UTI Ultra Short to Short Term Fund Direct-Growth
Debt: Ultra Short to Short Term - Growth (Open ended) Factsheet
SEBI Riskometer: Low to ModerateCategory: Debt: Ultra Short to Short TermBenchmark: NIFTY Low Duration Debt Index A-ICheck Portfolio Overlap →
NAV: ₹3,886.84+0.06%
07 Sept 2026
Holdings Analysis
Equity, debt and cash allocation snapshot with market cap distribution for UTI Ultra Short to Short Term Fund Direct-Growth.
Historical Asset Allocation
| Asset | 31 Jul 2026 | 30 Jun 2026 | 31 May 2026 | 30 Apr 2026 | 31 Mar 2026 | 28 Feb 2026 |
|---|---|---|---|---|---|---|
| Equity | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Debt | 92.97% | 95.08% | 89.50% | 91.05% | 90.01% | 82.48% |
| Others (incl. cash) | 7.03% | 4.92% | 10.50% | 8.95% | 9.99% | 17.52% |
| Commodities | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Real Estate | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Portfolio Snapshot
No. of Securities
43
Top Holding %
8.22%
Top 5 Holdings %
30.58%
Top 10 Holdings %
49.66%
Modified Duration
0.74 yrs
Avg. Maturity
0.81 yrs
Yield to Maturity
7.25%
AUM
₹2,386 Cr
Expense Ratio
0.37%
Since Inception
6.94%
Max Drawdown
-0.12%
Sharpe Ratio
2.13
Top Portfolio Holdings by Weight
Latest portfolio holdings sorted by allocation weight. Includes instrument name, sector, number of shares, market value (₹ Cr) and percentage of net assets. Switch dates or categories using the controls below.
| Instrument | Sector | No. of Shares | Value (Rs. Cr) | Weight | Change |
|---|---|---|---|---|---|
| Reserve Bank of India | Financial | 2,00,00,00,000 | 196.15 | 8.22% | 0.28%↑ |
| REC Ltd. | Financial | 14,000 | 140.25 | 5.88% | 0.17%↑ |
| National Bank For Agriculture & Rural Development | Financial | 12,500 | 125.27 | 5.25% | -2.91%↓ |
| Mahindra Rural Housing Finance Ltd. | Financial | 10,000 | 100.3 | 4.20% | 0.12%↑ |
| HDFC Bank Ltd. | Financial | 1,00,00,00,000 | 97.97 | 4.11% | - |
| Export-Import Bank Of India | Financial | 1,00,00,00,000 | 97.52 | 4.09% | - |
| Embassy Office Parks REIT | Construction | 950 | 94.97 | 3.98% | -0.90%↓ |
| Embassy Office Parks REIT | Construction | 900 | 89.97 | 3.77% | 0.11%↑ |
| National Bank For Agriculture & Rural Development | Financial | 7,500 | 74.98 | 3.14% | 2.12%↑ |
| Radhakrishna Securitisation Trust | Others | 55 | 53.54 | 2.24% | 0.06%↑ |
| Can Fin Homes Ltd. | Financial | 5,000 | 50.22 | 2.10% | 0.06%↑ |
| 360 ONE Wealth Ltd. | Financial | 5,00,000 | 50.17 | 2.10% | 0.06%↑ |
| Aditya Birla Renewables Ltd. | Energy | 5,000 | 50.14 | 2.10% | 0.06%↑ |
| REC Ltd. | Financial | 5,000 | 50.09 | 2.10% | 0.06%↑ |
| Hinduja Leyland Finance Ltd. | Financial | 5,000 | 50.02 | 2.10% | 0.06%↑ |
| Summit Digitel Infrastructure Pvt. Ltd. | Communication | 500 | 49.98 | 2.09% | 0.06%↑ |
| Poonawalla Fincorp Ltd. | Financial | 5,000 | 49.91 | 2.09% | -0.95%↓ |
| 360 ONE Wealth Ltd. | Financial | 5,000 | 49.9 | 2.09% | 0.06%↑ |
| Poonawalla Fincorp Ltd. | Financial | 5,000 | 49.74 | 2.08% | 0.06%↑ |
| Mindspace Business Parks REIT | Construction | 5,000 | 49.65 | 2.08% | 0.06%↑ |
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Debt Holdings — Credit Quality Profile
Allocation of debt instruments by credit rating (AAA, AA, A, and below investment grade) as a percentage of net assets, compared against the category average. Higher AAA allocation indicates lower credit risk.
| Rating | Fund | Category |
|---|---|---|
| AAA | 54.43% | 31.59% |
| A1+ | 18.28% | 25.06% |
| SOV | 8.22% | 14.53% |
| AA | 8.01% | 5.23% |
| Cash & Call Money | 7.08% | 8.29% |
| AA+ | 3.56% | 4.92% |
| Others | 0.41% | 1.14% |
| A | - | 0.01% |
| A+ | - | 0.45% |
| A- | - | 0.00% |
| AA- | - | 0.53% |
| B+ | - | 1.22% |
| BBB | - | 0.32% |
| Cash | - | -0.41% |
| D | - | 0.15% |
| Term Deposits | - | 0.02% |
Debt Insights
A detailed look at the debt holdings of this scheme — Is the scheme yielding enough? Includes credit quality, instrument breakdown and SEBI risk classification.
SEBI PRC matrix
Credit risk
| Interest risk | |||
|---|---|---|---|
| Low | Moderate | High | |
| Low | |||
| Moderate | |||
| High | |||
Instruments
| Full name | Description | Coupon rate | Maturity | Rating raw | Weight |
|---|---|---|---|---|---|
| Reserve Bank of India | Treasury Bills | 0.00% | 364-D 10/12/2026 | SOV | 8.22% |
| REC Ltd. | Bonds | 7.71% | 26/02/2027 | CRISIL-AAA | 5.88% |
| National Bank For Agriculture & Rural Development | Debenture | 7.80% | 15/03/2027 | ICRA-AAA | 5.25% |
| Mahindra Rural Housing Finance Ltd. | Debenture | 8.45% | 22/01/2027 | CRISIL-AAA | 4.20% |
| HDFC Bank Ltd. | Certificate of Deposit | 0.00% | 19/11/2026 | CRISIL-A1+ | 4.11% |
| Export-Import Bank Of India | Commercial Paper | 0.00% | 14/12/2026 | CRISIL-A1+ | 4.09% |
| Embassy Office Parks REIT | Non Convertible Debenture | 7.05% | 18/10/2026 | CRISIL-AAA | 3.98% |
| Embassy Office Parks REIT | Non Convertible Debenture | 6.80% | 07/09/2026 | CRISIL-AAA | 3.77% |
| National Bank For Agriculture & Rural Development | Bonds | 7.44% | 24/02/2028 | CRISIL-AAA | 3.14% |
| Radhakrishna Securitisation Trust | Securitised Debt | 0.00% | 0 | CRISIL-AAA(SO) | 2.24% |
| Aditya Birla Renewables Ltd. | Bonds/NCDs | 8.60% | 24/09/2027 | CRISIL-AA | 2.10% |
| Hinduja Leyland Finance Ltd. | Debenture | 8.40% | 06/05/2027 | CRISIL-AA+ | 2.10% |
| 360 ONE Wealth Ltd. | Debenture | 9.61% | 18/01/2027 | CRISIL-AA | 2.10% |
| Can Fin Homes Ltd. | Non Convertible Debenture | 8.20% | 18/05/2027 | ICRA-AAA | 2.10% |
| REC Ltd. | Non Convertible Debenture | 7.64% | 30/04/2027 | ICRA-AAA | 2.10% |
| Summit Digitel Infrastructure Pvt. Ltd. | Debenture | 7.40% | 28/09/2028 | CRISIL-AAA | 2.09% |
| Poonawalla Fincorp Ltd. | Debenture | 7.55% | 25/03/2027 | CRISIL-AAA | 2.09% |
| 360 ONE Wealth Ltd. | Non Convertible Debenture | 8.80% | 22/06/2028 | ICRA-AA | 2.09% |
| Mindspace Business Parks REIT | Non Convertible Debenture | 7.17% | 05/03/2029 | ICRA-AAA | 2.08% |
| Poonawalla Fincorp Ltd. | Debenture | 7.53% | 24/09/2027 | CRISIL-AAA | 2.08% |
| Small Industries Devp. Bank of India Ltd. | Certificate of Deposit | 0.00% | 28/01/2027 | CARE-A1+ | 2.02% |
| Muthoot Fincorp Ltd. | Commercial Paper | 0.00% | 364-D 18/01/2027 | CRISIL-A1+ | 2.01% |
| Nuvama Wealth Finance Ltd. | Commercial Paper | 0.00% | 364-D 05/02/2027 | CRISIL-A1+ | 2.01% |
| ICICI Bank Ltd. | Certificate of Deposit | 0.00% | 08/03/2027 | ICRA-A1+ | 2.01% |
| Muthoot Finance Ltd. | Non Convertible Debenture | 0.00% | 04/09/2029 | CRISIL-AA+ | 1.47% |
| Sikka Ports and Terminals Ltd. | Debenture | 7.90% | 18/11/2026 | CRISIL-AAA | 1.47% |
| Poonawalla Fincorp Ltd. | Non Convertible Debenture | 7.58% | 08/09/2028 | CRISIL-AAA | 1.47% |
| Godrej Seeds & Genetics Ltd. | Non Convertible Debenture | 7.99% | 26/12/2028 | CRISIL-AA | 1.25% |
| Tata Capital Housing Finance Ltd. | Bonds | 0.00% | 03/11/2027 | CRISIL-AAA | 1.05% |
| National Bank For Agriculture & Rural Development | Debenture | 7.62% | 31/01/2028 | CRISIL-AAA | 1.05% |
| LIC Housing Finance Ltd. | Debenture | 7.95% | 29/01/2028 | CRISIL-AAA | 1.05% |
| Jamnagar Utilities and Power Pvt. Ltd. | Debenture | 7.90% | 10/08/2028 | CRISIL-AAA | 1.05% |
| National Housing Bank | Non Convertible Debenture | 7.59% | 08/09/2027 | CRISIL-AAA | 1.05% |
| Small Industries Devp. Bank of India Ltd. | Debenture | 7.79% | 14/05/2027 | CRISIL-AAA | 1.05% |
| Bajaj Housing Finance Ltd. | Non Convertible Debenture | 7.14% | 26/02/2027 | CRISIL-AAA | 1.05% |
| Poonawalla Fincorp Ltd. | Debenture | 7.60% | 28/05/2027 | CRISIL-AAA | 1.04% |
| Mindspace Business Parks REIT | Debenture | 0.00% | 14/09/2027 | CRISIL-AAA | 1.04% |
| Indian Railway Finance Corporation Ltd. | Bonds | 6.47% | 30/05/2028 | CRISIL-AAA | 1.04% |
| Kotak Mahindra Bank Ltd. | Certificate of Deposit | 0.00% | 08/01/2027 | CRISIL-A1+ | 1.02% |
| Kotak Mahindra Bank Ltd. | Certificate of Deposit | 0.00% | 29/01/2027 | CRISIL-A1+ | 1.01% |
| 360 ONE Wealth Ltd. | Debenture | 0.00% | 15/06/2027 | ICRA-AA | 0.47% |
| Others | CBLO | 0.00% | 0 | - | 0.05% |
Frequently Asked Questions
What are the top holdings of UTI Ultra Short to Short Term Fund Direct-Growth?
The top holdings of UTI Ultra Short to Short Term Fund Direct-Growth as of 31 Jul 2026 are Reserve Bank of India (8.22%), Others (7.03%), REC Ltd. (5.88%), National Bank For Agriculture & Rural Development (5.25%), Mahindra Rural Housing Finance Ltd. (4.20%). These top 5 stocks together account for 30.58% of the total portfolio. You can view the complete holdings breakdown above.
How many stocks does UTI Ultra Short to Short Term Fund Direct-Growth hold in its portfolio?
UTI Ultra Short to Short Term Fund Direct-Growth holds 43 stocks in its portfolio as of 31 Jul 2026. The fund's portfolio size reflects the fund manager's investment approach, a more concentrated portfolio indicates higher conviction bets, while a larger number of holdings suggests a more diversified strategy.
What is the sector allocation of UTI Ultra Short to Short Term Fund Direct-Growth?
The sector allocation of UTI Ultra Short to Short Term Fund Direct-Growth is shown in the Sector Allocation section above.
What is the equity and debt allocation of UTI Ultra Short to Short Term Fund Direct-Growth?
As of 31 Jul 2026, UTI Ultra Short to Short Term Fund Direct-Growth has 0.00% allocated to equity, and 92.97% to debt. You can also check the historical trends above.
What is the market cap allocation of UTI Ultra Short to Short Term Fund Direct-Growth?
The market cap allocation of UTI Ultra Short to Short Term Fund Direct-Growth is shown in the Holdings Analysis section above.
What is the PE ratio of UTI Ultra Short to Short Term Fund Direct-Growth's portfolio?
The portfolio PE ratio of UTI Ultra Short to Short Term Fund Direct-Growth is shown in the Holdings Analysis section above.
What is the credit quality of UTI Ultra Short to Short Term Fund Direct-Growth?
As of 31 Jul 2026, UTI Ultra Short to Short Term Fund Direct-Growth's debt portfolio has 54.43% in AAA-rated instruments, 8.01% in AA-rated, and 8.22% in sovereign securities. Higher allocation to AAA and sovereign instruments indicates lower credit risk in the non-equity portion of the portfolio.
When is the latest portfolio disclosure for UTI Ultra Short to Short Term Fund Direct-Growth?
The latest portfolio disclosure for UTI Ultra Short to Short Term Fund Direct-Growth is as of 31 Jul 2026. SEBI requires all mutual funds to disclose their complete portfolio holdings on a monthly basis, typically within 10 days of the end of each month.