UTI Floating Interest Rates Fund Direct-Growth
Debt: Floating Interest Rate - Growth (Open ended) Factsheet
SEBI Riskometer: Low to ModerateCategory: Debt: Floating Interest RateBenchmark: CRISIL Short Duration Debt A-II IndexCheck Portfolio Overlap →
NAV: ₹1,685.72+0.06%
07 Sept 2026
Holdings Analysis
Equity, debt and cash allocation snapshot with market cap distribution for UTI Floating Interest Rates Fund Direct-Growth.
Historical Asset Allocation
| Asset | 31 Jul 2026 | 30 Jun 2026 | 31 May 2026 | 30 Apr 2026 | 31 Mar 2026 | 28 Feb 2026 |
|---|---|---|---|---|---|---|
| Equity | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Debt | 97.06% | 96.55% | 95.10% | 94.58% | 94.81% | 94.79% |
| Others (incl. cash) | 2.94% | 3.45% | 4.90% | 5.42% | 5.19% | 5.21% |
| Commodities | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Real Estate | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Portfolio Snapshot
No. of Securities
41
Top Holding %
6.63%
Top 5 Holdings %
29.14%
Top 10 Holdings %
45.62%
Modified Duration
0.70 yrs
Avg. Maturity
1.15 yrs
Yield to Maturity
7.21%
AUM
₹1,519 Cr
Expense Ratio
0.44%
Since Inception
6.87%
Max Drawdown
-0.01%
Sharpe Ratio
1.60
Top Portfolio Holdings by Weight
Latest portfolio holdings sorted by allocation weight. Includes instrument name, sector, number of shares, market value (₹ Cr) and percentage of net assets. Switch dates or categories using the controls below.
| Instrument | Sector | No. of Shares | Value (Rs. Cr) | Weight | Change |
|---|---|---|---|---|---|
| GOI | Sovereign | 1,00,00,00,000 | 100.75 | 6.63% | 0.15%↑ |
| HDFC Bank Ltd. | Financial | 1,00,00,00,000 | 97.51 | 6.42% | 0.19%↑ |
| Canara Bank | Financial | 1,00,00,00,000 | 96.82 | 6.37% | 0.19%↑ |
| National Bank For Agriculture & Rural Development | Financial | 7,500 | 75.16 | 4.95% | 1.72%↑ |
| Export-Import Bank Of India | Financial | 75,00,00,000 | 72.57 | 4.78% | 0.14%↑ |
| Summit Digitel Infrastructure Pvt. Ltd. | Communication | 5,000 | 50.67 | 3.33% | 0.07%↑ |
| REC Ltd. | Financial | 5,000 | 50.09 | 3.30% | 0.08%↑ |
| Embassy Office Parks REIT | Construction | 500 | 49.98 | 3.29% | 0.08%↑ |
| Small Industries Devp. Bank of India Ltd. | Financial | 5,000 | 49.87 | 3.28% | - |
| Tata Capital Housing Finance Ltd. | Financial | 5,000 | 49.8 | 3.28% | 0.08%↑ |
| Sundaram Finance Ltd. | Financial | 5,000 | 49.71 | 3.27% | 0.08%↑ |
| Small Industries Devp. Bank of India Ltd. | Financial | 50,00,00,000 | 48.26 | 3.18% | - |
| Sundaram Finance Ltd. | Financial | 50,00,00,000 | 47.36 | 3.12% | 0.09%↑ |
| Mindspace Business Parks REIT | Construction | 350 | 35.17 | 2.31% | 0.05%↑ |
| Can Fin Homes Ltd. | Financial | 3,000 | 30.13 | 1.98% | 0.05%↑ |
| Maharashtra State | Others | 25,00,00,000 | 25.7 | 1.69% | 0.04%↑ |
| GOI | Sovereign | 25,00,00,000 | 25.64 | 1.69% | 0.04%↑ |
| Power Finance Corporation Ltd. | Financial | 250 | 25.26 | 1.66% | 0.04%↑ |
| Jamnagar Utilities and Power Pvt. Ltd. | Capital Goods | 2,500 | 25.16 | 1.66% | 0.03%↑ |
| Power Finance Corporation Ltd. | Financial | 250 | 25.11 | 1.65% | 0.04%↑ |
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Debt Holdings — Credit Quality Profile
Allocation of debt instruments by credit rating (AAA, AA, A, and below investment grade) as a percentage of net assets, compared against the category average. Higher AAA allocation indicates lower credit risk.
| Rating | Fund | Category |
|---|---|---|
| AAA | 61.26% | 38.13% |
| A1+ | 25.44% | 10.12% |
| SOV | 10.01% | 18.84% |
| Cash & Call Money | 2.95% | 5.89% |
| Others | 0.34% | 0.89% |
| A | - | 0.11% |
| A+ | - | 0.06% |
| A- | - | 0.12% |
| AA | - | 5.49% |
| AA+ | - | 4.75% |
| AA- | - | 0.23% |
| BBB- | - | 8.32% |
| Cash | - | 4.21% |
| Term Deposits | - | 0.06% |
Debt Insights
A detailed look at the debt holdings of this scheme — Is the scheme yielding enough? Includes credit quality, instrument breakdown and SEBI risk classification.
SEBI PRC matrix
Credit risk
| Interest risk | |||
|---|---|---|---|
| Low | Moderate | High | |
| Low | |||
| Moderate | |||
| High | |||
Instruments
| Full name | Description | Coupon rate | Maturity | Rating raw | Weight |
|---|---|---|---|---|---|
| GOI | GOI Securities | 0.00% | 04/10/2028 | SOV | 6.63% |
| HDFC Bank Ltd. | Certificate of Deposit | 0.00% | 14/12/2026 | CARE-A1+ | 6.42% |
| Canara Bank | Certificate of Deposit | 0.00% | 22/01/2027 | CRISIL-A1+ | 6.37% |
| National Bank For Agriculture & Rural Development | Debenture | 7.80% | 15/03/2027 | ICRA-AAA | 4.95% |
| Export-Import Bank Of India | Commercial Paper | 0.00% | 363-D 25/01/2027 | CRISIL-A1+ | 4.78% |
| Summit Digitel Infrastructure Pvt. Ltd. | Debenture | 8.06% | 29/01/2029 | CRISIL-AAA | 3.33% |
| REC Ltd. | Non Convertible Debenture | 7.64% | 30/04/2027 | ICRA-AAA | 3.30% |
| Embassy Office Parks REIT | Non Convertible Debenture | 6.80% | 07/09/2026 | CRISIL-AAA | 3.29% |
| Tata Capital Housing Finance Ltd. | Non Convertible Debenture | 7.12% | 21/07/2027 | CRISIL-AAA | 3.28% |
| Small Industries Devp. Bank of India Ltd. | Bonds | 7.34% | 26/02/2029 | CRISIL-AAA | 3.28% |
| Sundaram Finance Ltd. | Debenture | 6.99% | 28/05/2027 | CRISIL-AAA | 3.27% |
| Small Industries Devp. Bank of India Ltd. | Certificate of Deposit | 0.00% | 04/02/2027 | CARE-A1+ | 3.18% |
| Sundaram Finance Ltd. | Commercial Paper | 0.00% | 355-D 28/04/2027 | CRISIL-A1+ | 3.12% |
| Mindspace Business Parks REIT | Bonds | 7.95% | 27/07/2027 | CRISIL-AAA | 2.31% |
| Can Fin Homes Ltd. | Non Convertible Debenture | 8.20% | 18/05/2027 | ICRA-AAA | 1.98% |
| GOI | GOI Securities | 7.37% | 23/10/2028 | SOV | 1.69% |
| Maharashtra State | State Development Loan | 7.72% | 01/03/2031 | SOV | 1.69% |
| Jamnagar Utilities and Power Pvt. Ltd. | Debenture | 7.90% | 10/08/2028 | CRISIL-AAA | 1.66% |
| Power Finance Corporation Ltd. | Debenture | 7.85% | 03/04/2028 | CRISIL-AAA | 1.66% |
| LIC Housing Finance Ltd. | Debenture | 7.74% | 22/10/2027 | CRISIL-AAA | 1.65% |
| Tata Capital Housing Finance Ltd. | Bonds | 0.00% | 03/11/2027 | CRISIL-AAA | 1.65% |
| Sikka Ports and Terminals Ltd. | Debenture | 7.90% | 18/11/2026 | CRISIL-AAA | 1.65% |
| LIC Housing Finance Ltd. | Bonds | 7.80% | 22/12/2027 | CRISIL-AAA | 1.65% |
| Kotak Mahindra Prime Ltd. | Debenture | 7.99% | 17/09/2027 | ICRA-AAA | 1.65% |
| Mahindra & Mahindra Financial Services Ltd. | Debenture | 0.00% | 27/04/2027 | CRISIL-AAA | 1.65% |
| Power Finance Corporation Ltd. | Bonds | 7.75% | 22/03/2027 | CRISIL-AAA | 1.65% |
| REC Ltd. | Bonds | 7.71% | 26/02/2027 | CRISIL-AAA | 1.65% |
| Small Industries Devp. Bank of India Ltd. | Debenture | 7.79% | 14/05/2027 | CRISIL-AAA | 1.65% |
| National Bank For Agriculture & Rural Development | Debenture | 7.70% | 30/09/2027 | ICRA-AAA | 1.65% |
| Bajaj Finance Ltd. | Bonds/NCDs | 7.60% | 25/08/2027 | CRISIL-AAA | 1.64% |
| Poonawalla Fincorp Ltd. | Non Convertible Debenture | 7.58% | 08/09/2028 | CRISIL-AAA | 1.64% |
| Embassy Office Parks REIT | Debenture | 7.35% | 05/04/2027 | CRISIL-AAA | 1.64% |
| Bharti Telecom Ltd. | Debenture | 7.35% | 15/10/2027 | CRISIL-AAA | 1.63% |
| National Bank For Agriculture & Rural Development | Debenture | 6.66% | 12/10/2028 | ICRA-AAA | 1.62% |
| Radhakrishna Securitisation Trust | Securitised Debt | 0.00% | 0 | CRISIL-AAA(SO) | 1.60% |
| Union Bank of India | Certificate of Deposit | 0.00% | 22/02/2027 | ICRA-A1+ | 1.58% |
| Poonawalla Fincorp Ltd. | Debenture | 7.55% | 25/03/2027 | CRISIL-AAA | 1.15% |
| India Universal Trust AL1 | Securitised Debt | 8.20% | 20/09/2030 | IND-AAA(SO) | 1.14% |
| India Universal Trust AL1 | Securitised Debt | 0.00% | 20/07/2027 | IND-AAA(SO) | 0.38% |
| Others | CBLO | 0.00% | 0 | - | 0.01% |
Frequently Asked Questions
What are the top holdings of UTI Floating Interest Rates Fund Direct-Growth?
The top holdings of UTI Floating Interest Rates Fund Direct-Growth as of 31 Jul 2026 are GOI (6.63%), HDFC Bank Ltd. (6.42%), Canara Bank (6.37%), National Bank For Agriculture & Rural Development (4.95%), Export-Import Bank Of India (4.78%). These top 5 stocks together account for 29.14% of the total portfolio. You can view the complete holdings breakdown above.
How many stocks does UTI Floating Interest Rates Fund Direct-Growth hold in its portfolio?
UTI Floating Interest Rates Fund Direct-Growth holds 41 stocks in its portfolio as of 31 Jul 2026. The fund's portfolio size reflects the fund manager's investment approach, a more concentrated portfolio indicates higher conviction bets, while a larger number of holdings suggests a more diversified strategy.
What is the sector allocation of UTI Floating Interest Rates Fund Direct-Growth?
The sector allocation of UTI Floating Interest Rates Fund Direct-Growth is shown in the Sector Allocation section above.
What is the equity and debt allocation of UTI Floating Interest Rates Fund Direct-Growth?
As of 31 Jul 2026, UTI Floating Interest Rates Fund Direct-Growth has 0.00% allocated to equity, and 97.06% to debt. You can also check the historical trends above.
What is the market cap allocation of UTI Floating Interest Rates Fund Direct-Growth?
The market cap allocation of UTI Floating Interest Rates Fund Direct-Growth is shown in the Holdings Analysis section above.
What is the PE ratio of UTI Floating Interest Rates Fund Direct-Growth's portfolio?
The portfolio PE ratio of UTI Floating Interest Rates Fund Direct-Growth is shown in the Holdings Analysis section above.
What is the credit quality of UTI Floating Interest Rates Fund Direct-Growth?
As of 31 Jul 2026, UTI Floating Interest Rates Fund Direct-Growth's debt portfolio has 61.26% in AAA-rated instruments, - in AA-rated, and 10.01% in sovereign securities. Higher allocation to AAA and sovereign instruments indicates lower credit risk in the non-equity portion of the portfolio.
When is the latest portfolio disclosure for UTI Floating Interest Rates Fund Direct-Growth?
The latest portfolio disclosure for UTI Floating Interest Rates Fund Direct-Growth is as of 31 Jul 2026. SEBI requires all mutual funds to disclose their complete portfolio holdings on a monthly basis, typically within 10 days of the end of each month.