mutual funds uti short term directgrowth

performance

UTI Short Term Direct-Growth

Debt: Short Term - Growth (Open ended)

SEBI Riskometer: ModerateCategory: Debt: Short TermBenchmark: CRISIL Short Duration Debt A-II IndexCheck Portfolio Overlap →

NAV: ₹35.95-0.08%

22 Oct 2026

Rolling Returns Analysis

Rolling annualized returns of UTI Short Term Direct-Growth across 1Y, 3Y and 5Y windows — average, best, worst returns and percentage of positive return periods.

Metric	1 Yr Rolling Returns	3 Yr Rolling Returns	5 Yr Rolling Returns	7 Yr Rolling Returns
Analysis period	17 Jan, 2014 - 22 Oct, 2026	22 Feb, 2016 - 22 Oct, 2026	19 Mar, 2018 - 22 Oct, 2026	20 Apr, 2020 - 22 Jan, 2026
Average returns	7.69%	7.35%	6.97%	6.79%
Standard deviation	3.76%	2.14%	1.29%	0.50%
Best returns	14.63% 1 year ending on 25 Jun, 2020	11.49% 3 years ending on 18 Oct, 2016	9.58% 5 years ending on 12 Nov, 2018	7.95% 7 years ending on 03 Dec, 2020
Worst returns	-5.95% 1 year ending on 10 Jun, 2019	2.79% 3 years ending on 23 Mar, 2020	5.32% 5 years ending on 14 Oct, 2022	5.95% 7 years ending on 14 Feb, 2024
Period with positive return	91.85%	100.00%	100.00%	100.00%
Period with return > 5%	87.89%	76.64%	100.00%	100.00%
Period with return > 10%	25.65%	12.32%	0.00%	0.00%
Period with return > 15%	0.00%	0.00%	0.00%	0.00%
Beat % Category	65.97%	63.97%	39.93%	0.00%
Beat % Benchmark	36.43%	10.42%	4.95%	0.00%

Trailing Returns

Point-to-point returns of UTI Short Term Direct-Growth vs category average for YTD, 1M, 6M, 1Y, 3Y, 5Y and 10Y periods — with category rank and total funds count.

-10%

-5%

10%

3.4%

-12.3%

YTD

-0.4%

-2.7%

1 M

2.0%

2.1%

-6.2%

6 M

4.2%

-11.3%

1 Y

7.1%

6.8%

3 Y

6.4%

5.8%

5 Y

6.2%

6.6%

11.4%

10 Y

Fund

Debt: Short Term

CRISIL Short Duration Debt A-II Index

Name	YTD	1 M	6 M	1 Y	3 Y	5 Y	10 Y	Since Inception
Fund	3.37%	-0.44%	2.03%	4.16%	7.09%	6.41%	6.24%	7.25%
Debt: Short Term	3.40%	-0.38%	2.09%	4.21%	7.10%	6.43%	6.62%	-
CRISIL Short Duration Debt A-II Index	-12.33%	-2.73%	-6.15%	-11.34%	6.82%	5.85%	11.40%	-
Rank in category	18	19	18	17	15	11	16	-
Funds in category	26	29	28	26	25	23	17	-

Period Returns

Calendar-year, quarterly and monthly return history of UTI Short Term Direct-Growth. Toggle between bar chart and table view to analyse periodic performance trends.

Returns

Percentile rank

Annual

Quarterly

Monthly

Historical Performance

Track NAV movement and cumulative returns of UTI Short Term Direct-Growth across 1M, 6M, 1Y, 3Y, 5Y and since-inception periods. Compare SIP and lumpsum growth over time.

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Frequently Asked Questions

What are the 1-year returns of UTI Short Term Direct-Growth?

UTI Short Term Direct-Growth has delivered a 1-year return of 4.16% as of 21 Oct 2026. During the same period, its benchmark CRISIL Short Duration Debt A-II Index returned -11.34%. The fund has outperformed its benchmark over this period.

What are the 3-year returns of UTI Short Term Direct-Growth?

UTI Short Term Direct-Growth has delivered a 3-year CAGR of 7.09% as of 21 Oct 2026. Its benchmark CRISIL Short Duration Debt A-II Index returned 6.82% CAGR over the same period. CAGR (Compounded Annual Growth Rate) is the right way to evaluate multi-year mutual fund performance as it smooths out year-to-year volatility.

What are the 5-year returns of UTI Short Term Direct-Growth?

UTI Short Term Direct-Growth has delivered a 5-year CAGR of 6.41% as of 21 Oct 2026. Its benchmark CRISIL Short Duration Debt A-II Index returned 5.85% CAGR over the same period. A 5-year track record is considered a more reliable indicator of fund quality than shorter-term performance, as it captures at least one full market cycle.

What are the returns of UTI Short Term Direct-Growth since inception?

Since its launch on 31 Dec 2012, UTI Short Term Direct-Growth has delivered a CAGR of 7.25%. Since-inception returns reflect the fund's full history and give the most complete picture of long-term performance.

How has UTI Short Term Direct-Growth performed vs its category over the long term?

Over the long term, UTI Short Term Direct-Growth has ranked 15 out of 25 funds in the Debt: Short Term category on a 3-year basis, and 11 out of 23 funds on a 5-year basis. Category rank is one of several factors to consider alongside risk metrics and rolling return consistency when evaluating a fund.

What is the Sharpe ratio of UTI Short Term Direct-Growth?

The Sharpe ratio of UTI Short Term Direct-Growth is 1.09 (as of 21 Oct 2026). The Sharpe ratio measures how much return the fund generates per unit of risk (volatility) taken. A Sharpe ratio above 1.0 is generally considered good — the higher the ratio, the better the risk-adjusted return.

What is the alpha of UTI Short Term Direct-Growth?

The alpha of UTI Short Term Direct-Growth is shown in the Alpha, Beta & Sharpe section above.

What is the beta of UTI Short Term Direct-Growth?

The beta of UTI Short Term Direct-Growth is shown in the Alpha, Beta & Sharpe section above.

What are the rolling returns of UTI Short Term Direct-Growth?

The average 1-year and 3-year rolling returns of UTI Short Term Direct-Growth is 7.69% and 7.35% respectively. Rolling returns show the fund's annualized return across every possible 1-year and 3-year investment window, making them a far more reliable measure of consistency than point-to-point returns, which depend heavily on the start and end date chosen.

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Metric

1 Yr Rolling Returns

3 Yr Rolling Returns

5 Yr Rolling Returns

7 Yr Rolling Returns

Analysis period

17 Jan, 2014 - 22 Oct, 2026

22 Feb, 2016 - 22 Oct, 2026

19 Mar, 2018 - 22 Oct, 2026

20 Apr, 2020 - 22 Jan, 2026

Average returns

7.69%

7.35%

6.97%

6.79%

Standard deviation

3.76%

2.14%

1.29%

0.50%

Best returns

14.63%

1 year ending on 25 Jun, 2020

11.49%

3 years ending on 18 Oct, 2016

9.58%

5 years ending on 12 Nov, 2018

7.95%

7 years ending on 03 Dec, 2020

Worst returns

-5.95%

1 year ending on 10 Jun, 2019

2.79%

3 years ending on 23 Mar, 2020

5.32%

5 years ending on 14 Oct, 2022

5.95%

7 years ending on 14 Feb, 2024

Period with positive return

91.85%

100.00%

Period with return > 5%

87.89%

76.64%

100.00%

Period with return > 10%

25.65%

12.32%

0.00%

Period with return > 15%

0.00%

Beat % Category

65.97%

63.97%

39.93%

0.00%

Beat % Benchmark

36.43%

10.42%

4.95%

0.00%

Name

YTD

1 M

6 M

1 Y

3 Y

5 Y

10 Y

Since Inception

Fund

3.37%

-0.44%

2.03%

4.16%

7.09%

6.41%

6.24%

7.25%

Debt: Short Term

3.40%

-0.38%

2.09%

4.21%

7.10%

6.43%

6.62%

CRISIL Short Duration Debt A-II Index

-12.33%

-2.73%

-6.15%

-11.34%

6.82%

5.85%

11.40%

Rank in category

Funds in category

Frequently Asked Questions

What are the 1-year returns of UTI Short Term Direct-Growth?

What are the 3-year returns of UTI Short Term Direct-Growth?

What are the 5-year returns of UTI Short Term Direct-Growth?

What are the returns of UTI Short Term Direct-Growth since inception?

How has UTI Short Term Direct-Growth performed vs its category over the long term?

What is the Sharpe ratio of UTI Short Term Direct-Growth?

What is the alpha of UTI Short Term Direct-Growth?

The alpha of UTI Short Term Direct-Growth is shown in the Alpha, Beta & Sharpe section above.

What is the beta of UTI Short Term Direct-Growth?

The beta of UTI Short Term Direct-Growth is shown in the Alpha, Beta & Sharpe section above.

What are the rolling returns of UTI Short Term Direct-Growth?

UTI Short Term Direct-Growth

Rolling Returns Analysis

Trailing Returns

Period Returns

Historical Performance

Compare performance with respect toAdd benchmark

Frequently Asked Questions

Rolling Returns Analysis

Trailing Returns

Period Returns

Historical Performance

Compare performance with respect toAdd benchmark

Frequently Asked Questions

Compare performance with respect to
Add benchmark

Compare performance with respect to
Add benchmark