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UTI Low Duration Fund Direct-Growth

Debt: Low Duration - Growth (Open ended)

UTI Low Duration Fund Direct-GrowthNAV: 3,846.20 as on 16 Jul, 2026

Risk levelCategoryBenchmark

Factsheet

SEBI Riskometer: Low to ModerateCategory: Debt: Low DurationBenchmark: NIFTY Low Duration Debt Index A-I

NAV: ₹3,846.2+0.05%

16 Jul 2026

Rolling Returns Analysis

Rolling annualized returns of UTI Low Duration Fund Direct-Growth across 1Y, 3Y and 5Y windows — average, best, worst returns and percentage of positive return periods.

Metric	1 Yr Rolling Returns	3 Yr Rolling Returns	5 Yr Rolling Returns	7 Yr Rolling Returns
Analysis period	15 Jan, 2014 - 16 Jul, 2026	17 Feb, 2016 - 16 Jul, 2026	15 Mar, 2018 - 16 Jul, 2026	16 Apr, 2020 - 22 Jan, 2026
Average returns	7.21%	6.79%	6.39%	6.18%
Standard deviation	3.56%	2.17%	1.39%	0.44%
Best returns	10.72% 1 year ending on 11 Aug, 2014	9.98% 3 years ending on 06 Oct, 2016	9.21% 5 years ending on 09 Apr, 2018	7.14% 7 years ending on 09 Jul, 2020
Worst returns	-5.14% 1 year ending on 24 Mar, 2020	3.07% 3 years ending on 21 Sep, 2021	4.90% 5 years ending on 21 Sep, 2021	5.66% 7 years ending on 14 Feb, 2024
Period with positive return	91.68%	100.00%	100.00%	100.00%
Period with return > 5%	87.17%	70.20%	89.24%	100.00%
Period with return > 10%	9.52%	0.00%	0.00%	0.00%
Period with return > 15%	0.00%	0.00%	0.00%	0.00%
Beat % Category	41.94%	51.05%	36.39%	0.00%
Beat % Benchmark	34.15%	7.03%	3.32%	0.00%

Trailing Returns

Point-to-point returns of UTI Low Duration Fund Direct-Growth vs category average for YTD, 1M, 6M, 1Y, 3Y, 5Y and 10Y periods — with category rank and total funds count.

-5%

10%

3.3%

-7.2%

YTD

0.6%

0.7%

1 M

3.2%

3.3%

-5.7%

6 M

6.1%

6.2%

-3.4%

1 Y

7.3%

7.4%

8.2%

3 Y

7.5%

6.7%

9.9%

5 Y

6.1%

6.8%

12.3%

10 Y

Fund

Debt: Low Duration

NIFTY Low Duration Debt Index A-I

Name	YTD	1 M	6 M	1 Y	3 Y	5 Y	10 Y	Since Inception
Fund	3.26%	0.61%	3.23%	6.12%	7.26%	7.48%	6.09%	6.93%
Debt: Low Duration	3.31%	0.61%	3.27%	6.18%	7.40%	6.66%	6.80%	-
NIFTY Low Duration Debt Index A-I	-7.23%	0.66%	-5.72%	-3.42%	8.17%	9.90%	12.27%	-
Rank in category	19	14	19	16	16	2	19	-
Funds in category	26	31	26	24	20	20	19	-

Period Returns

Calendar-year, quarterly and monthly return history of UTI Low Duration Fund Direct-Growth. Toggle between bar chart and table view to analyse periodic performance trends.

Returns

Percentile rank

Annual

Quarterly

Monthly

Historical Performance

Track NAV movement and cumulative returns of UTI Low Duration Fund Direct-Growth across 1M, 6M, 1Y, 3Y, 5Y and since-inception periods. Compare SIP and lumpsum growth over time.

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Frequently Asked Questions

What are the 1-year returns of UTI Low Duration Fund Direct-Growth?

UTI Low Duration Fund Direct-Growth has delivered a 1-year return of 6.12% as of 16 Jul 2026. During the same period, its benchmark NIFTY Low Duration Debt Index A-I returned -3.42%. The fund has outperformed its benchmark over this period.

What are the 3-year returns of UTI Low Duration Fund Direct-Growth?

UTI Low Duration Fund Direct-Growth has delivered a 3-year CAGR of 7.26% as of 16 Jul 2026. Its benchmark NIFTY Low Duration Debt Index A-I returned 8.17% CAGR over the same period. CAGR (Compounded Annual Growth Rate) is the right way to evaluate multi-year mutual fund performance as it smooths out year-to-year volatility.

What are the 5-year returns of UTI Low Duration Fund Direct-Growth?

UTI Low Duration Fund Direct-Growth has delivered a 5-year CAGR of 7.48% as of 16 Jul 2026. Its benchmark NIFTY Low Duration Debt Index A-I returned 9.90% CAGR over the same period. A 5-year track record is considered a more reliable indicator of fund quality than shorter-term performance, as it captures at least one full market cycle.

What are the returns of UTI Low Duration Fund Direct-Growth since inception?

Since its launch on 31 Dec 2012, UTI Low Duration Fund Direct-Growth has delivered a CAGR of 6.93%. Since-inception returns reflect the fund's full history and give the most complete picture of long-term performance.

How has UTI Low Duration Fund Direct-Growth performed vs its category over the long term?

Over the long term, UTI Low Duration Fund Direct-Growth has ranked 16 out of 20 funds in the Debt: Low Duration category on a 3-year basis, and 2 out of 20 funds on a 5-year basis. Category rank is one of several factors to consider alongside risk metrics and rolling return consistency when evaluating a fund.

What is the Sharpe ratio of UTI Low Duration Fund Direct-Growth?

The Sharpe ratio of UTI Low Duration Fund Direct-Growth is 2.08 (as of 16 Jul 2026). The Sharpe ratio measures how much return the fund generates per unit of risk (volatility) taken. A Sharpe ratio above 1.0 is generally considered good — the higher the ratio, the better the risk-adjusted return.

What is the alpha of UTI Low Duration Fund Direct-Growth?

The alpha of UTI Low Duration Fund Direct-Growth is shown in the Alpha, Beta & Sharpe section above.

What is the beta of UTI Low Duration Fund Direct-Growth?

The beta of UTI Low Duration Fund Direct-Growth is shown in the Alpha, Beta & Sharpe section above.

What are the rolling returns of UTI Low Duration Fund Direct-Growth?

The average 1-year and 3-year rolling returns of UTI Low Duration Fund Direct-Growth is 7.21% and 6.79% respectively. Rolling returns show the fund's annualized return across every possible 1-year and 3-year investment window, making them a far more reliable measure of consistency than point-to-point returns, which depend heavily on the start and end date chosen.

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Metric

1 Yr Rolling Returns

3 Yr Rolling Returns

5 Yr Rolling Returns

7 Yr Rolling Returns

Analysis period

15 Jan, 2014 - 16 Jul, 2026

17 Feb, 2016 - 16 Jul, 2026

15 Mar, 2018 - 16 Jul, 2026

16 Apr, 2020 - 22 Jan, 2026

Average returns

7.21%

6.79%

6.39%

6.18%

Standard deviation

3.56%

2.17%

1.39%

0.44%

Best returns

10.72%

1 year ending on 11 Aug, 2014

9.98%

3 years ending on 06 Oct, 2016

9.21%

5 years ending on 09 Apr, 2018

7.14%

7 years ending on 09 Jul, 2020

Worst returns

-5.14%

1 year ending on 24 Mar, 2020

3.07%

3 years ending on 21 Sep, 2021

4.90%

5 years ending on 21 Sep, 2021

5.66%

7 years ending on 14 Feb, 2024

Period with positive return

91.68%

100.00%

Period with return > 5%

87.17%

70.20%

89.24%

100.00%

Period with return > 10%

9.52%

0.00%

Period with return > 15%

0.00%

Beat % Category

41.94%

51.05%

36.39%

0.00%

Beat % Benchmark

34.15%

7.03%

3.32%

0.00%

Name

YTD

1 M

6 M

1 Y

3 Y

5 Y

10 Y

Since Inception

Fund

3.26%

0.61%

3.23%

6.12%

7.26%

7.48%

6.09%

6.93%

Debt: Low Duration

3.31%

0.61%

3.27%

6.18%

7.40%

6.66%

6.80%

NIFTY Low Duration Debt Index A-I

-7.23%

0.66%

-5.72%

-3.42%

8.17%

9.90%

12.27%

Rank in category

Funds in category

Frequently Asked Questions

What are the 1-year returns of UTI Low Duration Fund Direct-Growth?

What are the 3-year returns of UTI Low Duration Fund Direct-Growth?

What are the 5-year returns of UTI Low Duration Fund Direct-Growth?

What are the returns of UTI Low Duration Fund Direct-Growth since inception?

How has UTI Low Duration Fund Direct-Growth performed vs its category over the long term?

What is the Sharpe ratio of UTI Low Duration Fund Direct-Growth?

What is the alpha of UTI Low Duration Fund Direct-Growth?

The alpha of UTI Low Duration Fund Direct-Growth is shown in the Alpha, Beta & Sharpe section above.

What is the beta of UTI Low Duration Fund Direct-Growth?

The beta of UTI Low Duration Fund Direct-Growth is shown in the Alpha, Beta & Sharpe section above.

What are the rolling returns of UTI Low Duration Fund Direct-Growth?

UTI Low Duration Fund Direct-Growth

Rolling Returns Analysis

Trailing Returns

Period Returns

Historical Performance

Compare performance with respect toAdd benchmark

Frequently Asked Questions

Rolling Returns Analysis

Trailing Returns

Period Returns

Historical Performance

Compare performance with respect toAdd benchmark

Frequently Asked Questions

Compare performance with respect to
Add benchmark

Compare performance with respect to
Add benchmark