538857-BOM

The stock has been placed in Graded Surveillance Measure (GSM) list GSM - 0.

Scintilla Commercial & Credit Ltd.

BSE: 538857

Sector: Financial Services

Industry Group: Finance

Industry: Non Banking Financial Company (NBFC)

12.00-0.3 (-2.44%)

17 Jul, 12:00 AM

Overview

Analysis Statements Technicals Forecast Peers Resources News

Stock Scores

Quality Score

Score not available

Value Score

Score not available

Price Momentum Score

Score not available

QVM Score

Score not available

Key Metrics

Market Cap

12.03

P/E (TTM)

P/B

1.22

P/S (TTM)

18.52

EV/EBITDA

25.75

CAPE (5Y)

ROE (TTM)

-1.90

ROCE (TTM)

4.22

ROA (TTM)

-1.75

Avg 3Y ROE

-7.75

Earnings 3Y CAGR

-131.07

Sales 3Y CAGR

6.49

Sales 5Y CAGR

3.13

Debt/Equity

0.09

Consensus TP

Strong Buy %

Promoter Holding

18.81

Pledged %

0.00

Stock Analysis

Fundamental analysis overview of Scintilla Commercial & Credit Ltd. covering key investment insights, growth drivers, risk factors, and potential red flags.

Views

Red Flags

Positive

Stock is cheap and reasonably valued with respect to the industry

PB of 1.22 indicates that the stock is cheap on a standalone basis. Premium to industry median P/B is modest at 7.96%

What is P/B Ratio?

Median: 1.13

Value 1.22

059.26

High and improving operating margin

The company reported strong operating margin of 69.79% for 12-month ended 31 Mar 2026 and operating margin improved by 396 bps from 1 year ago

What is Operating profit margin?

Low Debt to Equity, not much change from last year

The company has low Debt to Equity of 0.09 as on 31 Mar 2026 and Debt to Equity increased marginally by 0.01 in the last 1 year

What is Debt to Equity?

Consistently pays dividend

The company has not missed dividend payments once in the last 10 financial years

What is Dividend streak?

Negative

Low and declining ROE

The company reported low ROE of -1.9% for 12-month ended 31 Mar 2026 and ROE declined by -225 bps from 1 year ago

What is ROE (FY)?

Low revenue growth and lower than median growth of industry

The company delivered moderate revenue growth of 4.94% for 12-month ended 31 Mar 2026 and the growth was 6.0 percentage points lower than median growth of industry

What is Sales growth (1Y)?

Median: 10.94

Value 4.94

-519.5340214.8

Low EPS growth and lower than median growth of industry

The company delivered moderate EPS growth of -652.33% for 12-month ended 31 Mar 2026 and the growth was 652.33 percentage points lower than median growth of industry

What is EPS growth (1Y)?

Low dividend yield

The company has a low dividend yield of 0.0%

What is Dividend yield?

Neutral

Not enough talking points with neutral stance

Financial Snapshot

See detailed analysis

Multi-year trends for Scintilla Commercial & Credit Ltd. covering revenue, net profit, ROE, and EBITDA for a quick view of financial health over time.

Net Revenue FY

Profit After Tax FY

ROE FY

ROA FY

Scintilla Commercial & Credit Ltd. Shareholding Pattern

Quarterly breakdown of Scintilla Commercial & Credit Ltd. ownership including promoter, FII, DII, mutual fund, and public holdings as disclosed to NSE/BSE.

	Mar 2020	Jun 2020	Sep 2020	Dec 2020	Mar 2021	Jun 2021	Sep 2021	Dec 2021	Mar 2022	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026
Total Promoter	18.81	18.81	18.81	18.81	18.81	18.81	18.81	18.81	18.81	18.81	18.81	18.81	18.81	18.81	18.81	18.81	18.81	18.81	18.81	18.81	18.81	18.81	18.81	18.81	18.81
Indian Promoter	18.81	18.81	18.81	18.81	18.81	18.81	18.81	18.81	18.81	18.81	18.81	18.81	18.81	18.81	18.81	18.81	18.81	18.81	18.81	18.81	18.81	18.81	18.81	18.81	18.81
Foreign Promoter	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Institutions	-	-	-	-	-	-	-	-	-	-	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Mutual Funds / UTI	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
FI/Bank/Insurance	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Govt	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
FII	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Other Institutions	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Non-Institution	81.19	81.19	81.19	81.19	81.19	81.19	81.19	81.19	81.19	81.19	81.19	81.19	81.19	81.19	81.19	81.19	81.19	81.19	81.19	81.19	81.19	81.19	81.19	81.19	81.19
Bodies Corporate	31.94	-	-	-	-	-	-	-	-	-	46.33	46.33	46.30	46.30	46.20	45.03	44.67	44.56	44.51	44.51	44.48	44.95	44.98	45.07	44.93
Others (incl. Retail) No. of shareholders	49.25 1,135	81.19 1,150	81.19 1,151	81.19 1,162	81.19 1,170	81.19 1,171	81.19 1,170	81.19 1,170	81.19 1,172	81.19 1,236	34.86 1,227	34.86 1,412	34.89 1,415	34.89 1,413	34.99 1,446	36.16 1,465	36.52 1,484	36.63 1,598	36.68 1,670	36.68 1,781	36.71 1,787	36.24 1,823	36.21 1,864	36.12 1,887	36.26 1,913

Bulk, Block and Insider Trades

Recent bulk deals, block deals, and insider trading activity in Scintilla Commercial & Credit Ltd. shares as reported to NSE and BSE.

Name	Date	Type	Price	Qty.	Value
Jr Seamless Private Limited	01 Jun 2026	buy	₹ 11.49	52.10 k	-
Jr Seamless Private Limited	29 May 2026	sell	₹ 12.69	502.00	-
Jr Seamless Private Limited	29 May 2026	buy	₹ 11.49	53.87 k	-
Sachinbhanubhaimanseta	27 May 2026	sell	₹ 11.05	56.90 k	-
Neo Apex Share Broking Services Llp	25 May 2026	sell	₹ 10.48	83.26 k	-
Jr Seamless Private Limited	25 May 2026	buy	₹ 10.49	82.45 k	-
Neo Apex Share Broking Services Llp	22 May 2026	sell	₹ 11.03	1.17 lac	-
Jr Seamless Private Limited	22 May 2026	buy	₹ 11.03	56.07 k	-
Patanjali Agro India Private Limited	21 May 2026	sell	₹ 11.58	2.70 lac	-
Jr Seamless Private Limited	21 May 2026	buy	₹ 11.58	3.00 lac	-

…

No corporate action data available.

Company Profile

Overview of Scintilla Commercial & Credit Ltd. covering business description, industry classification, key management, financial ratios, and listed exchange details.

Scintilla Commercial & Credit Limited is an India-based non-banking financial company (NBFC). The Company is engaged in the business of providing loans and advances, investment in shares of other companies. The Companys business operations are in one business segment, namely Investment and Finance. ...

Key personnel

Mr. Manoj Biyani

Chief Financial Officer

Ms. Priyanka Mohta

Compliance Officer, Company Secretary

Shri. Jitendra Kumar GoyalD

Managing Director, Director

Ms. Manisha KhandelwalD

Non-Executive Director

Ms. Bharti RangaD

Non-Executive Director

Ms. Pooja KalanouriaD

Additional Independent Woman Director

Mrs. Meena AgarwalD

Additional Non-Executive Independent Director

Ms. Ritu AgarwalD

Non-Executive Independent Director

View all

Incorporated on

29 Jan 1990

Last Annual

31 Mar 2026

Last Interim

31 Mar 2026

No. of Employees

IPO date

29 Aug 1996

Free Float

49,09,456

Website

https://www.scintilla.co.in/

Phone no.

+913322485664

Address

9/12, Lal Bazar Street, Merchantile Building Block E, 2nd Floor, KOLKATA, 700001, India

Frequently Asked Questions

What is the current share price of Scintilla Commercial & Credit Ltd.?

The current share price of Scintilla Commercial & Credit Ltd. is ₹ 12.00 as of 17 Jul 2026.

What is the market capitalisation of Scintilla Commercial & Credit Ltd.?

The market capitalisation of Scintilla Commercial & Credit Ltd. stands at ₹ 12.03 Cr.

What is the PE ratio of Scintilla Commercial & Credit Ltd.?

The Price-to-Earnings (PE) ratio of Scintilla Commercial & Credit Ltd. is - as of the latest trailing twelve months data.

What is the ROE and ROCE of Scintilla Commercial & Credit Ltd.?

Scintilla Commercial & Credit Ltd. has a Return on Equity (ROE) of -1.90% and a Return on Capital Employed (ROCE) of 4.22% as per the latest financial reports.

What is the 52-week high and low of Scintilla Commercial & Credit Ltd.?

The 52-week high of Scintilla Commercial & Credit Ltd. is - and the 52-week low is -.

What is the dividend yield of Scintilla Commercial & Credit Ltd.?

The dividend yield of Scintilla Commercial & Credit Ltd. is 0.00% based on the current market price.

What is the FII and DII holding in Scintilla Commercial & Credit Ltd.?

Foreign Institutional Investors (FII) hold 0.00%, Domestic Institutional Investors (DII) hold 0.00% and retail/public investors hold 36.26% of Scintilla Commercial & Credit Ltd. shares.

What sector does Scintilla Commercial & Credit Ltd. belong to?

Scintilla Commercial & Credit Ltd. operates in the Financial Services sector.

What is the beta of Scintilla Commercial & Credit Ltd.?

The beta of Scintilla Commercial & Credit Ltd. is 0.14, indicating its price volatility relative to the broader market.

What is the RSI of Scintilla Commercial & Credit Ltd.?

The 14-day Relative Strength Index (RSI) of Scintilla Commercial & Credit Ltd. is 50.82, placing it in the neutral zone. An RSI above 70 is considered overbought and below 30 is considered oversold.

Scintilla Commercial & Credit Ltd.

Stock Scores

Key Metrics

Share Price

Stock Analysis

Financial Snapshot

Scintilla Commercial & Credit Ltd. Shareholding Pattern

Bulk, Block and Insider Trades

Company Profile

Frequently Asked Questions

Stock Analysis

Company Profile