SBI Ultra Short Duration Fund Direct-Growth
Debt: Ultra Short Duration - Growth (Open ended) Factsheet
SEBI Riskometer: ModerateCategory: Debt: Ultra Short DurationBenchmark: CRISIL Ultra Short Duration Debt A-I Index
NAV: ₹6,478.98-0.07%
08 Jul 2026
Holdings Analysis
Equity, debt and cash allocation snapshot with market cap distribution for SBI Ultra Short Duration Fund Direct-Growth.
Historical Asset Allocation
| Asset | 30 Jun 2026 | 31 May 2026 | 30 Apr 2026 | 31 Mar 2026 | 28 Feb 2026 | 31 Jan 2026 |
|---|---|---|---|---|---|---|
| Equity | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Debt | 68.11% | 70.42% | 34.96% | 29.39% | 78.58% | 79.38% |
| Others (incl. cash) | 31.89% | 29.58% | 65.04% | 70.61% | 21.42% | 20.62% |
| Commodities | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Real Estate | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Portfolio Snapshot
No. of Securities
64
Top Holding %
31.89%
Top 5 Holdings %
57.28%
Top 10 Holdings %
76.26%
Modified Duration
0.43 yrs
Avg. Maturity
0.71 yrs
Yield to Maturity
7.77%
AUM
₹11,408 Cr
Expense Ratio
0.35%
Since Inception
7.17%
Max Drawdown
-0.01%
Sharpe Ratio
2.83
Top Portfolio Holdings by Weight
Latest portfolio holdings sorted by allocation weight. Includes instrument name, sector, number of shares, market value (₹ Cr) and percentage of net assets. Switch dates or categories using the controls below.
| Instrument | Sector | No. of Shares | Value (Rs. Cr) | Weight | Change |
|---|---|---|---|---|---|
| National Bank For Agriculture & Rural Development | Financial | 17,000 | 812.6 | 7.12% | 0.36%↑ |
| Kotak Mahindra Bank Ltd. | Financial | 16,000 | 765 | 6.71% | 0.34%↑ |
| Reserve Bank of India | Financial | 7,00,00,000 | 697.83 | 6.12% | -2.46%↓ |
| HDFC Bank Ltd. | Financial | 13,000 | 620.43 | 5.44% | 0.27%↑ |
| Tata Communications Ltd. | Communication | 55,000 | 550.47 | 4.83% | 0.19%↑ |
| Punjab National Bank | Financial | 11,000 | 528.56 | 4.63% | 0.63%↑ |
| Muthoot Fincorp Ltd. | Financial | 8,000 | 377.41 | 3.31% | 0.17%↑ |
| Small Industries Devp. Bank of India Ltd. | Financial | 7,800 | 373.58 | 3.27% | 0.16%↑ |
| Small Industries Devp. Bank of India Ltd. | Financial | 7,000 | 334.8 | 2.93% | -0.65%↓ |
| Adani Power Ltd. | Energy | 30,000 | 300.11 | 2.63% | 0.13%↑ |
| HDFC Bank Ltd. | Financial | 6,000 | 286.86 | 2.51% | 0.13%↑ |
| Radhakrishna Securitisation Trust | Others | 255 | 249.38 | 2.19% | 0.09%↑ |
| Axis Securities Ltd. | Others | 5,000 | 248.78 | 2.18% | 0.10%↑ |
| JM Financial Services Pvt. Ltd. | Financial | 5,000 | 246.48 | 2.16% | 0.10%↑ |
| Muthoot Finance Ltd. | Financial | 22,500 | 224.59 | 1.97% | 0.09%↑ |
| Muthoot Finance Ltd. | Financial | 20,000 | 201.91 | 1.77% | 0.08%↑ |
| Muthoot Fincorp Ltd. | Financial | 4,000 | 196.28 | 1.72% | 0.08%↑ |
| Punjab National Bank | Financial | 4,000 | 192.18 | 1.68% | 0.88%↑ |
| Bank Of Baroda | Financial | 4,000 | 191.93 | 1.68% | 0.08%↑ |
| Canara Bank | Financial | 4,000 | 191.27 | 1.68% | 0.48%↑ |
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Debt Holdings — Credit Quality Profile
Allocation of debt instruments by credit rating (AAA, AA, A, and below investment grade) as a percentage of net assets, compared against the category average. Higher AAA allocation indicates lower credit risk.
| Rating | Fund | Category |
|---|---|---|
| A1+ | 58.19% | 58.15% |
| SOV | 10.37% | 5.88% |
| AAA | 9.66% | 20.62% |
| AA+ | 8.98% | 4.92% |
| AA | 8.10% | 3.74% |
| Cash & Call Money | 2.97% | 5.54% |
| AA- | 1.31% | 0.53% |
| Others | 0.43% | 0.27% |
| Cash | - | -1.12% |
| D | - | 1.47% |
Debt Insights
A detailed look at the debt holdings of this scheme — Is the scheme yielding enough? Includes credit quality, instrument breakdown and SEBI risk classification.
SEBI PRC matrix
Credit risk
| Interest risk | |||
|---|---|---|---|
| Low | Moderate | High | |
| Low | |||
| Moderate | |||
| High | |||
Instruments
| Full name | Description | Coupon rate | Maturity | Rating raw | Weight |
|---|---|---|---|---|---|
| National Bank For Agriculture & Rural Development | Certificate of Deposit | 0.00% | 02/03/2027 | CRISIL A1+ | 7.12% |
| Kotak Mahindra Bank Ltd. | Certificate of Deposit | 0.00% | 05/03/2027 | CRISIL A1+ | 6.71% |
| Reserve Bank of India | Treasury Bills | 0.00% | 91-D 23/07/2026 | SOV | 6.12% |
| HDFC Bank Ltd. | Certificate of Deposit | 0.00% | 12/03/2027 | CRISIL A1+ | 5.44% |
| Tata Communications Ltd. | Debenture | 7.75% | 29/08/2026 | CARE AAA | 4.83% |
| Punjab National Bank | Certificate of Deposit | 0.00% | 04/02/2027 | CRISIL A1+ | 4.63% |
| Muthoot Fincorp Ltd. | Commercial Paper | 0.00% | 364-D 12/03/2027 | CRISIL A1+ | 3.31% |
| Small Industries Devp. Bank of India Ltd. | Certificate of Deposit | 0.00% | 18/02/2027 | CRISIL A1+ | 3.27% |
| Small Industries Devp. Bank of India Ltd. | Commercial Paper | 0.00% | 26/02/2027 | CRISIL A1+ | 2.93% |
| Adani Power Ltd. | Debenture | 0.00% | 27/01/2028 | CRISIL AA | 2.63% |
| HDFC Bank Ltd. | Certificate of Deposit | 0.00% | 02/03/2027 | CRISIL A1+ | 2.51% |
| Radhakrishna Securitisation Trust | Securitised Debt | 0.00% | 0 | CRISIL AAA(SO) | 2.19% |
| Axis Securities Ltd. | Commercial Paper | 0.00% | 91-D 27/07/2026 | CRISIL A1+ | 2.18% |
| JM Financial Services Pvt. Ltd. | Commercial Paper | 0.00% | 337-D 10/09/2026 | CRISIL A1+ | 2.16% |
| Muthoot Finance Ltd. | Debenture | 8.05% | 25/11/2027 | CRISIL AA+ | 1.97% |
| Muthoot Finance Ltd. | Debenture | 0.00% | 26/07/2029 | CRISIL AA+ | 1.77% |
| Muthoot Fincorp Ltd. | Commercial Paper | 0.00% | 326-D 25/09/2026 | CRISIL A1+ | 1.72% |
| Canara Bank | Certificate of Deposit | 0.00% | 04/03/2027 | CRISIL A1+ | 1.68% |
| Bank Of Baroda | Certificate of Deposit | 0.00% | 12/02/2027 | IND A1+ | 1.68% |
| Punjab National Bank | Certificate of Deposit | 0.00% | 05/02/2027 | CRISIL A1+ | 1.68% |
| Punjab National Bank | Certificate of Deposit | 0.00% | 04/03/2027 | CRISIL A1+ | 1.68% |
| Oberoi Realty Ltd. | Non Convertible Debenture | 0.00% | 22/10/2027 | CARE AA+ | 1.46% |
| Eris Lifesciences Ltd. | Debenture | 8.73% | 07/12/2026 | IND AA | 1.32% |
| Chhattisgarh State | State Development Loan | 7.03% | 28/08/2026 | SOV | 1.32% |
| Tata Motors Ltd. | Debenture | 8.50% | 30/12/2026 | CRISIL AA+ | 1.32% |
| INDOSTAR-12.25%-23-5-16-A-PVT | Debenture | 8.85% | 22/05/2028 | CARE AA- | 1.31% |
| Small Industries Devp. Bank of India Ltd. | Commercial Paper | 0.00% | 25/03/2027 | CRISIL A1+ | 1.25% |
| National Bank For Agriculture & Rural Development | Certificate of Deposit | 0.00% | 18/03/2027 | CRISIL A1+ | 1.25% |
| LIC Housing Finance Ltd. | Non Convertible Debenture | 7.69% | 11/12/2026 | CRISIL AAA | 1.10% |
| Gujarat State | State Development Loan | 6.04% | 20/10/2026 | SOV | 1.01% |
| Motilal Oswal Home Finance Ltd. | Debenture | 8.55% | 07/01/2027 | [ICRA]AA+ | 0.88% |
| Mankind Pharma Ltd. | Debenture | 7.99% | 16/10/2026 | CRISIL AA+ | 0.88% |
| Tata Projects Ltd. | Bonds/NCDs | 8.25% | 28/04/2027 | CRISIL AA | 0.88% |
| Canara Bank | Certificate of Deposit | 0.00% | 14/09/2026 | CRISIL A1+ | 0.87% |
| Power Finance Corporation Ltd. | Zero Coupon Bonds | 0.00% | 25/08/2026 | CRISIL AAA | 0.87% |
| Bank Of Baroda | Certificate of Deposit | 0.00% | 15/12/2026 | IND A1+ | 0.85% |
| Canara Bank | Certificate of Deposit | 0.00% | 12/02/2027 | CRISIL A1+ | 0.84% |
| Canara Bank | Certificate of Deposit | 0.00% | 02/03/2027 | CRISIL A1+ | 0.84% |
| Canara Bank | Certificate of Deposit | 0.00% | 02/02/2027 | CRISIL A1+ | 0.84% |
| Small Industries Devp. Bank of India Ltd. | Certificate of Deposit | 0.00% | 04/02/2027 | CRISIL A1+ | 0.84% |
| Reserve Bank of India | Treasury Bills | 0.00% | 182-D 09/07/2026 | SOV | 0.66% |
| JM Financial Services Pvt. Ltd. | Debenture | 8.30% | 27/05/2027 | CRISIL AA | 0.65% |
| Tata Projects Ltd. | Debenture | 8.35% | 22/07/2027 | IND AA | 0.48% |
| Phoenix ARC Pvt Ltd. | Debenture | 8.95% | 23/03/2028 | CRISIL AA | 0.44% |
| Phoenix ARC Pvt Ltd. | Debenture | 8.95% | 23/06/2028 | CRISIL AA | 0.44% |
| Phoenix ARC Pvt Ltd. | Debenture | 8.95% | 23/12/2027 | CRISIL AA | 0.44% |
| Muthoot Finance Ltd. | Debenture | 8.90% | 17/06/2027 | CRISIL AA+ | 0.44% |
| Shriram Finance Ltd | Debenture | 8.75% | 05/10/2026 | CRISIL AAA | 0.44% |
| Bank Of Baroda | Certificate of Deposit | 0.00% | 08/03/2027 | IND A1+ | 0.42% |
| Union Bank of India | Certificate of Deposit | 0.00% | 15/03/2027 | [ICRA]A1+ | 0.42% |
| Union Bank of India | Certificate of Deposit | 0.00% | 0 | [ICRA]A1+ | 0.42% |
| Punjab National Bank | Certificate of Deposit | 0.00% | 10/02/2027 | CRISIL A1+ | 0.42% |
| GOI | GOI Securities | 16.12% | 16/12/2026 | SOV | 0.38% |
| Maharashtra State | State Development Loan | 7.15% | 13/10/2026 | SOV | 0.35% |
| Sheela Foam Ltd. | Debenture | 8.45% | 06/10/2026 | IND AA | 0.31% |
| Andhra Pradesh State | State Development Loan | 7.42% | 09/11/2026 | SOV | 0.31% |
| JM Financial Products Ltd. | Debenture | 8.92% | 16/11/2026 | CRISIL AA | 0.29% |
| Torrent Power Ltd. | Debenture | 8.32% | 28/02/2027 | CRISIL AA+ | 0.27% |
| India Universal Trust AL1 | Securitised Debt | 0.00% | 0 | CRISIL AAA(SO) | 0.24% |
| Karnataka State | State Development Loan | 7.86% | 15/03/2027 | SOV | 0.22% |
| JM Financial Credit Solutions Ltd. | Non Convertible Debenture | 9.30% | 25/09/2026 | [ICRA]AA | 0.22% |
| Canara Bank | Certificate of Deposit | 0.00% | 26/02/2027 | CRISIL A1+ | 0.21% |
| ICICI Bank Ltd. | Interest Rate Swap | 0.00% | 05/10/2026 | - | -0.44% |
| Deutsche Bank AG (India) | Interest Rate Swap | 0.00% | 15/02/2027 | - | -28.49% |
Frequently Asked Questions
What are the top holdings of SBI Ultra Short Duration Fund Direct-Growth?
The top holdings of SBI Ultra Short Duration Fund Direct-Growth sorted by portfolio weight are listed in the Top Portfolio Holdings section of the Holdings tab.
How many stocks does SBI Ultra Short Duration Fund Direct-Growth hold in its portfolio?
SBI Ultra Short Duration Fund Direct-Growth holds 64 securities in its portfolio. The top 5 holdings account for 57.28% of the portfolio and the top 10 for 76.26%.
What is the sector allocation of SBI Ultra Short Duration Fund Direct-Growth?
The sector allocation of SBI Ultra Short Duration Fund Direct-Growth is in the Sector Allocation section, showing each industry's weight in the portfolio.
What is the equity and debt allocation of SBI Ultra Short Duration Fund Direct-Growth?
As of 30 Jun 2026, SBI Ultra Short Duration Fund Direct-Growth has 0.00% in equity, 68.11% in debt and 31.89% in cash/others. This asset mix determines the fund's overall risk-return profile. The debt portfolio has a yield to maturity (YTM) of 7.77%.
What is the market cap allocation of SBI Ultra Short Duration Fund Direct-Growth?
The market cap distribution of SBI Ultra Short Duration Fund Direct-Growth — Large, Mid and Small Cap — is shown as a chart in the Holdings Analysis section.
Is SBI Ultra Short Duration Fund Direct-Growth a concentrated or diversified fund?
SBI Ultra Short Duration Fund Direct-Growth holds 64 securities, with the top 10 accounting for 76.26% of the portfolio and the top 5 for 57.28%. This is a moderately diversified fund balancing conviction positions with risk spread.
What is the credit quality of SBI Ultra Short Duration Fund Direct-Growth?
The debt holdings of SBI Ultra Short Duration Fund Direct-Growth are rated as follows — A1+: 58.19%, SOV: 10.37%, AAA: 9.66%, AA+: 8.98%, and others. Higher allocation to AAA and sovereign instruments means lower credit risk. The full rating profile compared to the category average is in the Credit Rating section.
How often does SBI Ultra Short Duration Fund Direct-Growth change its portfolio?
The portfolio currently holds 64 securities with the top 10 accounting for 76.26% as of 30 Jun 2026. Portfolio turnover reflects how actively the fund manager trades. A high turnover increases transaction costs while a low turnover reflects a buy-and-hold approach. Historical asset allocation snapshots across multiple dates are in the Holdings Analysis section.
What is the PE ratio of SBI Ultra Short Duration Fund Direct-Growth's portfolio?
The portfolio-level PE, PB and debt metrics of SBI Ultra Short Duration Fund Direct-Growth are in the Holdings Analysis section. These help assess whether the portfolio is invested in relatively cheap or expensive securities.
When is the latest portfolio disclosure for SBI Ultra Short Duration Fund Direct-Growth?
The latest portfolio disclosure for SBI Ultra Short Duration Fund Direct-Growth is as of 30 Jun 2026. Mutual funds and ETFs in India are required to disclose their full portfolio monthly, within 10 business days of month-end. You can switch between historical disclosure dates using the date selector in the Top Portfolio Holdings section.