Sundaram Banking & PSU Fund Direct-Growth
Debt: Banking and PSU - Growth (Open ended) Factsheet
SEBI Riskometer: ModerateCategory: Debt: Banking and PSUBenchmark: Nifty Banking & PSU Debt Index A-II
NAV: ₹46.22+0.01%
24 Jul 2026
Holdings Analysis
Equity, debt and cash allocation snapshot with market cap distribution for Sundaram Banking & PSU Fund Direct-Growth.
Historical Asset Allocation
| Asset | 30 Jun 2026 | 31 May 2026 | 30 Apr 2026 | 31 Mar 2026 | 28 Feb 2026 | 31 Jan 2026 |
|---|---|---|---|---|---|---|
| Equity | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Debt | 92.43% | 89.99% | 87.41% | 86.93% | 95.61% | 91.92% |
| Others (incl. cash) | 7.57% | 10.01% | 12.59% | 13.07% | 4.39% | 8.08% |
| Commodities | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Real Estate | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Portfolio Snapshot
No. of Securities
30
Top Holding %
8.97%
Top 5 Holdings %
38.04%
Top 10 Holdings %
57.74%
Modified Duration
2.20 yrs
Avg. Maturity
3.06 yrs
Yield to Maturity
7.05%
AUM
₹280 Cr
Expense Ratio
0.27%
Since Inception
7.12%
Max Drawdown
-0.02%
Sharpe Ratio
0.94
Top Portfolio Holdings by Weight
Latest portfolio holdings sorted by allocation weight. Includes instrument name, sector, number of shares, market value (₹ Cr) and percentage of net assets. Switch dates or categories using the controls below.
| Instrument | Sector | No. of Shares | Value (Rs. Cr) | Weight | Change |
|---|---|---|---|---|---|
| HDFC Bank Ltd. | Financial | 2,500 | 25.16 | 8.97% | 0.06%↑ |
| Export-Import Bank Of India | Financial | 2,000 | 20.15 | 7.18% | 0.07%↑ |
| National Housing Bank | Financial | 2,000 | 20.12 | 7.18% | 0.03%↑ |
| Small Industries Devp. Bank of India Ltd. | Financial | 2,000 | 20 | 7.13% | 0.09%↑ |
| Indian Oil Corporation Ltd. | Energy | 150 | 15.08 | 5.38% | 0.03%↑ |
| Indian Railway Finance Corporation Ltd. | Financial | 1,000 | 10.11 | 3.60% | 0.06%↑ |
| National Bank For Agriculture & Rural Development | Financial | 1,000 | 10.05 | 3.58% | 0.02%↑ |
| National Bank For Financing Infrastructure And Development | Financial | 1,000 | 10.03 | 3.58% | - |
| State Bank of India | Financial | 10 | 10 | 3.57% | 0.07%↑ |
| Power Finance Corporation Ltd. | Financial | 1,000 | 9.95 | 3.55% | 0.02%↑ |
| Bajaj Finance Ltd. | Financial | 1,000 | 9.91 | 3.53% | 0.03%↑ |
| Power Finance Corporation Ltd. | Financial | 1,000 | 9.9 | 3.53% | 0.03%↑ |
| National Bank For Agriculture & Rural Development | Financial | 1,000 | 9.89 | 3.53% | 0.04%↑ |
| Union Bank of India | Financial | 200 | 9.54 | 3.40% | 0.03%↑ |
| GOI | Sovereign | 6,60,000 | 6.58 | 2.35% | - |
| Karnataka State | Others | 5,00,000 | 5.11 | 1.82% | 0.03%↑ |
| Indian Railway Finance Corporation Ltd. | Financial | 500 | 5.06 | 1.81% | - |
| Power Finance Corporation Ltd. | Financial | 500 | 5.06 | 1.80% | 0.02%↑ |
| REC Ltd. | Financial | 500 | 5.04 | 1.80% | 0.03%↑ |
| National Bank For Agriculture & Rural Development | Financial | 500 | 5.03 | 1.79% | - |
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Debt Holdings — Credit Quality Profile
Allocation of debt instruments by credit rating (AAA, AA, A, and below investment grade) as a percentage of net assets, compared against the category average. Higher AAA allocation indicates lower credit risk.
| Rating | Fund | Category |
|---|---|---|
| AAA | 81.83% | 62.60% |
| Cash & Call Money | 7.57% | 8.98% |
| SOV | 6.70% | 12.83% |
| A1+ | 3.40% | 12.77% |
| Others | 0.49% | 0.29% |
| AA | - | 0.30% |
| AA+ | - | 1.08% |
| AA- | - | 0.04% |
| Cash | - | -0.25% |
| Term Deposits | - | 0.05% |
Debt Insights
A detailed look at the debt holdings of this scheme — Is the scheme yielding enough? Includes credit quality, instrument breakdown and SEBI risk classification.
SEBI PRC matrix
Credit risk
| Interest risk | |||
|---|---|---|---|
| Low | Moderate | High | |
| Low | |||
| Moderate | |||
| High | |||
Instruments
| Full name | Description | Coupon rate | Maturity | Rating raw | Weight |
|---|---|---|---|---|---|
| HDFC Bank Ltd. | Debenture | 7.70% | 16/05/2028 | ICRA AAA | 8.97% |
| National Housing Bank | Debenture | 7.59% | 14/07/2027 | CRISIL AAA | 7.18% |
| Export-Import Bank Of India | Bonds | 7.35% | 27/07/2028 | ICRA AAA | 7.18% |
| Small Industries Devp. Bank of India Ltd. | Debenture | 7.22% | 10/04/2029 | CRISIL AAA | 7.13% |
| Indian Oil Corporation Ltd. | Non Convertible Debenture | 7.44% | 25/11/2027 | ICRA AAA | 5.38% |
| Indian Railway Finance Corporation Ltd. | Non Convertible Debenture | 7.37% | 31/07/2029 | ICRA AAA | 3.60% |
| National Bank For Agriculture & Rural Development | Bonds | 7.53% | 24/03/2028 | ICRA AAA | 3.58% |
| National Bank For Financing Infrastructure And Development | Bonds | 7.37% | 16/07/2029 | CRISIL AAA | 3.58% |
| State Bank of India | Bonds | 6.93% | 20/10/2035 | ICRA AAA | 3.57% |
| Power Finance Corporation Ltd. | Bonds/NCDs | 6.73% | 15/10/2027 | CRISIL AAA | 3.55% |
| Bajaj Finance Ltd. | Debenture | 7.11% | 10/07/2028 | CRISIL AAA | 3.53% |
| National Bank For Agriculture & Rural Development | Debenture | 6.66% | 12/10/2028 | ICRA AAA | 3.53% |
| Power Finance Corporation Ltd. | Bonds | 6.61% | 15/07/2028 | ICRA AAA | 3.53% |
| Union Bank of India | Commercial Paper | 0.00% | 16/03/2027 | ICRA A1+ | 3.40% |
| GOI | GOI Securities | 6.36% | 16/02/2031 | SOV | 2.35% |
| Karnataka State | State Development Loan | 7.72% | 06/12/2035 | SOV | 1.82% |
| Indian Railway Finance Corporation Ltd. | Non Convertible Debenture | 7.46% | 18/06/2029 | CRISIL AAA | 1.81% |
| Power Finance Corporation Ltd. | Non Convertible Debenture | 7.60% | 13/04/2029 | ICRA AAA | 1.80% |
| REC Ltd. | Debenture | 7.34% | 0 | CRISIL AAA | 1.80% |
| Indian Railway Finance Corporation Ltd. | Debenture | 7.68% | 24/11/2026 | ICRA AAA | 1.79% |
| HDB Financial Services Ltd. | Non Convertible Debenture | 7.96% | 05/01/2028 | CRISIL AAA | 1.79% |
| National Bank For Agriculture & Rural Development | Bonds | 7.44% | 17/07/2029 | CRISIL AAA | 1.79% |
| Housing & Urban Development Corporation Ltd. | Debenture | 7.23% | 18/07/2029 | ICRA AAA | 1.78% |
| Bajaj Finance Ltd. | Debenture | 7.38% | 26/06/2028 | CRISIL AAA | 1.78% |
| Bharti Telecom Ltd. | Debenture | 7.35% | 15/10/2027 | CRISIL AAA | 1.77% |
| GOI | GOI Securities | 6.90% | 15/04/2065 | SOV | 1.66% |
| REC Ltd. | Debenture | 6.52% | 31/01/2028 | ICRA AAA | 1.41% |
| GOI | GOI Securities | 6.48% | 06/10/2035 | SOV | 0.87% |
Frequently Asked Questions
What are the top holdings of Sundaram Banking & PSU Fund Direct-Growth?
The top holdings of Sundaram Banking & PSU Fund Direct-Growth as of 30 Jun 2026 are HDFC Bank Ltd. (8.97%), Others (7.57%), Export-Import Bank Of India (7.18%), National Housing Bank (7.18%), Small Industries Devp. Bank of India Ltd. (7.13%). These top 5 stocks together account for 38.04% of the total portfolio. You can view the complete holdings breakdown above.
How many stocks does Sundaram Banking & PSU Fund Direct-Growth hold in its portfolio?
Sundaram Banking & PSU Fund Direct-Growth holds 30 stocks in its portfolio as of 30 Jun 2026. The fund's portfolio size reflects the fund manager's investment approach, a more concentrated portfolio indicates higher conviction bets, while a larger number of holdings suggests a more diversified strategy.
What is the sector allocation of Sundaram Banking & PSU Fund Direct-Growth?
The sector allocation of Sundaram Banking & PSU Fund Direct-Growth is shown in the Sector Allocation section above.
What is the equity and debt allocation of Sundaram Banking & PSU Fund Direct-Growth?
As of 30 Jun 2026, Sundaram Banking & PSU Fund Direct-Growth has 0.00% allocated to equity, and 92.43% to debt. You can also check the historical trends above.
What is the market cap allocation of Sundaram Banking & PSU Fund Direct-Growth?
The market cap allocation of Sundaram Banking & PSU Fund Direct-Growth is shown in the Holdings Analysis section above.
What is the PE ratio of Sundaram Banking & PSU Fund Direct-Growth's portfolio?
The portfolio PE ratio of Sundaram Banking & PSU Fund Direct-Growth is shown in the Holdings Analysis section above.
What is the credit quality of Sundaram Banking & PSU Fund Direct-Growth?
As of 30 Jun 2026, Sundaram Banking & PSU Fund Direct-Growth's debt portfolio has 81.83% in AAA-rated instruments, - in AA-rated, and 6.70% in sovereign securities. Higher allocation to AAA and sovereign instruments indicates lower credit risk in the non-equity portion of the portfolio.
When is the latest portfolio disclosure for Sundaram Banking & PSU Fund Direct-Growth?
The latest portfolio disclosure for Sundaram Banking & PSU Fund Direct-Growth is as of 30 Jun 2026. SEBI requires all mutual funds to disclose their complete portfolio holdings on a monthly basis, typically within 10 days of the end of each month.