531091-BOM

United Credit Ltd.

27.00+1.0 (+3.81%)
28 Jul, 1:29 PM

Summary Recommendation

A summary recommendation on the stock based on our classification and scoring techniques along with analyst recommendations.

StyleBoxTMWhat is StyleBox?
Stock cannot be classified in any StyleBox. May lack sufficient data or market cap < ₹100 Cr.
QVM scoreWhat is QVM score?
Score not available. Market cap may be < ₹100 Cr or data unavailable.
Analyst ratingWhat is Analyst rating?
No active sell-side coverage. Recommendations not available.
Technical indicatorsSee all >

43 %

United Credit Ltd. on 1D timeframe is bullish for 10 out of 23 technical oscillators and moving averages.

Ratios and Statistics

A look at some key ratios and statistics for the stock. Change tabs to find the relevant ratios. Click on chart icon to view historical analysis of a particular ratio.

2025
Jul 31
2025
Aug 31
2025
Sept 30
2025
Oct 31
2025
Nov 30
2025
Dec 31
2026
Jan 31
2026
Feb 28
2026
Mar 31
2026
Apr 30
2026
May 31
2026
Jun 30
2026
Jul 28
Multiples
P/E (TTM)
16.2614.8916.9216.8620.8419.2619.8720.8315.0520.3622.4017.3316.18
P/B (latest)
0.550.500.570.560.560.510.530.470.340.460.510.480.45
P/S (TTM)
4.804.505.125.105.224.824.984.653.364.555.004.784.46
CAPE (3Y)
14.6712.7414.4814.4314.1713.0913.5012.448.9912.1513.3712.7011.85
CAPE (5Y)
16.4814.6816.6816.6216.5215.2615.7414.2910.3313.9715.3714.8813.89
P/E (1Y Forward)
-------------
P/S (1Y Forward)
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Yields (%)
Book to Market
1.822.011.771.781.791.941.882.122.942.171.982.082.23
Earnings yield
6.15%6.72%5.91%5.93%4.80%5.19%5.03%4.80%6.64%4.91%4.46%5.77%6.18%
Operating CF yield
-2.65%-2.93%-2.58%-2.59%-2.61%-2.83%-2.74%-2.96%-4.09%-3.03%-2.75%-1.74%-1.87%
FCFE yield
-3.19%-3.52%-3.10%-3.11%-3.14%-3.40%-3.30%-3.66%-5.07%-3.75%-3.41%-2.68%-2.87%
FCFF yield
-4.21%-4.72%-4.08%-4.10%-4.15%-4.54%-4.38%-4.89%-7.16%-5.02%-4.51%-4.05%-4.39%

Historical Performance

Performance with respect to benchmark. Prices are adjusted for splits, bonus and rights issue.

Show dividend adjusted performance
NIFTY50
SHI:NONBANKINGFINANCIALCOMPANY
Add benchmark
Note: Prices are adjusted for splits, bonus and rights issue.

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Performance summary
531091-BOMNIFTY50SHI:NONBANKINGFINANCIALCOMPANY
Start Period01 Jan 202101 Jan 202101 Jan 2021
End Period28 Jul 202628 Jul 202628 Jul 2026
Cumulative Return116.69%71.11%126.91%
CAGR14.92%10.14%15.87%
Volatility (ann.)66.49%14.37%21.45%
Max Drawdown -56.03%-17.23%-27.51%
RoMaD 0.27%0.59%0.58%
Sharpe0.490.50.64
Sortino0.740.70.89
Sortino/√20.520.50.63

Scores on value, momentum and quality parameters. Change tabs to compare across market, sector, industry.

Value score
Score not available.
Momentum score
Score not available.
Quality score
Score not available.
QVM score
Score not available.

A comprehensive scorecard to compare United Credit Ltd. on all metrics with other stocks. Access both rank and scores.

Value
Market
(All Stocks in NSE)
Sector
(Financial Services)
Industry Group
(Finance)
Industry
(Non Banking Financial Company (NBFC))
Size and Listing
Days since Listing
11,351.00
Enterprise value
12 Cr
Market Cap
14 Cr
Liquidity
Avg daily turnover 1M
0 Cr
Avg daily volume 1M
385
Avg daily turnover 3M
0 Cr
Avg daily volume 3M
547
Bid Ask Spread
3.77%
Delivery Percentage
33.33%
Volume surge ratio
0.70
Ownership
DII Holding %
0.01%
QoQ change DII holding %
0.00%
FII Holding %
0.00%
QoQ change FII holding %
0.00%
QoQ change Gov holding %
0.00%
Promoter holding %
57.31%
QoQ change Promoter holding %
0.00%
Promoter pledged %
0.00%
Retail Holding %
26.91%
QoQ change Retail holding %
0.00%

Analyse how the stock fares on some investment checklists created by legendary investors and gurus. Also, build your own custom checklist.

O'Shaughnessy Tiny Titans
Benjamin Graham's Value
Piotroski F-Score
Dreman contrarian value
Peter Lynch Growth/Value
O'Shaugnessy Value
Templeton Growth/Value
Warren Buffet’s Consistent Compounders
John Neff’s contrarian value
Richard Driehaus Momentum Strategy
O'Shaughnessy Tiny Titans
1
Created by the famous investor James O'Shaugnessy, this screen/checklist aims to find out small-cap stocks with significant growth potential. We look for companies with market capitalization between Rs 500 cr and Rs 1500 cr that are reasonable valued and are in the top 25 percentile momentum as measured by Momentum score.

20.0 / 100

United Credit Ltd. passes 1 out of 5 of this checklist's rules
Hits
Misses

Frequently Asked Questions

What is the PB ratio of United Credit Ltd.?
The Price-to-Book (PB) ratio of United Credit Ltd. is 0.45. It compares the stock's market price to its book value per share.
What is the EV/EBITDA of United Credit Ltd.?
The EV/EBITDA of United Credit Ltd. is 10.74. This ratio is used to assess the overall value of a company relative to its earnings before interest, taxes, depreciation and amortisation.
What is the debt-to-equity ratio of United Credit Ltd.?
The debt-to-equity (D/E) ratio of United Credit Ltd. is 0.01. A lower D/E ratio generally indicates a more financially stable company with less leverage.
What is the promoter holding in United Credit Ltd.?
Promoters hold 57.31% of United Credit Ltd. shares as per the latest quarterly shareholding disclosure.
What is the operating profit margin of United Credit Ltd.?
The operating profit margin of United Credit Ltd. is 31.57%, reflecting how much profit the company earns from its core operations relative to revenue.
What is the net profit margin of United Credit Ltd.?
The net profit margin of United Credit Ltd. is 27.58%, indicating the percentage of revenue that remains as profit after all expenses.
What is the Sharpely score for United Credit Ltd.?
United Credit Ltd. operates in the Financial Services sector. Visit the Scorecard and Checklist sections on the Analysis tab to see how United Credit Ltd. scores on quality, growth, value and momentum parameters.