Sundaram Banking & PSU Fund Direct-Growth
Debt: Banking and PSU - Growth (Open ended) Factsheet
SEBI Riskometer: ModerateCategory: Debt: Banking and PSUBenchmark: Nifty Banking & PSU Debt Index A-II
NAV: ₹46.18-0.21%
08 Jul 2026
Holdings Analysis
Equity, debt and cash allocation snapshot with market cap distribution for Sundaram Banking & PSU Fund Direct-Growth.
Historical Asset Allocation
| Asset | 30 Jun 2026 | 31 May 2026 | 30 Apr 2026 | 31 Mar 2026 | 28 Feb 2026 | 31 Jan 2026 |
|---|---|---|---|---|---|---|
| Equity | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Debt | 92.43% | 89.99% | 87.41% | 86.93% | 95.61% | 91.92% |
| Others (incl. cash) | 7.57% | 10.01% | 12.59% | 13.07% | 4.39% | 8.08% |
| Commodities | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Real Estate | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Portfolio Snapshot
No. of Securities
30
Top Holding %
8.97%
Top 5 Holdings %
38.04%
Top 10 Holdings %
57.74%
Modified Duration
1.98 yrs
Avg. Maturity
2.46 yrs
Yield to Maturity
7.47%
AUM
₹280 Cr
Expense Ratio
0.27%
Since Inception
7.14%
Max Drawdown
-0.02%
Sharpe Ratio
0.94
Top Portfolio Holdings by Weight
Latest portfolio holdings sorted by allocation weight. Includes instrument name, sector, number of shares, market value (₹ Cr) and percentage of net assets. Switch dates or categories using the controls below.
| Instrument | Sector | No. of Shares | Value (Rs. Cr) | Weight | Change |
|---|---|---|---|---|---|
| HDFC Bank Ltd. | Financial | 2,500 | 25.16 | 8.97% | 0.06%↑ |
| Export-Import Bank Of India | Financial | 2,000 | 20.15 | 7.18% | 0.07%↑ |
| National Housing Bank | Financial | 2,000 | 20.12 | 7.18% | 0.03%↑ |
| Small Industries Devp. Bank of India Ltd. | Financial | 2,000 | 20 | 7.13% | 0.09%↑ |
| Indian Oil Corporation Ltd. | Energy | 150 | 15.08 | 5.38% | 0.03%↑ |
| Indian Railway Finance Corporation Ltd. | Financial | 1,000 | 10.11 | 3.60% | 0.06%↑ |
| National Bank For Agriculture & Rural Development | Financial | 1,000 | 10.05 | 3.58% | 0.02%↑ |
| National Bank For Financing Infrastructure And Development | Financial | 1,000 | 10.03 | 3.58% | - |
| State Bank of India | Financial | 10 | 10 | 3.57% | 0.07%↑ |
| Power Finance Corporation Ltd. | Financial | 1,000 | 9.95 | 3.55% | 0.02%↑ |
| Bajaj Finance Ltd. | Financial | 1,000 | 9.91 | 3.53% | 0.03%↑ |
| Power Finance Corporation Ltd. | Financial | 1,000 | 9.9 | 3.53% | 0.03%↑ |
| National Bank For Agriculture & Rural Development | Financial | 1,000 | 9.89 | 3.53% | 0.04%↑ |
| Union Bank of India | Financial | 200 | 9.54 | 3.40% | 0.03%↑ |
| GOI | Sovereign | 6,60,000 | 6.58 | 2.35% | - |
| Karnataka State | Others | 5,00,000 | 5.11 | 1.82% | 0.03%↑ |
| Indian Railway Finance Corporation Ltd. | Financial | 500 | 5.06 | 1.81% | - |
| Power Finance Corporation Ltd. | Financial | 500 | 5.06 | 1.80% | 0.02%↑ |
| REC Ltd. | Financial | 500 | 5.04 | 1.80% | 0.03%↑ |
| National Bank For Agriculture & Rural Development | Financial | 500 | 5.03 | 1.79% | - |
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Debt Holdings — Credit Quality Profile
Allocation of debt instruments by credit rating (AAA, AA, A, and below investment grade) as a percentage of net assets, compared against the category average. Higher AAA allocation indicates lower credit risk.
| Rating | Fund | Category |
|---|---|---|
| AAA | 81.83% | 67.14% |
| Cash & Call Money | 7.57% | 4.95% |
| SOV | 6.70% | 12.57% |
| A1+ | 3.40% | 14.86% |
| Others | 0.49% | 0.37% |
| AA | - | 0.16% |
| AA+ | - | 0.51% |
| AA- | - | 0.06% |
| Cash | - | -0.77% |
| Term Deposits | - | 0.04% |
Debt Insights
A detailed look at the debt holdings of this scheme — Is the scheme yielding enough? Includes credit quality, instrument breakdown and SEBI risk classification.
SEBI PRC matrix
Credit risk
| Interest risk | |||
|---|---|---|---|
| Low | Moderate | High | |
| Low | |||
| Moderate | |||
| High | |||
Instruments
| Full name | Description | Coupon rate | Maturity | Rating raw | Weight |
|---|---|---|---|---|---|
| HDFC Bank Ltd. | Debenture | 7.70% | 16/05/2028 | ICRA AAA | 8.97% |
| Export-Import Bank Of India | Bonds | 7.35% | 27/07/2028 | ICRA AAA | 7.18% |
| National Housing Bank | Debenture | 7.59% | 14/07/2027 | CRISIL AAA | 7.18% |
| Small Industries Devp. Bank of India Ltd. | Debenture | 7.22% | 10/04/2029 | CRISIL AAA | 7.13% |
| Indian Oil Corporation Ltd. | Non Convertible Debenture | 7.44% | 25/11/2027 | ICRA AAA | 5.38% |
| Indian Railway Finance Corporation Ltd. | Non Convertible Debenture | 7.37% | 31/07/2029 | ICRA AAA | 3.60% |
| National Bank For Financing Infrastructure And Development | Bonds | 7.37% | 16/07/2029 | CRISIL AAA | 3.58% |
| National Bank For Agriculture & Rural Development | Bonds | 7.53% | 24/03/2028 | ICRA AAA | 3.58% |
| State Bank of India | Bonds | 6.93% | 20/10/2035 | ICRA AAA | 3.57% |
| Power Finance Corporation Ltd. | Bonds/NCDs | 6.73% | 15/10/2027 | CRISIL AAA | 3.55% |
| Bajaj Finance Ltd. | Debenture | 7.11% | 10/07/2028 | CRISIL AAA | 3.53% |
| National Bank For Agriculture & Rural Development | Debenture | 6.66% | 12/10/2028 | ICRA AAA | 3.53% |
| Power Finance Corporation Ltd. | Bonds | 6.61% | 15/07/2028 | ICRA AAA | 3.53% |
| Union Bank of India | Commercial Paper | 0.00% | 16/03/2027 | ICRA A1+ | 3.40% |
| GOI | GOI Securities | 6.36% | 16/02/2031 | SOV | 2.35% |
| Karnataka State | State Development Loan | 7.72% | 06/12/2035 | SOV | 1.82% |
| Indian Railway Finance Corporation Ltd. | Non Convertible Debenture | 7.46% | 18/06/2029 | CRISIL AAA | 1.81% |
| REC Ltd. | Debenture | 7.34% | 0 | CRISIL AAA | 1.80% |
| Power Finance Corporation Ltd. | Non Convertible Debenture | 7.60% | 13/04/2029 | ICRA AAA | 1.80% |
| National Bank For Agriculture & Rural Development | Bonds | 7.44% | 17/07/2029 | CRISIL AAA | 1.79% |
| HDB Financial Services Ltd. | Non Convertible Debenture | 7.96% | 05/01/2028 | CRISIL AAA | 1.79% |
| Indian Railway Finance Corporation Ltd. | Debenture | 7.68% | 24/11/2026 | ICRA AAA | 1.79% |
| Bajaj Finance Ltd. | Debenture | 7.38% | 26/06/2028 | CRISIL AAA | 1.78% |
| Housing & Urban Development Corporation Ltd. | Debenture | 7.23% | 18/07/2029 | ICRA AAA | 1.78% |
| Bharti Telecom Ltd. | Debenture | 7.35% | 15/10/2027 | CRISIL AAA | 1.77% |
| GOI | GOI Securities | 6.90% | 15/04/2065 | SOV | 1.66% |
| REC Ltd. | Debenture | 6.52% | 31/01/2028 | ICRA AAA | 1.41% |
| GOI | GOI Securities | 6.48% | 06/10/2035 | SOV | 0.87% |
Frequently Asked Questions
What are the top holdings of Sundaram Banking & PSU Fund Direct-Growth?
The top holdings of Sundaram Banking & PSU Fund Direct-Growth sorted by portfolio weight are listed in the Top Portfolio Holdings section of the Holdings tab.
How many stocks does Sundaram Banking & PSU Fund Direct-Growth hold in its portfolio?
Sundaram Banking & PSU Fund Direct-Growth holds 30 securities in its portfolio. The top 5 holdings account for 38.04% of the portfolio and the top 10 for 57.74%.
What is the sector allocation of Sundaram Banking & PSU Fund Direct-Growth?
The sector allocation of Sundaram Banking & PSU Fund Direct-Growth is in the Sector Allocation section, showing each industry's weight in the portfolio.
What is the equity and debt allocation of Sundaram Banking & PSU Fund Direct-Growth?
As of 30 Jun 2026, Sundaram Banking & PSU Fund Direct-Growth has 0.00% in equity, 92.43% in debt and 7.57% in cash/others. This asset mix determines the fund's overall risk-return profile. The debt portfolio has a yield to maturity (YTM) of 7.47%.
What is the market cap allocation of Sundaram Banking & PSU Fund Direct-Growth?
The market cap distribution of Sundaram Banking & PSU Fund Direct-Growth — Large, Mid and Small Cap — is shown as a chart in the Holdings Analysis section.
Is Sundaram Banking & PSU Fund Direct-Growth a concentrated or diversified fund?
Sundaram Banking & PSU Fund Direct-Growth holds 30 securities, with the top 10 accounting for 57.74% of the portfolio and the top 5 for 38.04%. This is a moderately diversified fund balancing conviction positions with risk spread.
What is the credit quality of Sundaram Banking & PSU Fund Direct-Growth?
The debt holdings of Sundaram Banking & PSU Fund Direct-Growth are rated as follows — AAA: 81.83%, Cash & Call Money: 7.57%, SOV: 6.70%, A1+: 3.40%, and others. Higher allocation to AAA and sovereign instruments means lower credit risk. The full rating profile compared to the category average is in the Credit Rating section.
How often does Sundaram Banking & PSU Fund Direct-Growth change its portfolio?
The portfolio currently holds 30 securities with the top 10 accounting for 57.74% as of 30 Jun 2026. Portfolio turnover reflects how actively the fund manager trades. A high turnover increases transaction costs while a low turnover reflects a buy-and-hold approach. Historical asset allocation snapshots across multiple dates are in the Holdings Analysis section.
What is the PE ratio of Sundaram Banking & PSU Fund Direct-Growth's portfolio?
The portfolio-level PE, PB and debt metrics of Sundaram Banking & PSU Fund Direct-Growth are in the Holdings Analysis section. These help assess whether the portfolio is invested in relatively cheap or expensive securities.
When is the latest portfolio disclosure for Sundaram Banking & PSU Fund Direct-Growth?
The latest portfolio disclosure for Sundaram Banking & PSU Fund Direct-Growth is as of 30 Jun 2026. Mutual funds and ETFs in India are required to disclose their full portfolio monthly, within 10 business days of month-end. You can switch between historical disclosure dates using the date selector in the Top Portfolio Holdings section.