531390-BOM

Upsurge Investment & Finance Ltd.

BSE: 531390

Sector: Financial Services

Industry Group: Finance

Industry: Non Banking Financial Company (NBFC)

72.98+0.2 (+0.25%)

10 Jul, 12:00 AM

Overview

Analysis Statements Technicals Forecast Peers Resources News

Stock Scores

Quality Score

11.1 / 100

Value Score

56.9 / 100

Price Momentum Score

24.2 / 100

QVM Score

13.7 / 100

Key Metrics

Market Cap

159.98

P/E (TTM)

49.56

P/B

1.37

P/S (TTM)

2.99

EV/EBITDA

34.24

CAPE (5Y)

15.97

ROE (TTM)

2.91

ROCE (TTM)

ROA (TTM)

2.80

Avg 3Y ROE

16.79

Earnings 3Y CAGR

64.21

Sales 3Y CAGR

17.94

Sales 5Y CAGR

13.61

Debt/Equity

0.04

Consensus TP

Strong Buy %

Promoter Holding

54.56

Pledged %

0.00

Stock Analysis

Fundamental analysis overview of Upsurge Investment & Finance Ltd. covering key investment insights, growth drivers, risk factors, and potential red flags.

Views

Red Flags

Positive

Low Debt to Equity, not much change from last year

The company has low Debt to Equity of 0.04 as on 31 Mar 2026 and Debt to Equity increased marginally by 0.04 in the last 1 year

What is Debt to Equity?

Consistently pays dividend

The company has not missed dividend payments once in the last 5 financial years

What is Dividend streak?

Negative

Weak price momentum

Price Momentum score of 24.2 indicates that the stock has weak price momentum. Research has shown that stocks with lower momentum continue to underperform in the near term

What is Price Momentum score?

24.2 / 100

Low and declining ROE

The company reported low ROE of 2.91% for 12-month ended 31 Mar 2026 and ROE declined by -1801 bps from 1 year ago

What is ROE (FY)?

Low and declining operating margin

The company reported low operating margin of 7.96% for 12-month ended 31 Mar 2026 and operating margin declined by -959 bps from 1 year ago

What is Operating profit margin?

Low revenue growth and lower than median growth of industry

The company delivered moderate revenue growth of -52.89% for 12-month ended 31 Mar 2026 and the growth was 63.94 percentage points lower than median growth of industry

What is Sales growth (1Y)?

Median: 11.05

Value -52.89

-519.5340214.8

Low EPS growth and lower than median growth of industry

The company delivered moderate EPS growth of -80.27% for 12-month ended 31 Mar 2026 and the growth was 80.27 percentage points lower than median growth of industry

What is EPS growth (1Y)?

Low dividend yield

The company has a low dividend yield of 0.69%

What is Dividend yield?

Neutral

Looks cheap but is at a premium to industry median P/B

PB of 1.37 indicates that the stock is cheap on a standalone basis but is at a 21.24% premium to industry median P/B

What is P/B Ratio?

Median: 1.13

Value 1.37

058.95

Financial Snapshot

See detailed analysis

Multi-year trends for Upsurge Investment & Finance Ltd. covering revenue, net profit, ROE, and EBITDA for a quick view of financial health over time.

Net Revenue FY

Profit After Tax FY

ROE FY

ROA FY

Upsurge Investment & Finance Ltd. Shareholding Pattern

Quarterly breakdown of Upsurge Investment & Finance Ltd. ownership including promoter, FII, DII, mutual fund, and public holdings as disclosed to NSE/BSE.

	Mar 2020	Jun 2020	Sep 2020	Dec 2020	Mar 2021	Jun 2021	Sep 2021	Dec 2021	Mar 2022	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026
Total Promoter	45.00	49.59	49.86	49.86	49.86	49.86	49.86	49.86	49.86	49.86	49.86	49.86	54.40	54.40	54.40	57.15	59.01	59.01	50.62	50.62	50.62	50.62	50.62	50.62	54.56
Indian Promoter	45.00	49.59	49.86	49.86	49.86	49.86	49.86	49.86	49.86	49.86	49.86	49.86	54.40	54.40	54.40	57.15	59.01	59.01	50.62	50.62	50.62	50.62	50.62	50.62	54.56
Foreign Promoter	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Institutions	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Mutual Funds / UTI	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	-	-	-	-	-	-	-
FI/Bank/Insurance	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Govt	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
FII	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Other Institutions	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Non-Institution	54.99	50.40	50.14	50.14	50.14	50.14	50.14	50.14	50.14	50.14	50.14	50.14	45.59	45.59	45.59	42.84	40.98	40.98	49.37	49.37	49.37	49.37	49.37	49.37	45.44
Bodies Corporate	0.06	-	-	0.06	-	-	-	22.98	22.97	-	24.80	24.51	13.60	13.53	13.96	13.78	11.37	11.16	12.89	12.58	11.81	12.02	11.71	12.12	11.13
Others (incl. Retail) No. of shareholders	54.93 2,342	50.40 2,343	50.14 2,343	50.08 2,341	50.14 2,320	50.14 2,988	50.14 2,913	27.16 3,232	27.17 3,330	50.14 3,691	25.34 3,605	25.63 3,543	31.99 3,899	32.06 4,015	31.63 3,948	29.06 3,984	29.61 4,630	29.82 4,492	36.48 3,990	36.79 4,454	37.56 4,439	37.35 4,632	37.66 4,817	37.25 4,791	34.31 3,879

Bulk, Block and Insider Trades

Recent bulk deals, block deals, and insider trading activity in Upsurge Investment & Finance Ltd. shares as reported to NSE and BSE.

Name	Month	Transaction	Holding % pre transaction	Average price	Qty.	Transaction value
Dayakrishna Goyal Promoter & Director	February-2026	Conversion of security (Acquisition) 25th Feb 2026	6.98 %	₹ 73.00	4.00 lac	₹ 2.92 cr
DK Goyal HUF Promoter	February-2026	Conversion of security (Acquisition) 25th Feb 2026	7.57 %	₹ 73.00	4.00 lac	₹ 2.92 cr
Pratibha Goyal Promoter & Director	February-2026	Conversion of security (Acquisition) 25th Feb 2026	11.39 %	₹ 73.00	10.00 lac	₹ 7.30 cr

Corporate Actions

History of Upsurge Investment & Finance Ltd. dividends, bonus issues, stock splits, rights issues, and other corporate events.

Dividend₹ 0.50/share
Record date: 22nd Aug 2025Ex-date: 22nd Aug 2025
Announced on: 12th Aug 2025
Dividend₹ 0.50/share
Record date: 23rd Aug 2024Ex-date: 23rd Aug 2024
Announced on: 8th Aug 2024
Dividend₹ 0.50/share
Record date: 24th Aug 2023Ex-date: 24th Aug 2023
Announced on: 10th Aug 2023
Dividend₹ 0.50/share
Record date: 19th Aug 2022Ex-date: 18th Aug 2022
Announced on: 2nd Aug 2022
Dividend₹ 0.50/share
Record date: 4th Feb 2022Ex-date: 3rd Feb 2022
Announced on: 19th Jan 2022

Company Profile

Overview of Upsurge Investment & Finance Ltd. covering business description, industry classification, key management, financial ratios, and listed exchange details.

Upsurge Investment and Finance Ltd. is an India-based non-banking financial company (NBFC), which is engaged in providing financial advisory, capital-growing and comprehensive managerial services to small and mid-size enterprises (SMEs). The Companys services include corporate advisory, business str...

Key personnel

Mr. Mayank Goyal

Chief Financial Officer

Mrs. Daya Dhavalbhai Savani

Compliance Officer, Company Secretary

Shri. Dayakrishna K. GoyalD

Executive Chairman of the Board, Managing Director

Mrs. Pratibha GoyalD

Non-Executive Non-Independent Director

Mr. Satish GuptaD

Additional Non-Executive Independent Director

Mr. Vivek JainD

Additional Non-Executive Independent Director

Incorporated on

28 Jun 1994

Last Annual

31 Mar 2026

Last Interim

31 Mar 2026

No. of Employees

IPO date

10 Nov 1995

Free Float

62,92,167

Website

https://upsurgeinvestment.com/

Phone no.

+912267425441

Address

Office No. 303, Morya Landmark I, Behind Crystal Plaza Off New Link Road, Andheri (West), , 400053, India

Frequently Asked Questions

What is the current share price of Upsurge Investment & Finance Ltd.?

The current share price of Upsurge Investment & Finance Ltd. is ₹ 72.98 as of 10 Jul 2026.

What is the market capitalisation of Upsurge Investment & Finance Ltd.?

The market capitalisation of Upsurge Investment & Finance Ltd. stands at ₹ 159.98 Cr.

What is the PE ratio of Upsurge Investment & Finance Ltd.?

The Price-to-Earnings (PE) ratio of Upsurge Investment & Finance Ltd. is 49.56 as of the latest trailing twelve months data.

What is the ROE and ROCE of Upsurge Investment & Finance Ltd.?

Upsurge Investment & Finance Ltd. has a Return on Equity (ROE) of 2.91% and a Return on Capital Employed (ROCE) of - as per the latest financial reports.

What is the 52-week high and low of Upsurge Investment & Finance Ltd.?

The 52-week high of Upsurge Investment & Finance Ltd. is - and the 52-week low is -.

What is the dividend yield of Upsurge Investment & Finance Ltd.?

The dividend yield of Upsurge Investment & Finance Ltd. is 0.69% based on the current market price.

What is the FII and DII holding in Upsurge Investment & Finance Ltd.?

Foreign Institutional Investors (FII) hold 0.00%, Domestic Institutional Investors (DII) hold 0.00% and retail/public investors hold 34.31% of Upsurge Investment & Finance Ltd. shares.

What sector does Upsurge Investment & Finance Ltd. belong to?

Upsurge Investment & Finance Ltd. operates in the Financial Services sector.

What is the beta of Upsurge Investment & Finance Ltd.?

The beta of Upsurge Investment & Finance Ltd. is 1.29, indicating its price volatility relative to the broader market. Over the past 1 year, Upsurge Investment & Finance Ltd. has delivered an absolute return of -28.10%.

What is the RSI of Upsurge Investment & Finance Ltd.?

The 14-day Relative Strength Index (RSI) of Upsurge Investment & Finance Ltd. is 68.71, placing it approaching overbought territory. An RSI above 70 is considered overbought and below 30 is considered oversold.

Upsurge Investment & Finance Ltd.

Stock Scores

Key Metrics

Share Price

Stock Analysis

Financial Snapshot

Upsurge Investment & Finance Ltd. Shareholding Pattern

Bulk, Block and Insider Trades

Corporate Actions

Company Profile

Frequently Asked Questions

Stock Analysis

Company Profile

Corporate Actions