512399-BOM

Sera Investments & Finance India Ltd.

BSE: 512399

Sector: Financial Services

Industry Group: Finance

Industry: Non Banking Financial Company (NBFC)

41.25+1.3 (+3.13%)

27 Jul, 3:30 PM

Overview

Analysis Statements Technicals Forecast Peers Resources News

Stock Scores

Quality Score

94.7 / 100

Value Score

94.1 / 100

Price Momentum Score

66.5 / 100

QVM Score

99.4 / 100

Key Metrics

Market Cap

260.00

P/E (TTM)

4.85

P/B

0.88

P/S (TTM)

3.62

EV/EBITDA

-0.25

CAPE (5Y)

22.92

ROE (TTM)

18.24

ROCE (TTM)

21.18

ROA (TTM)

14.74

Avg 3Y ROE

19.09

Earnings 3Y CAGR

Sales 3Y CAGR

Sales 5Y CAGR

198.77

Debt/Equity

0.00

Consensus TP

Strong Buy %

Promoter Holding

57.69

Pledged %

0.00

Stock Analysis

Fundamental analysis overview of Sera Investments & Finance India Ltd. covering key investment insights, growth drivers, risk factors, and potential red flags.

Views

Red Flags

Positive

Stock is cheap and PB is at a discount to industry median

PB of 0.88 indicates that the stock is cheap on a standalone basis. Discount to industry median P/B is decent at -20.0%

What is P/B Ratio?

Median: 1.1

Value 0.88

057.76

Negative

Low dividend yield

The company has a low dividend yield of 0.0%

What is Dividend yield?

Neutral

Not enough talking points with neutral stance

Financial Snapshot

See detailed analysis

Multi-year trends for Sera Investments & Finance India Ltd. covering revenue, net profit, ROE, and EBITDA for a quick view of financial health over time.

Net Revenue FY

Profit After Tax FY

ROE FY

ROA FY

Sera Investments & Finance India Ltd. Shareholding Pattern

Quarterly breakdown of Sera Investments & Finance India Ltd. ownership including promoter, FII, DII, mutual fund, and public holdings as disclosed to NSE/BSE.

	Mar 2020	Jun 2020	Sep 2020	Dec 2020	Mar 2021	Jun 2021	Sep 2021	Dec 2021	Mar 2022	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
Total Promoter	73.54	73.54	73.54	73.54	60.77	60.77	60.77	65.27	65.27	65.14	65.14	70.00	70.00	70.00	70.00	70.00	64.62	56.05	56.05	56.05	57.77	58.26	58.26	58.16	58.16	57.69
Indian Promoter	73.54	73.54	73.54	73.54	60.77	60.77	60.77	65.27	65.27	65.14	65.14	70.00	70.00	70.00	70.00	70.00	64.62	56.05	56.05	56.05	57.77	58.26	58.26	58.16	58.16	57.69
Foreign Promoter	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Institutions	-	-	-	-	-	-	-	-	-	-	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	14.68	0.00	0.00	16.10	4.12	4.12	4.12	4.12
Mutual Funds / UTI	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
FI/Bank/Insurance	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Govt	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
FII	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	14.68	0.00	0.00	16.10	4.12	4.12	4.12	4.12
Other Institutions	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Non-Institution	26.46	26.46	26.46	26.46	39.23	39.23	39.23	34.73	34.73	34.86	34.86	30.00	30.00	30.00	30.00	30.00	35.38	43.95	29.27	43.95	42.23	25.64	37.62	37.72	37.72	38.19
Bodies Corporate	0.13	0.13	0.13	0.13	20.06	20.06	24.50	20.40	20.00	7.06	7.08	7.11	7.08	8.60	8.61	4.91	3.89	3.91	2.74	2.72	1.12	1.86	2.34	2.51	2.69	2.58
Others (incl. Retail) No. of shareholders	26.33 65	26.33 65	26.33 62	26.33 513	19.17 512	19.17 489	14.73 508	14.33 828	14.73 2,148	27.80 1,175	27.78 865	22.89 768	22.92 765	21.40 12,066	21.39 9,940	25.09 9,178	31.49 8,852	40.04 8,173	26.53 7,826	41.23 9,377	41.11 9,232	23.78 8,789	35.28 8,695	35.21 7,961	35.03 7,810	35.61 7,686

Bulk, Block and Insider Trades

Recent bulk deals, block deals, and insider trading activity in Sera Investments & Finance India Ltd. shares as reported to NSE and BSE.

Name	Date	Type	Price	Qty.	Value
Achintya Securities Pvt. Ltd.	01 Apr 2026	sell	₹ 35.84	3.50 lac	-
Achintya Securities Pvt. Ltd.	18 Aug 2025	buy	₹ 36.25	3.48 lac	₹ 1.26 cr
Eriska Investment Fund Ltd	18 Aug 2025	sell	₹ 36.25	3.50 lac	₹ 1.27 cr
Mohamed Irfan Mohamed Latif Shaikh	08 Aug 2025	buy	₹ 36.50	5.00 lac	₹ 1.82 cr
Alacrity Securities Limited	31 Jul 2025	sell	₹ 35.22	3.63 lac	₹ 1.28 cr
Latin Manharlal Securities Pvt Ltd	31 Jul 2025	buy	₹ 35.21	3.45 lac	₹ 1.21 cr
Pine Oak Global Fund	29 Jul 2025	sell	₹ 35.00	10.00 lac	₹ 3.50 cr
Achintya Securities Pvt. Ltd.	22 Jul 2025	buy	₹ 34.83	500.00	₹ 17.41 k
Achintya Securities Pvt. Ltd.	22 Jul 2025	sell	₹ 35.01	3.40 lac	₹ 1.19 cr
Eriska Investment Fund Ltd	21 Jul 2025	sell	₹ 35.00	3.50 lac	₹ 1.23 cr

Corporate Actions

History of Sera Investments & Finance India Ltd. dividends, bonus issues, stock splits, rights issues, and other corporate events.

Dividend₹ 0.10/share
Record date: 23rd Sep 2024Ex-date: 23rd Sep 2024
Announced on: 27th May 2024
Stock Split1 : 5
Ex-date: 28th Apr 2023Announced on: 15th Mar 2023
Nominal value change from INR 10 to INR 2.
Bonus3 new shares for 2 existing shares
Ex-date: 14th May 2019Announced on: 14th Mar 2019
Others
Ex-date: 9th May 2013Announced on: 14th Aug 2012
Demerger of KCL to PIAPL separate company. PIAPL Shares will not be listed on stock exchange. Share holders of KCL other than KCL Promoter group are entitled a…

Company Profile

Overview of Sera Investments & Finance India Ltd. covering business description, industry classification, key management, financial ratios, and listed exchange details.

Sera Investments & Finance India Limited is an India-based non-banking finance company (NBFC). The Company is primarily engaged in providing retail loans. It is primarily involved in the business of financing and investment. The Company has been registered as a Core Investment Company (CIC) Specifie...

Key personnel

Mr. Pranav Bharatkumar Chalishajar

Chief Financial Officer

Mrs. Shweta Samir ShahD

Executive Chairman of the Board, Managing Director

Ms. Neha Vinod KothariD

Additional Non-Executive Independent Director

Mr. Aayush Kamleshbhai ShahD

Additional Non-Executive Independent Director

Mr. Kaival Niteshkumar ShahD

Additional Non-Executive Independent Director

Incorporated on

11 Sep 1985

Last Annual

31 Mar 2026

Last Interim

31 Mar 2026

No. of Employees

IPO date

20 Jun 2007

Free Float

1,84,78,911

Website

http://www.kapashicommercial.com/

Phone no.

+919998933378

Address

306, 3" Floor, Ashirwad Paras-1,, Near Kanti Bharwad PMT, Opposite Andaj Party Plot,, S. G. Highway, Makarba,, AHMEDABAD, 380051, India

Frequently Asked Questions

What is the current share price of Sera Investments & Finance India Ltd.?

The current share price of Sera Investments & Finance India Ltd. is ₹ 41.25 as of 27 Jul 2026.

What is the market capitalisation of Sera Investments & Finance India Ltd.?

The market capitalisation of Sera Investments & Finance India Ltd. stands at ₹ 260.00 Cr.

What is the PE ratio of Sera Investments & Finance India Ltd.?

The Price-to-Earnings (PE) ratio of Sera Investments & Finance India Ltd. is 4.85 as of the latest trailing twelve months data.

What is the ROE and ROCE of Sera Investments & Finance India Ltd.?

Sera Investments & Finance India Ltd. has a Return on Equity (ROE) of 18.24% and a Return on Capital Employed (ROCE) of 21.18% as per the latest financial reports.

What is the 52-week high and low of Sera Investments & Finance India Ltd.?

The 52-week high of Sera Investments & Finance India Ltd. is - and the 52-week low is -.

What is the dividend yield of Sera Investments & Finance India Ltd.?

The dividend yield of Sera Investments & Finance India Ltd. is 0.00% based on the current market price.

What is the FII and DII holding in Sera Investments & Finance India Ltd.?

Foreign Institutional Investors (FII) hold 4.12%, Domestic Institutional Investors (DII) hold 0.00% and retail/public investors hold 35.61% of Sera Investments & Finance India Ltd. shares.

What sector does Sera Investments & Finance India Ltd. belong to?

Sera Investments & Finance India Ltd. operates in the Financial Services sector.

What is the beta of Sera Investments & Finance India Ltd.?

The beta of Sera Investments & Finance India Ltd. is 0.59, indicating its price volatility relative to the broader market. Over the past 1 year, Sera Investments & Finance India Ltd. has delivered an absolute return of 12.08%.

What is the RSI of Sera Investments & Finance India Ltd.?

The 14-day Relative Strength Index (RSI) of Sera Investments & Finance India Ltd. is 44.38, placing it in the neutral zone. An RSI above 70 is considered overbought and below 30 is considered oversold.

Sera Investments & Finance India Ltd.

Stock Scores

Key Metrics

Share Price

Stock Analysis

Financial Snapshot

Sera Investments & Finance India Ltd. Shareholding Pattern

Bulk, Block and Insider Trades

Corporate Actions

Company Profile

Frequently Asked Questions

Stock Analysis

Company Profile

Corporate Actions