statements

Saraswati Commercial (India) Ltd.

BSE: 512020

Sector: Financial Services

Industry Group: Finance

Industry: Non Banking Financial Company (NBFC)

9,384.00-47.0 (-0.50%)

23 Oct, 1:29 PM

Overview Analysis Statements

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Income Statement

Abridged

Understanding Income Statement

Saraswati Commercial (India) Ltd. income statement covering revenue, operating profit, EBITDA, PAT and EPS across annual and quarterly periods.

Consolidated

Standalone

Annual

Interim

	2012 Mar 31	2013 Mar 31	2014 Mar 31	2015 Mar 31	C 2016 Mar 31	2017 Mar 31	2018 Mar 31	R 2019 Mar 31	2020 Mar 31	2021 Mar 31	2022 Mar 31	2023 Mar 31	2024 Mar 31	2025 Mar 31	2026 Mar 31	TTM Jun 30
	2012 Mar 31	2013 Mar 31	2014 Mar 31	2015 Mar 31	C 2016 Mar 31	2017 Mar 31	2018 Mar 31	R 2019 Mar 31	2020 Mar 31	2021 Mar 31	2022 Mar 31	2023 Mar 31	2024 Mar 31	2025 Mar 31	2026 Mar 31	TTM Jun 30
Period length: Source:	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M IR
Total Revenue	1	1	22	100	19	11	16	8	1	28	87	24	128	75	121	165
Cost of Operating Revenue	0	0	22	90	4	3	0	0	0	2	1	-	-	-	-	3
Total Operating Expenses	0	0	22	91	5	6	3	2	2	3	3	3	3	5	5	8
Operating Profit	1	0	0	8	14	5	14	6	-1	25	84	21	125	70	116	157
Operating Margin	83.7	81.4	0.2	8.3	72.5	47.8	83.4	76.3	-47.2	88.8	96.3	86.8	97.5	93.3	95.7	95.3
Financing Income/(Expense) - Net	-	-	-	-	-	-	-	-	-	-	-	-2	-2	-2	-3	-
Profit before Taxes	1	0	0	8	14	5	14	1	-13	25	84	19	123	69	112	158
Income Taxes	0	0	0	2	0	0	-2	0	-3	4	19	7	20	15	20	25
Profit after Tax	1	0	0	7	14	5	16	0	-10	21	65	12	104	53	92	132
PAT Margin	63.0	65.8	0.2	6.8	72.5	48.6	97.5	4.9	-771.1	76.2	74.7	48.7	81.0	70.8	76.3	80.1
EPS - Basic - ex Extraordinary Items	9.26	5.58	0.59	105.61	216.13	81.59	165.57	3.75	-96.05	213.08	631.69	113.48	1,008.85	517.51	842.32	1,303.15
EPS - Diluted - ex Extraordinary Items	9.26	5.58	0.59	105.61	216.13	50.67	165.57	3.75	-96.05	213.08	631.69	113.48	1,008.85	517.51	842.32	1,303.15
EBIT	1	0	0	8	14	5	14	6	-1	25	84	21	125	70	116	157
EBITDA	1	0	0	8	14	5	14	6	-1	25	84	21	125	70	116	157
EBITDA Margin	83.7	81.4	0.2	8.3	72.5	48.1	83.5	76.6	-46.2	88.8	96.3	86.9	97.5	93.4	95.7	95.3

Balance Sheet

Abridged

Understanding Balance Sheet

Saraswati Commercial (India) Ltd. balance sheet covering assets, liabilities, equity and borrowings across annual and quarterly periods.

Consolidated

Standalone

Annual

Interim

	2012 Mar 31	R 2013 Mar 31	2014 Mar 31	2015 Mar 31	2016 Mar 31	2017 Mar 31	R 2018 Mar 31	R 2019 Mar 31	2020 Mar 31	2021 Mar 31	2022 Mar 31	2023 Mar 31	2024 Mar 31	2025 Mar 31	2026 Mar 31
	2012 Mar 31	R 2013 Mar 31	2014 Mar 31	2015 Mar 31	2016 Mar 31	2017 Mar 31	R 2018 Mar 31	R 2019 Mar 31	2020 Mar 31	2021 Mar 31	2022 Mar 31	2023 Mar 31	2024 Mar 31	2025 Mar 31	2026 Mar 31
Source:	AR	AR	AR	AR	AR	AR	AR	AR	AR	AR	AR	AR	AR	AR	AR
Property Plant & Equipment - Net	0	-	0	0	0	0	0	0	0	0	0	0	0	0	0
Total Assets	14	15	67	59	82	133	280	254	168	299	488	491	770	1,109	1,218
Total Liabilities	0	0	53	38	47	17	38	8	10	18	58	49	69	136	111
Total Shareholders' Equity	14	15	15	21	35	116	241	245	157	279	427	438	697	968	1,101
Minority Interest	-	-	-	-	-	0	1	1	1	2	3	3	5	5	6
Total Equity	14	15	15	21	35	116	242	246	158	281	430	441	702	973	1,107
Total Liabilities & Equity	14	15	67	59	82	133	280	254	168	299	488	491	770	1,109	1,218
Total Current Assets	0	4	30	16	56	34	-	-	-	-	-	-	-	-	-
Total Current Liabilities	0	0	53	38	47	16	-	-	-	-	-	-	-	-	-

Cash Flow

Abridged

Understanding Cash Flow Statement

Saraswati Commercial (India) Ltd. cash flow statement covering operating, investing and financing activities across annual and quarterly periods.

Consolidated

Standalone

Annual

Interim

	2012 Mar 31	C 2013 Mar 31	2014 Mar 31	2015 Mar 31	2016 Mar 31	2017 Mar 31	2018 Mar 31	R 2019 Mar 31	2020 Mar 31	2021 Mar 31	2022 Mar 31	2023 Mar 31	2024 Mar 31	2025 Mar 31	2026 Mar 31
	2012 Mar 31	C 2013 Mar 31	2014 Mar 31	2015 Mar 31	2016 Mar 31	2017 Mar 31	2018 Mar 31	R 2019 Mar 31	2020 Mar 31	2021 Mar 31	2022 Mar 31	2023 Mar 31	2024 Mar 31	2025 Mar 31	2026 Mar 31
Period length: Source:	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR
Operating CF bef Changes in Working Cap	0	0	-1	3	0	-1	-2	-1	-14	-5	59	28	24	19	0
Working Capital - Increase/(Decrease)	0	-1	24	-9	-9	-20	11	22	-2	-1	-7	3	9	-9	-113
Net CF from Operating Activities	1	-1	24	-6	-10	-21	9	21	-17	-6	51	30	33	10	-113
Capital Expenditures - Net	-	-	0	-	-	-	0	-	0	0	0	-	-	0	0
Net CF from Investing Activities	-8	1	-23	6	10	23	-8	10	15	4	-83	-26	-9	-111	134
Stock - Issuance/(Retirement) - Net	-	-	-	-	-	-	-3	-	-	-	11	-	-	79	-
Debt - LT & ST - Issuance/(Retirement) - Total	-	-	-	-	-	-	-	-31	10	-5	23	-6	-22	42	-42
Net Cash Flow from Financing Activities	-	-	-	-	-	-	-3	-31	10	-5	33	-6	-22	121	-42
Free Cash Flow to Equity	-	-1	24	-6	-10	-21	9	-10	-7	-11	74	25	11	52	-155
Free Operating CF net dividend	1	-1	24	-6	-10	-21	9	21	-	-6	51	30	33	10	-113
Free Operating CF	1	-1	24	-6	-10	-21	9	21	-	-6	51	30	33	10	-113

Business Segment Analysis

FY End:

Mar 26

Saraswati Commercial (India) Ltd. business segment breakdown covering revenue, operating income and assets across key divisions for the selected financial year.

Capex

Business of Investment and Trading in shares and secuities (100.0%)₹ 0.02 Cr

Revenue / Sales

Business of Investment and Trading in shares and secuities (100.0%)₹ 120.96 Cr

Assets

Business of Investment and Trading in shares and secuities (100.0%)₹ 1,218.13 Cr

Operating Income

Business of Investment and Trading in shares and secuities (100.0%)₹ 115.78 Cr

Regional Segment Analysis

Saraswati Commercial (India) Ltd. geographic revenue split showing domestic and international market performance across revenue and income for the selected financial year.

We don't have enough data to show regional segment analysis for Saraswati Commercial (India) Ltd.

Historical Segment Analysis

Track how Saraswati Commercial (India) Ltd. segment contributions have evolved over multiple financial years to see which divisions are growing, shrinking or gaining strategic importance.

Capex

Sales

Assets

Operating Income

Business

Regional

Business

	2023 Mar 31	2025 Mar 31	2026 Mar 31
	2023 Mar 31	2025 Mar 31	2026 Mar 31
Business of Investment and Trading in shares and secuities	0	0	0

Frequently Asked Questions

What is the revenue of Saraswati Commercial (India) Ltd.?

The latest trailing twelve month revenue of Saraswati Commercial (India) Ltd. is ₹ 165.07 Cr, reflecting a 1-year growth of 326.56% and a 3-year CAGR of 26.57%. Annual and quarterly revenue trends are available in the Income Statement section.

What is the net profit of Saraswati Commercial (India) Ltd.?

The latest trailing twelve month net profit (PAT) of Saraswati Commercial (India) Ltd. is ₹ 132.29 Cr, with a 3-year earnings CAGR of 95.07%. Detailed profit history across annual and quarterly periods is in the Income Statement section.

What is the EBITDA of Saraswati Commercial (India) Ltd.?

The trailing twelve month EBITDA of Saraswati Commercial (India) Ltd. is approximately ₹ 157.36 Cr (based on an operating margin of 95.33%). EBITDA reflects core operating profitability before interest, taxes, depreciation and amortisation.

What is the EPS of Saraswati Commercial (India) Ltd.?

The trailing twelve month Earnings Per Share (EPS) of Saraswati Commercial (India) Ltd. is 842.32. EPS trends across annual and quarterly periods are visible in the Income Statement section.

What is the debt level of Saraswati Commercial (India) Ltd.?

The debt-to-equity ratio of Saraswati Commercial (India) Ltd. stands at 0.00. The full breakdown of total borrowings is in the Balance Sheet section.

What is the book value per share of Saraswati Commercial (India) Ltd.?

The estimated book value per share of Saraswati Commercial (India) Ltd. is 9,999.46 (derived from a P/B ratio of 0.94 and market price of ₹ 9,384.00), reflecting the net asset value attributable to each share. See the Balance Sheet section for a full breakdown.

What is the cash flow from operations of Saraswati Commercial (India) Ltd.?

The trailing twelve month operating cash flow of Saraswati Commercial (India) Ltd. is ₹ -112.58 Cr. Annual and quarterly cash flow data is available in the Cash Flow section of the Statements tab.

Does Saraswati Commercial (India) Ltd. report consolidated or standalone financials?

Saraswati Commercial (India) Ltd. reports consolidated financials. You can toggle between consolidated and standalone views using the switch at the top of each statement section.