SBI Ultra Short to Short Term Fund Direct-Growth
Debt: Ultra Short to Short Term - Growth (Open ended)
SEBI Riskometer: Low to ModerateCategory: Debt: Ultra Short to Short TermBenchmark: CRISIL Low Duration Debt A-I IndexCheck Portfolio Overlap →
NAV: ₹3,919.83-0.04%
22 Oct 2026
Rolling Returns Analysis
Rolling annualized returns of SBI Ultra Short to Short Term Fund Direct-Growth across 1Y, 3Y and 5Y windows — average, best, worst returns and percentage of positive return periods.
| Metric | 1 Yr Rolling Returns | 3 Yr Rolling Returns | 5 Yr Rolling Returns | 7 Yr Rolling Returns |
|---|---|---|---|---|
| Analysis period | 13 Jan, 2014 - 22 Oct, 2026 | 12 Feb, 2016 - 22 Oct, 2026 | 12 Mar, 2018 - 22 Oct, 2026 | 08 Apr, 2020 - 22 Jan, 2026 |
| Average returns | 7.64% | 7.44% | 7.28% | 7.40% |
| Standard deviation | 1.73% | 1.19% | 0.87% | 0.64% |
| Best returns | 10.45% 1 year ending on 07 Aug, 2014 | 9.63% 3 years ending on 08 Sep, 2016 | 8.75% 5 years ending on 06 Apr, 2018 | 8.74% 7 years ending on 23 Jun, 2020 |
| Worst returns | 3.50% 1 year ending on 17 Jun, 2022 | 5.07% 3 years ending on 11 Aug, 2023 | 6.25% 5 years ending on 03 Sep, 2025 | 6.76% 7 years ending on 12 Feb, 2024 |
| Period with positive return | 100.00% | 100.00% | 100.00% | 100.00% |
| Period with return > 5% | 87.14% | 100.00% | 100.00% | 100.00% |
| Period with return > 10% | 2.26% | 0.00% | 0.00% | 0.00% |
| Period with return > 15% | 0.00% | 0.00% | 0.00% | 0.00% |
| Beat % Category | 25.13% | 29.26% | 55.60% | 55.02% |
| Beat % Benchmark | 35.72% | 10.63% | 8.30% | 1.91% |
Trailing Returns
Point-to-point returns of SBI Ultra Short to Short Term Fund Direct-Growth vs category average for YTD, 1M, 6M, 1Y, 3Y, 5Y and 10Y periods — with category rank and total funds count.
-10%
-5%
0%
5%
10%
4.5%
4.6%
-12.3%
YTD
0.2%
0.1%
-2.7%
1 M
2.7%
2.8%
-6.2%
6 M
5.6%
5.8%
-11.3%
1 Y
7.1%
7.2%
6.8%
3 Y
6.5%
6.5%
5.8%
5 Y
6.7%
6.2%
11.4%
10 Y
Fund
Debt: Ultra Short to Short Term
CRISIL Low Duration Debt A-I Index
| Name | YTD | 1 M | 6 M | 1 Y | 3 Y | 5 Y | 10 Y | Since Inception |
|---|---|---|---|---|---|---|---|---|
| Fund | 4.49% | 0.15% | 2.72% | 5.59% | 7.10% | 6.49% | 6.73% | 7.33% |
| Debt: Ultra Short to Short Term | 4.63% | 0.10% | 2.79% | 5.77% | 7.16% | 6.54% | 6.23% | - |
| CRISIL Low Duration Debt A-I Index | -12.33% | -2.73% | -6.15% | -11.34% | 6.82% | 5.85% | 11.40% | - |
| Rank in category | 22 | 4 | 24 | 24 | 16 | 13 | 9 | - |
| Funds in category | 26 | 31 | 30 | 26 | 20 | 20 | 19 | - |
Period Returns
Calendar-year, quarterly and monthly return history of SBI Ultra Short to Short Term Fund Direct-Growth. Toggle between bar chart and table view to analyse periodic performance trends.
Historical Performance
Track NAV movement and cumulative returns of SBI Ultra Short to Short Term Fund Direct-Growth across 1M, 6M, 1Y, 3Y, 5Y and since-inception periods. Compare SIP and lumpsum growth over time.
Compare performance with respect toAdd benchmark
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Frequently Asked Questions
What are the 1-year returns of SBI Ultra Short to Short Term Fund Direct-Growth?
SBI Ultra Short to Short Term Fund Direct-Growth has delivered a 1-year return of 5.59% as of 21 Oct 2026. During the same period, its benchmark CRISIL Low Duration Debt A-I Index returned -11.34%. The fund has outperformed its benchmark over this period.
What are the 3-year returns of SBI Ultra Short to Short Term Fund Direct-Growth?
SBI Ultra Short to Short Term Fund Direct-Growth has delivered a 3-year CAGR of 7.10% as of 21 Oct 2026. Its benchmark CRISIL Low Duration Debt A-I Index returned 6.82% CAGR over the same period. CAGR (Compounded Annual Growth Rate) is the right way to evaluate multi-year mutual fund performance as it smooths out year-to-year volatility.
What are the 5-year returns of SBI Ultra Short to Short Term Fund Direct-Growth?
SBI Ultra Short to Short Term Fund Direct-Growth has delivered a 5-year CAGR of 6.49% as of 21 Oct 2026. Its benchmark CRISIL Low Duration Debt A-I Index returned 5.85% CAGR over the same period. A 5-year track record is considered a more reliable indicator of fund quality than shorter-term performance, as it captures at least one full market cycle.
What are the returns of SBI Ultra Short to Short Term Fund Direct-Growth since inception?
Since its launch on 31 Dec 2012, SBI Ultra Short to Short Term Fund Direct-Growth has delivered a CAGR of 7.33%. Since-inception returns reflect the fund's full history and give the most complete picture of long-term performance.
How has SBI Ultra Short to Short Term Fund Direct-Growth performed vs its category over the long term?
Over the long term, SBI Ultra Short to Short Term Fund Direct-Growth has ranked 16 out of 20 funds in the Debt: Ultra Short to Short Term category on a 3-year basis, and 13 out of 20 funds on a 5-year basis. Category rank is one of several factors to consider alongside risk metrics and rolling return consistency when evaluating a fund.
What is the Sharpe ratio of SBI Ultra Short to Short Term Fund Direct-Growth?
The Sharpe ratio of SBI Ultra Short to Short Term Fund Direct-Growth is 2.11 (as of 21 Oct 2026). The Sharpe ratio measures how much return the fund generates per unit of risk (volatility) taken. A Sharpe ratio above 1.0 is generally considered good — the higher the ratio, the better the risk-adjusted return.
What is the alpha of SBI Ultra Short to Short Term Fund Direct-Growth?
The alpha of SBI Ultra Short to Short Term Fund Direct-Growth is shown in the Alpha, Beta & Sharpe section above.
What is the beta of SBI Ultra Short to Short Term Fund Direct-Growth?
The beta of SBI Ultra Short to Short Term Fund Direct-Growth is shown in the Alpha, Beta & Sharpe section above.
What are the rolling returns of SBI Ultra Short to Short Term Fund Direct-Growth?
The average 1-year and 3-year rolling returns of SBI Ultra Short to Short Term Fund Direct-Growth is 7.64% and 7.44% respectively. Rolling returns show the fund's annualized return across every possible 1-year and 3-year investment window, making them a far more reliable measure of consistency than point-to-point returns, which depend heavily on the start and end date chosen.