statements

The stock has been placed in Additional Surveillance Measure (ASM) list LTASM - I.

Sahara Housingfina Corporation Ltd.

BSE: 511533

Sector: Financial Services

Industry Group: Finance

Industry: Housing Finance Company

39.49+0.2 (+0.59%)

24 Jul, 12:00 AM

Overview Analysis Statements

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Income Statement

Abridged

Understanding Income Statement

Sahara Housingfina Corporation Ltd. income statement covering revenue, operating profit, EBITDA, PAT and EPS across annual and quarterly periods.

Consolidated

Standalone

Annual

Interim

	2012 Mar 31	2013 Mar 31	2014 Mar 31	2015 Mar 31	2016 Mar 31	2017 Mar 31	2018 Mar 31	R 2019 Mar 31	2020 Mar 31	2021 Mar 31	2022 Mar 31	2023 Mar 31	2024 Mar 31	2025 Mar 31	2026 Mar 31

Period length: Source:	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M PRESS
Total Revenue	19.85	19.68	19.94	17.37	12.78	12.32	12.57	13.44	12.91	12.70	12.40	11.19	10.61	8.61	7.16
Cost of Operating Revenue	12.81	13.01	11.94	9.74	6.79	5.27	5.06	7.69	6.21	5.03	4.76	4.41	3.60	2.62	1.62
Total Operating Expenses	17.18	18.88	17.56	15.08	11.52	10.64	10.57	12.61	11.19	10.00	9.63	9.43	8.71	7.92	6.76
Operating Profit	2.67	0.81	2.38	2.29	1.26	1.68	2.00	0.83	1.72	2.70	2.77	1.76	1.90	0.70	0.39
Operating Margin	13.4	4.1	11.9	13.2	9.9	13.6	15.9	6.2	13.3	21.3	22.3	15.8	17.9	8.1	5.5
Financing Income/(Expense) - Net	0.32	1.84	1.16	-	-	-	-	-	-	-0.13	-0.11	-0.11	-0.07	-0.05	-
Profit before Taxes	2.99	2.65	3.55	3.26	2.88	2.95	3.07	3.39	2.79	2.58	2.18	2.09	1.85	0.80	0.40
Income Taxes	0.78	0.64	0.91	1.07	1.00	0.98	0.50	0.78	0.71	0.48	0.40	0.67	0.45	0.15	0.05
Profit after Tax	2.22	2.01	2.64	2.19	1.88	1.98	2.57	2.61	2.08	2.09	1.78	1.42	1.40	0.65	0.34
PAT Margin	11.2	10.2	13.2	12.6	14.7	16.0	20.5	19.4	16.1	16.5	14.4	12.7	13.2	7.5	4.8
EPS - Basic - ex Extraordinary Items	3.17	2.86	3.77	3.13	2.69	2.82	3.68	3.73	2.97	2.99	2.55	2.02	2.01	0.93	0.11
EPS - Diluted - ex Extraordinary Items	3.17	2.86	3.77	3.13	2.69	2.82	3.68	3.73	2.97	2.99	2.55	2.02	2.01	0.93	0.11
EBIT	2.67	0.81	2.38	2.29	1.26	1.68	2.00	0.83	1.72	2.70	2.77	1.76	1.90	0.70	0.39
EBITDA	2.82	0.97	2.51	2.38	1.32	1.73	2.06	1.34	2.27	3.22	3.26	2.25	2.34	1.08	0.73
EBITDA Margin	14.2	4.9	12.6	13.7	10.3	14.0	16.4	10.0	17.6	25.4	26.3	20.1	22.1	12.5	10.2

Balance Sheet

Abridged

Understanding Balance Sheet

Sahara Housingfina Corporation Ltd. balance sheet covering assets, liabilities, equity and borrowings across annual and quarterly periods.

Consolidated

Standalone

Annual

Interim

	C 2012 Mar 31	R 2013 Mar 31	2014 Mar 31	2015 Mar 31	C 2016 Mar 31	2017 Mar 31	R 2018 Mar 31	R 2019 Mar 31	2020 Mar 31	2021 Mar 31	2022 Mar 31	2023 Mar 31	2024 Mar 31	2025 Mar 31	2026 Mar 31

Source:	AR	AR	AR	AR	AR	AR	AR	AR	AR	AR	AR	AR	AR	AR	PRESS
Property Plant & Equipment - Net	0.84	0.74	0.70	0.60	0.54	0.50	2.58	2.18	2.17	1.95	1.64	1.38	1.03	0.91	2.65
Total Assets	160.41	180.23	175.34	162.52	144.24	143.30	139.52	141.84	123.54	112.05	110.64	100.81	98.22	75.68	68.90
Long Term Debt	117.34	136.20	132.56	124.70	106.74	103.65	86.54	89.11	74.92	63.94	59.71	49.58	23.59	13.51	13.36
Total Liabilities	133.03	150.84	143.31	130.87	110.71	107.79	99.31	99.05	78.65	65.03	61.79	50.52	46.49	23.29	16.09
Total Shareholders' Equity	27.39	29.39	32.03	31.65	33.53	35.51	40.20	42.80	44.89	47.01	48.84	50.28	51.72	52.39	52.81
Total Equity	27.39	29.39	32.03	31.65	33.53	35.51	40.20	42.80	44.89	47.01	48.84	50.28	51.72	52.39	52.81
Total Liabilities & Equity	160.41	180.23	175.34	162.52	144.24	143.30	139.52	141.84	123.54	112.05	110.64	100.81	98.22	75.68	68.90
Total Current Assets	22.60	32.14	17.52	35.91	28.53	28.11	-	-	-	-	-	-	-	-	-
Total Current Liabilities	15.59	14.46	10.53	4.03	1.66	1.70	-	-	-	-	-	-	-	-	-

Cash Flow

Abridged

Understanding Cash Flow Statement

Sahara Housingfina Corporation Ltd. cash flow statement covering operating, investing and financing activities across annual and quarterly periods.

Consolidated

Standalone

Annual

Interim

	C 2012 Mar 31	C 2013 Mar 31	2014 Mar 31	C 2015 Mar 31	R 2016 Mar 31	2017 Mar 31	2018 Mar 31	C 2019 Mar 31	2020 Mar 31	2021 Mar 31	C 2022 Mar 31	2023 Mar 31	2024 Mar 31	2025 Mar 31	2026 Mar 31

Period length: Source:	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M PRESS
Operating CF bef Changes in Working Cap	7.35	4.15	1.57	28.08	16.62	2.81	-0.18	10.33	23.46	10.18	4.07	14.24	5.17	8.76	7.47
Working Capital - Increase/(Decrease)	0.68	-0.60	0.15	2.14	-2.39	0.03	-0.76	-16.40	6.51	-3.32	-0.97	-3.82	-1.34	15.55	4.09
Net CF from Operating Activities	8.03	3.55	1.73	30.22	14.24	2.84	-0.94	-6.07	29.97	6.86	3.10	10.42	3.83	24.31	11.56
Capital Expenditures - Net	0.08	0.05	0.10	0.01	-	0.14	0.44	0.13	0.00	0.01	0.14	0.29	0.09	0.26	2.08
Net CF from Investing Activities	-0.08	-0.05	-0.10	-0.01	1.57	-2.01	11.62	-0.13	0.00	-0.01	-0.14	-0.28	-0.09	-0.26	-2.08
Debt - LT & ST - Issuance/(Retirement) - Total	-2.51	7.60	-12.10	-16.36	-17.96	-3.09	-7.00	-0.44	-24.47	-10.48	-4.10	-11.11	-4.15	-23.48	-9.38
Net Cash Flow from Financing Activities	-2.51	7.60	-12.10	-16.36	-17.96	-3.09	-7.00	-0.44	-24.47	-10.48	-4.10	-11.11	-4.15	-23.48	-9.38
Free Cash Flow to Equity	5.44	11.10	-10.47	13.85	-3.72	-0.39	-8.38	-6.64	5.49	-3.63	-1.14	-0.99	-0.40	0.57	0.10
Free Operating CF net dividend	7.95	3.49	1.63	30.21	14.24	2.69	-1.38	-6.20	29.97	6.85	2.96	10.13	3.75	24.05	9.49
Free Operating CF	7.95	3.49	1.63	30.21	14.24	2.69	-1.38	-6.20	29.97	6.85	2.96	10.13	3.75	24.05	9.49

Business Segment Analysis

Sahara Housingfina Corporation Ltd. business segment breakdown covering revenue, operating income and assets across key divisions for the selected financial year.

We don't have enough data to show business segment analysis for Sahara Housingfina Corporation Ltd.

Regional Segment Analysis

Sahara Housingfina Corporation Ltd. geographic revenue split showing domestic and international market performance across revenue and income for the selected financial year.

We don't have enough data to show regional segment analysis for Sahara Housingfina Corporation Ltd.

Historical Segment Analysis

Track how Sahara Housingfina Corporation Ltd. segment contributions have evolved over multiple financial years to see which divisions are growing, shrinking or gaining strategic importance.

We don't have enough data to show segments for Sahara Housingfina Corporation Ltd.

Frequently Asked Questions

What is the revenue of Sahara Housingfina Corporation Ltd.?

The latest trailing twelve month revenue of Sahara Housingfina Corporation Ltd. is ₹ 7.16 Cr, reflecting a 1-year growth of -16.90% and a 3-year CAGR of -13.84%. Annual and quarterly revenue trends are available in the Income Statement section.

What is the net profit of Sahara Housingfina Corporation Ltd.?

The latest trailing twelve month net profit (PAT) of Sahara Housingfina Corporation Ltd. is ₹ 0.34 Cr, with a 3-year earnings CAGR of -62.33%. Detailed profit history across annual and quarterly periods is in the Income Statement section.

What is the EBITDA of Sahara Housingfina Corporation Ltd.?

The trailing twelve month EBITDA of Sahara Housingfina Corporation Ltd. is approximately ₹ 0.39 Cr (based on an operating margin of 5.50%). EBITDA reflects core operating profitability before interest, taxes, depreciation and amortisation.

What is the EPS of Sahara Housingfina Corporation Ltd.?

The trailing twelve month Earnings Per Share (EPS) of Sahara Housingfina Corporation Ltd. is 0.11. EPS trends across annual and quarterly periods are visible in the Income Statement section.

What is the debt level of Sahara Housingfina Corporation Ltd.?

The debt-to-equity ratio of Sahara Housingfina Corporation Ltd. stands at 0.25. The full breakdown of total borrowings is in the Balance Sheet section.

What is the book value per share of Sahara Housingfina Corporation Ltd.?

The estimated book value per share of Sahara Housingfina Corporation Ltd. is 75.44 (derived from a P/B ratio of 0.52 and market price of ₹ 39.49), reflecting the net asset value attributable to each share. See the Balance Sheet section for a full breakdown.

What is the cash flow from operations of Sahara Housingfina Corporation Ltd.?

The trailing twelve month operating cash flow of Sahara Housingfina Corporation Ltd. is ₹ 11.56 Cr. Annual and quarterly cash flow data is available in the Cash Flow section of the Statements tab.

Does Sahara Housingfina Corporation Ltd. report consolidated or standalone financials?

Sahara Housingfina Corporation Ltd. reports consolidated financials. You can toggle between consolidated and standalone views using the switch at the top of each statement section.