Sundaram Ultra Short Term Fund Direct-Growth
Debt: Ultra Short Term - Growth (Open ended)
SEBI Riskometer: Low to ModerateCategory: Debt: Ultra Short TermBenchmark: NIFTY Ultra Short Duration Debt Index A-ICheck Portfolio Overlap →
NAV: ₹3,178.99+0.01%
23 Oct 2026
Holdings Analysis
Equity, debt and cash allocation snapshot with market cap distribution for Sundaram Ultra Short Term Fund Direct-Growth.
Historical Asset Allocation
| Asset | 30 Sep 2026 | 31 Aug 2026 | 31 Jul 2026 | 30 Jun 2026 | 31 May 2026 | 30 Apr 2026 |
|---|---|---|---|---|---|---|
| Equity | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Debt | 99.28% | 99.90% | 99.92% | 101.74% | 94.96% | 97.79% |
| Others (incl. cash) | 0.73% | 0.10% | 0.09% | -1.74% | 5.04% | 2.21% |
| Commodities | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Real Estate | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Portfolio Snapshot
No. of Securities
57
Top Holding %
5.33%
Top 5 Holdings %
21.59%
Top 10 Holdings %
34.70%
Modified Duration
0.37 yrs
Avg. Maturity
0.38 yrs
Yield to Maturity
6.96%
AUM
₹2,108 Cr
Expense Ratio
0.22%
Since Inception
6.84%
Max Drawdown
-0.05%
Sharpe Ratio
3.36
Top Portfolio Holdings by Weight
Latest portfolio holdings sorted by allocation weight. Includes instrument name, sector, number of shares, market value (₹ Cr) and percentage of net assets. Switch dates or categories using the controls below.
| Instrument | Sector | No. of Shares | Value (Rs. Cr) | Weight | Change |
|---|---|---|---|---|---|
| Punjab National Bank | Financial | 2,300 | 112.36 | 5.33% | 0.71%↑ |
| Axis Bank Ltd. | Financial | 2,000 | 98.86 | 4.69% | 0.62%↑ |
| Pilani Investment And Industries Corporation Ltd. | Financial | 2,000 | 96.77 | 4.59% | 0.61%↑ |
| The Federal Bank Ltd. | Financial | 1,500 | 74.08 | 3.51% | 0.47%↑ |
| Small Industries Devp. Bank of India Ltd. | Financial | 1,500 | 73.05 | 3.47% | 2.46%↑ |
| Kotak Mahindra Bank Ltd. | Financial | 1,400 | 69.08 | 3.28% | - |
| Punjab National Bank | Financial | 1,200 | 58.64 | 2.78% | 0.37%↑ |
| Reserve Bank of India | Financial | 50,00,000 | 49.75 | 2.36% | 0.31%↑ |
| Small Industries Devp. Bank of India Ltd. | Financial | 1,000 | 49.45 | 2.35% | 0.31%↑ |
| Canara Bank | Financial | 1,000 | 49.34 | 2.34% | 0.31%↑ |
| Export-Import Bank Of India | Financial | 1,000 | 48.92 | 2.32% | 0.31%↑ |
| Canara Bank | Financial | 1,000 | 48.88 | 2.32% | 0.31%↑ |
| Axis Bank Ltd. | Financial | 1,000 | 48.79 | 2.31% | 0.31%↑ |
| LIC Housing Finance Ltd. GDR/GDS | Financial | 1,000 | 48.67 | 2.31% | 0.31%↑ |
| Kotak Mahindra Bank Ltd. | Financial | 1,000 | 48.6 | 2.31% | 0.30%↑ |
| National Bank For Agriculture & Rural Development | Financial | 1,000 | 48.58 | 2.30% | 0.30%↑ |
| The Federal Bank Ltd. | Financial | 1,000 | 48.57 | 2.30% | 0.30%↑ |
| Bank Of Baroda | Financial | 1,000 | 48.54 | 2.30% | 0.30%↑ |
| National Bank For Agriculture & Rural Development | Financial | 1,000 | 48.44 | 2.30% | -0.69%↓ |
| IGH Holdings Pvt. Ltd. | Communication | 1,000 | 48.39 | 2.30% | 0.30%↑ |
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Debt Holdings — Credit Quality Profile
Allocation of debt instruments by credit rating (AAA, AA, A, and below investment grade) as a percentage of net assets, compared against the category average. Higher AAA allocation indicates lower credit risk.
| Rating | Fund | Category |
|---|---|---|
| A1+ | 83.59% | 45.84% |
| AAA | 7.11% | 13.54% |
| AA+ | 4.41% | 4.69% |
| SOV | 2.36% | 10.65% |
| AA | 1.47% | 3.10% |
| Cash & Call Money | 0.73% | 11.51% |
| Others | 0.34% | 1.02% |
| A | - | 0.01% |
| A+ | - | 0.01% |
| AA- | - | 0.65% |
| BBB | - | 1.63% |
| Cash | - | 0.04% |
| D | - | 1.09% |
| Term Deposits | - | 0.01% |
Debt Insights
A detailed look at the debt holdings of this scheme — Is the scheme yielding enough? Includes credit quality, instrument breakdown and SEBI risk classification.
SEBI PRC matrix
Credit risk
| Interest risk | |||
|---|---|---|---|
| Low | Moderate | High | |
| Low | |||
| Moderate | |||
| High | |||
Instruments
| Full name | Description | Coupon rate | Maturity | Rating raw | Weight |
|---|---|---|---|---|---|
| Punjab National Bank | Certificate of Deposit | 0.00% | 05/02/2027 | CRISIL A1+ | 5.33% |
| Axis Bank Ltd. | Certificate of Deposit | 0.00% | 07/12/2026 | CRISIL A1+ | 4.69% |
| Pilani Investment And Industries Corporation Ltd. | Commercial Paper | 0.00% | 365-D 11/03/2027 | CRISIL A1+ | 4.59% |
| The Federal Bank Ltd. | Certificate of Deposit | 0.00% | 10/12/2026 | CRISIL A1+ | 3.51% |
| Small Industries Devp. Bank of India Ltd. | Certificate of Deposit | 0.00% | 18/02/2027 | CRISIL A1+ | 3.47% |
| Kotak Mahindra Bank Ltd. | Certificate of Deposit | 0.00% | 18/12/2026 | CRISIL A1+ | 3.28% |
| Punjab National Bank | Certificate of Deposit | 0.00% | 04/02/2027 | CRISIL A1+ | 2.78% |
| Reserve Bank of India | Treasury Bills | 0.00% | 91-D 05/11/2026 | SOV | 2.36% |
| Small Industries Devp. Bank of India Ltd. | Commercial Paper | 0.00% | 209-D 03/12/2026 | CRISIL A1+ | 2.35% |
| Canara Bank | Certificate of Deposit | 0.00% | 18/12/2026 | CRISIL A1+ | 2.34% |
| Canara Bank | Certificate of Deposit | 0.00% | 02/02/2027 | CRISIL A1+ | 2.32% |
| Export-Import Bank Of India | Certificate of Deposit | 0.00% | 29/01/2027 | CRISIL A1+ | 2.32% |
| Axis Bank Ltd. | Certificate of Deposit | 0.00% | 12/02/2027 | CRISIL A1+ | 2.31% |
| Kotak Mahindra Bank Ltd. | Certificate of Deposit | 0.00% | 05/03/2027 | CRISIL A1+ | 2.31% |
| LIC Housing Finance Ltd. GDR/GDS | Commercial Paper | 0.00% | 347-D 23/02/2027 | CRISIL A1+ | 2.31% |
| National Bank For Agriculture & Rural Development | Certificate of Deposit | 0.00% | 02/03/2027 | CRISIL A1+ | 2.30% |
| IGH Holdings Pvt. Ltd. | Commercial Paper | 0.00% | 363-D 08/03/2027 | CRISIL A1+ | 2.30% |
| National Bank For Agriculture & Rural Development | Certificate of Deposit | 0.00% | 18/03/2027 | CRISIL A1+ | 2.30% |
| Bank Of Baroda | Certificate of Deposit | 0.00% | 11/03/2027 | IND A1+ | 2.30% |
| The Federal Bank Ltd. | Certificate of Deposit | 0.00% | 04/03/2027 | CRISIL A1+ | 2.30% |
| Indian Bank | Certificate of Deposit | 0.00% | 24/05/2027 | CRISIL A1+ | 2.27% |
| National Bank For Agriculture & Rural Development | Debenture | 7.80% | 15/03/2027 | ICRA AAA | 1.90% |
| JM Financial Services Pvt. Ltd. | Commercial Paper | 0.00% | 11/12/2026 | CRISIL A1+ | 1.87% |
| Indian Bank | Certificate of Deposit | 0.00% | 05/02/2027 | CRISIL A1+ | 1.85% |
| IIFL Finance Ltd. | Commercial Paper | 0.00% | 02/11/2026 | CRISIL A1+ | 1.65% |
| Infina Finance Pvt. Ltd. | Commercial Paper | 0.00% | 364-D 01/03/2027 | CRISIL A1+ | 1.61% |
| 360 ONE Wealth Ltd. | Non Convertible Debenture | 8.95% | 04/06/2027 | ICRA AA | 1.47% |
| Bank Of Baroda | Certificate of Deposit | 0.00% | 08/03/2027 | IND A1+ | 1.38% |
| LIC Housing Finance Ltd. | Bonds | 7.90% | 23/06/2027 | CRISIL AAA | 1.19% |
| REC Ltd. | Debenture | 7.54% | 30/12/2026 | CRISIL AAA | 1.19% |
| Cholamandalam Investment and Finance Company Ltd. | Debenture | 8.58% | 13/05/2027 | ICRA AA+ | 1.19% |
| National Bank For Agriculture & Rural Development | Bonds | 7.44% | 24/02/2028 | CRISIL AAA | 1.18% |
| Muthoot Finance Ltd. | Non Convertible Debenture | 8.60% | 02/03/2028 | CRISIL AA+ | 1.18% |
| Axis Bank Ltd. | Certificate of Deposit | 0.00% | 27/11/2026 | CRISIL A1+ | 1.17% |
| Bank Of Baroda | Certificate of Deposit | 0.00% | 05/02/2027 | IND A1+ | 1.16% |
| HDFC Bank Ltd. | Certificate of Deposit | 0.00% | 15/02/2027 | CRISIL A1+ | 1.16% |
| Small Industries Devp. Bank of India Ltd. | Certificate of Deposit | 0.00% | 05/02/2027 | CRISIL A1+ | 1.16% |
| Union Bank of India | Certificate of Deposit | 0.00% | 10/02/2027 | ICRA A1+ | 1.16% |
| Union Bank of India | Certificate of Deposit | 0.00% | 15/03/2027 | ICRA A1+ | 1.15% |
| ICICI Bank Ltd. | Certificate of Deposit | 0.00% | 25/03/2027 | ICRA A1+ | 1.15% |
| ICICI Securities Ltd. | Commercial Paper | 0.00% | 365-D 05/03/2027 | CRISIL A1+ | 1.15% |
| National Bank For Agriculture & Rural Development | Certificate of Deposit | 0.00% | 10/03/2027 | CRISIL A1+ | 1.15% |
| Export-Import Bank Of India | Certificate of Deposit | 0.00% | 01/03/2027 | CRISIL A1+ | 1.15% |
| Indian Bank | Certificate of Deposit | 0.00% | 15/06/2027 | CRISIL A1+ | 1.13% |
| Bharti Telecom Ltd. | Debenture | 7.35% | 15/10/2027 | CRISIL AAA | 0.94% |
| LIC Housing Finance Ltd. | Commercial Paper | 0.00% | 328-D 11/02/2027 | CRISIL A1+ | 0.93% |
| Muthoot Finance Ltd. | Commercial Paper | 0.00% | 358-D 20/01/2027 | CRISIL A1+ | 0.93% |
| Punjab National Bank | Certificate of Deposit | 0.00% | 09/03/2027 | CRISIL A1+ | 0.92% |
| Cholamandalam Investment and Finance Company Ltd. | Debenture | 8.40% | 18/09/2027 | ICRA AA+ | 0.71% |
| Muthoot Finance Ltd. | Debenture | 8.65% | 31/01/2028 | ICRA AA+ | 0.71% |
| REC Ltd. | Debenture | 7.56% | 31/08/2027 | ICRA AAA | 0.71% |
| Indusind Bank Ltd. | Certificate of Deposit | 0.00% | 14/12/2026 | CRISIL A1+ | 0.70% |
| Punjab National Bank | Certificate of Deposit | 0.00% | 28/01/2027 | CRISIL A1+ | 0.70% |
| Canara Bank | Certificate of Deposit | 0.00% | 26/02/2027 | CRISIL A1+ | 0.69% |
| Cholamandalam Investment and Finance Company Ltd. | Debenture | 7.38% | 28/05/2027 | ICRA AA+ | 0.61% |
| Others | Interest Rate Swap | 0.00% | 0 | - | 0.01% |
Frequently Asked Questions
What are the top holdings of Sundaram Ultra Short Term Fund Direct-Growth?
The top holdings of Sundaram Ultra Short Term Fund Direct-Growth as of 30 Sep 2026 are Punjab National Bank (5.33%), Axis Bank Ltd. (4.69%), Pilani Investment And Industries Corporation Ltd. (4.59%), The Federal Bank Ltd. (3.51%), Small Industries Devp. Bank of India Ltd. (3.47%). These top 5 stocks together account for 21.59% of the total portfolio. You can view the complete holdings breakdown above.
How many stocks does Sundaram Ultra Short Term Fund Direct-Growth hold in its portfolio?
Sundaram Ultra Short Term Fund Direct-Growth holds 57 stocks in its portfolio as of 30 Sep 2026. The fund's portfolio size reflects the fund manager's investment approach, a more concentrated portfolio indicates higher conviction bets, while a larger number of holdings suggests a more diversified strategy.
What is the sector allocation of Sundaram Ultra Short Term Fund Direct-Growth?
The sector allocation of Sundaram Ultra Short Term Fund Direct-Growth is shown in the Sector Allocation section above.
What is the equity and debt allocation of Sundaram Ultra Short Term Fund Direct-Growth?
As of 30 Sep 2026, Sundaram Ultra Short Term Fund Direct-Growth has 0.00% allocated to equity, and 99.28% to debt. You can also check the historical trends above.
What is the market cap allocation of Sundaram Ultra Short Term Fund Direct-Growth?
The market cap allocation of Sundaram Ultra Short Term Fund Direct-Growth is shown in the Holdings Analysis section above.
What is the PE ratio of Sundaram Ultra Short Term Fund Direct-Growth's portfolio?
The portfolio PE ratio of Sundaram Ultra Short Term Fund Direct-Growth is shown in the Holdings Analysis section above.
What is the credit quality of Sundaram Ultra Short Term Fund Direct-Growth?
As of 30 Sep 2026, Sundaram Ultra Short Term Fund Direct-Growth's debt portfolio has 7.11% in AAA-rated instruments, 1.47% in AA-rated, and 2.36% in sovereign securities. Higher allocation to AAA and sovereign instruments indicates lower credit risk in the non-equity portion of the portfolio.
When is the latest portfolio disclosure for Sundaram Ultra Short Term Fund Direct-Growth?
The latest portfolio disclosure for Sundaram Ultra Short Term Fund Direct-Growth is as of 30 Sep 2026. SEBI requires all mutual funds to disclose their complete portfolio holdings on a monthly basis, typically within 10 days of the end of each month.