538646-BOM

Qgo Finance Ltd.

BSE: 538646

Sector: Financial Services

Industry Group: Finance

Industry: Non Banking Financial Company (NBFC)

43.68+1.8 (+4.22%)

17 Jul, 9:59 AM

Overview

Analysis Statements Technicals Forecast Peers Resources News

Stock Scores

Quality Score

Score not available

Value Score

Score not available

Price Momentum Score

Score not available

QVM Score

Score not available

Key Metrics

Market Cap

30.20

P/E (TTM)

8.95

P/B

1.43

P/S (TTM)

1.65

EV/EBITDA

26.98

CAPE (5Y)

12.81

ROE (TTM)

17.18

ROCE (TTM)

12.84

ROA (TTM)

2.90

Avg 3Y ROE

18.02

Earnings 3Y CAGR

24.20

Sales 3Y CAGR

16.43

Sales 5Y CAGR

29.70

Debt/Equity

4.89

Consensus TP

Strong Buy %

Promoter Holding

55.47

Pledged %

0.00

Stock Analysis

Fundamental analysis overview of Qgo Finance Ltd. covering key investment insights, growth drivers, risk factors, and potential red flags.

Views

Red Flags

Positive

High and stable ROE

The company reported strong ROE of 17.18% for 12-month ended 31 Mar 2026 and ROE declined marginally by -110 bps from 1 year ago

What is ROE (FY)?

Consistently pays dividend

The company has not missed dividend payments once in the last 4 financial years

What is Dividend streak?

Negative

High Debt to Equity, not much change from last year

The company has high Debt to Equity of 4.89 as on 31 Mar 2026 and Debt to Equity increased marginally by 0.04 in the last 1 year

What is Debt to Equity?

Neutral

Looks cheap but is at a premium to industry median P/B

PB of 1.43 indicates that the stock is cheap on a standalone basis but is at a 28.83% premium to industry median P/B

What is P/B Ratio?

Median: 1.11

Value 1.43

058.16

Moderate revenue growth and in line with median growth of industry

The company delivered moderate revenue growth of 11.15% for 12-month ended 31 Mar 2026 and the growth was 0.21 percentage points higher than median growth of industry

What is Sales growth (1Y)?

Median: 10.94

Value 11.15

-519.5340214.8

Low EPS growth but above median growth of industry

The company delivered low EPS growth of 9.98% for 12-month ended 31 Mar 2026 but the growth was 9.98 percentage points higher than median growth of industry

What is EPS growth (1Y)?

Moderate dividend yield

The company has a moderate dividend yield of 1.04%

What is Dividend yield?

Financial Snapshot

See detailed analysis

Multi-year trends for Qgo Finance Ltd. covering revenue, net profit, ROE, and EBITDA for a quick view of financial health over time.

Net Revenue FY

Profit After Tax FY

ROE FY

ROA FY

Qgo Finance Ltd. Shareholding Pattern

Quarterly breakdown of Qgo Finance Ltd. ownership including promoter, FII, DII, mutual fund, and public holdings as disclosed to NSE/BSE.

	Mar 2020	Jun 2020	Sep 2020	Dec 2020	Mar 2021	Jun 2021	Sep 2021	Dec 2021	Mar 2022	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026
Total Promoter	75.00	75.00	73.04	66.72	66.72	65.28	63.93	63.93	63.93	63.93	63.93	63.93	63.36	63.36	63.36	63.36	63.36	63.36	63.36	63.36	63.36	63.36	60.48	60.48	55.47
Indian Promoter	75.00	75.00	73.04	66.72	66.72	65.28	63.93	63.93	63.93	63.93	63.93	63.93	63.36	63.36	63.36	63.36	63.36	63.36	63.36	63.36	63.36	63.36	60.48	60.48	55.47
Foreign Promoter	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Institutions	-	-	-	-	-	-	-	-	-	-	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Mutual Funds / UTI	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
FI/Bank/Insurance	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Govt	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
FII	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Other Institutions	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Non-Institution	25.00	25.00	26.96	33.28	33.28	34.72	36.07	36.07	36.07	36.07	36.07	36.07	36.64	36.64	36.64	36.64	36.64	36.64	36.64	36.64	36.64	36.64	39.52	39.52	44.53
Bodies Corporate	0.48	0.32	0.29	0.41	0.56	0.54	0.37	0.48	0.47	0.19	0.21	0.30	2.03	2.03	2.20	2.33	2.41	3.76	3.41	3.43	3.29	3.35	3.44	3.09	3.59
Others (incl. Retail) No. of shareholders	24.52 331	24.68 331	26.67 342	32.87 339	32.72 352	34.18 379	35.70 416	35.59 475	35.60 557	35.88 635	35.86 719	35.77 1,056	34.61 1,192	34.61 1,309	34.44 1,503	34.31 1,671	34.23 2,639	32.88 3,106	33.23 3,790	33.21 4,320	33.35 4,364	33.29 4,357	36.08 4,243	36.43 4,100	40.94 4,045

Bulk, Block and Insider Trades

Recent bulk deals, block deals, and insider trading activity in Qgo Finance Ltd. shares as reported to NSE and BSE.

Name	Month	Transaction	Holding % pre transaction	Average price	Qty.	Transaction value
Mrs. Rachana Singi Promoter & Director	February-2026	Off Market (Disposal) 13th Feb 2026	57.60 %	₹ 42.45	3.48 lac	₹ 1.48 cr
Mrs. Seema Pathak Director	February-2026	Off Market (Acquisition) 13th Feb 2026	3.84 %	₹ 42.45	3.48 lac	₹ 1.48 cr
Mrs. Rachana Singi Promoter & Director	September-2025	Off Market (Disposal) 17th Sep 2025	59.04 %	₹ 46.00	1.00 lac	₹ 46.00 lac
Mrs. Seema Pathak Director	September-2025	Off Market (Acquisition) 17th Sep 2025	2.40 %	₹ 46.00	1.00 lac	₹ 46.00 lac
Mrs. Rachana Singi Promoter & Director	September-2025	Off Market (Disposal) 16th Sep 2025	60.48 %	₹ 48.50	1.00 lac	₹ 48.50 lac
Mrs. Seema Pathak Director	September-2025	Off Market (Acquisition) 16th Sep 2025	0.97 %	₹ 48.50	1.00 lac	₹ 48.50 lac
Mrs. Rachana Singi Promoter & Director	August-2025	Off Market (Disposal) 14th Aug 2025	60.48 %	₹ 0.00	1.00 lac	₹ 49.00

Corporate Actions

History of Qgo Finance Ltd. dividends, bonus issues, stock splits, rights issues, and other corporate events.

Dividend₹ 0.15/share
Record date: 5th Jun 2026Ex-date: 5th Jun 2026
Announced on: 20th May 2026
Dividend₹ 0.15/share
Record date: 20th Feb 2026Ex-date: 20th Feb 2026
Announced on: 3rd Feb 2026
Dividend₹ 0.15/share
Record date: 21st Nov 2025Ex-date: 21st Nov 2025
Announced on: 3rd Nov 2025
Dividend₹ 0.15/share
Record date: 13th Aug 2025Ex-date: 13th Aug 2025
Announced on: 29th Jul 2025
Dividend₹ 0.15/share
Record date: 6th Jun 2025Ex-date: 6th Jun 2025
Announced on: 20th May 2025

Company Profile

Overview of Qgo Finance Ltd. covering business description, industry classification, key management, financial ratios, and listed exchange details.

QGO Finance Limited is an India-based Non-Banking Financial Company (NBFC). The Company is engaged in providing financial services. The Company is engaged in financing construction projects, along with retail loans. It provides a range of products to its customers, such as business loan, retail loan...

Key personnel

Mr. Alok Pathak

Chief Financial Officer

Ms. Urmi Mohan Joiser

Compliance Officer, Company Secretary

Rear Adm. (Retd.) Vineet BakhshiD

Independent Non-Executive Chairman of the Board

Mrs. Rachana Abhishek SingiD

Managing Director, Executive Director

Mrs. Seema PathakD

Non-Executive Non-Independent Director

Mr. Virendra JainD

Non-Executive Independent Director

Incorporated on

28 Jul 1993

Last Annual

31 Mar 2026

Last Interim

31 Mar 2026

No. of Employees

IPO date

16 Sep 2014

Free Float

18,83,516

Website

https://qgofinance.com/

Phone no.

+912249762795

Address

3rd Floor, A-514,, TTC Industrial Area,, MIDC, Mahape,, NAVI MUMBAI, 400701, India

Frequently Asked Questions

What is the current share price of Qgo Finance Ltd.?

The current share price of Qgo Finance Ltd. is ₹ 43.68 as of 17 Jul 2026.

What is the market capitalisation of Qgo Finance Ltd.?

The market capitalisation of Qgo Finance Ltd. stands at ₹ 30.20 Cr.

What is the PE ratio of Qgo Finance Ltd.?

The Price-to-Earnings (PE) ratio of Qgo Finance Ltd. is 8.95 as of the latest trailing twelve months data.

What is the ROE and ROCE of Qgo Finance Ltd.?

Qgo Finance Ltd. has a Return on Equity (ROE) of 17.18% and a Return on Capital Employed (ROCE) of 12.84% as per the latest financial reports.

What is the 52-week high and low of Qgo Finance Ltd.?

The 52-week high of Qgo Finance Ltd. is - and the 52-week low is -.

What is the dividend yield of Qgo Finance Ltd.?

The dividend yield of Qgo Finance Ltd. is 1.04% based on the current market price.

What is the FII and DII holding in Qgo Finance Ltd.?

Foreign Institutional Investors (FII) hold 0.00%, Domestic Institutional Investors (DII) hold 0.00% and retail/public investors hold 40.94% of Qgo Finance Ltd. shares.

What sector does Qgo Finance Ltd. belong to?

Qgo Finance Ltd. operates in the Financial Services sector.

What is the beta of Qgo Finance Ltd.?

The beta of Qgo Finance Ltd. is 0.93, indicating its price volatility relative to the broader market. Over the past 1 year, Qgo Finance Ltd. has delivered an absolute return of -11.39%.

What is the RSI of Qgo Finance Ltd.?

The 14-day Relative Strength Index (RSI) of Qgo Finance Ltd. is 50.95, placing it in the neutral zone. An RSI above 70 is considered overbought and below 30 is considered oversold.

Qgo Finance Ltd.

Stock Scores

Key Metrics

Share Price

Stock Analysis

Financial Snapshot

Qgo Finance Ltd. Shareholding Pattern

Bulk, Block and Insider Trades

Corporate Actions

Company Profile

Frequently Asked Questions

Stock Analysis

Company Profile

Corporate Actions