Union Equity Savings Fund Direct-Growth
Hybrid: Equity Savings - Growth (Open ended)
SEBI Riskometer: Moderately HighCategory: Hybrid: Equity SavingsBenchmark: CRISIL Equity Saving IndexCheck Portfolio Overlap →
NAV: ₹18.07-0.11%
07 Oct 2026
Rolling Returns Analysis
Rolling annualized returns of Union Equity Savings Fund Direct-Growth across 1Y, 3Y and 5Y windows — average, best, worst returns and percentage of positive return periods.
| Metric | 1 Yr Rolling Returns | 3 Yr Rolling Returns | 5 Yr Rolling Returns | 7 Yr Rolling Returns |
|---|---|---|---|---|
| Analysis period | 06 Sep, 2019 - 07 Oct, 2026 | 15 Sep, 2021 - 07 Oct, 2026 | 22 Sep, 2023 - 07 Oct, 2026 | 06 Oct, 2025 - 07 Oct, 2026 |
| Average returns | 8.33% | 8.63% | 8.63% | 8.15% |
| Standard deviation | 5.48% | 1.02% | 1.14% | 0.28% |
| Best returns | 30.34% 1 year ending on 25 Mar, 2021 | 12.98% 3 years ending on 03 Apr, 2023 | 12.16% 5 years ending on 17 Apr, 2025 | 8.67% 7 years ending on 27 Nov, 2025 |
| Worst returns | -6.89% 1 year ending on 23 Mar, 2020 | 6.36% 3 years ending on 05 Oct, 2026 | 5.99% 5 years ending on 01 Oct, 2026 | 7.63% 7 years ending on 30 Mar, 2026 |
| Period with positive return | 97.48% | 100.00% | 100.00% | 100.00% |
| Period with return > 5% | 67.20% | 100.00% | 100.00% | 100.00% |
| Period with return > 10% | 32.23% | 12.18% | 8.69% | 0.00% |
| Period with return > 15% | 12.99% | 0.00% | 0.00% | 0.00% |
| Beat % Category | 17.06% | 0.96% | 0.00% | 0.00% |
| Beat % Benchmark | 28.73% | 1.20% | 0.00% | 0.00% |
Trailing Returns
Point-to-point returns of Union Equity Savings Fund Direct-Growth vs category average for YTD, 1M, 6M, 1Y, 3Y, 5Y and 10Y periods — with category rank and total funds count.
-10%
-5%
0%
5%
10%
1.1%
1.4%
-12.7%
YTD
-1.1%
-1.2%
-5.0%
1 M
4.1%
3.8%
-1.4%
6 M
2.6%
3.2%
-8.6%
1 Y
6.7%
8.5%
6.0%
3 Y
5.9%
7.8%
6.2%
5 Y
8.6%
11.4%
10 Y
Fund
Hybrid: Equity Savings
CRISIL Equity Saving Index
| Name | YTD | 1 M | 6 M | 1 Y | 3 Y | 5 Y | 10 Y | Since Inception |
|---|---|---|---|---|---|---|---|---|
| Fund | 1.12% | -1.09% | 4.15% | 2.61% | 6.68% | 5.94% | - | 7.71% |
| Hybrid: Equity Savings | 1.44% | -1.16% | 3.77% | 3.19% | 8.48% | 7.81% | 8.62% | - |
| CRISIL Equity Saving Index | -12.68% | -4.95% | -1.45% | -8.59% | 6.01% | 6.15% | 11.36% | - |
| Rank in category | 13 | 12 | 11 | 13 | 18 | 20 | - | - |
| Funds in category | 24 | 24 | 24 | 24 | 21 | 21 | 12 | - |
Period Returns
Calendar-year, quarterly and monthly return history of Union Equity Savings Fund Direct-Growth. Toggle between bar chart and table view to analyse periodic performance trends.
Historical Performance
Track NAV movement and cumulative returns of Union Equity Savings Fund Direct-Growth across 1M, 6M, 1Y, 3Y, 5Y and since-inception periods. Compare SIP and lumpsum growth over time.
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Frequently Asked Questions
What are the 1-year returns of Union Equity Savings Fund Direct-Growth?
Union Equity Savings Fund Direct-Growth has delivered a 1-year return of 2.61% as of 6 Oct 2026. During the same period, its benchmark CRISIL Equity Saving Index returned -8.59%. The fund has outperformed its benchmark over this period.
What are the 3-year returns of Union Equity Savings Fund Direct-Growth?
Union Equity Savings Fund Direct-Growth has delivered a 3-year CAGR of 6.68% as of 6 Oct 2026. Its benchmark CRISIL Equity Saving Index returned 6.01% CAGR over the same period. CAGR (Compounded Annual Growth Rate) is the right way to evaluate multi-year mutual fund performance as it smooths out year-to-year volatility.
What are the 5-year returns of Union Equity Savings Fund Direct-Growth?
Union Equity Savings Fund Direct-Growth has delivered a 5-year CAGR of 5.94% as of 6 Oct 2026. Its benchmark CRISIL Equity Saving Index returned 6.15% CAGR over the same period. A 5-year track record is considered a more reliable indicator of fund quality than shorter-term performance, as it captures at least one full market cycle.
What are the returns of Union Equity Savings Fund Direct-Growth since inception?
Since its launch on 12 Aug 2018, Union Equity Savings Fund Direct-Growth has delivered a CAGR of 7.71%. Since-inception returns reflect the fund's full history and give the most complete picture of long-term performance.
How has Union Equity Savings Fund Direct-Growth performed vs its category over the long term?
Over the long term, Union Equity Savings Fund Direct-Growth has ranked 18 out of 21 funds in the Hybrid: Equity Savings category on a 3-year basis, and 20 out of 21 funds on a 5-year basis. Category rank is one of several factors to consider alongside risk metrics and rolling return consistency when evaluating a fund.
What is the Sharpe ratio of Union Equity Savings Fund Direct-Growth?
The Sharpe ratio of Union Equity Savings Fund Direct-Growth is 0.18 (as of 6 Oct 2026). The Sharpe ratio measures how much return the fund generates per unit of risk (volatility) taken. A Sharpe ratio above 1.0 is generally considered good — the higher the ratio, the better the risk-adjusted return.
What is the alpha of Union Equity Savings Fund Direct-Growth?
The alpha of Union Equity Savings Fund Direct-Growth is shown in the Alpha, Beta & Sharpe section above.
What is the beta of Union Equity Savings Fund Direct-Growth?
The beta of Union Equity Savings Fund Direct-Growth is shown in the Alpha, Beta & Sharpe section above.
What are the rolling returns of Union Equity Savings Fund Direct-Growth?
The average 1-year and 3-year rolling returns of Union Equity Savings Fund Direct-Growth is 8.33% and 8.63% respectively. Rolling returns show the fund's annualized return across every possible 1-year and 3-year investment window, making them a far more reliable measure of consistency than point-to-point returns, which depend heavily on the start and end date chosen.