541358-BOM

Unifinz Capital India Ltd.

BSE: 541358

Sector: Financial Services

Industry Group: Finance

Industry: Non Banking Financial Company (NBFC)

107.10-3.8 (-3.47%)

28 Jul, 3:30 PM

Overview

Analysis Statements Technicals Forecast Peers Resources News

Stock Scores

Quality Score

47.7 / 100

Value Score

91.6 / 100

Price Momentum Score

64.7 / 100

QVM Score

85.5 / 100

Key Metrics

Market Cap

491.15

P/E (TTM)

5.64

P/B

2.99

P/S (TTM)

0.98

EV/EBITDA

2.14

CAPE (5Y)

19.20

ROE (TTM)

72.11

ROCE (TTM)

123.15

ROA (TTM)

28.80

Avg 3Y ROE

31.57

Earnings 3Y CAGR

Sales 3Y CAGR

280.38

Sales 5Y CAGR

235.61

Debt/Equity

1.69

Consensus TP

Strong Buy %

Promoter Holding

19.84

Pledged %

0.00

Stock Analysis

Fundamental analysis overview of Unifinz Capital India Ltd. covering key investment insights, growth drivers, risk factors, and potential red flags.

Views

Red Flags

Positive

Not enough talking points with positive stance

Negative

Low dividend yield

The company has a low dividend yield of 0.45%

What is Dividend yield?

Neutral

Reasonably valued but PB is at a premium to industry median P/B

PB of 2.99 indicates that the stock is reasonably valued on a standalone basis but is at a 171.82% premium to industry median P/B

What is P/B Ratio?

Median: 1.1

Value 2.99

058.71

Financial Snapshot

See detailed analysis

Multi-year trends for Unifinz Capital India Ltd. covering revenue, net profit, ROE, and EBITDA for a quick view of financial health over time.

Net Revenue FY

Profit After Tax FY

ROE FY

ROA FY

Unifinz Capital India Ltd. Shareholding Pattern

Quarterly breakdown of Unifinz Capital India Ltd. ownership including promoter, FII, DII, mutual fund, and public holdings as disclosed to NSE/BSE.

	Mar 2020	Jun 2020	Sep 2020	Dec 2020	Mar 2021	Jun 2021	Sep 2021	Dec 2021	Mar 2022	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
Total Promoter	71.86	71.86	71.86	71.86	71.86	71.86	71.86	71.86	71.86	71.86	71.86	71.86	71.86	71.86	71.86	71.86	70.44	70.44	66.58	33.83	24.98	24.98	24.93	24.64	24.64	19.84
Indian Promoter	71.86	71.86	71.86	71.86	71.86	71.86	71.86	71.86	71.86	71.86	71.86	71.86	71.86	71.86	71.86	71.86	70.44	70.44	66.58	33.83	24.98	24.98	24.93	24.64	24.64	19.84
Foreign Promoter	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Institutions	-	-	-	-	-	-	-	-	-	-	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	11.29	11.29	11.29	11.29	11.29	11.29
Mutual Funds / UTI	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
FI/Bank/Insurance	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Govt	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
FII	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	11.29	11.29	11.29	11.29	11.29	11.29
Other Institutions	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Non-Institution	28.14	28.14	28.14	28.14	28.14	28.14	28.14	28.14	28.14	28.14	28.14	28.14	28.14	28.14	28.14	28.14	29.56	29.56	33.42	66.17	63.72	63.72	63.77	64.06	64.06	68.87
Bodies Corporate	3.18	3.18	3.18	-	7.06	7.06	7.06	7.58	9.13	9.40	9.12	8.26	8.44	8.48	8.48	8.29	4.11	3.95	3.54	13.34	7.71	8.20	8.18	8.23	8.55	10.39
Others (incl. Retail) No. of shareholders	24.96 78	24.96 78	24.96 78	28.14 101	21.08 109	21.08 116	21.08 123	20.56 126	19.01 133	18.74 155	19.02 169	19.88 265	19.70 262	19.66 249	19.66 248	19.85 258	25.45 329	25.61 310	29.88 351	52.83 404	56.01 481	55.52 533	55.59 796	55.83 2,170	55.51 2,011	58.48 2,002

Bulk, Block and Insider Trades

Recent bulk deals, block deals, and insider trading activity in Unifinz Capital India Ltd. shares as reported to NSE and BSE.

Name	Month	Transaction	Holding % pre transaction	Average price	Qty.	Transaction value
KIRAN MITTAL Promoter	December-2025	Market Sale (Disposal) 18th Dec 2025	10.97 %	₹ 528.70	11.90 k	₹ 62.94 lac
KIRAN MITTAL Promoter	December-2025	Market Sale (Disposal) 18th Dec 2025	11.10 %	₹ 528.44	12.55 k	₹ 66.32 lac
KIRAN MITTAL Promoter	December-2025	Market Sale (Disposal) 18th Dec 2025	11.25 %	₹ 585.00	177.00	₹ 1.04 lac
KIRAN MITTAL Promoter	December-2025	Market Sale (Disposal) 18th Dec 2025	11.52 %	₹ 591.00	140.00	₹ 82.74 k
MRS. KIRAN MITTAL Promoter	September-2025	Market Sale (Disposal) 1st Sep 2025	11.29 %	₹ 577.81	4.05 k	₹ 23.39 lac

Corporate Actions

History of Unifinz Capital India Ltd. dividends, bonus issues, stock splits, rights issues, and other corporate events.

Dividend₹ 0.50/share
Record date: 6th Apr 2026Ex-date: 6th Apr 2026
Announced on: 24th Mar 2026
Bonus4 new shares for 1 existing shares
Ex-date: 19th Dec 2025Announced on: 12th Dec 2025
Dividend₹ 0.50/share
Record date: 4th Apr 2025Ex-date: 4th Apr 2025
Announced on: 26th Mar 2025

Company Profile

Overview of Unifinz Capital India Ltd. covering business description, industry classification, key management, financial ratios, and listed exchange details.

Unifinz Capital India Limited is an India-based non-banking financial company (NBFC). The Company is engaged in the business of consumer lending. It provides a range of financial services, including loans, asset financing, hire-purchase, and leasing. Lendingplate is the brand name under which the Co...

Incorporated on

02 Jun 1982

Last Annual

31 Mar 2026

Last Interim

31 Mar 2026

No. of Employees

517

IPO date

31 Mar 2015

Free Float

91,36,550

Website

https://www.unifinz.in/

Phone no.

+917373737316

Address

MCT House First Floor New friends Colony Near Sukhdev Vihar Metro station, Kalkaji, , 110025, India

Frequently Asked Questions

What is the current share price of Unifinz Capital India Ltd.?

The current share price of Unifinz Capital India Ltd. is ₹ 107.10 as of 28 Jul 2026.

What is the market capitalisation of Unifinz Capital India Ltd.?

The market capitalisation of Unifinz Capital India Ltd. stands at ₹ 491.15 Cr.

What is the PE ratio of Unifinz Capital India Ltd.?

The Price-to-Earnings (PE) ratio of Unifinz Capital India Ltd. is 5.64 as of the latest trailing twelve months data.

What is the ROE and ROCE of Unifinz Capital India Ltd.?

Unifinz Capital India Ltd. has a Return on Equity (ROE) of 72.11% and a Return on Capital Employed (ROCE) of 123.15% as per the latest financial reports.

What is the 52-week high and low of Unifinz Capital India Ltd.?

The 52-week high of Unifinz Capital India Ltd. is - and the 52-week low is -.

What is the dividend yield of Unifinz Capital India Ltd.?

The dividend yield of Unifinz Capital India Ltd. is 0.45% based on the current market price.

What is the FII and DII holding in Unifinz Capital India Ltd.?

Foreign Institutional Investors (FII) hold 11.29%, Domestic Institutional Investors (DII) hold 0.00% and retail/public investors hold 58.48% of Unifinz Capital India Ltd. shares.

What sector does Unifinz Capital India Ltd. belong to?

Unifinz Capital India Ltd. operates in the Financial Services sector.

What is the beta of Unifinz Capital India Ltd.?

The beta of Unifinz Capital India Ltd. is 1.05, indicating its price volatility relative to the broader market. Over the past 1 year, Unifinz Capital India Ltd. has delivered an absolute return of -5.65%.

What is the RSI of Unifinz Capital India Ltd.?

The 14-day Relative Strength Index (RSI) of Unifinz Capital India Ltd. is 50.06, placing it in the neutral zone. An RSI above 70 is considered overbought and below 30 is considered oversold.

Unifinz Capital India Ltd.

Stock Scores

Key Metrics

Share Price

Stock Analysis

Financial Snapshot

Unifinz Capital India Ltd. Shareholding Pattern

Bulk, Block and Insider Trades

Corporate Actions

Company Profile

Frequently Asked Questions

Corporate Actions

Company Profile

Stock Analysis