Tata Retirement Savings Fund Progressive Plan Direct-Growth
Equity: Flexi Cap - Growth (Open ended) Factsheet
SEBI Riskometer: Very HighCategory: Equity: Flexi CapBenchmark: NIFTY 500 Total Return IndexCheck Portfolio Overlap →
NAV: ₹85.97-0.12%
07 Sept 2026
Holdings Analysis
Equity, debt and cash allocation snapshot with market cap distribution for Tata Retirement Savings Fund Progressive Plan Direct-Growth.
Market Cap Distribution
Large Cap (53.0%)
Mid Cap (24.1%)
Small Cap (22.8%)
Historical Asset Allocation
| Asset | 31 Jul 2026 | 30 Jun 2026 | 31 May 2026 | 30 Apr 2026 | 31 Mar 2026 | 28 Feb 2026 |
|---|---|---|---|---|---|---|
| Equity | 96.74% | 95.18% | 94.40% | 95.81% | 95.72% | 95.14% |
| Debt | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Others (incl. cash) | 3.26% | 4.82% | 5.60% | 4.19% | 4.28% | 4.86% |
| Commodities | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Real Estate | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Portfolio Snapshot
No. of Securities
54
P/E Ratio
32.43
P/B Ratio
4.59
Top Holding %
5.13%
Top 5 Holdings %
20.98%
Top 10 Holdings %
34.91%
AUM
₹2,217 Cr
Expense Ratio
0.83%
Since Inception
15.27%
Max Drawdown
-0.34%
Alpha
2.50%
Sharpe Ratio
0.58
Top Portfolio Holdings by Weight
Latest portfolio holdings sorted by allocation weight. Includes instrument name, sector, number of shares, market value (₹ Cr) and percentage of net assets. Switch dates or categories using the controls below.
| Instrument | Sector | No. of Shares | Value (Rs. Cr) | Weight | Change |
|---|---|---|---|---|---|
| ICICI Bank Ltd. | Financial | 7,92,000 | 113.68 | 5.13% | 0.10%↑ |
| Solar Industries India Ltd. | Chemicals | 60,300 | 110.9 | 5.00% | -0.29%↓ |
| Reliance Industries Ltd. | Energy | 6,48,000 | 84.75 | 3.82% | -0.05%↓ |
| Eternal Ltd. | Services | 27,00,000 | 81.66 | 3.68% | 0.38%↑ |
| Radico Khaitan Ltd. | Consumer Staples | 1,71,000 | 74.23 | 3.35% | 0.23%↑ |
| Multi Commodity Exchange Of India Ltd. | Services | 2,43,000 | 65.42 | 2.95% | -0.24%↓ |
| Nippon Life India Asset Management Ltd. | Financial | 5,31,000 | 61.67 | 2.78% | -0.07%↓ |
| Polycab India Ltd. | Capital Goods | 63,000 | 57.37 | 2.59% | -0.31%↓ |
| 360 One Wam Ltd. | Financial | 4,59,000 | 52.11 | 2.35% | 0.07%↑ |
| Rainbow Childrens Medicare Ltd. | Healthcare | 3,42,000 | 52.17 | 2.35% | 0.11%↑ |
| PB Fintech Ltd. | Services | 3,06,000 | 49.01 | 2.21% | -0.09%↓ |
| Adani Ports and Special Economic Zone Ltd. | Services | 2,88,000 | 48.86 | 2.20% | -0.21%↓ |
| Exide Industries Ltd. | Capital Goods | 10,80,000 | 48.58 | 2.19% | 0.26%↑ |
| Karur Vysya Bank Ltd. | Financial | 13,84,000 | 47.4 | 2.14% | 0.04%↑ |
| BSE Ltd. | Services | 1,26,000 | 45.94 | 2.07% | -1.47%↓ |
| Dixon Technologies (India) Ltd. | Capital Goods | 32,400 | 45.52 | 2.05% | 0.27%↑ |
| Kotak Mahindra Bank Ltd. | Financial | 11,52,000 | 44.96 | 2.03% | 0.10%↑ |
| Titan Company Ltd. | Consumer Discretionary | 90,000 | 43.88 | 1.98% | -0.22%↓ |
| Coal India Ltd. | Materials | 10,17,000 | 42.12 | 1.90% | 0.15%↑ |
| Tata Consumer Products Ltd. | Consumer Staples | 3,83,000 | 41.48 | 1.87% | -0.03%↓ |
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Sector-wise Portfolio Allocation
Equity exposure by sector as a percentage of total net assets, tracked across recent portfolio dates. Identifies concentration risk and sector rotation trends in the fund's holdings.
| Sector | 31 Jul 2026 | 30 Jun 2026 | 31 May 2026 | 30 Apr 2026 | 31 Mar 2026 | 28 Feb 2026 |
|---|---|---|---|---|---|---|
| Financial | 21.47% | 21.49% | 20.82% | 24.68% | 28.46% | 29.75% |
| Consumer Staples | 13.29% | 15.30% | 15.70% | 15.39% | 15.65% | 15.33% |
| Services | 13.11% | 14.74% | 14.55% | 13.79% | 12.67% | 12.18% |
| Capital Goods | 11.48% | 11.39% | 11.05% | 10.92% | 7.68% | 6.01% |
| Energy | 9.93% | 8.43% | 9.19% | 9.50% | 9.03% | 9.92% |
| Healthcare | 6.34% | 5.12% | 4.68% | 3.06% | 2.18% | 2.02% |
| Chemicals | 5.00% | 5.29% | 5.55% | 5.19% | 4.53% | 4.59% |
| Materials | 4.13% | 2.78% | 2.67% | 1.74% | 1.89% | 1.64% |
| Technology | 3.39% | 2.85% | 3.24% | 3.46% | 4.38% | 4.25% |
| Consumer Discretionary | 2.85% | 3.06% | 2.95% | 3.67% | 3.74% | 3.82% |
| Automobile | 1.99% | 1.06% | 0.89% | 0.92% | 0.97% | 1.06% |
| Metals & Mining | 1.97% | 2.04% | 1.55% | 1.83% | 2.20% | 1.19% |
| Construction | 1.79% | 1.63% | 1.56% | 1.66% | 1.45% | 2.40% |
| Insurance | - | - | - | - | 0.89% | 0.98% |
Equity Insights
A detailed look at the equity holdings of this scheme — aggregated scores on value, momentum, quality parameters along with diversification and performance analysis.
Style Analysis
Value score
43.6 / 100
Weighted average Value score is 43.6. This indicates that portfolio is relatively reasonably valued using composite of value measures.
Price Momentum score
56.6 / 100
Weighted average Price Momentum score is 56.6. This indicates that portfolio has average momentum using composite of momentum measures.
Quality score
73.6 / 100
Weighted average Quality score is 73.6. This indicates that portfolio has average quality using composite of quality measures.
QVM score
63.7 / 100
Weighted average QVM score is 63.7. This indicates that portfolio has average QVM score and hence a neutral stance is warranted.
Red Flags
Frequently Asked Questions
What are the top holdings of Tata Retirement Savings Fund Progressive Plan Direct-Growth?
The top holdings of Tata Retirement Savings Fund Progressive Plan Direct-Growth as of 31 Jul 2026 are ICICI Bank Ltd. (5.13%), Solar Industries India Ltd. (5.00%), Reliance Industries Ltd. (3.82%), Eternal Ltd. (3.68%), Radico Khaitan Ltd. (3.35%). These top 5 stocks together account for 20.98% of the total portfolio. You can view the complete holdings breakdown above.
How many stocks does Tata Retirement Savings Fund Progressive Plan Direct-Growth hold in its portfolio?
Tata Retirement Savings Fund Progressive Plan Direct-Growth holds 54 stocks in its portfolio as of 31 Jul 2026. The fund's portfolio size reflects the fund manager's investment approach, a more concentrated portfolio indicates higher conviction bets, while a larger number of holdings suggests a more diversified strategy.
What is the sector allocation of Tata Retirement Savings Fund Progressive Plan Direct-Growth?
As of 31 Jul 2026, Tata Retirement Savings Fund Progressive Plan Direct-Growth's top sector allocations are Financial (21.47%), Consumer Staples (13.29%), Services (13.11%). You can find detailed sector allocation above.
What is the equity and debt allocation of Tata Retirement Savings Fund Progressive Plan Direct-Growth?
As of 31 Jul 2026, Tata Retirement Savings Fund Progressive Plan Direct-Growth has 96.74% allocated to equity, and 0.00% to debt. You can also check the historical trends above.
What is the market cap allocation of Tata Retirement Savings Fund Progressive Plan Direct-Growth?
As of 31 Jul 2026, Tata Retirement Savings Fund Progressive Plan Direct-Growth's market cap allocation is 53.05% in large caps, 24.12% in mid caps, and 22.83% in small caps.
What is the PE ratio of Tata Retirement Savings Fund Progressive Plan Direct-Growth's portfolio?
The portfolio PE ratio of Tata Retirement Savings Fund Progressive Plan Direct-Growth is 32.43 as of 31 Jul 2026. The portfolio PE ratio tells you how expensive or cheap the fund's holdings are relative to their earnings.
What is the credit quality of Tata Retirement Savings Fund Progressive Plan Direct-Growth?
A credit rating breakdown is not available for Tata Retirement Savings Fund Progressive Plan Direct-Growth — its non-equity allocation was 0.00% as of the latest disclosure. This is common when a fund's non-equity holdings are mostly cash or short-term money market instruments, which aren't assigned a credit rating the way bonds are.
When is the latest portfolio disclosure for Tata Retirement Savings Fund Progressive Plan Direct-Growth?
The latest portfolio disclosure for Tata Retirement Savings Fund Progressive Plan Direct-Growth is as of 31 Jul 2026. SEBI requires all mutual funds to disclose their complete portfolio holdings on a monthly basis, typically within 10 days of the end of each month.