Union Money Market Fund Direct-Growth
Debt: Money Market - Growth (Open ended) Factsheet
SEBI Riskometer: Low to ModerateCategory: Debt: Money MarketBenchmark: CRISIL Money Market A-I IndexCheck Portfolio Overlap →
NAV: ₹1,371.05+0.07%
07 Sept 2026
Holdings Analysis
Equity, debt and cash allocation snapshot with market cap distribution for Union Money Market Fund Direct-Growth.
Historical Asset Allocation
| Asset | 31 Aug 2026 | 31 Jul 2026 | 30 Jun 2026 | 31 May 2026 | 30 Apr 2026 | 31 Mar 2026 |
|---|---|---|---|---|---|---|
| Equity | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Debt | 97.76% | 111.35% | 114.12% | 92.71% | 94.96% | 94.38% |
| Others (incl. cash) | 2.24% | -11.35% | -14.12% | 7.29% | 5.04% | 5.62% |
| Commodities | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Real Estate | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Portfolio Snapshot
No. of Securities
47
Top Holding %
6.51%
Top 5 Holdings %
23.99%
Top 10 Holdings %
40.31%
Modified Duration
0.57 yrs
Avg. Maturity
0.61 yrs
Yield to Maturity
7.10%
AUM
₹1,482 Cr
Expense Ratio
0.17%
Since Inception
6.47%
Max Drawdown
-0.00%
Sharpe Ratio
2.81
Top Portfolio Holdings by Weight
Latest portfolio holdings sorted by allocation weight. Includes instrument name, sector, number of shares, market value (₹ Cr) and percentage of net assets. Switch dates or categories using the controls below.
| Instrument | Sector | No. of Shares | Value (Rs. Cr) | Weight | Change |
|---|---|---|---|---|---|
| National Bank For Agriculture & Rural Development | Financial | 1,00,00,00,000 | 96.41 | 6.51% | -0.19%↓ |
| Canara Bank | Financial | 75,00,00,000 | 72.53 | 4.90% | 0.42%↑ |
| LIC Housing Finance Ltd. | Financial | 75,00,00,000 | 72.4 | 4.89% | -1.82%↓ |
| Bank Of Baroda | Financial | 67,00,00,000 | 64.75 | 4.37% | -1.63%↓ |
| Indian Bank | Financial | 50,00,00,000 | 49.18 | 3.32% | -1.24%↓ |
| Mahindra Rural Housing Finance Ltd. | Financial | 50,00,00,000 | 48.47 | 3.27% | - |
| Axis Bank Ltd. | Financial | 50,00,00,000 | 48.52 | 3.27% | -1.23%↓ |
| HDFC Bank Ltd. | Financial | 50,00,00,000 | 48.3 | 3.26% | -1.21%↓ |
| The Federal Bank Ltd. | Financial | 50,00,00,000 | 48.32 | 3.26% | -1.22%↓ |
| Bank Of Baroda | Financial | 50,00,00,000 | 48.29 | 3.26% | 1.02%↑ |
| Punjab National Bank | Financial | 50,00,00,000 | 48.31 | 3.26% | -1.22%↓ |
| Axis Bank Ltd. | Financial | 50,00,00,000 | 48.34 | 3.26% | -1.22%↓ |
| Mahindra & Mahindra Financial Services Ltd. - Right Entitlement | Financial | 50,00,00,000 | 48.22 | 3.25% | -1.22%↓ |
| ICICI Securities Ltd. | Financial | 50,00,00,000 | 48.03 | 3.24% | -1.21%↓ |
| Reserve Bank of India | Financial | 45,00,00,000 | 43.75 | 2.95% | -1.11%↓ |
| Canara Bank | Financial | 25,00,00,000 | 25 | 1.69% | - |
| HDFC Bank Ltd. | Financial | 25,00,00,000 | 24.55 | 1.66% | -2.89%↓ |
| Reserve Bank of India | Financial | 25,00,00,000 | 24.62 | 1.66% | -0.62%↓ |
| Kotak Mahindra Prime Ltd. | Financial | 25,00,00,000 | 24.56 | 1.66% | -0.61%↓ |
| UCO Bank | Financial | 25,00,00,000 | 24.58 | 1.66% | -0.62%↓ |
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Debt Holdings — Credit Quality Profile
Allocation of debt instruments by credit rating (AAA, AA, A, and below investment grade) as a percentage of net assets, compared against the category average. Higher AAA allocation indicates lower credit risk.
| Rating | Fund | Category |
|---|---|---|
| A1+ | 87.75% | 74.31% |
| SOV | 9.83% | 13.64% |
| Cash & Call Money | 2.24% | 7.61% |
| Others | 0.18% | 0.23% |
| AA | - | 0.40% |
| AA+ | - | 0.56% |
| AAA | - | 0.94% |
| Cash | - | -0.93% |
| Term Deposits | - | 0.32% |
Debt Insights
A detailed look at the debt holdings of this scheme — Is the scheme yielding enough? Includes credit quality, instrument breakdown and SEBI risk classification.
SEBI PRC matrix
Credit risk
| Interest risk | |||
|---|---|---|---|
| Low | Moderate | High | |
| Low | |||
| Moderate | |||
| High | |||
Instruments
| Full name | Description | Coupon rate | Maturity | Rating raw | Weight |
|---|---|---|---|---|---|
| National Bank For Agriculture & Rural Development | Certificate of Deposit | 0.00% | 18/03/2027 | CRISIL A1+ | 6.51% |
| Canara Bank | Certificate of Deposit | 0.00% | 04/03/2027 | CRISIL A1+ | 4.90% |
| LIC Housing Finance Ltd. | Commercial Paper | 0.00% | 351-D 11/03/2027 | CRISIL A1+ | 4.89% |
| Bank Of Baroda | Certificate of Deposit | 0.00% | 08/03/2027 | IND A1+ | 4.37% |
| Indian Bank | Certificate of Deposit | 0.00% | 04/12/2026 | CRISIL A1+ | 3.32% |
| Axis Bank Ltd. | Certificate of Deposit | 0.00% | 12/02/2027 | CRISIL A1+ | 3.27% |
| Mahindra Rural Housing Finance Ltd. | Commercial Paper | 0.00% | 295-D 10/06/2027 | CRISIL A1+ | 3.27% |
| Punjab National Bank | Certificate of Deposit | 0.00% | 09/03/2027 | CRISIL A1+ | 3.26% |
| Bank Of Baroda | Certificate of Deposit | 0.00% | 11/03/2027 | IND A1+ | 3.26% |
| HDFC Bank Ltd. | Certificate of Deposit | 0.00% | 09/03/2027 | CRISIL A1+ | 3.26% |
| Axis Bank Ltd. | Certificate of Deposit | 0.00% | 05/03/2027 | CRISIL A1+ | 3.26% |
| The Federal Bank Ltd. | Certificate of Deposit | 0.00% | 04/03/2027 | CRISIL A1+ | 3.26% |
| Mahindra & Mahindra Financial Services Ltd. - Right Entitlement | Commercial Paper | 0.00% | 365-D 05/03/2027 | CRISIL A1+ | 3.25% |
| ICICI Securities Ltd. | Commercial Paper | 0.00% | 23/03/2027 | CRISIL A1+ | 3.24% |
| Reserve Bank of India | Treasury Bills | 0.00% | 364-D 04/03/2027 | SOV | 2.95% |
| Canara Bank | Certificate of Deposit | 0.00% | 01/09/2026 | CRISIL A1+ | 1.69% |
| UCO Bank | Certificate of Deposit | 0.00% | 04/12/2026 | CRISIL A1+ | 1.66% |
| HDFC Bank Ltd. | Certificate of Deposit | 0.00% | 14/12/2026 | CRISIL A1+ | 1.66% |
| Bank Of Baroda | Certificate of Deposit | 0.00% | 07/12/2026 | IND A1+ | 1.66% |
| Kotak Mahindra Prime Ltd. | Commercial Paper | 0.00% | 210-D 04/12/2026 | CRISIL A1+ | 1.66% |
| Reserve Bank of India | Treasury Bills | 0.00% | 364-D 17/12/2026 | SOV | 1.66% |
| Reserve Bank of India | Treasury Bills | 0.00% | 364-D 03/12/2026 | SOV | 1.66% |
| Muthoot Finance Ltd. | Commercial Paper | 0.00% | 365-D 03/12/2026 | CRISIL A1+ | 1.66% |
| Punjab National Bank | Certificate of Deposit | 0.00% | 15/12/2026 | CRISIL A1+ | 1.66% |
| ICICI Bank Ltd. | Certificate of Deposit | 0.00% | 12/02/2027 | [ICRA]A1+ | 1.64% |
| AU Small Finance Bank Ltd. | Certificate of Deposit | 0.00% | 09/03/2027 | CRISIL A1+ | 1.63% |
| Aditya Birla Capital Ltd. | Commercial Paper | 0.00% | 210-D 22/02/2027 | CRISIL A1+ | 1.63% |
| ICICI Bank Ltd. | Certificate of Deposit | 0.00% | 19/03/2027 | [ICRA]A1+ | 1.63% |
| Punjab National Bank | Certificate of Deposit | 0.00% | 26/02/2027 | CRISIL A1+ | 1.63% |
| Canara Bank | Certificate of Deposit | 0.00% | 11/03/2027 | CRISIL A1+ | 1.63% |
| Canara Bank | Certificate of Deposit | 0.00% | 12/03/2027 | CRISIL A1+ | 1.63% |
| Small Industries Devp. Bank of India Ltd. | Certificate of Deposit | 0.00% | 18/02/2027 | CRISIL A1+ | 1.63% |
| National Bank For Agriculture & Rural Development | Certificate of Deposit | 0.00% | 02/03/2027 | CRISIL A1+ | 1.63% |
| Bajaj Finance Ltd. | Commercial Paper | 0.00% | 330-D 19/03/2027 | CRISIL A1+ | 1.62% |
| Cholamandalam Investment and Finance Company Ltd. | Commercial Paper | 0.00% | 316-D 10/03/2027 | CRISIL A1+ | 1.62% |
| Infina Finance Pvt. Ltd. | Commercial Paper | 0.00% | 218-D 25/03/2027 | CRISIL A1+ | 1.62% |
| Small Industries Devp. Bank of India Ltd. | Commercial Paper | 0.00% | 25/03/2027 | CRISIL A1+ | 1.62% |
| Muthoot Finance Ltd. | Commercial Paper | 0.00% | 364-D 12/03/2027 | CRISIL A1+ | 1.62% |
| Reserve Bank of India | Treasury Bills | 0.00% | 364-D 19/03/2027 | SOV | 0.86% |
| Gujarat State | State Development Loan | 7.05% | 14/12/2026 | SOV | 0.68% |
| Reserve Bank of India | Treasury Bills | 0.00% | 364-D 11/03/2027 | SOV | 0.66% |
| Bihar State | State Development Loan | 7.10% | 14/12/2026 | SOV | 0.34% |
| Tamilnadu State | State Development Loan | 7.07% | 14/12/2026 | SOV | 0.34% |
| West Bengal State | State Development Loan | 7.92% | 15/03/2027 | SOV | 0.34% |
| Karnataka State | State Development Loan | 7.08% | 14/12/2026 | SOV | 0.34% |
Frequently Asked Questions
What are the top holdings of Union Money Market Fund Direct-Growth?
The top holdings of Union Money Market Fund Direct-Growth as of 31 Aug 2026 are National Bank For Agriculture & Rural Development (6.51%), Canara Bank (4.90%), LIC Housing Finance Ltd. (4.89%), Bank Of Baroda (4.37%), Indian Bank (3.32%). These top 5 stocks together account for 23.99% of the total portfolio. You can view the complete holdings breakdown above.
How many stocks does Union Money Market Fund Direct-Growth hold in its portfolio?
Union Money Market Fund Direct-Growth holds 47 stocks in its portfolio as of 31 Aug 2026. The fund's portfolio size reflects the fund manager's investment approach, a more concentrated portfolio indicates higher conviction bets, while a larger number of holdings suggests a more diversified strategy.
What is the sector allocation of Union Money Market Fund Direct-Growth?
The sector allocation of Union Money Market Fund Direct-Growth is shown in the Sector Allocation section above.
What is the equity and debt allocation of Union Money Market Fund Direct-Growth?
As of 31 Aug 2026, Union Money Market Fund Direct-Growth has 0.00% allocated to equity, and 97.76% to debt. You can also check the historical trends above.
What is the market cap allocation of Union Money Market Fund Direct-Growth?
The market cap allocation of Union Money Market Fund Direct-Growth is shown in the Holdings Analysis section above.
What is the PE ratio of Union Money Market Fund Direct-Growth's portfolio?
The portfolio PE ratio of Union Money Market Fund Direct-Growth is shown in the Holdings Analysis section above.
What is the credit quality of Union Money Market Fund Direct-Growth?
As of 31 Aug 2026, Union Money Market Fund Direct-Growth's debt portfolio has - in AAA-rated instruments, - in AA-rated, and 9.83% in sovereign securities. Higher allocation to AAA and sovereign instruments indicates lower credit risk in the non-equity portion of the portfolio.
When is the latest portfolio disclosure for Union Money Market Fund Direct-Growth?
The latest portfolio disclosure for Union Money Market Fund Direct-Growth is as of 31 Aug 2026. SEBI requires all mutual funds to disclose their complete portfolio holdings on a monthly basis, typically within 10 days of the end of each month.