Sundaram Short Term Fund Direct-Growth
Debt: Short Term - Growth (Open ended)
SEBI Riskometer: Low to ModerateCategory: Debt: Short TermBenchmark: NIFTY Short Duration Debt Index A-IICheck Portfolio Overlap →
NAV: ₹51.23-0.10%
22 Oct 2026
Holdings Analysis
Equity, debt and cash allocation snapshot with market cap distribution for Sundaram Short Term Fund Direct-Growth.
Historical Asset Allocation
| Asset | 30 Sep 2026 | 31 Aug 2026 | 31 Jul 2026 | 30 Jun 2026 | 31 May 2026 | 30 Apr 2026 |
|---|---|---|---|---|---|---|
| Equity | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Debt | 90.94% | 93.88% | 90.78% | 97.30% | 91.89% | 93.22% |
| Others (incl. cash) | 9.06% | 6.12% | 9.22% | 2.70% | 8.11% | 6.78% |
| Commodities | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Real Estate | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Portfolio Snapshot
No. of Securities
26
Top Holding %
9.06%
Top 5 Holdings %
31.68%
Top 10 Holdings %
58.33%
Modified Duration
1.69 yrs
Avg. Maturity
2.00 yrs
Yield to Maturity
7.53%
AUM
₹176 Cr
Expense Ratio
0.28%
Since Inception
7.36%
Max Drawdown
-0.09%
Sharpe Ratio
1.25
Top Portfolio Holdings by Weight
Latest portfolio holdings sorted by allocation weight. Includes instrument name, sector, number of shares, market value (₹ Cr) and percentage of net assets. Switch dates or categories using the controls below.
| Instrument | Sector | No. of Shares | Value (Rs. Cr) | Weight | Change |
|---|---|---|---|---|---|
| PNB Housing Finance Ltd. | Financial | 1,000 | 10.01 | 5.68% | 0.05%↑ |
| Power Finance Corporation Ltd. | Financial | 1,000 | 10 | 5.68% | 0.06%↑ |
| Export-Import Bank Of India | Financial | 1,000 | 9.96 | 5.66% | 0.05%↑ |
| REC Ltd. | Financial | 1,000 | 9.87 | 5.61% | 0.05%↑ |
| National Bank For Agriculture & Rural Development | Financial | 1,000 | 9.79 | 5.56% | 0.06%↑ |
| Punjab National Bank | Financial | 200 | 9.77 | 5.55% | 0.10%↑ |
| Gujarat State | Construction | 10,00,000 | 9.74 | 5.53% | 0.03%↑ |
| Union Bank of India | Financial | 200 | 9.7 | 5.51% | 0.09%↑ |
| Small Industries Devp. Bank of India Ltd. | Financial | 800 | 7.92 | 4.50% | 0.04%↑ |
| GOI | Sovereign | 5,00,000 | 5.08 | 2.88% | -0.00%↓ |
| GOI | Sovereign | 5,00,000 | 5.04 | 2.86% | 0.01%↑ |
| Can Fin Homes Ltd. | Financial | 500 | 5 | 2.84% | 0.03%↑ |
| National Housing Bank | Financial | 500 | 5 | 2.84% | 0.03%↑ |
| Cholamandalam Investment and Finance Company Ltd. | Financial | 500 | 5 | 2.84% | 0.02%↑ |
| LIC Housing Finance Ltd. | Financial | 50 | 5 | 2.84% | 0.03%↑ |
| Tata Capital Housing Finance Ltd. | Financial | 500 | 5 | 2.84% | - |
| 360 ONE Wealth Ltd. | Financial | 500 | 5 | 2.84% | 0.03%↑ |
| Hinduja Leyland Finance Ltd. | Financial | 500 | 5 | 2.84% | 0.03%↑ |
| National Bank For Agriculture & Rural Development | Financial | 500 | 4.97 | 2.82% | 0.03%↑ |
| LIC Housing Finance Ltd. | Financial | 500 | 4.96 | 2.82% | 0.03%↑ |
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Debt Holdings — Credit Quality Profile
Allocation of debt instruments by credit rating (AAA, AA, A, and below investment grade) as a percentage of net assets, compared against the category average. Higher AAA allocation indicates lower credit risk.
| Rating | Fund | Category |
|---|---|---|
| AAA | 56.97% | 40.95% |
| SOV | 14.03% | 17.98% |
| A1+ | 11.06% | 7.57% |
| Cash & Call Money | 9.06% | 16.58% |
| AA+ | 5.68% | 3.99% |
| AA | 2.84% | 2.31% |
| Others | 0.37% | 0.77% |
| A | - | 0.05% |
| A+ | - | 1.04% |
| A- | - | 0.01% |
| A1 | - | 0.01% |
| AA- | - | 0.29% |
| B+ | - | 1.88% |
| BBB | - | 0.82% |
| BBB+ | - | 0.07% |
| Cash | - | 0.03% |
| D | - | 0.04% |
| Term Deposits | - | 0.05% |
Debt Insights
A detailed look at the debt holdings of this scheme — Is the scheme yielding enough? Includes credit quality, instrument breakdown and SEBI risk classification.
SEBI PRC matrix
Credit risk
| Interest risk | |||
|---|---|---|---|
| Low | Moderate | High | |
| Low | |||
| Moderate | |||
| High | |||
Instruments
| Full name | Description | Coupon rate | Maturity | Rating raw | Weight |
|---|---|---|---|---|---|
| Power Finance Corporation Ltd. | Debenture | 7.77% | 15/04/2028 | ICRA AAA | 5.68% |
| PNB Housing Finance Ltd. | Debenture | 8.15% | 29/07/2027 | IND AAA | 5.68% |
| Export-Import Bank Of India | Bonds | 7.35% | 27/07/2028 | ICRA AAA | 5.66% |
| REC Ltd. | Non Convertible Debenture | 7.28% | 31/08/2029 | CRISIL AAA | 5.61% |
| National Bank For Agriculture & Rural Development | Debenture | 6.66% | 12/10/2028 | ICRA AAA | 5.56% |
| Punjab National Bank | Certificate of Deposit | 0.00% | 05/02/2027 | CRISIL A1+ | 5.55% |
| Gujarat State | State Development Loan | 6.45% | 06/01/2030 | SOV | 5.53% |
| Union Bank of India | Commercial Paper | 0.00% | 16/03/2027 | ICRA A1+ | 5.51% |
| Small Industries Devp. Bank of India Ltd. | Bonds/NCDs | 7.42% | 12/03/2029 | CRISIL AAA | 4.50% |
| GOI | GOI Securities | 7.32% | 13/11/2030 | SOV | 2.88% |
| GOI | GOI Securities | 7.04% | 03/06/2029 | SOV | 2.86% |
| 360 ONE Wealth Ltd. | Non Convertible Debenture | 8.95% | 04/06/2027 | ICRA AA | 2.84% |
| Can Fin Homes Ltd. | Debenture | 8.09% | 04/01/2027 | ICRA AAA | 2.84% |
| Hinduja Leyland Finance Ltd. | Debenture | 8.40% | 06/05/2027 | CRISIL AA+ | 2.84% |
| LIC Housing Finance Ltd. | Debenture | 7.95% | 29/01/2028 | CRISIL AAA | 2.84% |
| Cholamandalam Investment and Finance Company Ltd. | Bonds | 8.54% | 12/04/2029 | ICRA AA+ | 2.84% |
| National Housing Bank | Debenture | 7.59% | 14/07/2027 | CRISIL AAA | 2.84% |
| Tata Capital Housing Finance Ltd. | Debenture | 8.20% | 25/09/2029 | CRISIL AAA | 2.84% |
| National Bank For Agriculture & Rural Development | Bonds | 7.48% | 15/09/2028 | CRISIL AAA | 2.82% |
| LIC Housing Finance Ltd. | Non Convertible Debenture | 6.90% | 17/09/2027 | CRISIL AAA | 2.82% |
| National Bank For Financing Infrastructure And Development | Bonds | 7.37% | 16/07/2029 | CRISIL AAA | 2.80% |
| Small Industries Devp. Bank of India Ltd. | Bonds | 7.04% | 09/02/2029 | CRISIL AAA | 2.79% |
| Tamilnadu State | State Development Loan | 6.53% | 06/01/2031 | SOV | 2.75% |
| Power Finance Corporation Ltd. | Debenture | 6.96% | 02/03/2028 | CRISIL AAA | 1.69% |
Frequently Asked Questions
What are the top holdings of Sundaram Short Term Fund Direct-Growth?
The top holdings of Sundaram Short Term Fund Direct-Growth as of 30 Sep 2026 are Others (9.06%), PNB Housing Finance Ltd. (5.68%), Power Finance Corporation Ltd. (5.68%), Export-Import Bank Of India (5.66%), REC Ltd. (5.61%). These top 5 stocks together account for 31.68% of the total portfolio. You can view the complete holdings breakdown above.
How many stocks does Sundaram Short Term Fund Direct-Growth hold in its portfolio?
Sundaram Short Term Fund Direct-Growth holds 26 stocks in its portfolio as of 30 Sep 2026. The fund's portfolio size reflects the fund manager's investment approach, a more concentrated portfolio indicates higher conviction bets, while a larger number of holdings suggests a more diversified strategy.
What is the sector allocation of Sundaram Short Term Fund Direct-Growth?
The sector allocation of Sundaram Short Term Fund Direct-Growth is shown in the Sector Allocation section above.
What is the equity and debt allocation of Sundaram Short Term Fund Direct-Growth?
As of 30 Sep 2026, Sundaram Short Term Fund Direct-Growth has 0.00% allocated to equity, and 90.94% to debt. You can also check the historical trends above.
What is the market cap allocation of Sundaram Short Term Fund Direct-Growth?
The market cap allocation of Sundaram Short Term Fund Direct-Growth is shown in the Holdings Analysis section above.
What is the PE ratio of Sundaram Short Term Fund Direct-Growth's portfolio?
The portfolio PE ratio of Sundaram Short Term Fund Direct-Growth is shown in the Holdings Analysis section above.
What is the credit quality of Sundaram Short Term Fund Direct-Growth?
As of 30 Sep 2026, Sundaram Short Term Fund Direct-Growth's debt portfolio has 56.97% in AAA-rated instruments, 2.84% in AA-rated, and 14.03% in sovereign securities. Higher allocation to AAA and sovereign instruments indicates lower credit risk in the non-equity portion of the portfolio.
When is the latest portfolio disclosure for Sundaram Short Term Fund Direct-Growth?
The latest portfolio disclosure for Sundaram Short Term Fund Direct-Growth is as of 30 Sep 2026. SEBI requires all mutual funds to disclose their complete portfolio holdings on a monthly basis, typically within 10 days of the end of each month.