WhiteOak Capital Ultra Short Term Fund Direct-Growth
Debt: Ultra Short Term - Growth (Open ended)
SEBI Riskometer: Low to ModerateCategory: Debt: Ultra Short TermBenchmark: CRISIL Ultra Short Duration Debt A-I IndexCheck Portfolio Overlap →
NAV: ₹1,525.23-0.03%
22 Oct 2026
Holdings Analysis
Equity, debt and cash allocation snapshot with market cap distribution for WhiteOak Capital Ultra Short Term Fund Direct-Growth.
Historical Asset Allocation
| Asset | 30 Sep 2026 | 31 Aug 2026 | 31 Jul 2026 | 30 Jun 2026 | 31 May 2026 | 30 Apr 2026 |
|---|---|---|---|---|---|---|
| Equity | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Debt | 100.05% | 100.17% | 99.50% | 99.05% | 99.09% | 98.30% |
| Others (incl. cash) | -0.05% | -0.17% | 0.50% | 0.95% | 0.91% | 1.70% |
| Commodities | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Real Estate | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Portfolio Snapshot
No. of Securities
23
Top Holding %
8.87%
Top 5 Holdings %
32.00%
Top 10 Holdings %
54.32%
Modified Duration
0.39 yrs
Avg. Maturity
0.42 yrs
Yield to Maturity
6.94%
AUM
₹549 Cr
Expense Ratio
0.27%
Since Inception
5.88%
Max Drawdown
-0.00%
Sharpe Ratio
2.81
Top Portfolio Holdings by Weight
Latest portfolio holdings sorted by allocation weight. Includes instrument name, sector, number of shares, market value (₹ Cr) and percentage of net assets. Switch dates or categories using the controls below.
| Instrument | Sector | No. of Shares | Value (Rs. Cr) | Weight | Change |
|---|---|---|---|---|---|
| National Bank For Agriculture & Rural Development | Financial | 1,000 | 48.71 | 8.87% | 0.57%↑ |
| Bank Of Baroda | Financial | 960 | 46.61 | 8.49% | 0.55%↑ |
| Others | Others | 0 | 30.38 | 5.53% | -0.48%↓ |
| Muthoot Finance Ltd. | Financial | 2,500 | 25.07 | 4.56% | 0.27%↑ |
| LIC Housing Finance Ltd. | Financial | 250 | 25.01 | 4.55% | 0.26%↑ |
| Bajaj Housing Finance Ltd. | Financial | 2,500 | 24.96 | 4.54% | 0.27%↑ |
| Canara Bank | Financial | 500 | 24.46 | 4.45% | - |
| Small Industries Devp. Bank of India Ltd. | Financial | 500 | 24.41 | 4.45% | 0.29%↑ |
| Bank of India | Financial | 500 | 24.36 | 4.44% | - |
| HDFC Bank Ltd. | Financial | 500 | 24.38 | 4.44% | 0.29%↑ |
| ICICI Bank Ltd. | Financial | 500 | 24.4 | 4.44% | 0.29%↑ |
| Toyota Financial Services Ltd. | Financial | 500 | 24.31 | 4.43% | 0.29%↑ |
| Mahindra & Mahindra Financial Services Ltd. | Financial | 500 | 24.32 | 4.43% | 0.29%↑ |
| Canara Bank | Financial | 500 | 24.3 | 4.42% | 0.28%↑ |
| REC Ltd. | Financial | 500 | 24.23 | 4.41% | - |
| Indian Bank | Financial | 500 | 23.76 | 4.33% | - |
| Punjab National Bank | Financial | 460 | 22.48 | 4.09% | - |
| Cholamandalam Investment and Finance Company Ltd. | Financial | 400 | 19.53 | 3.56% | 0.24%↑ |
| Union Bank of India | Financial | 390 | 19.11 | 3.48% | 0.23%↑ |
| Kotak Mahindra Bank Ltd. | Financial | 370 | 18.25 | 3.32% | - |
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Debt Holdings — Credit Quality Profile
Allocation of debt instruments by credit rating (AAA, AA, A, and below investment grade) as a percentage of net assets, compared against the category average. Higher AAA allocation indicates lower credit risk.
| Rating | Fund | Category |
|---|---|---|
| A1+ | 76.05% | 45.84% |
| AAA | 9.09% | 13.54% |
| AA+ | 7.30% | 4.69% |
| Cash & Call Money | 5.48% | 11.51% |
| SOV | 1.79% | 10.65% |
| Others | 0.29% | 1.02% |
| A | - | 0.01% |
| A+ | - | 0.01% |
| AA | - | 3.10% |
| AA- | - | 0.65% |
| BBB | - | 1.63% |
| Cash | - | 0.04% |
| D | - | 1.09% |
| Term Deposits | - | 0.01% |
Debt Insights
A detailed look at the debt holdings of this scheme — Is the scheme yielding enough? Includes credit quality, instrument breakdown and SEBI risk classification.
SEBI PRC matrix
Credit risk
| Interest risk | |||
|---|---|---|---|
| Low | Moderate | High | |
| Low | |||
| Moderate | |||
| High | |||
Instruments
| Full name | Description | Coupon rate | Maturity | Rating raw | Weight |
|---|---|---|---|---|---|
| National Bank For Agriculture & Rural Development | Certificate of Deposit | 0.00% | 17/02/2027 | CRISIL A1+ | 8.87% |
| Bank Of Baroda | Certificate of Deposit | 0.00% | 08/03/2027 | CARE A1+ | 8.49% |
| Others | CBLO | 0.00% | 0 | - | 5.53% |
| Muthoot Finance Ltd. | Debenture | 8.90% | 17/06/2027 | CRISIL AA+ | 4.56% |
| LIC Housing Finance Ltd. | Bonds | 7.90% | 23/06/2027 | CRISIL AAA | 4.55% |
| Bajaj Housing Finance Ltd. | Non Convertible Debenture | 7.14% | 26/02/2027 | CRISIL AAA | 4.54% |
| Small Industries Devp. Bank of India Ltd. | Certificate of Deposit | 0.00% | 04/02/2027 | CRISIL A1+ | 4.45% |
| Canara Bank | Certificate of Deposit | 0.00% | 29/01/2027 | CRISIL A1+ | 4.45% |
| Bank of India | Certificate of Deposit | 0.00% | 17/02/2027 | CRISIL A1+ | 4.44% |
| ICICI Bank Ltd. | Certificate of Deposit | 0.00% | 12/02/2027 | ICRA A1+ | 4.44% |
| HDFC Bank Ltd. | Certificate of Deposit | 0.00% | 15/02/2027 | CARE A1+ | 4.44% |
| Mahindra & Mahindra Financial Services Ltd. | Commercial Paper | 0.00% | 365-D 18/02/2027 | CRISIL A1+ | 4.43% |
| Toyota Financial Services Ltd. | Commercial Paper | 0.00% | 182-D 17/02/2027 | CRISIL A1+ | 4.43% |
| Canara Bank | Certificate of Deposit | 0.00% | 04/03/2027 | CRISIL A1+ | 4.42% |
| REC Ltd. | Commercial Paper | 0.00% | 19/03/2027 | CRISIL A1+ | 4.41% |
| Indian Bank | Certificate of Deposit | 0.00% | 21/06/2027 | CRISIL A1+ | 4.33% |
| Punjab National Bank | Certificate of Deposit | 0.00% | 04/02/2027 | CRISIL A1+ | 4.09% |
| Cholamandalam Investment and Finance Company Ltd. | Commercial Paper | 0.00% | 363-D 25/01/2027 | CRISIL A1+ | 3.56% |
| Union Bank of India | Certificate of Deposit | 0.00% | 19/01/2027 | ICRA A1+ | 3.48% |
| Kotak Mahindra Bank Ltd. | Certificate of Deposit | 0.00% | 21/12/2026 | CRISIL A1+ | 3.32% |
| Cholamandalam Investment and Finance Company Ltd. | Debenture | 8.40% | 18/09/2027 | ICRA AA+ | 2.74% |
| Reserve Bank of India | Treasury Bills | 0.00% | 182-D 21/01/2027 | SOV | 1.79% |
Frequently Asked Questions
What are the top holdings of WhiteOak Capital Ultra Short Term Fund Direct-Growth?
The top holdings of WhiteOak Capital Ultra Short Term Fund Direct-Growth as of 30 Sep 2026 are National Bank For Agriculture & Rural Development (8.87%), Bank Of Baroda (8.49%), Others (5.53%), Muthoot Finance Ltd. (4.56%), LIC Housing Finance Ltd. (4.55%). These top 5 stocks together account for 32.00% of the total portfolio. You can view the complete holdings breakdown above.
How many stocks does WhiteOak Capital Ultra Short Term Fund Direct-Growth hold in its portfolio?
WhiteOak Capital Ultra Short Term Fund Direct-Growth holds 23 stocks in its portfolio as of 30 Sep 2026. The fund's portfolio size reflects the fund manager's investment approach, a more concentrated portfolio indicates higher conviction bets, while a larger number of holdings suggests a more diversified strategy.
What is the sector allocation of WhiteOak Capital Ultra Short Term Fund Direct-Growth?
The sector allocation of WhiteOak Capital Ultra Short Term Fund Direct-Growth is shown in the Sector Allocation section above.
What is the equity and debt allocation of WhiteOak Capital Ultra Short Term Fund Direct-Growth?
As of 30 Sep 2026, WhiteOak Capital Ultra Short Term Fund Direct-Growth has 0.00% allocated to equity, and 100.05% to debt. You can also check the historical trends above.
What is the market cap allocation of WhiteOak Capital Ultra Short Term Fund Direct-Growth?
The market cap allocation of WhiteOak Capital Ultra Short Term Fund Direct-Growth is shown in the Holdings Analysis section above.
What is the PE ratio of WhiteOak Capital Ultra Short Term Fund Direct-Growth's portfolio?
The portfolio PE ratio of WhiteOak Capital Ultra Short Term Fund Direct-Growth is shown in the Holdings Analysis section above.
What is the credit quality of WhiteOak Capital Ultra Short Term Fund Direct-Growth?
As of 30 Sep 2026, WhiteOak Capital Ultra Short Term Fund Direct-Growth's debt portfolio has 9.09% in AAA-rated instruments, 7.30% in AA-rated, and 1.79% in sovereign securities. Higher allocation to AAA and sovereign instruments indicates lower credit risk in the non-equity portion of the portfolio.
When is the latest portfolio disclosure for WhiteOak Capital Ultra Short Term Fund Direct-Growth?
The latest portfolio disclosure for WhiteOak Capital Ultra Short Term Fund Direct-Growth is as of 30 Sep 2026. SEBI requires all mutual funds to disclose their complete portfolio holdings on a monthly basis, typically within 10 days of the end of each month.