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holdings

UTI Conservative Hybrid Fund Direct-Growth

Hybrid: Conservative Hybrid - Growth (Open ended)

SEBI Riskometer: Moderately HighCategory: Hybrid: Conservative HybridBenchmark: NIFTY 50 Hybrid Composite Debt 15:85 Conservative IndexCheck Portfolio Overlap →

NAV: ₹75.24-0.35%

23 Oct 2026

Holdings Analysis

Equity, debt and cash allocation snapshot with market cap distribution for UTI Conservative Hybrid Fund Direct-Growth.

Asset Allocation

As on 30 Sep 2026

Debt

66.65%

Equity

24.14%

Others

9.22%

Market Cap Distribution

Large Cap (67.0%)

Mid Cap (18.1%)

Small Cap (14.9%)

Historical Asset Allocation

Asset	30 Sep 2026	31 Aug 2026	31 Jul 2026	30 Jun 2026	31 May 2026	30 Apr 2026
Equity	24.14%	24.61%	24.70%	24.52%	24.09%	24.40%
Debt	66.65%	63.27%	72.82%	72.76%	73.23%	71.43%
Others (incl. cash)	9.22%	12.12%	2.48%	2.72%	2.68%	4.17%
Commodities	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Real Estate	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%

Portfolio Snapshot

No. of Securities

105

P/E Ratio

19.41

P/B Ratio

2.77

Top Holding %

9.21%

Top 5 Holdings %

27.80%

Top 10 Holdings %

42.05%

Modified Duration

4.51 yrs

Avg. Maturity

9.92 yrs

Yield to Maturity

7.76%

AUM

₹1,602 Cr

Expense Ratio

1.25%

Since Inception

8.90%

Max Drawdown

-0.14%

Sharpe Ratio

0.34

Top Portfolio Holdings by Weight

Latest portfolio holdings sorted by allocation weight. Includes instrument name, sector, number of shares, market value (₹ Cr) and percentage of net assets. Switch dates or categories using the controls below.

Instrument	Sector	No. of Shares	Value (Rs. Cr)	Weight	Change
HDFC Bank Ltd.	Financial	4,40,000	31.18	1.95%	0.05%↑
ICICI Bank Ltd.	Financial	1,85,000	24.45	1.53%	-0.11%↓
Kotak Mahindra Bank Ltd.	Financial	3,90,000	16.26	1.02%	0.02%↑
Bharti Airtel Ltd.	Communication	92,500	16.25	1.01%	-0.00%↓
Axis Bank Ltd.	Financial	1,25,000	15.33	0.96%	-0.01%↓
Infosys Ltd.	Technology	1,27,000	12.63	0.79%	-0.07%↓
State Bank of India	Financial	1,30,000	12.47	0.78%	-0.06%↓
Mahindra & Mahindra Ltd.	Automobile	39,000	11.51	0.72%	-0.06%↓
Tech Mahindra Ltd.	Technology	63,500	9.68	0.60%	-0.02%↓
Reliance Industries Ltd.	Energy	79,000	9.38	0.59%	-0.03%↓
Maruti Suzuki India Ltd.	Automobile	6,250	7.48	0.47%	-0.05%↓
Power Grid Corporation Of India Ltd.	Energy	2,80,000	7.29	0.46%	0.01%↑
The Phoenix Mills Ltd.	Construction	37,000	7.16	0.45%	0.02%↑
Cipla Ltd.	Healthcare	50,000	6.73	0.42%	-0.01%↓
Tata Steel Ltd.	Metals & Mining	3,50,000	6.45	0.40%	0.01%↑
Indusind Bank Ltd.	Financial	70,000	6.31	0.39%	-0.04%↓
Mphasis Ltd.	Technology	29,000	6.25	0.39%	-0.05%↓
Larsen & Toubro Ltd.	Construction	15,389	5.79	0.36%	0.14%↑
Mahindra & Mahindra Financial Services Ltd.	Financial	1,76,000	5.72	0.36%	-0.04%↓
Brigade Enterprises Ltd.	Construction	99,310	5.71	0.36%	-0.06%↓

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Sector-wise Portfolio Allocation

Equity exposure by sector as a percentage of total net assets, tracked across recent portfolio dates. Identifies concentration risk and sector rotation trends in the fund's holdings.

Sector	30 Sep 2026	31 Aug 2026	31 Jul 2026	30 Jun 2026	31 May 2026	30 Apr 2026
Financial	7.41%	7.41%	7.42%	7.85%	7.51%	7.62%
Automobile	2.41%	2.51%	2.41%	2.31%	2.25%	2.21%
Healthcare	2.17%	2.04%	2.12%	2.19%	2.16%	2.06%
Technology	2.02%	2.19%	2.16%	1.90%	1.89%	1.92%
Energy	1.99%	1.97%	2.02%	2.05%	2.06%	2.22%
Services	1.71%	1.78%	1.68%	1.38%	1.43%	1.47%
Construction	1.48%	1.57%	1.54%	1.32%	1.15%	1.18%
Consumer Staples	1.21%	1.07%	0.96%	0.95%	1.00%	1.00%
Communication	1.01%	1.02%	1.12%	1.06%	1.06%	1.08%
Materials	0.84%	1.00%	1.00%	1.08%	1.08%	1.14%
Metals & Mining	0.65%	0.64%	0.66%	0.70%	0.72%	0.70%
Capital Goods	0.49%	0.66%	0.55%	0.48%	0.47%	0.48%
Consumer Discretionary	0.33%	0.36%	0.43%	0.50%	0.53%	0.53%
Insurance	0.26%	0.25%	0.46%	0.57%	0.60%	0.59%
Chemicals	0.15%	0.15%	0.17%	0.17%	0.19%	0.20%

Debt Holdings — Credit Quality Profile

Allocation of debt instruments by credit rating (AAA, AA, A, and below investment grade) as a percentage of net assets, compared against the category average. Higher AAA allocation indicates lower credit risk.

Rating	Fund	Category
AAA	38.91%	19.17%
SOV	21.62%	23.94%
Cash & Call Money	9.23%	13.97%
AA+	5.79%	4.86%
Others	0.32%	0.17%
A	-	0.78%
A+	-	1.28%
A-	-	0.25%
A1+	-	2.95%
AA	-	3.91%
AA-	-	1.23%
B+	-	1.85%
B-	-	2.24%
BBB+	-	0.00%
Cash	-	0.21%
D	-	0.09%
Term Deposits	-	0.01%
Unrated	-	0.09%

Equity Insights

A detailed look at the equity holdings of this scheme — aggregated scores on value, momentum, quality parameters along with diversification and performance analysis.

Style Analysis

Value score

56.9 / 100

Weighted average Value score is 56.9. This indicates that portfolio is relatively reasonably valued using composite of value measures.

Price Momentum score

58.2 / 100

Weighted average Price Momentum score is 58.2. This indicates that portfolio has average momentum using composite of momentum measures.

Quality score

69.3 / 100

Weighted average Quality score is 69.3. This indicates that portfolio has average quality using composite of quality measures.

QVM score

71.5 / 100

Weighted average QVM score is 71.5. This indicates that portfolio has average QVM score and hence a neutral stance is warranted.

Red Flags

Earnings manipulation risk (Beneish M-score)

Following stocks have high risk of potential earnings manipulation (Beneish M-score > -1.78):

Name	Value
Adani Enterprises Ltd.	-1.63
PI Industries Ltd.	-1.49
Tata Motors Passenger Vehicles Ltd.	-1.66
JSW Infrastructure Ltd.	-1.74
Varun Beverages Ltd.	-1.69
Tube Investments of India Ltd.	-1.47
Swiggy Ltd.	-1.35

Declining revenues

Following companies have seen their sales decline for 2 consecutive quarters (measured on yoy basis): DLF Ltd., Dr. Reddys Laboratories Ltd.

High leverage

Following companies have debt to equity of greater than 2:

Name	Value
Aditya Birla Lifestyle Brands Ltd.	2.08

Debt Insights

A detailed look at the debt holdings of this scheme — Is the scheme yielding enough? Includes credit quality, instrument breakdown and SEBI risk classification.

SEBI PRC matrix

Credit risk

	Interest risk
	Low	Moderate	High
Low
Moderate
High

Instruments

Full name	Description	Coupon rate	Maturity	Rating raw	Weight
GOI	GOI Securities	6.90%	15/04/2065	SOV	7.01%
National Bank For Agriculture & Rural Development	Bonds	7.40%	25-D 29/04/2030	CRISIL-AAA	4.61%
GOI	GOI Securities	7.24%	18/08/2055	SOV	3.87%
REC Ltd.	Debenture	7.58%	31/05/2029	ICRA-AAA	3.10%
LIC Housing Finance Ltd.	Bonds	7.64%	21/02/2030	CRISIL-AAA	3.08%
Jio Credit Ltd.	Debenture	7.08%	26/05/2028	CRISIL-AAA	3.06%
Siddhivinayak Securitisation Trust	Securitised Debt	0.00%	0	CRISIL-AAA(SO)	2.98%
GOI	GOI Securities	7.34%	22/04/2064	SOV	2.97%
GOI	GOI Securities	6.94%	11/05/2036	SOV	2.15%
Muthoot Finance Ltd.	Non Convertible Debenture	0.00%	04/09/2029	CRISIL-AA+	1.56%
Cholamandalam Investment and Finance Company Ltd.	Debenture	0.00%	27/02/2029	ICRA-AA+	1.56%
Muthoot Finance Ltd.	Debenture	0.00%	26/07/2029	CRISIL-AA+	1.56%
Small Industries Devp. Bank of India Ltd.	Bonds	7.49%	11/06/2029	CRISIL-AAA	1.55%
Power Finance Corporation Ltd.	Non Convertible Debenture	7.75%	11/06/2030	CRISIL-AAA	1.55%
Small Industries Devp. Bank of India Ltd.	Non Convertible Debenture	7.70%	10/10/2029	CRISIL-AAA	1.55%
Poonawalla Fincorp Ltd.	Debenture	8.06%	30/10/2028	CRISIL-AAA	1.55%
Bajaj Finance Ltd.	Bonds	8.00%	12/05/2031	CRISIL-AAA	1.54%
Bajaj Finance Ltd.	Debenture	7.38%	26/06/2028	CRISIL-AAA	1.54%
National Bank For Agriculture & Rural Development	Bonds	7.44%	17/07/2029	CRISIL-AAA	1.54%
Kotak Mahindra Prime Ltd.	Non Convertible Debenture	7.88%	19/10/2029	CRISIL-AAA	1.54%
Bajaj Housing Finance Ltd.	Non Convertible Debenture	7.90%	12/05/2031	CRISIL-AAA	1.54%
Export-Import Bank Of India	Bonds	7.12%	27/06/2030	CRISIL-AAA	1.53%
Small Industries Devp. Bank of India Ltd.	Bonds	7.04%	09/02/2029	CRISIL-AAA	1.53%
REC Ltd.	Non Convertible Debenture	7.30%	01/07/2031	CRISIL-AAA	1.53%
Shivshakti Securitisation Trust	Securitised Debt	0.00%	0	CRISIL-AAA(SO)	1.49%
Bihar State	State Development Loan	6.90%	16/07/2035	SOV	1.47%
Tamilnadu State	State Development Loan	6.80%	02/07/2035	SOV	1.46%
REC Ltd.	Bonds	7.38%	28/02/2029	CRISIL-AAA	1.45%
Andhra Pradesh State	State Development Loan	7.08%	26/03/2037	SOV	1.17%
Torrent Pharmaceuticals Ltd.	Non Convertible Debenture	7.60%	19/01/2029	ICRA-AA+	1.11%
GOI	GOI Securities	7.71%	18/05/2066	SOV	0.94%
National Highways Authority of India Ltd.	Non Convertible Debenture	7.70%	13/09/2029	CRISIL-AAA	0.63%
GOI	GOI Securities	6.48%	06/10/2035	SOV	0.19%
GOI	GOI Securities	7.04%	03/06/2029	SOV	0.13%
West Bengal State	State Development Loan	7.72%	11/03/2044	SOV	0.02%
Others	CBLO	0.00%	0	-	0.01%

Frequently Asked Questions

What are the top holdings of UTI Conservative Hybrid Fund Direct-Growth?

The top holdings of UTI Conservative Hybrid Fund Direct-Growth as of 30 Sep 2026 are Others (9.21%), GOI (7.01%), National Bank For Agriculture & Rural Development (4.61%), GOI (3.87%), REC Ltd. (3.10%). These top 5 stocks together account for 27.80% of the total portfolio. You can view the complete holdings breakdown above.

How many stocks does UTI Conservative Hybrid Fund Direct-Growth hold in its portfolio?

UTI Conservative Hybrid Fund Direct-Growth holds 105 stocks in its portfolio as of 30 Sep 2026. The fund's portfolio size reflects the fund manager's investment approach, a more concentrated portfolio indicates higher conviction bets, while a larger number of holdings suggests a more diversified strategy.

What is the sector allocation of UTI Conservative Hybrid Fund Direct-Growth?

As of 30 Sep 2026, UTI Conservative Hybrid Fund Direct-Growth's top sector allocations are Financial (7.41%), Automobile (2.41%), Healthcare (2.17%). You can find detailed sector allocation above.

What is the equity and debt allocation of UTI Conservative Hybrid Fund Direct-Growth?

As of 30 Sep 2026, UTI Conservative Hybrid Fund Direct-Growth has 24.14% allocated to equity, and 66.65% to debt. You can also check the historical trends above.

What is the market cap allocation of UTI Conservative Hybrid Fund Direct-Growth?

As of 30 Sep 2026, UTI Conservative Hybrid Fund Direct-Growth's market cap allocation is 66.97% in large caps, 18.14% in mid caps, and 14.89% in small caps.

What is the PE ratio of UTI Conservative Hybrid Fund Direct-Growth's portfolio?

The portfolio PE ratio of UTI Conservative Hybrid Fund Direct-Growth is 19.41 as of 30 Sep 2026. The portfolio PE ratio tells you how expensive or cheap the fund's holdings are relative to their earnings.

What is the credit quality of UTI Conservative Hybrid Fund Direct-Growth?

As of 30 Sep 2026, UTI Conservative Hybrid Fund Direct-Growth's debt portfolio has 38.91% in AAA-rated instruments, 5.79% in AA-rated, and 21.62% in sovereign securities. Higher allocation to AAA and sovereign instruments indicates lower credit risk in the non-equity portion of the portfolio.

When is the latest portfolio disclosure for UTI Conservative Hybrid Fund Direct-Growth?

The latest portfolio disclosure for UTI Conservative Hybrid Fund Direct-Growth is as of 30 Sep 2026. SEBI requires all mutual funds to disclose their complete portfolio holdings on a monthly basis, typically within 10 days of the end of each month.

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Asset

30 Sep 2026

31 Aug 2026

31 Jul 2026

30 Jun 2026

31 May 2026

30 Apr 2026

Equity

24.14%

24.61%

24.70%

24.52%

24.09%

24.40%

Debt

66.65%

63.27%

72.82%

72.76%

73.23%

71.43%

Others (incl. cash)

9.22%

12.12%

2.48%

2.72%

2.68%

4.17%

Commodities

0.00%

Real Estate

0.00%

Instrument

Sector

No. of Shares

Value (Rs. Cr)

Weight

Change

HDFC Bank Ltd.

Financial

4,40,000

31.18

1.95%

0.05%↑

ICICI Bank Ltd.

Financial

1,85,000

24.45

1.53%

-0.11%↓

Kotak Mahindra Bank Ltd.

Financial

3,90,000

16.26

1.02%

0.02%↑

Bharti Airtel Ltd.

Communication

92,500

16.25

1.01%

-0.00%↓

Axis Bank Ltd.

Financial

1,25,000

15.33

0.96%

-0.01%↓

Infosys Ltd.

Technology

1,27,000

12.63

0.79%

-0.07%↓

State Bank of India

Financial

1,30,000

12.47

0.78%

-0.06%↓

Mahindra & Mahindra Ltd.

Automobile

39,000

11.51

0.72%

-0.06%↓

Tech Mahindra Ltd.

Technology

63,500

9.68

0.60%

-0.02%↓

Reliance Industries Ltd.

Energy

79,000

9.38

0.59%

-0.03%↓

Maruti Suzuki India Ltd.

Automobile

6,250

7.48

0.47%

-0.05%↓

Power Grid Corporation Of India Ltd.

Energy

2,80,000

7.29

0.46%

0.01%↑

The Phoenix Mills Ltd.

Construction

37,000

7.16

0.45%

0.02%↑

Cipla Ltd.

Healthcare

50,000

6.73

0.42%

-0.01%↓

Tata Steel Ltd.

Metals & Mining

3,50,000

6.45

0.40%

0.01%↑

Indusind Bank Ltd.

Financial

70,000

6.31

0.39%

-0.04%↓

Mphasis Ltd.

Technology

29,000

6.25

0.39%

-0.05%↓

Larsen & Toubro Ltd.

Construction

15,389

5.79

0.36%

0.14%↑

Mahindra & Mahindra Financial Services Ltd.

Financial

1,76,000

5.72

0.36%

-0.04%↓

Brigade Enterprises Ltd.

Construction

99,310

5.71

0.36%

-0.06%↓

Sector

30 Sep 2026

31 Aug 2026

31 Jul 2026

30 Jun 2026

31 May 2026

30 Apr 2026

Financial

7.41%

7.42%

7.85%

7.51%

7.62%

Automobile

2.41%

2.51%

2.41%

2.31%

2.25%

2.21%

Healthcare

2.17%

2.04%

2.12%

2.19%

2.16%

2.06%

Technology

2.02%

2.19%

2.16%

1.90%

1.89%

1.92%

Energy

1.99%

1.97%

2.02%

2.05%

2.06%

2.22%

Services

1.71%

1.78%

1.68%

1.38%

1.43%

1.47%

Construction

1.48%

1.57%

1.54%

1.32%

1.15%

1.18%

Consumer Staples

1.21%

1.07%

0.96%

0.95%

1.00%

Communication

1.01%

1.02%

1.12%

1.06%

1.08%

Materials

0.84%

1.00%

1.08%

1.14%

Metals & Mining

0.65%

0.64%

0.66%

0.70%

0.72%

0.70%

Capital Goods

0.49%

0.66%

0.55%

0.48%

0.47%

0.48%

Consumer Discretionary

0.33%

0.36%

0.43%

0.50%

0.53%

Insurance

0.26%

0.25%

0.46%

0.57%

0.60%

0.59%

Chemicals

0.15%

0.17%

0.19%

0.20%

Rating

Fund