Which funds are similar to UTI Retirement Fund Direct?
Funds similar to UTI Retirement Fund Direct in the Hybrid: Balanced Hybrid category include UTI Childrens Hybrid Fund-Direct Plan, 360 ONE Balanced Hybrid Fund Direct-Growth, and Franklin India Retirement Fund Direct-Growth. These funds follow a comparable investment mandate and are benchmarked against similar indices. You can compare them in detail — across returns, risk metrics, expense ratio, and portfolio composition — using the fund comparison tool on sharpely.
What is the rank of UTI Retirement Fund Direct in its category?
On a 3-year return basis UTI Retirement Fund Direct is ranked 1 out of 3 funds in the Hybrid: Balanced Hybrid category as of 16 Jul 2026. On a 5-year return basis it ranks 1 out of 3. Consistently ranking in the top across multiple time periods is a stronger signal of fund quality than a single-period rank.
How does UTI Retirement Fund Direct's expense ratio compare to similar funds?
UTI Retirement Fund Direct has an expense ratio of 1.10%. The peers UTI Childrens Hybrid Fund-Direct Plan has an expense ratio of 1.47% and 360 ONE Balanced Hybrid Fund Direct-Growth has 0.62%. Over the long term, a higher expense ratio can meaningfully drag on returns, so it is worth evaluating whether the fund's performance justifies the additional cost.
How does UTI Retirement Fund Direct's AUM compare to similar funds?
UTI Retirement Fund Direct has an AUM of ₹4,698.33 crore. The peers UTI Childrens Hybrid Fund-Direct Plan has an AUM of ₹4,388.42 crore and 360 ONE Balanced Hybrid Fund Direct-Growth has ₹743.03 crore. A large AUM can sometimes limit a fund's ability to take meaningful positions in mid and small-cap stocks, as larger trades can move prices. This is particularly relevant for funds that invest outside large caps.
Which fund has the best 3-year returns in the Hybrid: Balanced Hybrid?
The top performing fund in the Hybrid: Balanced Hybrid category on a 3-year basis is Franklin India Retirement Fund Direct-Growth with a CAGR of 8.79% as of 16 Jul 2026. UTI Retirement Fund Direct has delivered 9.97% CAGR over the same period, ranking 1 out of 3 funds. You can view and compare the full category ranking on sharpely.
How does UTI Retirement Fund Direct rank in risk-adjusted returns vs peers?
On a risk-adjusted basis, UTI Retirement Fund Direct has a Sharpe ratio of 0.63 compared to the Hybrid: Balanced Hybrid average of 0.46 as of 16 Jul 2026. It ranks 1 out of 3 funds in its category on Sharpe ratio.
