538540-BOM

Raama Finance Ltd.

BSE: 538540

Sector: Financial Services

Industry Group: Finance

Industry: Non Banking Financial Company (NBFC)

17.48+0.3 (+1.98%)

17 Jul, 12:00 AM

Overview

Analysis Statements Technicals Forecast Peers Resources News

Stock Scores

Quality Score

Score not available

Value Score

Score not available

Price Momentum Score

Score not available

QVM Score

Score not available

Key Metrics

Market Cap

89.43

P/E (TTM)

27.61

P/B

3.05

P/S (TTM)

7.96

EV/EBITDA

20.68

CAPE (5Y)

479.96

ROE (TTM)

18.53

ROCE (TTM)

19.81

ROA (TTM)

12.87

Avg 3Y ROE

6.37

Earnings 3Y CAGR

297.83

Sales 3Y CAGR

411.24

Sales 5Y CAGR

186.67

Debt/Equity

0.27

Consensus TP

Strong Buy %

Promoter Holding

54.93

Pledged %

0.00

Stock Analysis

Fundamental analysis overview of Raama Finance Ltd. covering key investment insights, growth drivers, risk factors, and potential red flags.

Views

Red Flags

Positive

High and improving ROE

The company reported strong ROE of 18.53% for 12-month ended 31 Mar 2026 and ROE improved by 1826 bps from 1 year ago

What is ROE (FY)?

High and improving operating margin

The company reported strong operating margin of 38.4% for 12-month ended 31 Mar 2026 and operating margin improved by 1284 bps from 1 year ago

What is Operating profit margin?

Strong revenue growth and above median growth of industry

The company delivered strong revenue growth of 12526.2% for 12-month ended 31 Mar 2026 and the growth was 12515.26 percentage points higher than median growth of industry

What is Sales growth (1Y)?

Median: 10.94

Value 12526.2

-519.5340214.8

Strong EPS growth and above median growth of industry

The company delivered strong EPS growth of 5762.07% for 12-month ended 31 Mar 2026 and the growth was 5762.07 percentage points higher than median growth of industry

What is EPS growth (1Y)?

Negative

Low dividend yield

The company has a low dividend yield of 0.0%

What is Dividend yield?

Neutral

Reasonably valued but PB is at a premium to industry median P/B

PB of 3.05 indicates that the stock is reasonably valued on a standalone basis but is at a 169.91% premium to industry median P/B

What is P/B Ratio?

Median: 1.13

Value 3.05

059.26

Low Debt to Equity but increasing

The company has low Debt to Equity of 0.27 as on 31 Mar 2026 but Debt to Equity increased by 0.26 in the last 1 year

What is Debt to Equity?

Financial Snapshot

See detailed analysis

Multi-year trends for Raama Finance Ltd. covering revenue, net profit, ROE, and EBITDA for a quick view of financial health over time.

Net Revenue FY

Profit After Tax FY

ROE FY

ROA FY

Raama Finance Ltd. Shareholding Pattern

Quarterly breakdown of Raama Finance Ltd. ownership including promoter, FII, DII, mutual fund, and public holdings as disclosed to NSE/BSE.

	Mar 2020	Jun 2020	Sep 2020	Dec 2020	Mar 2021	Jun 2021	Sep 2021	Dec 2021	Mar 2022	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026
Total Promoter	11.50	11.50	11.50	11.50	11.50	11.50	11.50	11.50	11.50	11.50	11.50	11.50	11.50	11.50	11.50	11.50	11.50	11.50	11.50	11.50	11.50	11.50	11.50	54.93	54.93
Indian Promoter	11.50	11.50	11.50	11.50	11.50	11.50	11.50	11.50	11.50	11.50	11.50	11.50	11.50	11.50	11.50	11.50	11.50	11.50	11.50	11.50	11.50	11.50	11.50	54.93	54.93
Foreign Promoter	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Institutions	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.00	0.00
Mutual Funds / UTI	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
FI/Bank/Insurance	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.00	0.00
Govt	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
FII	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Other Institutions	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Non-Institution	88.49	88.49	88.49	88.49	88.49	88.49	88.50	88.49	88.49	88.49	88.49	88.49	88.49	88.49	88.49	88.49	88.49	88.50	88.49	88.49	88.49	88.49	88.49	45.07	45.07
Bodies Corporate	19.45	19.68	19.33	19.33	19.33	19.35	19.27	19.26	19.17	18.45	17.65	17.65	17.46	17.00	17.00	17.02	16.64	15.68	17.13	18.06	16.17	16.47	16.81	3.17	3.65
Others (incl. Retail) No. of shareholders	69.04 898	68.81 908	69.16 957	69.16 1,055	69.16 2,187	69.14 2,761	69.23 3,548	69.23 4,555	69.32 4,823	70.04 10,520	70.84 11,107	70.84 11,925	71.03 12,034	71.49 12,107	71.49 12,448	71.47 12,739	71.85 14,367	72.82 14,871	71.36 15,598	70.43 15,698	72.32 15,964	72.02 16,099	71.68 16,043	41.90 15,457	41.42 14,818

Bulk, Block and Insider Trades

Recent bulk deals, block deals, and insider trading activity in Raama Finance Ltd. shares as reported to NSE and BSE.

Name	Date	Type	Price	Qty.	Value
Vishaal Nandam	13 Aug 2025	buy	₹ 5.08	2.91 lac	₹ 14.77 lac
Multiplier Share & Stock Advisors Private Limited	17 Jul 2025	buy	₹ 5.11	1.00 lac	₹ 5.11 lac
Multiplier Share & Stock Advisors Private Limited	17 Jul 2025	sell	₹ 5.03	3.29 lac	₹ 16.57 lac

No corporate action data available.

Company Profile

Overview of Raama Finance Ltd. covering business description, industry classification, key management, financial ratios, and listed exchange details.

Raama Finance Limited, formerly Ramchandra Leasing and Finance Limited, is an India-based non-banking financial company. The Company is engaged in the business of finance and trading in shares and securities, derivatives and others. The Company has only one reportable segment, which is Financial Ser...

Key personnel

Mr. Dhiraj Kumar Jha

Compliance Officer, Company Secretary

Mr. Rajesh Singh KairaD

Managing Director, Executive Director

Mr. Akhil MittalD

Additional Non-Executive Director

Ms. Pratika SharmaD

Additional Non-Executive Director

Ms. Reena SharmaD

Independent Director

Mr. Rohan MehrotraD

Additional Non-Executive Independent Director

Mr. Rohan MehrotraD

Additional Non-Executive Independent Director

Incorporated on

02 Feb 1993

Last Annual

31 Mar 2026

Last Interim

31 Mar 2026

No. of Employees

IPO date

16 Aug 1996

Free Float

3,65,82,037

Website

https://www.ramchandrafinance.com/

Phone no.

+18004106492

Address

F-40, Ground Floor, Sector- 6,, NOIDA, 201301, India

Frequently Asked Questions

What is the current share price of Raama Finance Ltd.?

The current share price of Raama Finance Ltd. is ₹ 17.48 as of 17 Jul 2026.

What is the market capitalisation of Raama Finance Ltd.?

The market capitalisation of Raama Finance Ltd. stands at ₹ 89.43 Cr.

What is the PE ratio of Raama Finance Ltd.?

The Price-to-Earnings (PE) ratio of Raama Finance Ltd. is 27.61 as of the latest trailing twelve months data.

What is the ROE and ROCE of Raama Finance Ltd.?

Raama Finance Ltd. has a Return on Equity (ROE) of 18.53% and a Return on Capital Employed (ROCE) of 19.81% as per the latest financial reports.

What is the 52-week high and low of Raama Finance Ltd.?

The 52-week high of Raama Finance Ltd. is - and the 52-week low is -.

What is the dividend yield of Raama Finance Ltd.?

The dividend yield of Raama Finance Ltd. is 0.00% based on the current market price.

What is the FII and DII holding in Raama Finance Ltd.?

Foreign Institutional Investors (FII) hold 0.00%, Domestic Institutional Investors (DII) hold 0.00% and retail/public investors hold 41.42% of Raama Finance Ltd. shares.

What sector does Raama Finance Ltd. belong to?

Raama Finance Ltd. operates in the Financial Services sector.

What is the beta of Raama Finance Ltd.?

The beta of Raama Finance Ltd. is 0.56, indicating its price volatility relative to the broader market. Over the past 1 year, Raama Finance Ltd. has delivered an absolute return of 357.59%.

What is the RSI of Raama Finance Ltd.?

The 14-day Relative Strength Index (RSI) of Raama Finance Ltd. is 57.66, placing it in the neutral zone. An RSI above 70 is considered overbought and below 30 is considered oversold.

Raama Finance Ltd.

Stock Scores

Key Metrics

Share Price

Stock Analysis

Financial Snapshot

Raama Finance Ltd. Shareholding Pattern

Bulk, Block and Insider Trades

Company Profile

Frequently Asked Questions

Stock Analysis

Company Profile