WhiteOak Capital Balanced Advantage Fund Direct-Growth
Hybrid: Dynamic Asset Allocation - Growth (Open ended)
SEBI Riskometer: Very HighCategory: Hybrid: Dynamic Asset AllocationBenchmark: CRISIL Hybrid 50+50 Moderate IndexCheck Portfolio Overlap →
NAV: ₹15.08-0.42%
22 Oct 2026
Holdings Analysis
Equity, debt and cash allocation snapshot with market cap distribution for WhiteOak Capital Balanced Advantage Fund Direct-Growth.
Market Cap Distribution
Large Cap (70.0%)
Mid Cap (11.5%)
Small Cap (18.5%)
Historical Asset Allocation
| Asset | 30 Sep 2026 | 31 Aug 2026 | 31 Jul 2026 | 30 Jun 2026 | 31 May 2026 | 30 Apr 2026 |
|---|---|---|---|---|---|---|
| Equity | 65.63% | 64.53% | 64.38% | 66.29% | 64.10% | 64.33% |
| Debt | 25.15% | 21.03% | 21.97% | 27.16% | 27.72% | 27.78% |
| Others (incl. cash) | 1.22% | 7.96% | 7.55% | 0.13% | 2.10% | 1.86% |
| Commodities | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Real Estate | 8.00% | 6.47% | 6.10% | 6.42% | 6.09% | 6.03% |
Portfolio Snapshot
No. of Securities
141
P/E Ratio
26.98
P/B Ratio
3.65
Top Holding %
7.70%
Top 5 Holdings %
24.55%
Top 10 Holdings %
36.71%
Modified Duration
2.10 yrs
Avg. Maturity
2.62 yrs
Yield to Maturity
7.11%
AUM
₹2,221 Cr
Expense Ratio
0.83%
Since Inception
11.74%
Max Drawdown
-0.10%
Sharpe Ratio
0.59
Top Portfolio Holdings by Weight
Latest portfolio holdings sorted by allocation weight. Includes instrument name, sector, number of shares, market value (₹ Cr) and percentage of net assets. Switch dates or categories using the controls below.
| Instrument | Sector | No. of Shares | Value (Rs. Cr) | Weight | Change |
|---|---|---|---|---|---|
| ICICI Bank Ltd. | Financial | 11,89,542 | 157.22 | 7.08% | -0.02%↓ |
| HDFC Bank Ltd. | Financial | 12,52,132 | 88.74 | 4.00% | 0.67%↑ |
| Bharti Airtel Ltd. | Communication | 3,68,920 | 64.82 | 2.92% | 0.01%↑ |
| Nestle India Ltd. | Consumer Staples | 4,32,921 | 56.71 | 2.55% | 0.25%↑ |
| Coforge Ltd. | Technology | 3,18,406 | 55.69 | 2.51% | -0.24%↓ |
| Eternal Ltd. | Services | 13,66,262 | 43.72 | 1.97% | 0.02%↑ |
| Mahindra & Mahindra Ltd. | Automobile | 1,47,934 | 43.64 | 1.96% | -0.14%↓ |
| State Bank of India | Financial | 4,47,019 | 42.89 | 1.93% | 0.03%↑ |
| Kotak Mahindra Bank Ltd. | Financial | 10,15,098 | 42.33 | 1.91% | 0.06%↑ |
| Reliance Industries Ltd. | Energy | 3,33,079 | 39.54 | 1.78% | -0.07%↓ |
| Torrent Pharmaceuticals Ltd. | Healthcare | 65,425 | 31.4 | 1.41% | -0.03%↓ |
| Titan Company Ltd. | Consumer Discretionary | 66,206 | 30.37 | 1.37% | -0.10%↓ |
| Adani Enterprises Ltd. | Services | 98,855 | 28.7 | 1.29% | 0.06%↑ |
| Maruti Suzuki India Ltd. | Automobile | 23,243 | 27.81 | 1.25% | -0.12%↓ |
| Juniper Green Energy Ltd. | Energy | 10,03,300 | 27.42 | 1.23% | 0.08%↑ |
| Bharat Electronics Ltd. | Capital Goods | 6,87,154 | 26.68 | 1.20% | -0.04%↓ |
| Axis Bank Ltd. | Financial | 1,77,400 | 21.75 | 0.98% | -0.02%↓ |
| Behari Lal Engineering Ltd. | Metals & Mining | 3,63,360 | 17.64 | 0.79% | 0.10%↑ |
| Hindalco Industries Ltd. | Metals & Mining | 1,85,956 | 17.51 | 0.79% | -0.03%↓ |
| Persistent Systems Ltd. | Technology | 32,320 | 17.06 | 0.77% | -0.02%↓ |
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Sector-wise Portfolio Allocation
Equity exposure by sector as a percentage of total net assets, tracked across recent portfolio dates. Identifies concentration risk and sector rotation trends in the fund's holdings.
| Sector | 30 Sep 2026 | 31 Aug 2026 | 31 Jul 2026 | 30 Jun 2026 | 31 May 2026 | 30 Apr 2026 |
|---|---|---|---|---|---|---|
| Financial | 20.55% | 19.60% | 19.71% | 21.61% | 19.84% | 19.88% |
| Healthcare | 5.89% | 5.80% | 5.84% | 5.86% | 5.29% | 5.04% |
| Energy | 5.24% | 5.09% | 5.11% | 4.63% | 4.97% | 5.31% |
| Services | 5.04% | 5.02% | 4.75% | 4.70% | 4.78% | 4.83% |
| Technology | 4.56% | 4.91% | 4.70% | 4.46% | 4.76% | 4.65% |
| Capital Goods | 4.33% | 4.07% | 3.91% | 4.95% | 4.86% | 4.75% |
| Automobile | 4.03% | 4.18% | 4.26% | 4.43% | 4.27% | 4.22% |
| Consumer Staples | 3.35% | 3.16% | 3.44% | 3.12% | 2.97% | 3.49% |
| Communication | 3.34% | 3.32% | 3.59% | 3.77% | 3.63% | 3.49% |
| Metals & Mining | 3.04% | 2.97% | 2.24% | 2.44% | 2.68% | 2.67% |
| Consumer Discretionary | 2.15% | 2.19% | 2.09% | 2.10% | 1.97% | 1.89% |
| Chemicals | 1.25% | 1.32% | 1.32% | 1.15% | 1.06% | 0.99% |
| Construction | 1.12% | 1.12% | 1.06% | 1.37% | 1.30% | 1.29% |
| Materials | 0.89% | 0.88% | 0.85% | 1.24% | 1.25% | 1.39% |
| Textiles | 0.55% | 0.52% | 1.07% | - | - | - |
| Insurance | 0.28% | 0.26% | 0.27% | 0.30% | 0.31% | 0.31% |
Debt Holdings — Credit Quality Profile
Allocation of debt instruments by credit rating (AAA, AA, A, and below investment grade) as a percentage of net assets, compared against the category average. Higher AAA allocation indicates lower credit risk.
| Rating | Fund | Category |
|---|---|---|
| AAA | 9.00% | 8.73% |
| Cash & Call Money | 8.92% | 8.10% |
| AA+ | 4.32% | 1.76% |
| SOV | 4.13% | 7.34% |
| A | - | 0.01% |
| A+ | - | 0.04% |
| A- | - | 0.10% |
| A1+ | - | 1.87% |
| AA | - | 0.88% |
| AA- | - | 0.24% |
| BBB+ | - | 0.06% |
| Cash | - | 4.49% |
| Others | - | 0.26% |
| Term Deposits | - | 0.02% |
Equity Insights
A detailed look at the equity holdings of this scheme — aggregated scores on value, momentum, quality parameters along with diversification and performance analysis.
Style Analysis
Value score
49.9 / 100
Weighted average Value score is 49.9. This indicates that portfolio is relatively reasonably valued using composite of value measures.
Price Momentum score
54.4 / 100
Weighted average Price Momentum score is 54.4. This indicates that portfolio has average momentum using composite of momentum measures.
Quality score
70.5 / 100
Weighted average Quality score is 70.5. This indicates that portfolio has average quality using composite of quality measures.
QVM score
65.5 / 100
Weighted average QVM score is 65.5. This indicates that portfolio has average QVM score and hence a neutral stance is warranted.
Red Flags
Debt Insights
A detailed look at the debt holdings of this scheme — Is the scheme yielding enough? Includes credit quality, instrument breakdown and SEBI risk classification.
SEBI PRC matrix
Credit risk
| Interest risk | |||
|---|---|---|---|
| Low | Moderate | High | |
| Low | |||
| Moderate | |||
| High | |||
Instruments
| Full name | Description | Coupon rate | Maturity | Rating raw | Weight |
|---|---|---|---|---|---|
| Others | CBLO | 0.00% | 0 | - | 7.70% |
| Bajaj Finance Ltd. | Non Convertible Debenture | 7.77% | 17/04/2029 | CRISIL AAA | 1.78% |
| National Bank For Agriculture & Rural Development | Bonds | 7.44% | 17/07/2029 | CRISIL AAA | 1.47% |
| GOI | GOI Securities | 6.94% | 11/05/2036 | SOV | 1.44% |
| Muthoot Finance Ltd. | Non Convertible Debenture | 7.88% | 22/11/2028 | CRISIL AA+ | 1.10% |
| Godrej Industries Ltd. | Debenture | 7.54% | 04/05/2029 | CRISIL AA+ | 1.10% |
| GOI | GOI Securities | 6.28% | 14/07/2032 | SOV | 0.99% |
| Tata Capital Housing Finance Ltd. | Non Convertible Debenture | 8.15% | 11/06/2031 | CRISIL AAA | 0.90% |
| LIC Housing Finance Ltd. | Bonds | 7.07% | 29/04/2030 | CRISIL AAA | 0.79% |
| Bajaj Housing Finance Ltd. | Debenture | 7.10% | 16/10/2028 | CRISIL AAA | 0.74% |
| Cholamandalam Investment and Finance Company Ltd. | Bonds | 8.40% | 09/08/2028 | ICRA AA+ | 0.68% |
| LIC Housing Finance Ltd. | Non Convertible Debenture | 0.08% | 0 | CRISIL AAA | 0.67% |
| Power Finance Corporation Ltd. | Bonds | 7.44% | 15/01/2030 | CRISIL AAA | 0.67% |
| Muthoot Finance Ltd. | Bonds | 8.85% | 20/12/2028 | CRISIL AA+ | 0.67% |
| GOI | GOI Securities | 6.36% | 16/02/2031 | SOV | 0.66% |
| GOI | GOI Securities | 6.54% | 17/01/2032 | SOV | 0.59% |
| Small Industries Devp. Bank of India Ltd. | Bonds | 7.39% | 21/03/2030 | CRISIL AAA | 0.58% |
| Godrej Industries Ltd. | Non Convertible Debenture | 8.40% | 27/08/2027 | CRISIL AA+ | 0.45% |
| National Bank For Agriculture & Rural Development | Bonds | 7.40% | 25-D 29/04/2030 | CRISIL AAA | 0.44% |
| GOI | GOI Securities | 6.53% | 07/09/2031 | SOV | 0.44% |
| Indian Railway Finance Corporation Ltd. | Bonds | 6.65% | 20/05/2030 | CRISIL AAA | 0.43% |
| Cholamandalam Investment and Finance Company Ltd. | Bonds | 8.54% | 12/04/2029 | ICRA AA+ | 0.32% |
| Small Industries Devp. Bank of India Ltd. | Bonds | 7.51% | 12/06/2028 | CRISIL AAA | 0.31% |
| Small Industries Devp. Bank of India Ltd. | Debenture | 7.22% | 10/04/2029 | CRISIL AAA | 0.22% |
Frequently Asked Questions
What are the top holdings of WhiteOak Capital Balanced Advantage Fund Direct-Growth?
The top holdings of WhiteOak Capital Balanced Advantage Fund Direct-Growth as of 30 Sep 2026 are Others (7.70%), ICICI Bank Ltd. (7.08%), HDFC Bank Ltd. (4.00%), Bharti Airtel Ltd. (2.92%), Embassy Office Parks REIT (2.86%). These top 5 stocks together account for 24.55% of the total portfolio. You can view the complete holdings breakdown above.
How many stocks does WhiteOak Capital Balanced Advantage Fund Direct-Growth hold in its portfolio?
WhiteOak Capital Balanced Advantage Fund Direct-Growth holds 141 stocks in its portfolio as of 30 Sep 2026. The fund's portfolio size reflects the fund manager's investment approach, a more concentrated portfolio indicates higher conviction bets, while a larger number of holdings suggests a more diversified strategy.
What is the sector allocation of WhiteOak Capital Balanced Advantage Fund Direct-Growth?
As of 30 Sep 2026, WhiteOak Capital Balanced Advantage Fund Direct-Growth's top sector allocations are Financial (20.55%), Healthcare (5.89%), Energy (5.24%). You can find detailed sector allocation above.
What is the equity and debt allocation of WhiteOak Capital Balanced Advantage Fund Direct-Growth?
As of 30 Sep 2026, WhiteOak Capital Balanced Advantage Fund Direct-Growth has 65.63% allocated to equity, and 25.15% to debt. You can also check the historical trends above.
What is the market cap allocation of WhiteOak Capital Balanced Advantage Fund Direct-Growth?
As of 30 Sep 2026, WhiteOak Capital Balanced Advantage Fund Direct-Growth's market cap allocation is 70.04% in large caps, 11.48% in mid caps, and 18.48% in small caps.
What is the PE ratio of WhiteOak Capital Balanced Advantage Fund Direct-Growth's portfolio?
The portfolio PE ratio of WhiteOak Capital Balanced Advantage Fund Direct-Growth is 26.98 as of 30 Sep 2026. The portfolio PE ratio tells you how expensive or cheap the fund's holdings are relative to their earnings.
What is the credit quality of WhiteOak Capital Balanced Advantage Fund Direct-Growth?
As of 30 Sep 2026, WhiteOak Capital Balanced Advantage Fund Direct-Growth's debt portfolio has 9.00% in AAA-rated instruments, 4.32% in AA-rated, and 4.13% in sovereign securities. Higher allocation to AAA and sovereign instruments indicates lower credit risk in the non-equity portion of the portfolio.
When is the latest portfolio disclosure for WhiteOak Capital Balanced Advantage Fund Direct-Growth?
The latest portfolio disclosure for WhiteOak Capital Balanced Advantage Fund Direct-Growth is as of 30 Sep 2026. SEBI requires all mutual funds to disclose their complete portfolio holdings on a monthly basis, typically within 10 days of the end of each month.