UTI Medium to Long Term Fund Direct-Growth
Debt: Medium to Long Term - Growth (Open ended)
SEBI Riskometer: Moderately HighCategory: Debt: Medium to Long TermBenchmark: CRISIL Medium to Long Duration Debt A-III IndexCheck Portfolio Overlap →
NAV: ₹82.66-0.08%
22 Oct 2026
Rolling Returns Analysis
Rolling annualized returns of UTI Medium to Long Term Fund Direct-Growth across 1Y, 3Y and 5Y windows — average, best, worst returns and percentage of positive return periods.
| Metric | 1 Yr Rolling Returns | 3 Yr Rolling Returns | 5 Yr Rolling Returns | 7 Yr Rolling Returns |
|---|---|---|---|---|
| Analysis period | 15 Jan, 2014 - 22 Oct, 2026 | 17 Feb, 2016 - 22 Oct, 2026 | 15 Mar, 2018 - 22 Oct, 2026 | 16 Apr, 2020 - 22 Jan, 2026 |
| Average returns | 7.18% | 6.87% | 6.17% | 5.68% |
| Standard deviation | 5.87% | 3.98% | 2.22% | 0.46% |
| Best returns | 19.35% 1 year ending on 20 Jan, 2015 | 13.74% 3 years ending on 03 Feb, 2017 | 10.51% 5 years ending on 26 May, 2025 | 6.61% 7 years ending on 23 Nov, 2020 |
| Worst returns | -11.45% 1 year ending on 23 Mar, 2020 | -1.48% 3 years ending on 17 Mar, 2020 | 2.52% 5 years ending on 02 Feb, 2022 | 4.48% 7 years ending on 14 Feb, 2024 |
| Period with positive return | 90.14% | 92.95% | 100.00% | 100.00% |
| Period with return > 5% | 64.57% | 71.97% | 52.95% | 89.45% |
| Period with return > 10% | 31.05% | 21.49% | 0.58% | 0.00% |
| Period with return > 15% | 10.93% | 0.00% | 0.00% | 0.00% |
| Beat % Category | 45.04% | 54.12% | 33.32% | 0.00% |
| Beat % Benchmark | 35.59% | 12.04% | 3.60% | 0.00% |
Trailing Returns
Point-to-point returns of UTI Medium to Long Term Fund Direct-Growth vs category average for YTD, 1M, 6M, 1Y, 3Y, 5Y and 10Y periods — with category rank and total funds count.
-10%
-5%
0%
5%
10%
1.9%
2.2%
-12.3%
YTD
-0.9%
-1.1%
-2.7%
1 M
1.3%
1.3%
-6.2%
6 M
2.1%
2.5%
-11.3%
1 Y
6.3%
6.5%
6.8%
3 Y
6.7%
5.8%
5.8%
5 Y
5.2%
6.2%
11.4%
10 Y
Fund
Debt: Medium to Long Term
CRISIL Medium to Long Duration Debt A-III Index
| Name | YTD | 1 M | 6 M | 1 Y | 3 Y | 5 Y | 10 Y | Since Inception |
|---|---|---|---|---|---|---|---|---|
| Fund | 1.88% | -0.92% | 1.29% | 2.12% | 6.26% | 6.75% | 5.21% | 6.60% |
| Debt: Medium to Long Term | 2.16% | -1.08% | 1.33% | 2.47% | 6.54% | 5.75% | 6.25% | - |
| CRISIL Medium to Long Duration Debt A-III Index | -12.33% | -2.73% | -6.15% | -11.34% | 6.82% | 5.85% | 11.40% | - |
| Rank in category | 8 | 5 | 9 | 10 | 10 | 1 | 12 | - |
| Funds in category | 14 | 14 | 14 | 14 | 13 | 13 | 13 | - |
Period Returns
Calendar-year, quarterly and monthly return history of UTI Medium to Long Term Fund Direct-Growth. Toggle between bar chart and table view to analyse periodic performance trends.
Historical Performance
Track NAV movement and cumulative returns of UTI Medium to Long Term Fund Direct-Growth across 1M, 6M, 1Y, 3Y, 5Y and since-inception periods. Compare SIP and lumpsum growth over time.
Compare performance with respect toAdd benchmark
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Frequently Asked Questions
What are the 1-year returns of UTI Medium to Long Term Fund Direct-Growth?
UTI Medium to Long Term Fund Direct-Growth has delivered a 1-year return of 2.12% as of 21 Oct 2026. During the same period, its benchmark CRISIL Medium to Long Duration Debt A-III Index returned -11.34%. The fund has outperformed its benchmark over this period.
What are the 3-year returns of UTI Medium to Long Term Fund Direct-Growth?
UTI Medium to Long Term Fund Direct-Growth has delivered a 3-year CAGR of 6.26% as of 21 Oct 2026. Its benchmark CRISIL Medium to Long Duration Debt A-III Index returned 6.82% CAGR over the same period. CAGR (Compounded Annual Growth Rate) is the right way to evaluate multi-year mutual fund performance as it smooths out year-to-year volatility.
What are the 5-year returns of UTI Medium to Long Term Fund Direct-Growth?
UTI Medium to Long Term Fund Direct-Growth has delivered a 5-year CAGR of 6.75% as of 21 Oct 2026. Its benchmark CRISIL Medium to Long Duration Debt A-III Index returned 5.85% CAGR over the same period. A 5-year track record is considered a more reliable indicator of fund quality than shorter-term performance, as it captures at least one full market cycle.
What are the returns of UTI Medium to Long Term Fund Direct-Growth since inception?
Since its launch on 31 Dec 2012, UTI Medium to Long Term Fund Direct-Growth has delivered a CAGR of 6.60%. Since-inception returns reflect the fund's full history and give the most complete picture of long-term performance.
How has UTI Medium to Long Term Fund Direct-Growth performed vs its category over the long term?
Over the long term, UTI Medium to Long Term Fund Direct-Growth has ranked 10 out of 13 funds in the Debt: Medium to Long Term category on a 3-year basis, and 1 out of 13 funds on a 5-year basis. Category rank is one of several factors to consider alongside risk metrics and rolling return consistency when evaluating a fund.
What is the Sharpe ratio of UTI Medium to Long Term Fund Direct-Growth?
The Sharpe ratio of UTI Medium to Long Term Fund Direct-Growth is 0.21 (as of 21 Oct 2026). The Sharpe ratio measures how much return the fund generates per unit of risk (volatility) taken. A Sharpe ratio above 1.0 is generally considered good — the higher the ratio, the better the risk-adjusted return.
What is the alpha of UTI Medium to Long Term Fund Direct-Growth?
The alpha of UTI Medium to Long Term Fund Direct-Growth is shown in the Alpha, Beta & Sharpe section above.
What is the beta of UTI Medium to Long Term Fund Direct-Growth?
The beta of UTI Medium to Long Term Fund Direct-Growth is shown in the Alpha, Beta & Sharpe section above.
What are the rolling returns of UTI Medium to Long Term Fund Direct-Growth?
The average 1-year and 3-year rolling returns of UTI Medium to Long Term Fund Direct-Growth is 7.18% and 6.87% respectively. Rolling returns show the fund's annualized return across every possible 1-year and 3-year investment window, making them a far more reliable measure of consistency than point-to-point returns, which depend heavily on the start and end date chosen.