Sundaram Banking and PSU Debt Fund Direct-Growth
Debt: Banking and PSU Debt - Growth (Open ended)
SEBI Riskometer: ModerateCategory: Debt: Banking and PSU DebtBenchmark: Nifty Banking & PSU Debt Index A-IICheck Portfolio Overlap →
NAV: ₹46.36-0.04%
23 Oct 2026
Holdings Analysis
Equity, debt and cash allocation snapshot with market cap distribution for Sundaram Banking and PSU Debt Fund Direct-Growth.
Historical Asset Allocation
| Asset | 30 Sep 2026 | 31 Aug 2026 | 31 Jul 2026 | 30 Jun 2026 | 31 May 2026 | 30 Apr 2026 |
|---|---|---|---|---|---|---|
| Equity | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Debt | 89.87% | 92.28% | 91.47% | 92.43% | 89.99% | 87.41% |
| Others (incl. cash) | 10.13% | 7.72% | 8.53% | 7.57% | 10.01% | 12.59% |
| Commodities | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Real Estate | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Portfolio Snapshot
No. of Securities
27
Top Holding %
10.13%
Top 5 Holdings %
41.12%
Top 10 Holdings %
60.36%
Modified Duration
1.92 yrs
Avg. Maturity
2.35 yrs
Yield to Maturity
7.59%
AUM
₹258 Cr
Expense Ratio
0.27%
Since Inception
7.01%
Max Drawdown
-0.02%
Sharpe Ratio
0.85
Top Portfolio Holdings by Weight
Latest portfolio holdings sorted by allocation weight. Includes instrument name, sector, number of shares, market value (₹ Cr) and percentage of net assets. Switch dates or categories using the controls below.
| Instrument | Sector | No. of Shares | Value (Rs. Cr) | Weight | Change |
|---|---|---|---|---|---|
| HDFC Bank Ltd. | Financial | 2,500 | 24.94 | 9.67% | 0.10%↑ |
| National Housing Bank | Financial | 2,000 | 20.02 | 7.76% | 0.11%↑ |
| Export-Import Bank Of India | Financial | 2,000 | 19.93 | 7.73% | 0.09%↑ |
| Indian Oil Corporation Ltd. | Energy | 150 | 15 | 5.82% | 0.07%↑ |
| National Bank For Agriculture & Rural Development | Financial | 1,000 | 9.96 | 3.86% | 0.05%↑ |
| Indian Railway Finance Corporation Ltd. | Financial | 1,000 | 9.92 | 3.85% | 0.03%↑ |
| Power Finance Corporation Ltd. | Financial | 1,000 | 9.92 | 3.85% | 0.05%↑ |
| Power Finance Corporation Ltd. | Financial | 1,000 | 9.91 | 3.84% | - |
| Small Industries Devp. Bank of India Ltd. | Financial | 1,000 | 9.9 | 3.84% | 0.04%↑ |
| National Bank For Financing Infrastructure And Development | Financial | 1,000 | 9.88 | 3.83% | 0.04%↑ |
| Bajaj Finance Ltd. | Financial | 1,000 | 9.82 | 3.81% | 0.04%↑ |
| National Bank For Agriculture & Rural Development | Financial | 1,000 | 9.79 | 3.80% | 0.05%↑ |
| State Bank of India | Financial | 10 | 9.7 | 3.76% | -0.00%↓ |
| REC Ltd. | Financial | 850 | 8.39 | 3.25% | 0.04%↑ |
| HDB Financial Services Ltd. | Financial | 500 | 4.98 | 1.93% | 0.02%↑ |
| Indian Railway Finance Corporation Ltd. | Financial | 500 | 4.97 | 1.93% | 0.02%↑ |
| Bharti Telecom Ltd. | Communication | 500 | 4.96 | 1.92% | 0.03%↑ |
| National Bank For Agriculture & Rural Development | Financial | 500 | 4.95 | 1.92% | 0.02%↑ |
| Housing & Urban Development Corporation Ltd. | Financial | 500 | 4.94 | 1.91% | 0.01%↑ |
| Small Industries Devp. Bank of India Ltd. | Financial | 500 | 4.93 | 1.91% | 0.02%↑ |
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Debt Holdings — Credit Quality Profile
Allocation of debt instruments by credit rating (AAA, AA, A, and below investment grade) as a percentage of net assets, compared against the category average. Higher AAA allocation indicates lower credit risk.
| Rating | Fund | Category |
|---|---|---|
| AAA | 85.56% | 59.72% |
| Cash & Call Money | 10.13% | 11.14% |
| SOV | 3.77% | 10.32% |
| Others | 0.54% | 0.33% |
| A1+ | - | 15.53% |
| AA | - | 0.30% |
| AA+ | - | 1.19% |
| AA- | - | 0.00% |
| Cash | - | 0.00% |
| Term Deposits | - | 0.06% |
Debt Insights
A detailed look at the debt holdings of this scheme — Is the scheme yielding enough? Includes credit quality, instrument breakdown and SEBI risk classification.
SEBI PRC matrix
Credit risk
| Interest risk | |||
|---|---|---|---|
| Low | Moderate | High | |
| Low | |||
| Moderate | |||
| High | |||
Instruments
| Full name | Description | Coupon rate | Maturity | Rating raw | Weight |
|---|---|---|---|---|---|
| HDFC Bank Ltd. | Debenture | 7.70% | 16/05/2028 | ICRA AAA | 9.67% |
| National Housing Bank | Debenture | 7.59% | 14/07/2027 | CRISIL AAA | 7.76% |
| Export-Import Bank Of India | Bonds | 7.35% | 27/07/2028 | ICRA AAA | 7.73% |
| Indian Oil Corporation Ltd. | Non Convertible Debenture | 7.44% | 25/11/2027 | ICRA AAA | 5.82% |
| National Bank For Agriculture & Rural Development | Bonds | 7.53% | 24/03/2028 | ICRA AAA | 3.86% |
| Indian Railway Finance Corporation Ltd. | Non Convertible Debenture | 7.37% | 31/07/2029 | ICRA AAA | 3.85% |
| Power Finance Corporation Ltd. | Bonds/NCDs | 6.73% | 15/10/2027 | CRISIL AAA | 3.85% |
| Small Industries Devp. Bank of India Ltd. | Bonds/NCDs | 7.42% | 12/03/2029 | CRISIL AAA | 3.84% |
| Power Finance Corporation Ltd. | Debenture | 6.96% | 02/03/2028 | CRISIL AAA | 3.84% |
| National Bank For Financing Infrastructure And Development | Bonds | 7.37% | 16/07/2029 | CRISIL AAA | 3.83% |
| Bajaj Finance Ltd. | Debenture | 7.11% | 10/07/2028 | CRISIL AAA | 3.81% |
| National Bank For Agriculture & Rural Development | Debenture | 6.66% | 12/10/2028 | ICRA AAA | 3.80% |
| State Bank of India | Bonds | 6.93% | 20/10/2035 | ICRA AAA | 3.76% |
| REC Ltd. | Non Convertible Debenture | 7.28% | 31/08/2029 | CRISIL AAA | 3.25% |
| Indian Railway Finance Corporation Ltd. | Non Convertible Debenture | 7.46% | 18/06/2029 | CRISIL AAA | 1.93% |
| HDB Financial Services Ltd. | Non Convertible Debenture | 7.96% | 05/01/2028 | CRISIL AAA | 1.93% |
| Bharti Telecom Ltd. | Debenture | 7.35% | 15/10/2027 | CRISIL AAA | 1.92% |
| National Bank For Agriculture & Rural Development | Bonds | 7.44% | 17/07/2029 | CRISIL AAA | 1.92% |
| Small Industries Devp. Bank of India Ltd. | Debenture | 7.22% | 10/04/2029 | CRISIL AAA | 1.91% |
| Small Industries Devp. Bank of India Ltd. | Bonds | 7.04% | 09/02/2029 | CRISIL AAA | 1.91% |
| REC Ltd. | Debenture | 7.34% | 0 | CRISIL AAA | 1.91% |
| Housing & Urban Development Corporation Ltd. | Debenture | 7.23% | 18/07/2029 | ICRA AAA | 1.91% |
| Gujarat State | State Development Loan | 6.45% | 06/01/2030 | SOV | 1.89% |
| Tamilnadu State | State Development Loan | 6.53% | 06/01/2031 | SOV | 1.88% |
| REC Ltd. | Debenture | 6.52% | 31/01/2028 | ICRA AAA | 1.53% |
Frequently Asked Questions
What are the top holdings of Sundaram Banking and PSU Debt Fund Direct-Growth?
The top holdings of Sundaram Banking and PSU Debt Fund Direct-Growth as of 30 Sep 2026 are Others (10.13%), HDFC Bank Ltd. (9.67%), National Housing Bank (7.76%), Export-Import Bank Of India (7.73%), Indian Oil Corporation Ltd. (5.82%). These top 5 stocks together account for 41.12% of the total portfolio. You can view the complete holdings breakdown above.
How many stocks does Sundaram Banking and PSU Debt Fund Direct-Growth hold in its portfolio?
Sundaram Banking and PSU Debt Fund Direct-Growth holds 27 stocks in its portfolio as of 30 Sep 2026. The fund's portfolio size reflects the fund manager's investment approach, a more concentrated portfolio indicates higher conviction bets, while a larger number of holdings suggests a more diversified strategy.
What is the sector allocation of Sundaram Banking and PSU Debt Fund Direct-Growth?
The sector allocation of Sundaram Banking and PSU Debt Fund Direct-Growth is shown in the Sector Allocation section above.
What is the equity and debt allocation of Sundaram Banking and PSU Debt Fund Direct-Growth?
As of 30 Sep 2026, Sundaram Banking and PSU Debt Fund Direct-Growth has 0.00% allocated to equity, and 89.87% to debt. You can also check the historical trends above.
What is the market cap allocation of Sundaram Banking and PSU Debt Fund Direct-Growth?
The market cap allocation of Sundaram Banking and PSU Debt Fund Direct-Growth is shown in the Holdings Analysis section above.
What is the PE ratio of Sundaram Banking and PSU Debt Fund Direct-Growth's portfolio?
The portfolio PE ratio of Sundaram Banking and PSU Debt Fund Direct-Growth is shown in the Holdings Analysis section above.
What is the credit quality of Sundaram Banking and PSU Debt Fund Direct-Growth?
As of 30 Sep 2026, Sundaram Banking and PSU Debt Fund Direct-Growth's debt portfolio has 85.56% in AAA-rated instruments, - in AA-rated, and 3.77% in sovereign securities. Higher allocation to AAA and sovereign instruments indicates lower credit risk in the non-equity portion of the portfolio.
When is the latest portfolio disclosure for Sundaram Banking and PSU Debt Fund Direct-Growth?
The latest portfolio disclosure for Sundaram Banking and PSU Debt Fund Direct-Growth is as of 30 Sep 2026. SEBI requires all mutual funds to disclose their complete portfolio holdings on a monthly basis, typically within 10 days of the end of each month.