holdings

UTI Gilt Fund Direct-Growth

Debt: Gilt - Growth (Open ended)

UTI Gilt Fund Direct-GrowthNAV: 68.36 as on 16 Jul, 2026

Risk levelCategoryBenchmark

Factsheet

SEBI Riskometer: ModerateCategory: Debt: GiltBenchmark: CRISIL Dynamic Gilt Index

NAV: ₹68.36+0.07%

16 Jul 2026

Holdings Analysis

Equity, debt and cash allocation snapshot with market cap distribution for UTI Gilt Fund Direct-Growth.

Asset Allocation

As on 30 Jun 2026

Debt

85.09%

Others

14.91%

Historical Asset Allocation

Asset	30 Jun 2026	31 May 2026	30 Apr 2026	31 Mar 2026	28 Feb 2026	31 Jan 2026
Equity	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Debt	85.09%	87.30%	86.61%	90.80%	93.90%	97.53%
Others (incl. cash)	14.91%	12.70%	13.39%	9.20%	6.10%	2.47%
Commodities	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Real Estate	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%

Portfolio Snapshot

No. of Securities

Top Holding %

37.94%

Top 5 Holdings %

83.73%

Top 10 Holdings %

99.47%

Modified Duration

3.21 yrs

Avg. Maturity

7.97 yrs

Yield to Maturity

6.40%

AUM

₹423 Cr

Expense Ratio

0.69%

Since Inception

8.07%

Max Drawdown

-0.08%

Sharpe Ratio

0.36

Top Portfolio Holdings by Weight

Latest portfolio holdings sorted by allocation weight. Includes instrument name, sector, number of shares, market value (₹ Cr) and percentage of net assets. Switch dates or categories using the controls below.

Instrument	Sector	No. of Shares	Value (Rs. Cr)	Weight	Change
Reserve Bank of India	Financial	1,66,60,50,000	160.67	37.94%	8.60%↑
GOI	Sovereign	60,00,00,000	55.79	13.17%	-0.93%↓
GOI	Sovereign	50,00,00,000	50.44	11.91%	2.66%↑
GOI	Sovereign	25,00,00,000	24.53	5.79%	-
Rajasthan State	Others	22,46,30,000	22.68	5.36%	1.25%↑
Chhattisgarh State	Others	15,00,00,000	15.17	3.58%	0.84%↑
Tamilnadu State	Others	15,00,00,000	15.14	3.57%	0.80%↑
Uttarakhand State	Others	8,57,30,000	8.59	2.03%	0.48%↑
Andhra Pradesh State	Financial	5,00,00,000	5.08	1.20%	0.27%↑
Others	Others	0	2.23	0.53%	0.12%↑

Debt Holdings — Credit Quality Profile

Allocation of debt instruments by credit rating (AAA, AA, A, and below investment grade) as a percentage of net assets, compared against the category average. Higher AAA allocation indicates lower credit risk.

Rating	Fund	Category
SOV	84.56%	83.24%
Cash & Call Money	15.44%	15.06%
Cash	-	-0.61%
Others	-	0.01%

Debt Insights

A detailed look at the debt holdings of this scheme — Is the scheme yielding enough? Includes credit quality, instrument breakdown and SEBI risk classification.

SEBI PRC matrix

Credit risk

	Interest risk
	Low	Moderate	High
Low
Moderate
High

Instruments

Full name	Description	Coupon rate	Maturity	Rating raw	Weight
Reserve Bank of India	Treasury Bills	0.00%	364-D 04/03/2027	SOV	37.94%
GOI	GOI Securities	6.90%	15/04/2065	SOV	13.17%
GOI	GOI Securities	6.79%	15/05/2027	SOV	11.91%
GOI	GOI Securities	6.48%	06/10/2035	SOV	5.79%
Rajasthan State	State Development Loan	7.65%	25/03/2036	SOV	5.36%
Chhattisgarh State	State Development Loan	7.37%	15/04/2031	SOV	3.58%
Tamilnadu State	State Development Loan	7.18%	26/07/2027	SOV	3.57%
Uttarakhand State	State Development Loan	7.30%	01/10/2032	SOV	2.03%
Andhra Pradesh State	State Development Loan	7.77%	10/01/2028	SOV	1.20%
Others	CBLO	0.00%	0	-	0.53%

Frequently Asked Questions

What are the top holdings of UTI Gilt Fund Direct-Growth?

The top holdings of UTI Gilt Fund Direct-Growth as of 30 Jun 2026 are Reserve Bank of India (37.94%), Others (14.91%), GOI (13.17%), GOI (11.91%), GOI (5.79%). These top 5 stocks together account for 83.73% of the total portfolio. You can view the complete holdings breakdown above.

How many stocks does UTI Gilt Fund Direct-Growth hold in its portfolio?

UTI Gilt Fund Direct-Growth holds 10 stocks in its portfolio as of 30 Jun 2026. The fund's portfolio size reflects the fund manager's investment approach, a more concentrated portfolio indicates higher conviction bets, while a larger number of holdings suggests a more diversified strategy.

What is the sector allocation of UTI Gilt Fund Direct-Growth?

The sector allocation of UTI Gilt Fund Direct-Growth is shown in the Sector Allocation section above.

What is the equity and debt allocation of UTI Gilt Fund Direct-Growth?

As of 30 Jun 2026, UTI Gilt Fund Direct-Growth has 0.00% allocated to equity, and 85.09% to debt. You can also check the historical trends above.

What is the market cap allocation of UTI Gilt Fund Direct-Growth?

The market cap allocation of UTI Gilt Fund Direct-Growth is shown in the Holdings Analysis section above.

What is the PE ratio of UTI Gilt Fund Direct-Growth's portfolio?

The portfolio PE ratio of UTI Gilt Fund Direct-Growth is shown in the Holdings Analysis section above.

What is the credit quality of UTI Gilt Fund Direct-Growth?

As of 30 Jun 2026, UTI Gilt Fund Direct-Growth's debt portfolio has - in AAA-rated instruments, - in AA-rated, and 84.56% in sovereign securities. Higher allocation to AAA and sovereign instruments indicates lower credit risk in the non-equity portion of the portfolio.

When is the latest portfolio disclosure for UTI Gilt Fund Direct-Growth?

The latest portfolio disclosure for UTI Gilt Fund Direct-Growth is as of 30 Jun 2026. SEBI requires all mutual funds to disclose their complete portfolio holdings on a monthly basis, typically within 10 days of the end of each month.

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Asset

30 Jun 2026

31 May 2026

30 Apr 2026

31 Mar 2026

28 Feb 2026

31 Jan 2026

Equity

0.00%

Debt

85.09%

87.30%

86.61%

90.80%

93.90%

97.53%

Others (incl. cash)

14.91%

12.70%

13.39%

9.20%

6.10%

2.47%

Commodities

0.00%

Real Estate

0.00%

Instrument

Sector

No. of Shares

Value (Rs. Cr)

Weight

Change

Reserve Bank of India

Financial

1,66,60,50,000

160.67

37.94%

8.60%↑

GOI

Sovereign

60,00,00,000

55.79

13.17%

-0.93%↓

GOI

Sovereign

50,00,00,000

50.44

11.91%

2.66%↑

GOI

Sovereign

25,00,00,000

24.53

5.79%

Rajasthan State

Others

22,46,30,000

22.68

5.36%

1.25%↑

Chhattisgarh State

Others

15,00,00,000

15.17

3.58%

0.84%↑

Tamilnadu State

Others

15,00,00,000

15.14

3.57%

0.80%↑

Uttarakhand State

Others

8,57,30,000

8.59

2.03%

0.48%↑

Andhra Pradesh State

Financial

5,00,00,000

5.08

1.20%

0.27%↑

Others

2.23

0.53%

0.12%↑

Rating

Fund