UTI Dynamic Term Fund Direct-Growth
Debt: Dynamic Term - Growth (Open ended)
SEBI Riskometer: Low to ModerateCategory: Debt: Dynamic TermBenchmark: CRISIL Dynamic Bond A-III IndexCheck Portfolio Overlap →
NAV: ₹35.36-0.13%
22 Oct 2026
Holdings Analysis
Equity, debt and cash allocation snapshot with market cap distribution for UTI Dynamic Term Fund Direct-Growth.
Historical Asset Allocation
| Asset | 30 Sep 2026 | 31 Aug 2026 | 31 Jul 2026 | 30 Jun 2026 | 31 May 2026 | 30 Apr 2026 |
|---|---|---|---|---|---|---|
| Equity | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Debt | 91.48% | 95.76% | 94.03% | 88.19% | 77.68% | 80.64% |
| Others (incl. cash) | 8.52% | 4.24% | 5.97% | 11.81% | 22.32% | 19.36% |
| Commodities | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Real Estate | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Portfolio Snapshot
No. of Securities
17
Top Holding %
28.31%
Top 5 Holdings %
62.11%
Top 10 Holdings %
87.09%
Modified Duration
6.09 yrs
Avg. Maturity
18.26 yrs
Yield to Maturity
7.79%
AUM
₹396 Cr
Expense Ratio
0.56%
Since Inception
7.80%
Max Drawdown
-0.08%
Sharpe Ratio
0.62
Top Portfolio Holdings by Weight
Latest portfolio holdings sorted by allocation weight. Includes instrument name, sector, number of shares, market value (₹ Cr) and percentage of net assets. Switch dates or categories using the controls below.
| Instrument | Sector | No. of Shares | Value (Rs. Cr) | Weight | Change |
|---|---|---|---|---|---|
| GOI | Sovereign | 1,25,00,00,000 | 112.13 | 28.31% | 0.02%↑ |
| GOI | Sovereign | 50,00,00,000 | 49.99 | 12.62% | - |
| Bharti Telecom Ltd. | Communication | 2,500 | 25.09 | 6.33% | 0.07%↑ |
| Mahindra Rural Housing Finance Ltd. | Financial | 2,500 | 25.04 | 6.32% | 0.07%↑ |
| Jamnagar Utilities and Power Pvt. Ltd. | Capital Goods | 2,500 | 24.99 | 6.31% | 0.06%↑ |
| Can Fin Homes Ltd. | Financial | 2,000 | 20.04 | 5.06% | 0.06%↑ |
| Cholamandalam Investment and Finance Company Ltd. | Financial | 2,000 | 19.9 | 5.02% | 0.06%↑ |
| Torrent Pharmaceuticals Ltd. | Healthcare | 2,000 | 19.77 | 4.99% | 0.04%↑ |
| GOI | Sovereign | 15,00,00,000 | 14.24 | 3.59% | -0.01%↓ |
| Muthoot Finance Ltd. | Financial | 1,000 | 10 | 2.53% | 0.05%↑ |
| Mankind Pharma Ltd. | Healthcare | 1,000 | 10 | 2.53% | 0.03%↑ |
| Mankind Pharma Ltd. | Healthcare | 1,000 | 10 | 2.52% | 1.27%↑ |
| Muthoot Finance Ltd. | Financial | 1,000 | 9.93 | 2.51% | 0.03%↑ |
| Uttarakhand State | Others | 8,57,20,000 | 8.41 | 2.12% | -0.00%↓ |
| GOI | Sovereign | 69,70,000 | 0.67 | 0.17% | -0.00%↓ |
| Others | Others | 0 | 0.62 | 0.16% | 0.00%↑ |
Debt Holdings — Credit Quality Profile
Allocation of debt instruments by credit rating (AAA, AA, A, and below investment grade) as a percentage of net assets, compared against the category average. Higher AAA allocation indicates lower credit risk.
| Rating | Fund | Category |
|---|---|---|
| SOV | 46.82% | 35.48% |
| AAA | 24.03% | 16.42% |
| AA+ | 20.10% | 3.61% |
| Cash & Call Money | 8.68% | 23.51% |
| Others | 0.38% | 1.31% |
| A+ | - | 0.13% |
| A1+ | - | 6.03% |
| AA | - | 1.72% |
| AA- | - | 0.71% |
| B+ | - | 1.11% |
| B- | - | 2.51% |
| Cash | - | 0.00% |
| Term Deposits | - | 0.01% |
Debt Insights
A detailed look at the debt holdings of this scheme — Is the scheme yielding enough? Includes credit quality, instrument breakdown and SEBI risk classification.
SEBI PRC matrix
Credit risk
| Interest risk | |||
|---|---|---|---|
| Low | Moderate | High | |
| Low | |||
| Moderate | |||
| High | |||
Instruments
| Full name | Description | Coupon rate | Maturity | Rating raw | Weight |
|---|---|---|---|---|---|
| GOI | GOI Securities | 6.90% | 15/04/2065 | SOV | 28.31% |
| GOI | GOI Securities | 7.71% | 18/05/2066 | SOV | 12.62% |
| Bharti Telecom Ltd. | Debenture | 8.65% | 05/11/2027 | CRISIL-AAA | 6.33% |
| Mahindra Rural Housing Finance Ltd. | Debenture | 8.45% | 22/01/2027 | CRISIL-AAA | 6.32% |
| Jamnagar Utilities and Power Pvt. Ltd. | Debenture | 7.90% | 10/08/2028 | CRISIL-AAA | 6.31% |
| Can Fin Homes Ltd. | Non Convertible Debenture | 8.20% | 18/05/2027 | ICRA-AAA | 5.06% |
| Cholamandalam Investment and Finance Company Ltd. | Debenture | 7.38% | 28/05/2027 | ICRA-AA+ | 5.02% |
| Torrent Pharmaceuticals Ltd. | Non Convertible Debenture | 7.60% | 19/01/2029 | ICRA-AA+ | 4.99% |
| GOI | GOI Securities | 7.24% | 18/08/2055 | SOV | 3.59% |
| Mankind Pharma Ltd. | Debenture | 7.99% | 16/10/2026 | CRISIL-AA+ | 2.53% |
| Muthoot Finance Ltd. | Non Convertible Debenture | 0.00% | 04/09/2029 | CRISIL-AA+ | 2.53% |
| Mankind Pharma Ltd. | Bonds/Debentures | 7.97% | 16/11/2027 | CRISIL-AA+ | 2.52% |
| Muthoot Finance Ltd. | Debenture | 8.05% | 25/11/2027 | CRISIL-AA+ | 2.51% |
| Uttarakhand State | State Development Loan | 7.30% | 01/10/2032 | SOV | 2.12% |
| GOI | GOI Securities | 6.48% | 06/10/2035 | SOV | 0.17% |
| Others | CBLO | 0.00% | 0 | - | 0.16% |
Frequently Asked Questions
What are the top holdings of UTI Dynamic Term Fund Direct-Growth?
The top holdings of UTI Dynamic Term Fund Direct-Growth as of 30 Sep 2026 are GOI (28.31%), GOI (12.62%), Others (8.52%), Bharti Telecom Ltd. (6.33%), Mahindra Rural Housing Finance Ltd. (6.32%). These top 5 stocks together account for 62.11% of the total portfolio. You can view the complete holdings breakdown above.
How many stocks does UTI Dynamic Term Fund Direct-Growth hold in its portfolio?
UTI Dynamic Term Fund Direct-Growth holds 17 stocks in its portfolio as of 30 Sep 2026. The fund's portfolio size reflects the fund manager's investment approach, a more concentrated portfolio indicates higher conviction bets, while a larger number of holdings suggests a more diversified strategy.
What is the sector allocation of UTI Dynamic Term Fund Direct-Growth?
The sector allocation of UTI Dynamic Term Fund Direct-Growth is shown in the Sector Allocation section above.
What is the equity and debt allocation of UTI Dynamic Term Fund Direct-Growth?
As of 30 Sep 2026, UTI Dynamic Term Fund Direct-Growth has 0.00% allocated to equity, and 91.48% to debt. You can also check the historical trends above.
What is the market cap allocation of UTI Dynamic Term Fund Direct-Growth?
The market cap allocation of UTI Dynamic Term Fund Direct-Growth is shown in the Holdings Analysis section above.
What is the PE ratio of UTI Dynamic Term Fund Direct-Growth's portfolio?
The portfolio PE ratio of UTI Dynamic Term Fund Direct-Growth is shown in the Holdings Analysis section above.
What is the credit quality of UTI Dynamic Term Fund Direct-Growth?
As of 30 Sep 2026, UTI Dynamic Term Fund Direct-Growth's debt portfolio has 24.03% in AAA-rated instruments, 20.10% in AA-rated, and 46.82% in sovereign securities. Higher allocation to AAA and sovereign instruments indicates lower credit risk in the non-equity portion of the portfolio.
When is the latest portfolio disclosure for UTI Dynamic Term Fund Direct-Growth?
The latest portfolio disclosure for UTI Dynamic Term Fund Direct-Growth is as of 30 Sep 2026. SEBI requires all mutual funds to disclose their complete portfolio holdings on a monthly basis, typically within 10 days of the end of each month.