UTI Banking & PSU Debt Fund Direct-Growth
Debt: Banking and PSU Debt - Growth (Open ended) Factsheet
SEBI Riskometer: Low to ModerateCategory: Debt: Banking and PSU DebtBenchmark: Nifty Banking & PSU Debt Index A-IICheck Portfolio Overlap →
NAV: ₹24.02+0.07%
07 Sept 2026
Similar Funds
Side-by-side comparison of UTI Banking & PSU Debt Fund Direct-Growth with similar funds — trailing returns, risk metrics, AUM and expense ratio.
| Period | This Fund | Category Avg | Category Rank |
|---|---|---|---|
| 1Y Return | +6.30% | 5.56% | 2 / 20 |
| 3Y Return | +7.45% | 7.15% | 2 / 19 |
| 5Y Return | +7.71% | 6.22% | 1 / 18 |
| 10Y Return | +6.55% | 7.03% | 14 / 14 |
Trailing annualised returns (%). Category rank: lower is better. Green = top third of category.
Funds in Debt: Banking and PSU Debt
Top funds by AUM in the Debt: Banking and PSU Debt category — see how UTI Banking & PSU Debt Fund Direct-Growth compares on size and returns.
Funds Tracking Nifty Banking & PSU Debt Index A-II
Top funds tracking the Nifty Banking & PSU Debt Index A-II — sorted by AUM to show the largest options available.
Frequently Asked Questions
Which funds are similar to UTI Banking & PSU Debt Fund Direct-Growth?
Funds similar to UTI Banking & PSU Debt Fund Direct-Growth in the Debt: Banking and PSU Debt category include Bandhan Banking and PSU Debt Fund Direct-Growth, Axis Banking and PSU Debt Direct-Growth, and Aditya Birla Sun Life Banking and PSU Debt Fund Direct-Growth. These funds follow a comparable investment mandate and are benchmarked against similar indices. You can compare them in detail — across returns, risk metrics, expense ratio, and portfolio composition — using the fund comparison tool on sharpely.
What is the rank of UTI Banking & PSU Debt Fund Direct-Growth in its category?
On a 3-year return basis UTI Banking & PSU Debt Fund Direct-Growth is ranked 2 out of 19 funds in the Debt: Banking and PSU Debt category as of 6 Sep 2026. On a 5-year return basis it ranks 1 out of 18. Consistently ranking in the top across multiple time periods is a stronger signal of fund quality than a single-period rank.
How does UTI Banking & PSU Debt Fund Direct-Growth's expense ratio compare to similar funds?
UTI Banking & PSU Debt Fund Direct-Growth has an expense ratio of 0.24%. The peers Bandhan Banking and PSU Debt Fund Direct-Growth has an expense ratio of 0.36% and Axis Banking and PSU Debt Direct-Growth has 0.36%. Over the long term, a higher expense ratio can meaningfully drag on returns, so it is worth evaluating whether the fund's performance justifies the additional cost.
How does UTI Banking & PSU Debt Fund Direct-Growth's AUM compare to similar funds?
UTI Banking & PSU Debt Fund Direct-Growth has an AUM of ₹1,482.56 crore. The peers Bandhan Banking and PSU Debt Fund Direct-Growth has an AUM of ₹12,122 crore and Axis Banking and PSU Debt Direct-Growth has ₹12,003.9 crore. A large AUM can sometimes limit a fund's ability to take meaningful positions in mid and small-cap stocks, as larger trades can move prices. This is particularly relevant for funds that invest outside large caps.
Which fund has the best 3-year returns in the Debt: Banking and PSU Debt?
The top performing fund in the Debt: Banking and PSU Debt category on a 3-year basis is Franklin India Banking & PSU Debt Fund Direct-Growth with a CAGR of 7.58% as of 6 Sep 2026. UTI Banking & PSU Debt Fund Direct-Growth has delivered 7.45% CAGR over the same period, ranking 2 out of 19 funds. You can view and compare the full category ranking on sharpely.
How does UTI Banking & PSU Debt Fund Direct-Growth rank in risk-adjusted returns vs peers?
On a risk-adjusted basis, UTI Banking & PSU Debt Fund Direct-Growth has a Sharpe ratio of 1.52 compared to the Debt: Banking and PSU Debt average of 0.87 as of 6 Sep 2026. It ranks 1 out of 19 funds in its category on Sharpe ratio.