Union Money Market Fund Direct-Growth
Debt: Money Market - Growth (Open ended)
SEBI Riskometer: Low to ModerateCategory: Debt: Money MarketBenchmark: CRISIL Money Market A-I IndexCheck Portfolio Overlap →
NAV: ₹1,376.13-0.03%
22 Oct 2026
Holdings Analysis
Equity, debt and cash allocation snapshot with market cap distribution for Union Money Market Fund Direct-Growth.
Historical Asset Allocation
| Asset | 30 Sep 2026 | 31 Aug 2026 | 31 Jul 2026 | 30 Jun 2026 | 31 May 2026 | 30 Apr 2026 |
|---|---|---|---|---|---|---|
| Equity | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Debt | 107.26% | 97.76% | 111.35% | 114.12% | 92.71% | 94.96% |
| Others (incl. cash) | -7.26% | 2.24% | -11.35% | -14.12% | 7.29% | 5.04% |
| Commodities | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Real Estate | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Portfolio Snapshot
No. of Securities
43
Top Holding %
6.49%
Top 5 Holdings %
23.94%
Top 10 Holdings %
45.59%
Modified Duration
0.38 yrs
Avg. Maturity
0.41 yrs
Yield to Maturity
7.01%
AUM
₹1,120 Cr
Expense Ratio
0.17%
Since Inception
6.38%
Max Drawdown
-0.00%
Sharpe Ratio
2.92
Top Portfolio Holdings by Weight
Latest portfolio holdings sorted by allocation weight. Includes instrument name, sector, number of shares, market value (₹ Cr) and percentage of net assets. Switch dates or categories using the controls below.
| Instrument | Sector | No. of Shares | Value (Rs. Cr) | Weight | Change |
|---|---|---|---|---|---|
| LIC Housing Finance Ltd. | Financial | 75,00,00,000 | 72.75 | 6.49% | 1.60%↑ |
| Indian Bank | Financial | 50,00,00,000 | 49.46 | 4.41% | 1.09%↑ |
| Mahindra Rural Housing Finance Ltd. | Financial | 50,00,00,000 | 48.74 | 4.35% | 1.08%↑ |
| Axis Bank Ltd. | Financial | 50,00,00,000 | 48.79 | 4.35% | 1.08%↑ |
| Axis Bank Ltd. | Financial | 50,00,00,000 | 48.58 | 4.34% | 1.08%↑ |
| Punjab National Bank | Financial | 50,00,00,000 | 48.55 | 4.33% | 1.07%↑ |
| The Federal Bank Ltd. | Financial | 50,00,00,000 | 48.57 | 4.33% | 1.07%↑ |
| HDFC Bank Ltd. | Financial | 50,00,00,000 | 48.54 | 4.33% | 1.07%↑ |
| Canara Bank | Financial | 50,00,00,000 | 48.52 | 4.33% | 2.70%↑ |
| Mahindra & Mahindra Financial Services Ltd. - Right Entitlement | Financial | 50,00,00,000 | 48.49 | 4.33% | 1.08%↑ |
| ICICI Securities Ltd. | Financial | 50,00,00,000 | 48.29 | 4.31% | 1.07%↑ |
| Muthoot Fincorp Ltd. | Financial | 50,00,00,000 | 48.12 | 4.29% | - |
| Reserve Bank of India | Financial | 45,00,00,000 | 43.92 | 3.92% | 0.97%↑ |
| Bank Of Baroda | Financial | 25,00,00,000 | 24.72 | 2.21% | 0.55%↑ |
| Reserve Bank of India | Financial | 25,00,00,000 | 24.71 | 2.21% | 0.55%↑ |
| UCO Bank | Financial | 25,00,00,000 | 24.72 | 2.21% | 0.55%↑ |
| HDFC Bank Ltd. | Financial | 25,00,00,000 | 24.68 | 2.20% | 0.54%↑ |
| Punjab National Bank | Financial | 25,00,00,000 | 24.68 | 2.20% | 0.54%↑ |
| Bank Of Baroda | Financial | 25,00,00,000 | 24.68 | 2.20% | - |
| Muthoot Finance Ltd. | Financial | 25,00,00,000 | 24.69 | 2.20% | 0.54%↑ |
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Debt Holdings — Credit Quality Profile
Allocation of debt instruments by credit rating (AAA, AA, A, and below investment grade) as a percentage of net assets, compared against the category average. Higher AAA allocation indicates lower credit risk.
| Rating | Fund | Category |
|---|---|---|
| A1+ | 94.85% | 77.02% |
| SOV | 12.17% | 12.46% |
| Others | 0.24% | 0.26% |
| AA | - | 0.40% |
| AA+ | - | 0.56% |
| AAA | - | 0.94% |
| Cash | - | 0.00% |
| Term Deposits | - | 0.32% |
| Cash & Call Money | -7.26% | 5.52% |
Debt Insights
A detailed look at the debt holdings of this scheme — Is the scheme yielding enough? Includes credit quality, instrument breakdown and SEBI risk classification.
SEBI PRC matrix
Credit risk
| Interest risk | |||
|---|---|---|---|
| Low | Moderate | High | |
| Low | |||
| Moderate | |||
| High | |||
Instruments
| Full name | Description | Coupon rate | Maturity | Rating raw | Weight |
|---|---|---|---|---|---|
| LIC Housing Finance Ltd. | Commercial Paper | 0.00% | 351-D 11/03/2027 | CRISIL A1+ | 6.49% |
| Indian Bank | Certificate of Deposit | 0.00% | 04/12/2026 | CRISIL A1+ | 4.41% |
| Axis Bank Ltd. | Certificate of Deposit | 0.00% | 12/02/2027 | CRISIL A1+ | 4.35% |
| Mahindra Rural Housing Finance Ltd. | Commercial Paper | 0.00% | 295-D 10/06/2027 | CRISIL A1+ | 4.35% |
| Axis Bank Ltd. | Certificate of Deposit | 0.00% | 05/03/2027 | CRISIL A1+ | 4.34% |
| The Federal Bank Ltd. | Certificate of Deposit | 0.00% | 04/03/2027 | CRISIL A1+ | 4.33% |
| Mahindra & Mahindra Financial Services Ltd. - Right Entitlement | Commercial Paper | 0.00% | 365-D 05/03/2027 | CRISIL A1+ | 4.33% |
| Punjab National Bank | Certificate of Deposit | 0.00% | 09/03/2027 | CRISIL A1+ | 4.33% |
| HDFC Bank Ltd. | Certificate of Deposit | 0.00% | 09/03/2027 | CRISIL A1+ | 4.33% |
| Canara Bank | Certificate of Deposit | 0.00% | 12/03/2027 | CRISIL A1+ | 4.33% |
| ICICI Securities Ltd. | Commercial Paper | 0.00% | 23/03/2027 | CRISIL A1+ | 4.31% |
| Muthoot Fincorp Ltd. | Commercial Paper | 0.00% | 364-D 12/03/2027 | CRISIL A1+ | 4.29% |
| Reserve Bank of India | Treasury Bills | 0.00% | 364-D 04/03/2027 | SOV | 3.92% |
| UCO Bank | Certificate of Deposit | 0.00% | 04/12/2026 | CRISIL A1+ | 2.21% |
| Reserve Bank of India | Treasury Bills | 0.00% | 364-D 17/12/2026 | SOV | 2.21% |
| Bank Of Baroda | Certificate of Deposit | 0.00% | 07/12/2026 | IND A1+ | 2.21% |
| HDFC Bank Ltd. | Certificate of Deposit | 0.00% | 14/12/2026 | CRISIL A1+ | 2.20% |
| Bank Of Baroda | Certificate of Deposit | 0.00% | 15/12/2026 | IND A1+ | 2.20% |
| Muthoot Finance Ltd. | Commercial Paper | 0.00% | 365-D 03/12/2026 | CRISIL A1+ | 2.20% |
| Punjab National Bank | Certificate of Deposit | 0.00% | 15/12/2026 | CRISIL A1+ | 2.20% |
| ICICI Bank Ltd. | Certificate of Deposit | 0.00% | 12/02/2027 | [ICRA]A1+ | 2.18% |
| Aditya Birla Capital Ltd. | Commercial Paper | 0.00% | 210-D 22/02/2027 | CRISIL A1+ | 2.17% |
| National Bank For Agriculture & Rural Development | Certificate of Deposit | 0.00% | 02/03/2027 | CRISIL A1+ | 2.17% |
| Small Industries Devp. Bank of India Ltd. | Certificate of Deposit | 0.00% | 18/02/2027 | CRISIL A1+ | 2.17% |
| Punjab National Bank | Certificate of Deposit | 0.00% | 26/02/2027 | CRISIL A1+ | 2.17% |
| Small Industries Devp. Bank of India Ltd. | Commercial Paper | 0.00% | 25/03/2027 | CRISIL A1+ | 2.16% |
| Cholamandalam Investment and Finance Company Ltd. | Commercial Paper | 0.00% | 316-D 10/03/2027 | CRISIL A1+ | 2.16% |
| Bajaj Finance Ltd. | Commercial Paper | 0.00% | 330-D 19/03/2027 | CRISIL A1+ | 2.16% |
| AU Small Finance Bank Ltd. | Certificate of Deposit | 0.00% | 09/03/2027 | CRISIL A1+ | 2.16% |
| Muthoot Finance Ltd. | Commercial Paper | 0.00% | 364-D 12/03/2027 | CRISIL A1+ | 2.16% |
| ICICI Bank Ltd. | Certificate of Deposit | 0.00% | 19/03/2027 | [ICRA]A1+ | 2.16% |
| Infina Finance Pvt. Ltd. | Commercial Paper | 0.00% | 218-D 25/03/2027 | CRISIL A1+ | 2.15% |
| Bank Of Baroda | Certificate of Deposit | 0.00% | 08/03/2027 | IND A1+ | 1.47% |
| Reserve Bank of India | Treasury Bills | 0.00% | 364-D 03/12/2026 | SOV | 1.33% |
| Reserve Bank of India | Treasury Bills | 0.00% | 364-D 19/03/2027 | SOV | 1.15% |
| Gujarat State | State Development Loan | 7.05% | 14/12/2026 | SOV | 0.89% |
| Reserve Bank of India | Treasury Bills | 0.00% | 364-D 11/03/2027 | SOV | 0.87% |
| West Bengal State | State Development Loan | 7.92% | 15/03/2027 | SOV | 0.45% |
| Bihar State | State Development Loan | 7.10% | 14/12/2026 | SOV | 0.45% |
| Tamilnadu State | State Development Loan | 7.07% | 14/12/2026 | SOV | 0.45% |
| Karnataka State | State Development Loan | 7.08% | 14/12/2026 | SOV | 0.45% |
Frequently Asked Questions
What are the top holdings of Union Money Market Fund Direct-Growth?
The top holdings of Union Money Market Fund Direct-Growth as of 30 Sep 2026 are LIC Housing Finance Ltd. (6.49%), Indian Bank (4.41%), Mahindra Rural Housing Finance Ltd. (4.35%), Axis Bank Ltd. (4.35%), Axis Bank Ltd. (4.34%). These top 5 stocks together account for 23.94% of the total portfolio. You can view the complete holdings breakdown above.
How many stocks does Union Money Market Fund Direct-Growth hold in its portfolio?
Union Money Market Fund Direct-Growth holds 43 stocks in its portfolio as of 30 Sep 2026. The fund's portfolio size reflects the fund manager's investment approach, a more concentrated portfolio indicates higher conviction bets, while a larger number of holdings suggests a more diversified strategy.
What is the sector allocation of Union Money Market Fund Direct-Growth?
The sector allocation of Union Money Market Fund Direct-Growth is shown in the Sector Allocation section above.
What is the equity and debt allocation of Union Money Market Fund Direct-Growth?
As of 30 Sep 2026, Union Money Market Fund Direct-Growth has 0.00% allocated to equity, and 107.26% to debt. You can also check the historical trends above.
What is the market cap allocation of Union Money Market Fund Direct-Growth?
The market cap allocation of Union Money Market Fund Direct-Growth is shown in the Holdings Analysis section above.
What is the PE ratio of Union Money Market Fund Direct-Growth's portfolio?
The portfolio PE ratio of Union Money Market Fund Direct-Growth is shown in the Holdings Analysis section above.
What is the credit quality of Union Money Market Fund Direct-Growth?
As of 30 Sep 2026, Union Money Market Fund Direct-Growth's debt portfolio has - in AAA-rated instruments, - in AA-rated, and 12.17% in sovereign securities. Higher allocation to AAA and sovereign instruments indicates lower credit risk in the non-equity portion of the portfolio.
When is the latest portfolio disclosure for Union Money Market Fund Direct-Growth?
The latest portfolio disclosure for Union Money Market Fund Direct-Growth is as of 30 Sep 2026. SEBI requires all mutual funds to disclose their complete portfolio holdings on a monthly basis, typically within 10 days of the end of each month.