Union Short Term Fund Direct-Growth
Debt: Short Term - Growth (Open ended) Factsheet
SEBI Riskometer: ModerateCategory: Debt: Short TermBenchmark: CRISIL Short Duration Debt A-II IndexCheck Portfolio Overlap →
NAV: ₹11.08+0.05%
07 Sept 2026
Holdings Analysis
Equity, debt and cash allocation snapshot with market cap distribution for Union Short Term Fund Direct-Growth.
Historical Asset Allocation
| Asset | 31 Aug 2026 | 31 Jul 2026 | 30 Jun 2026 | 31 May 2026 | 30 Apr 2026 | 31 Mar 2026 |
|---|---|---|---|---|---|---|
| Equity | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Debt | 83.45% | 83.36% | 86.89% | 91.39% | 91.35% | 66.94% |
| Others (incl. cash) | 16.55% | 16.64% | 13.11% | 8.61% | 8.65% | 33.06% |
| Commodities | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Real Estate | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Portfolio Snapshot
No. of Securities
13
Top Holding %
16.55%
Top 5 Holdings %
51.64%
Top 10 Holdings %
89.72%
Modified Duration
2.36 yrs
Avg. Maturity
3.17 yrs
Yield to Maturity
6.91%
AUM
₹112 Cr
Expense Ratio
0.35%
Since Inception
6.61%
Max Drawdown
-0.01%
Top Portfolio Holdings by Weight
Latest portfolio holdings sorted by allocation weight. Includes instrument name, sector, number of shares, market value (₹ Cr) and percentage of net assets. Switch dates or categories using the controls below.
| Instrument | Sector | No. of Shares | Value (Rs. Cr) | Weight | Change |
|---|---|---|---|---|---|
| Indian Oil Corporation Ltd. | Energy | 10,00,00,000 | 9.98 | 8.89% | -1.09%↓ |
| Jio Credit Ltd. | Financial | 10,00,00,000 | 9.85 | 8.77% | -1.01%↓ |
| REC Ltd. | Financial | 10,00,00,000 | 9.79 | 8.72% | -1.15%↓ |
| Power Finance Corporation Ltd. | Financial | 10,00,00,000 | 9.78 | 8.71% | -1.12%↓ |
| Kotak Mahindra Bank Ltd. | Financial | 10,00,00,000 | 9.67 | 8.61% | -0.93%↓ |
| GOI | Sovereign | 10,00,00,000 | 9.65 | 8.60% | -1.04%↓ |
| National Bank For Agriculture & Rural Development | Financial | 8,00,00,000 | 7.98 | 7.11% | -0.84%↓ |
| Bank Of Baroda | Financial | 8,00,00,000 | 7.73 | 6.88% | -0.75%↓ |
| Canara Bank | Financial | 8,00,00,000 | 7.73 | 6.88% | -0.74%↓ |
| Export-Import Bank Of India | Financial | 5,00,00,000 | 5.01 | 4.46% | - |
| GOI | Sovereign | 5,00,00,000 | 5 | 4.45% | - |
Debt Holdings — Credit Quality Profile
Allocation of debt instruments by credit rating (AAA, AA, A, and below investment grade) as a percentage of net assets, compared against the category average. Higher AAA allocation indicates lower credit risk.
| Rating | Fund | Category |
|---|---|---|
| AAA | 46.66% | 41.88% |
| A1+ | 22.37% | 6.00% |
| Cash & Call Money | 16.55% | 16.60% |
| SOV | 13.05% | 18.49% |
| Others | 1.37% | 0.77% |
| A | - | 0.05% |
| A+ | - | 1.04% |
| A- | - | 0.01% |
| A1 | - | 0.01% |
| AA | - | 2.31% |
| AA+ | - | 3.96% |
| AA- | - | 0.29% |
| B+ | - | 1.88% |
| BBB | - | 0.82% |
| BBB+ | - | 0.07% |
| D | - | 0.04% |
| Term Deposits | - | 0.05% |
Debt Insights
A detailed look at the debt holdings of this scheme — Is the scheme yielding enough? Includes credit quality, instrument breakdown and SEBI risk classification.
SEBI PRC matrix
Credit risk
| Interest risk | |||
|---|---|---|---|
| Low | Moderate | High | |
| Low | |||
| Moderate | |||
| High | |||
Instruments
| Full name | Description | Coupon rate | Maturity | Rating raw | Weight |
|---|---|---|---|---|---|
| Indian Oil Corporation Ltd. | Non Convertible Debenture | 7.25% | 06/01/2030 | CRISIL AAA | 8.89% |
| Jio Credit Ltd. | Debenture | 7.08% | 26/05/2028 | CRISIL AAA | 8.77% |
| REC Ltd. | Non Convertible Debenture | 7.17% | 01/07/2031 | CRISIL AAA | 8.72% |
| Power Finance Corporation Ltd. | Debenture | 7.04% | 16/12/2030 | CRISIL AAA | 8.71% |
| Kotak Mahindra Bank Ltd. | Certificate of Deposit | 0.00% | 05/03/2027 | CRISIL A1+ | 8.61% |
| GOI | GOI Securities | 6.68% | 07/07/2040 | SOV | 8.60% |
| National Bank For Agriculture & Rural Development | Bonds | 7.53% | 24/03/2028 | [ICRA]AAA | 7.11% |
| Bank Of Baroda | Certificate of Deposit | 0.00% | 08/03/2027 | IND A1+ | 6.88% |
| Canara Bank | Certificate of Deposit | 0.00% | 11/03/2027 | CRISIL A1+ | 6.88% |
| Export-Import Bank Of India | Debenture | 7.45% | 12/04/2028 | CRISIL AAA | 4.46% |
| GOI | GOI Securities | 6.94% | 11/05/2036 | SOV | 4.45% |
Frequently Asked Questions
What are the top holdings of Union Short Term Fund Direct-Growth?
The top holdings of Union Short Term Fund Direct-Growth as of 31 Aug 2026 are Others (16.55%), Indian Oil Corporation Ltd. (8.89%), Jio Credit Ltd. (8.77%), REC Ltd. (8.72%), Power Finance Corporation Ltd. (8.71%). These top 5 stocks together account for 51.64% of the total portfolio. You can view the complete holdings breakdown above.
How many stocks does Union Short Term Fund Direct-Growth hold in its portfolio?
Union Short Term Fund Direct-Growth holds 13 stocks in its portfolio as of 31 Aug 2026. The fund's portfolio size reflects the fund manager's investment approach, a more concentrated portfolio indicates higher conviction bets, while a larger number of holdings suggests a more diversified strategy.
What is the sector allocation of Union Short Term Fund Direct-Growth?
The sector allocation of Union Short Term Fund Direct-Growth is shown in the Sector Allocation section above.
What is the equity and debt allocation of Union Short Term Fund Direct-Growth?
As of 31 Aug 2026, Union Short Term Fund Direct-Growth has 0.00% allocated to equity, and 83.45% to debt. You can also check the historical trends above.
What is the market cap allocation of Union Short Term Fund Direct-Growth?
The market cap allocation of Union Short Term Fund Direct-Growth is shown in the Holdings Analysis section above.
What is the PE ratio of Union Short Term Fund Direct-Growth's portfolio?
The portfolio PE ratio of Union Short Term Fund Direct-Growth is shown in the Holdings Analysis section above.
What is the credit quality of Union Short Term Fund Direct-Growth?
As of 31 Aug 2026, Union Short Term Fund Direct-Growth's debt portfolio has 46.66% in AAA-rated instruments, - in AA-rated, and 13.05% in sovereign securities. Higher allocation to AAA and sovereign instruments indicates lower credit risk in the non-equity portion of the portfolio.
When is the latest portfolio disclosure for Union Short Term Fund Direct-Growth?
The latest portfolio disclosure for Union Short Term Fund Direct-Growth is as of 31 Aug 2026. SEBI requires all mutual funds to disclose their complete portfolio holdings on a monthly basis, typically within 10 days of the end of each month.