WhiteOak Capital Multi Asset Allocation Fund Direct-Growth
Hybrid: Multi Asset Allocation - Growth (Open ended) Factsheet
SEBI Riskometer: HighCategory: Hybrid: Multi Asset Allocation
NAV: ₹16.44+0.27%
07 Jul 2026
Holdings Analysis
Equity, debt and cash allocation snapshot with market cap distribution for WhiteOak Capital Multi Asset Allocation Fund Direct-Growth.
Market Cap Distribution
Large Cap (70.5%)
Mid Cap (12.2%)
Small Cap (17.4%)
Historical Asset Allocation
| Asset | 31 May 2026 | 30 Apr 2026 | 31 Mar 2026 | 28 Feb 2026 | 31 Jan 2026 | 31 Dec 2025 |
|---|---|---|---|---|---|---|
| Equity | 27.80% | 30.52% | 31.01% | 27.70% | 27.57% | 35.98% |
| Debt | 34.89% | 34.01% | 33.82% | 37.86% | 35.40% | 45.93% |
| Others (incl. cash) | 11.50% | 9.89% | 11.66% | 11.15% | 16.06% | -1.67% |
| Commodities | 9.94% | 10.03% | 10.28% | 9.80% | 7.88% | 9.95% |
| Real Estate | 15.90% | 15.56% | 13.24% | 13.49% | 13.10% | 9.82% |
Portfolio Snapshot
No. of Securities
188
P/E Ratio
27.16
P/B Ratio
3.95
Top Holding %
11.39%
Top 5 Holdings %
32.89%
Top 10 Holdings %
43.62%
Modified Duration
1.56 yrs
Avg. Maturity
1.93 yrs
Yield to Maturity
6.74%
AUM
₹7,498 Cr
Expense Ratio
0.65%
Since Inception
17.23%
Max Drawdown
-0.06%
Sharpe Ratio
1.94
Top Portfolio Holdings by Weight
Latest portfolio holdings sorted by allocation weight. Includes instrument name, sector, number of shares, market value (₹ Cr) and percentage of net assets. Switch dates or categories using the controls below.
| Instrument | Sector | No. of Shares | Value (Rs. Cr) | Weight | Change |
|---|---|---|---|---|---|
| ICICI Bank Ltd. | Financial | 15,54,293 | 195.28 | 2.60% | -0.03%↓ |
| HDFC Bank Ltd. | Financial | 21,28,921 | 158.51 | 2.11% | -0.08%↓ |
| Bharti Airtel Ltd. | Communication | 5,77,200 | 105.57 | 1.41% | -0.81%↓ |
| Nestle India Ltd. | Consumer Staples | 5,24,403 | 74.54 | 0.99% | -0.08%↓ |
| Reliance Industries Ltd. | Energy | 5,18,073 | 68.45 | 0.91% | -0.03%↓ |
| Mahindra & Mahindra Ltd. | Automobile | 2,20,195 | 67.06 | 0.89% | 0.03%↑ |
| Coforge Ltd. | Technology | 4,36,607 | 62.08 | 0.83% | 0.65%↑ |
| Kotak Mahindra Bank Ltd. | Financial | 15,16,615 | 58.27 | 0.78% | -0.04%↓ |
| Bharat Electronics Ltd. | Capital Goods | 13,31,048 | 54.67 | 0.73% | -0.08%↓ |
| Eternal Ltd. | Services | 21,85,611 | 54.77 | 0.73% | -0.03%↓ |
| Maruti Suzuki India Ltd. | Automobile | 33,269 | 43.67 | 0.58% | -0.04%↓ |
| Titan Company Ltd. | Consumer Discretionary | 91,318 | 37.21 | 0.50% | -0.06%↓ |
| State Bank of India | Financial | 3,85,066 | 37.14 | 0.50% | -0.17%↓ |
| Hindalco Industries Ltd. | Metals & Mining | 2,81,858 | 31.76 | 0.42% | 0.01%↑ |
| Larsen & Toubro Ltd. | Construction | 61,520 | 25.08 | 0.33% | -0.02%↓ |
| Oil And Natural Gas Corporation Ltd. | Energy | 8,94,523 | 23.74 | 0.32% | -0.06%↓ |
| Tata Steel Ltd. | Metals & Mining | 10,99,555 | 22.87 | 0.31% | -0.02%↓ |
| Muthoot Finance Ltd. | Financial | 69,235 | 23.14 | 0.31% | -0.07%↓ |
| Max Healthcare Institute Ltd. | Healthcare | 2,38,208 | 22.99 | 0.31% | 0.02%↑ |
| Power Grid Corporation Of India Ltd. | Energy | 7,68,202 | 22.32 | 0.30% | -0.04%↓ |
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Sector-wise Portfolio Allocation
Equity exposure by sector as a percentage of total net assets, tracked across recent portfolio dates. Identifies concentration risk and sector rotation trends in the fund's holdings.
| Sector | 31 May 2026 | 30 Apr 2026 | 31 Mar 2026 | 28 Feb 2026 | 31 Jan 2026 | 31 Dec 2025 |
|---|---|---|---|---|---|---|
| Financial | 8.99% | 9.29% | 9.58% | 8.38% | 9.44% | 11.40% |
| Energy | 2.12% | 2.28% | 2.47% | 1.47% | 1.54% | 1.38% |
| Healthcare | 2.08% | 2.00% | 2.00% | 1.54% | 1.57% | 2.06% |
| Services | 1.97% | 2.17% | 2.17% | 2.78% | 1.98% | 4.08% |
| Capital Goods | 1.91% | 1.98% | 1.62% | 1.58% | 1.45% | 1.62% |
| Automobile | 1.83% | 1.89% | 2.04% | 2.04% | 2.05% | 2.25% |
| Communication | 1.72% | 2.52% | 2.48% | 2.21% | 1.21% | 2.91% |
| Technology | 1.68% | 2.55% | 2.85% | 2.44% | 2.24% | 2.62% |
| Consumer Staples | 1.34% | 1.63% | 1.25% | 1.13% | 1.18% | 1.00% |
| Metals & Mining | 1.34% | 1.30% | 1.43% | 0.91% | 1.53% | 1.46% |
| Consumer Discretionary | 0.83% | 0.83% | 0.91% | 0.90% | 0.87% | 0.96% |
| Construction | 0.59% | 0.61% | 0.55% | 0.50% | 0.54% | 0.59% |
| Materials | 0.47% | 0.58% | 0.60% | 0.51% | 0.60% | 0.48% |
| Chemicals | 0.33% | 0.28% | 0.27% | 0.31% | 0.31% | 2.18% |
| Insurance | 0.08% | 0.08% | 0.25% | 0.24% | 0.26% | 0.18% |
Debt Holdings — Credit Quality Profile
Allocation of debt instruments by credit rating (AAA, AA, A, and below investment grade) as a percentage of net assets, compared against the category average. Higher AAA allocation indicates lower credit risk.
| Rating | Fund | Category |
|---|---|---|
| AAA | 12.67% | 6.43% |
| Cash | 11.85% | 2.61% |
| Cash & Call Money | 10.25% | 5.01% |
| SOV | 7.41% | 8.03% |
| AA+ | 3.69% | 1.02% |
| A1+ | 0.41% | 1.78% |
| A | - | 0.02% |
| A+ | - | 0.10% |
| AA | - | 0.59% |
| AA- | - | 0.17% |
| Others | - | 0.05% |
| Term Deposits | - | 0.11% |
Equity Insights
A detailed look at the equity holdings of this scheme — aggregated scores on value, momentum, quality parameters along with diversification and performance analysis.
Style Analysis
Value score
45.9 / 100
Weighted average Value score is 45.9. This indicates that portfolio is relatively reasonably valued using composite of value measures.
Price Momentum score
52.1 / 100
Weighted average Price Momentum score is 52.1. This indicates that portfolio has average momentum using composite of momentum measures.
Quality score
67.9 / 100
Weighted average Quality score is 67.9. This indicates that portfolio has average quality using composite of quality measures.
QVM score
62.9 / 100
Weighted average QVM score is 62.9. This indicates that portfolio has average QVM score and hence a neutral stance is warranted.
Red Flags
Debt Insights
A detailed look at the debt holdings of this scheme — Is the scheme yielding enough? Includes credit quality, instrument breakdown and SEBI risk classification.
SEBI PRC matrix
Credit risk
| Interest risk | |||
|---|---|---|---|
| Low | Moderate | High | |
| Low | |||
| Moderate | |||
| High | |||
Instruments
| Full name | Description | Coupon rate | Maturity | Rating raw | Weight |
|---|---|---|---|---|---|
| Others | CBLO | 0.00% | 0 | - | 10.71% |
| National Bank For Agriculture & Rural Development | Bonds | 7.48% | 15/09/2028 | CRISIL AAA | 1.64% |
| GOI | GOI Securities | 6.28% | 14/07/2032 | SOV | 1.39% |
| Indian Railway Finance Corporation Ltd. | Bonds | 6.65% | 20/05/2030 | CRISIL AAA | 1.12% |
| Reserve Bank of India | Treasury Bills | 0.00% | 91-D 13/08/2026 | SOV | 1.06% |
| Reserve Bank of India | Treasury Bills | 0.00% | 91-D 20/08/2026 | SOV | 1.04% |
| GOI | GOI Securities | 6.94% | 11/05/2036 | SOV | 0.93% |
| Muthoot Finance Ltd. | Non Convertible Debenture | 7.88% | 22/11/2028 | CRISIL AA+ | 0.92% |
| Small Industries Devp. Bank of India Ltd. | Debenture | 7.22% | 10/04/2029 | CRISIL AAA | 0.92% |
| Reserve Bank of India | Treasury Bills | 0.00% | 91-D 16/07/2026 | SOV | 0.66% |
| Small Industries Devp. Bank of India Ltd. | Bonds | 7.49% | 11/06/2029 | CRISIL AAA | 0.66% |
| National Bank For Agriculture & Rural Development | Bonds | 7.01% | 26-D 16/03/2029 | CRISIL AAA | 0.65% |
| Reserve Bank of India | Treasury Bills | 0.00% | 182-D 18/06/2026 | SOV | 0.60% |
| Bajaj Housing Finance Ltd. | Non Convertible Debenture | 7.02% | 26/05/2028 | CRISIL AAA | 0.59% |
| Power Finance Corporation Ltd. | Non Convertible Debenture | 7.40% | 08/05/2030 | CRISIL AAA | 0.58% |
| Cholamandalam Investment and Finance Company Ltd. | Debenture | 8.19% | 26/03/2027 | ICRA AA+ | 0.57% |
| Bajaj Finance Ltd. | Debenture | 7.11% | 10/07/2028 | CRISIL AAA | 0.54% |
| GOI | GOI Securities | 7.02% | 18/06/2031 | SOV | 0.54% |
| Bajaj Finance Ltd. | Debenture | 7.38% | 26/06/2028 | CRISIL AAA | 0.54% |
| National Bank For Agriculture & Rural Development | Bonds | 7.53% | 24/03/2028 | ICRA AAA | 0.53% |
| GOI | GOI Securities | 6.54% | 17/01/2032 | SOV | 0.52% |
| Bajaj Housing Finance Ltd. | Debenture | 7.10% | 16/10/2028 | CRISIL AAA | 0.51% |
| Cholamandalam Investment and Finance Company Ltd. | Bonds | 8.40% | 09/08/2028 | ICRA AA+ | 0.47% |
| LIC Housing Finance Ltd. | Debenture | 7.95% | 29/01/2028 | CRISIL AAA | 0.47% |
| Power Finance Corporation Ltd. | Bonds | 7.44% | 15/01/2030 | CRISIL AAA | 0.46% |
| Bajaj Finance Ltd. | Non Convertible Debenture | 7.77% | 17/04/2029 | CRISIL AAA | 0.46% |
| Muthoot Finance Ltd. | Bonds | 8.85% | 20/12/2028 | CRISIL AA+ | 0.44% |
| National Bank For Agriculture & Rural Development | Bonds | 7.40% | 25-D 29/04/2030 | CRISIL AAA | 0.43% |
| REC Ltd. | Bonds | 7.44% | 29/02/2028 | CRISIL AAA | 0.42% |
| Small Industries Devp. Bank of India Ltd. | Bonds | 7.39% | 21/03/2030 | CRISIL AAA | 0.42% |
| LIC Housing Finance Ltd. | Bonds | 7.07% | 29/04/2030 | CRISIL AAA | 0.41% |
| Reserve Bank of India | Treasury Bills | 0.00% | 182-D 04/06/2026 | SOV | 0.39% |
| Torrent Pharmaceuticals Ltd. | Debenture | 7.45% | 19/01/2028 | ICRA AA+ | 0.33% |
| Small Industries Devp. Bank of India Ltd. | Bonds/NCDs | 7.42% | 12/03/2029 | CRISIL AAA | 0.33% |
| National Bank For Agriculture & Rural Development | Bonds | 7.44% | 17/07/2029 | CRISIL AAA | 0.32% |
| Godrej Industries Ltd. | Non Convertible Debenture | 8.10% | 22/05/2028 | CRISIL AA+ | 0.29% |
| Reliance Industries Ltd. | Debenture | 8.95% | 09/11/2028 | CRISIL AAA | 0.27% |
| Cholamandalam Investment and Finance Company Ltd. | Bonds | 8.54% | 12/04/2029 | ICRA AA+ | 0.24% |
| Cholamandalam Investment and Finance Company Ltd. | Debenture | 8.40% | 18/09/2027 | ICRA AA+ | 0.23% |
| Small Industries Devp. Bank of India Ltd. | Bonds | 7.51% | 12/06/2028 | CRISIL AAA | 0.20% |
| GOI | GOI Securities | 6.68% | 07/07/2040 | SOV | 0.20% |
| National Housing Bank | Debenture | 7.59% | 14/07/2027 | CRISIL AAA | 0.20% |
| Godrej Industries Ltd. | Non Convertible Debenture | 8.40% | 27/08/2027 | CRISIL AA+ | 0.20% |
| Bank Of Baroda | Certificate of Deposit | 0.00% | 15/06/2026 | FITCH A1+ | 0.15% |
| Kotak Mahindra Bank Ltd. | Certificate of Deposit | 0.00% | 31/08/2026 | CRISIL A1+ | 0.10% |
| Muthoot Finance Ltd. | Commercial Paper | 0.00% | 216-D 17/06/2026 | CRISIL A1+ | 0.08% |
| GOI | GOI Securities | 6.48% | 06/10/2035 | SOV | 0.05% |
| HDFC Bank Ltd. | Certificate of Deposit | 0.00% | 21/09/2026 | CRISIL A1+ | 0.05% |
| GOI | GOI Securities | 6.36% | 16/02/2031 | SOV | 0.03% |
| Bank Of Baroda | Certificate of Deposit | 0.00% | 08/03/2027 | CARE A1+ | 0.03% |
| GOI | GOI Securities | 6.33% | 05/05/2035 | SOV | 0.00% |
Frequently Asked Questions
What are the top holdings of WhiteOak Capital Multi Asset Allocation Fund Direct-Growth?
The top holdings of WhiteOak Capital Multi Asset Allocation Fund Direct-Growth sorted by portfolio weight are listed in the Top Portfolio Holdings section of the Holdings tab.
How many stocks does WhiteOak Capital Multi Asset Allocation Fund Direct-Growth hold in its portfolio?
WhiteOak Capital Multi Asset Allocation Fund Direct-Growth holds 188 securities in its portfolio. The top 5 holdings account for 32.89% of the portfolio and the top 10 for 43.62% — a well-diversified portfolio that minimises stock-specific risk.
What is the sector allocation of WhiteOak Capital Multi Asset Allocation Fund Direct-Growth?
The sector allocation of WhiteOak Capital Multi Asset Allocation Fund Direct-Growth is in the Sector Allocation section, showing each industry's weight in the portfolio.
What is the equity and debt allocation of WhiteOak Capital Multi Asset Allocation Fund Direct-Growth?
As of 31 May 2026, WhiteOak Capital Multi Asset Allocation Fund Direct-Growth has 27.80% in equity, 34.89% in debt and 11.50% in cash/others. This asset mix determines the fund's overall risk-return profile. The debt portfolio has a yield to maturity (YTM) of 6.74%.
What is the market cap allocation of WhiteOak Capital Multi Asset Allocation Fund Direct-Growth?
WhiteOak Capital Multi Asset Allocation Fund Direct-Growth's equity portfolio — Large Cap: 70.48%, Mid Cap: 12.15%, Small Cap: 17.37%. Market cap allocation determines the fund's risk profile — large cap offers stability while mid and small cap offer higher growth potential with higher volatility.
Is WhiteOak Capital Multi Asset Allocation Fund Direct-Growth a concentrated or diversified fund?
WhiteOak Capital Multi Asset Allocation Fund Direct-Growth holds 188 securities, with the top 10 accounting for 43.62% of the portfolio and the top 5 for 32.89%. With 188 holdings, this is a well-diversified fund — stock-specific risk is limited.
What is the credit quality of WhiteOak Capital Multi Asset Allocation Fund Direct-Growth?
The debt holdings of WhiteOak Capital Multi Asset Allocation Fund Direct-Growth are rated as follows — AAA: 12.67%, Cash: 11.85%, Cash & Call Money: 10.25%, SOV: 7.41%, and others. Higher allocation to AAA and sovereign instruments means lower credit risk. The full rating profile compared to the category average is in the Credit Rating section.
How often does WhiteOak Capital Multi Asset Allocation Fund Direct-Growth change its portfolio?
The portfolio currently holds 188 securities with the top 10 accounting for 43.62% as of 31 May 2026. Portfolio turnover reflects how actively the fund manager trades. A high turnover increases transaction costs while a low turnover reflects a buy-and-hold approach. Historical asset allocation snapshots across multiple dates are in the Holdings Analysis section.
What is the PE ratio of WhiteOak Capital Multi Asset Allocation Fund Direct-Growth's portfolio?
The weighted average PE ratio of WhiteOak Capital Multi Asset Allocation Fund Direct-Growth's portfolio is 27.16 and the PB ratio is 3.95. The debt portfolio has a modified duration of 1.56 years and an average maturity of 1.93 years. These metrics reflect the overall valuation and interest rate sensitivity of the portfolio.
When is the latest portfolio disclosure for WhiteOak Capital Multi Asset Allocation Fund Direct-Growth?
The latest portfolio disclosure for WhiteOak Capital Multi Asset Allocation Fund Direct-Growth is as of 31 May 2026. Mutual funds and ETFs in India are required to disclose their full portfolio monthly, within 10 business days of month-end. You can switch between historical disclosure dates using the date selector in the Top Portfolio Holdings section.