | 1.66% | 0.02%↑ |
| Jamnagar Utilities and Power Pvt. Ltd. | Capital Goods | 22,500 | 227.39 | 1.63% | -0.36%↓ |
| Mindspace Business Parks REIT | Construction | 22,500 | 223.67 | 1.60% | 0.01%↑ |
| Cholamandalam Investment and Finance Company Ltd. | Financial | 21,500 | 216.34 | 1.55% | 0.01%↑ |
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Sector-wise Portfolio Allocation
Equity exposure by sector as a percentage of total net assets, tracked across recent portfolio dates. Identifies concentration risk and sector rotation trends in the fund's holdings.
| Sector | 31 Oct 2017 | 31 Aug 2016 |
|---|---|---|
| Others | 0.06% | 0.10% |
Debt Holdings — Credit Quality Profile
Allocation of debt instruments by credit rating (AAA, AA, A, and below investment grade) as a percentage of net assets, compared against the category average. Higher AAA allocation indicates lower credit risk.
| Rating | Fund | Category |
|---|---|---|
| AAA | 61.95% | 49.51% |
| SOV | 18.51% | 23.88% |
| AA+ | 7.60% | 4.28% |
| AA | 6.72% | 3.17% |
| Cash & Call Money | 3.17% | 5.16% |
| A1+ | 1.69% | 9.95% |
| Others | 0.36% | 0.38% |
| AA- | - | 0.09% |
| Term Deposits | - | 0.01% |
Debt Insights
A detailed look at the debt holdings of this scheme — Is the scheme yielding enough? Includes credit quality, instrument breakdown and SEBI risk classification.
SEBI PRC matrix
Credit risk
| Interest risk | |||
|---|---|---|---|
| Low | Moderate | High | |
| Low | |||
| Moderate | |||
| High | |||
Instruments
| Full name | Description | Coupon rate | Maturity | Rating raw | Weight |
|---|---|---|---|---|---|
| REC Ltd. | Bonds | 7.38% | 28/02/2029 | CRISIL AAA | 5.05% |
| Shivshakti Securitisation Trust | Securitised Debt | 0.00% | 0 | CRISIL AAA(SO) | 4.21% |
| GOI | GOI Securities | 6.94% | 11/05/2036 | SOV | 3.63% |
| National Bank For Agriculture & Rural Development | Bonds | 7.44% | 17/07/2029 | CRISIL AAA | 3.60% |
| Gujarat State | State Development Loan | 7.43% | 24/06/2035 | SOV | 3.23% |
| Siddhivinayak Securitisation Trust | Securitised Debt | 0.00% | 0 | CRISIL AAA(SO) | 2.65% |
| National Bank For Agriculture & Rural Development | Bonds | 7.53% | 24/03/2028 | [ICRA]AAA | 2.52% |
| Karnataka State | State Development Loan | 7.31% | 04/09/2033 | SOV | 2.50% |
| Aditya Birla Housing Finance Ltd. | Debenture | 7.86% | 08/06/2028 | CRISIL AAA | 2.15% |
| Small Industries Devp. Bank of India Ltd. | Bonds/NCDs | 0.00% | 18/06/2031 | CRISIL AAA | 2.05% |
| Toyota Financial Services Ltd. | Non Convertible Debenture | 7.70% | 13/06/2028 | [ICRA]AAA | 1.96% |
| JSW Kalinga Steel Ltd. | Debenture | 0.00% | 0 | CRISIL AA | 1.95% |
| Radhakrishna Securitisation Trust | Securitised Debt | 0.00% | 0 | CRISIL AAA(SO) | 1.92% |
| Maharashtra State | State Development Loan | 7.35% | 08/04/2031 | SOV | 1.81% |
| Bajaj Auto Credit Ltd. | Non Convertible Debenture | 0.00% | 19/06/2029 | [ICRA]AAA | 1.80% |
| Mahindra Rural Housing Finance Ltd. | Debenture | 7.99% | 04/05/2028 | CRISIL AAA | 1.79% |
| GOI | GOI Securities | 7.75% | 10/08/2032 | SOV | 1.66% |
| Jamnagar Utilities and Power Pvt. Ltd. | Debenture | 7.90% | 10/08/2028 | CRISIL AAA | 1.63% |
| Mindspace Business Parks REIT | Debenture | 6.96% | 08/12/2028 | [ICRA]AAA | 1.60% |
| Cholamandalam Investment and Finance Company Ltd. | Debenture | 8.75% | 09/04/2032 | [ICRA]AA+ | 1.55% |
| Cube Highways Trust | Debenture | 7.25% | 25/04/2028 | [ICRA]AAA | 1.51% |
| Tata Capital Ltd. | Non Convertible Debenture | 8.15% | 11/06/2029 | CRISIL AAA | 1.45% |
| Aditya Birla Housing Finance Ltd. | Non Convertible Debenture | 8.22% | 05/06/2029 | CRISIL AAA | 1.45% |
| Mindspace Business Parks REIT | Debenture | 7.54% | 18/02/2028 | [ICRA]AAA | 1.44% |
| Anzen India Energy Yield Plus Trust | Non Convertible Debenture | 7.77% | 06/03/2028 | CRISIL AAA | 1.43% |
| Muthoot Finance Ltd. | Debenture | 8.05% | 25/11/2027 | CRISIL AA+ | 1.43% |
| Muthoot Finance Ltd. | Bonds | 8.40% | 28/08/2028 | CRISIL AA+ | 1.33% |
| Power Finance Corporation Ltd. | Non Convertible Debenture | 9.10% | 23/03/2029 | CRISIL AAA | 1.30% |
| India Universal Trust AL1 | Securitised Debt | 8.20% | 20/09/2030 | IND AAA(SO) | 1.30% |
| Tata Capital Housing Finance Ltd. | Non Convertible Debenture | 8.15% | 11/06/2031 | CRISIL AAA | 1.28% |
| Godrej Industries Ltd. | Debenture | 7.54% | 04/05/2029 | CRISIL AA+ | 1.24% |
| Interise Trust | Debenture | 0.00% | 31/03/2045 | [ICRA]AAA | 1.22% |
| GOI | GOI Securities | 7.17% | 17/04/2030 | SOV | 1.10% |
| Small Industries Devp. Bank of India Ltd. | Bonds | 0.00% | 04/06/2029 | CRISIL AAA | 1.08% |
| National Bank For Financing Infrastructure And Development | Bonds | 7.37% | 16/07/2029 | CRISIL AAA | 1.08% |
| Mindspace Business Parks REIT | Debenture | 7.93% | 20/03/2027 | CRISIL AAA | 1.08% |
| Mahindra & Mahindra Financial Services Ltd. | Non Convertible Debenture | 0.00% | 18/06/2029 | CRISIL AAA | 1.08% |
| Sundaram Finance Ltd. | Debenture | 7.95% | 14/08/2029 | CRISIL AAA | 1.08% |
| Sustainable Energy Infra Trust | Debenture | 7.15% | 27/07/2030 | CRISIL AAA | 1.05% |
| Tamilnadu State | State Development Loan | 7.68% | 01/11/2030 | SOV | 1.05% |
| GOI | GOI Securities | 6.68% | 07/07/2040 | SOV | 1.05% |
| Small Industries Devp. Bank of India Ltd. | Certificate of Deposit | 0.00% | 11/06/2027 | CRISIL A1+ | 1.01% |
| HDB Financial Services Ltd. | Debenture | 8.23% | 05/07/2029 | CRISIL AAA | 0.90% |
| India Universal Trust AL1 | Securitised Debt | 8.09% | 21/11/2027 | CRISIL AAA(SO) | 0.90% |
| Aditya Birla Housing Finance Ltd. | Debenture | 7.86% | 07/09/2028 | CRISIL AAA | 0.90% |
| Aadhar Housing Finance Ltd | Debenture | 7.76% | 30/11/2028 | [ICRA]AA | 0.89% |
| Mahindra Rural Housing Finance Ltd. | Debenture | 0.00% | 26/09/2028 | CRISIL AAA | 0.81% |
| Tamilnadu State | State Development Loan | 7.02% | 19/09/2029 | SOV | 0.72% |
| REC Ltd. | Debenture | 7.56% | 31/08/2027 | [ICRA]AAA | 0.72% |
| Torrent Power Ltd. | Non Convertible Debenture | 0.00% | 0 | CRISIL AA+ | 0.72% |
| Muthoot Finance Ltd. | Debenture | 8.52% | 26/05/2028 | CRISIL AA+ | 0.72% |
| Godrej Seeds & Genetics Ltd. | Non Convertible Debenture | 7.99% | 26/03/2029 | CRISIL AA | 0.71% |
| Bajaj Auto Credit Ltd. | Non Convertible Debenture | 7.25% | 27/11/2028 | [ICRA]AAA | 0.71% |
| Union Bank of India | Commercial Paper | 0.00% | 16/03/2027 | [ICRA]A1+ | 0.68% |
| Tata Housing Devp. Co. Ltd | Debenture | 7.51% | 08/12/2028 | CARE AA | 0.60% |
| Sikka Ports and Terminals Ltd. | Debenture | 7.90% | 18/11/2026 | CRISIL AAA | 0.57% |
| HDB Financial Services Ltd. | Non Convertible Debenture | 7.33% | 04/08/2028 | CRISIL AAA | 0.57% |
| Bharti Telecom Ltd. | Debenture | 8.65% | 05/11/2027 | CRISIL AAA | 0.54% |
| National Bank For Agriculture & Rural Development | Debenture | 7.62% | 31/01/2028 | CRISIL AAA | 0.54% |
| Tamilnadu State | State Development Loan | 6.84% | 28/08/2029 | SOV | 0.54% |
| GOI | GOI Securities | 7.24% | 18/08/2055 | SOV | 0.53% |
| Mahindra Rural Housing Finance Ltd. | Debenture | 7.45% | 21/11/2030 | CRISIL AAA | 0.53% |
| Godrej Seeds & Genetics Ltd. | Non Convertible Debenture | 7.68% | 28/01/2028 | CRISIL AA | 0.46% |
| Godrej Seeds & Genetics Ltd. | Non Convertible Debenture | 7.68% | 28/04/2028 | CRISIL AA | 0.46% |
| Godrej Seeds & Genetics Ltd. | Non Convertible Debenture | 7.68% | 27/10/2028 | CRISIL AA | 0.46% |
| Godrej Seeds & Genetics Ltd. | Non Convertible Debenture | 7.68% | 28/07/2028 | CRISIL AA | 0.46% |
| National Bank For Agriculture & Rural Development | Bonds | 7.48% | 15/09/2028 | CRISIL AAA | 0.36% |
| Phoenix ARC Pvt Ltd. | Debenture | 8.95% | 22/12/2028 | CRISIL AA | 0.36% |
| National Bank For Agriculture & Rural Development | Debenture | 7.80% | 15/03/2027 | [ICRA]AAA | 0.36% |
| Godrej Seeds & Genetics Ltd. | Non Convertible Debenture | 7.99% | 26/12/2028 | CRISIL AA | 0.36% |
| Karnataka State | State Development Loan | 6.86% | 07/10/2030 | SOV | 0.36% |
| Small Industries Devp. Bank of India Ltd. | Bonds | 7.04% | 09/02/2029 | CRISIL AAA | 0.36% |
| Sundaram Finance Ltd. | Bonds | 7.75% | 08/08/2028 | CRISIL AAA | 0.36% |
| Nexus Select Trust | Bonds | 0.00% | 16/06/2028 | CRISIL AAA | 0.36% |
| Small Industries Devp. Bank of India Ltd. | Debenture | 6.74% | 10/01/2029 | CRISIL AAA | 0.35% |
| Torrent Power Ltd. | Debenture | 8.40% | 18/01/2027 | CRISIL AA+ | 0.25% |
| Chhattisgarh State | State Development Loan | 7.29% | 07/06/2030 | SOV | 0.24% |
| Godrej Industries Ltd. | Non Convertible Debenture | 0.00% | 24/12/2031 | CRISIL AA+ | 0.18% |
| Godrej Industries Ltd. | Non Convertible Debenture | 0.00% | 24/09/2031 | CRISIL AA+ | 0.18% |
| Toyota Financial Services Ltd. | Debenture | 8.06% | 21/03/2028 | [ICRA]AAA | 0.18% |
| Toyota Financial Services Ltd. | Debenture | 8.18% | 29/09/2027 | [ICRA]AAA | 0.18% |
| Rajasthan State | State Development Loan | 6.75% | 04/11/2030 | SOV | 0.07% |
| Tamilnadu State | State Development Loan | 7.66% | 27/12/2033 | SOV | 0.01% |
| GOI | GOI Securities | 7.04% | 15/06/2027 | SOV | 0.01% |
| Tamilnadu State | State Development Loan | 7.17% | 27/02/2033 | SOV | 0.00% |
| ICICI Securities Primary Dealership Ltd. | Interest Rate Swap | 0.00% | 17/06/2031 | - | -1.79% |
| ICICI Securities Primary Dealership Ltd. | Interest Rate Swap | 0.00% | 05/06/2028 | - | -3.58% |
Frequently Asked Questions
What are the top holdings of SBI Short Term Debt Fund Direct-Growth?
The top holdings of SBI Short Term Debt Fund Direct-Growth sorted by portfolio weight are listed in the Top Portfolio Holdings section of the Holdings tab.
How many stocks does SBI Short Term Debt Fund Direct-Growth hold in its portfolio?
SBI Short Term Debt Fund Direct-Growth holds 87 securities in its portfolio. The top 5 holdings account for 25.03% of the portfolio and the top 10 for 38.07% — a well-diversified portfolio that minimises stock-specific risk.
What is the sector allocation of SBI Short Term Debt Fund Direct-Growth?
The sector allocation of SBI Short Term Debt Fund Direct-Growth is in the Sector Allocation section, showing each industry's weight in the portfolio.
What is the equity and debt allocation of SBI Short Term Debt Fund Direct-Growth?
As of 30 Jun 2026, SBI Short Term Debt Fund Direct-Growth has 0.00% in equity, 91.46% in debt and 8.54% in cash/others. This asset mix determines the fund's overall risk-return profile. The debt portfolio has a yield to maturity (YTM) of 7.94%.
What is the market cap allocation of SBI Short Term Debt Fund Direct-Growth?
The market cap distribution of SBI Short Term Debt Fund Direct-Growth — Large, Mid and Small Cap — is shown as a chart in the Holdings Analysis section.
Is SBI Short Term Debt Fund Direct-Growth a concentrated or diversified fund?
SBI Short Term Debt Fund Direct-Growth holds 87 securities, with the top 10 accounting for 38.07% of the portfolio and the top 5 for 25.03%. With 87 holdings, this is a well-diversified fund — stock-specific risk is limited.
What is the credit quality of SBI Short Term Debt Fund Direct-Growth?
The debt holdings of SBI Short Term Debt Fund Direct-Growth are rated as follows — AAA: 61.95%, SOV: 18.51%, AA+: 7.60%, AA: 6.72%, and others. Higher allocation to AAA and sovereign instruments means lower credit risk. The full rating profile compared to the category average is in the Credit Rating section.
How often does SBI Short Term Debt Fund Direct-Growth change its portfolio?
The portfolio currently holds 87 securities with the top 10 accounting for 38.07% as of 30 Jun 2026. Portfolio turnover reflects how actively the fund manager trades. A high turnover increases transaction costs while a low turnover reflects a buy-and-hold approach. Historical asset allocation snapshots across multiple dates are in the Holdings Analysis section.
What is the PE ratio of SBI Short Term Debt Fund Direct-Growth's portfolio?
The portfolio-level PE, PB and debt metrics of SBI Short Term Debt Fund Direct-Growth are in the Holdings Analysis section. These help assess whether the portfolio is invested in relatively cheap or expensive securities.
When is the latest portfolio disclosure for SBI Short Term Debt Fund Direct-Growth?
The latest portfolio disclosure for SBI Short Term Debt Fund Direct-Growth is as of 30 Jun 2026. Mutual funds and ETFs in India are required to disclose their full portfolio monthly, within 10 business days of month-end. You can switch between historical disclosure dates using the date selector in the Top Portfolio Holdings section.