CUB

City Union Bank Ltd.

NSE: CUB

BSE: 532210

Sector: Financial Services

Industry Group: Banks

Industry: Private Sector Bank

232.97-5.5 (-2.31%)

8 Sep, 12:00 AM

Overview

Analysis Statements Technicals Forecast Peers Resources News

Stock Scores

Quality Score

60.5 / 100

Value Score

78.3 / 100

Price Momentum Score

83.6 / 100

QVM Score

93.8 / 100

Key Metrics

Market Cap

23082.40

P/E (TTM)

16.45

P/B

2.18

P/S (TTM)

3.18

EV/EBITDA

12.06

CAPE (5Y)

21.69

ROE (TTM)

13.24

ROCE (TTM)

11.89

ROA (TTM)

1.52

Avg 3Y ROE

12.88

Earnings 3Y CAGR

14.32

Sales 3Y CAGR

11.33

Sales 5Y CAGR

9.51

Debt/Equity

0.55

Consensus TP

260.00

Strong Buy %

44.00

Promoter Holding

Pledged %

Stock Analysis

Fundamental analysis overview of City Union Bank Ltd. covering key investment insights, growth drivers, risk factors, and potential red flags.

Views

Red Flags

Positive

Strong price momentum

Price Momentum score of 83.6 indicates that the stock has strong price momentum. Research has shown that stocks with higher momentum continue to outperform in the near term

What is Price Momentum score?

83.6 / 100

Analysts have been raising forward EPS estimates

Analyst EPS estimate (consensus) for forward EPS has increased by 4.15% in the last 3 months, indicating earnings momentum

What is Earnings upgrade (3M)?

Strong revenue growth and above median growth of industry

The company delivered strong revenue growth of 21.45% for 12-month ended 30 Jun 2026 and the growth was 13.52 percentage points higher than median growth of industry

What is Sales growth (1Y)?

Median: 7.93

Value 21.45

-5.5721.45

Strong EPS growth and above median growth of industry

The company delivered strong EPS growth of 23.91% for 12-month ended 30 Jun 2026 and the growth was 9.93 percentage points higher than median growth of industry

What is EPS growth (1Y)?

Low and declining Gross NPA

The company has low Gross NPA of 1.91% as on 30 Jun 2026 and Gross NPA decreased by 1.08 in the last 1 year

What is Gross NPA (%)?

Consistently pays dividend

The company has not missed dividend payments once in the last 5 financial years

What is Dividend streak?

Negative

Low dividend yield

The company has a low dividend yield of 0.86%

What is Dividend yield?

Neutral

Reasonably valued but PB is at a premium to industry median P/B

PB of 2.18 indicates that the stock is reasonably valued on a standalone basis but is at a 59.12% premium to industry median P/B

What is P/B Ratio?

Median: 1.37

Value 2.18

0.823.88

Moderate and stable Net Interest Margin (NIM)

The company reported moderate Net Interest Margin (NIM) of 3.36% for 12-month ended 30 Jun 2026 and Net Interest Margin (NIM) improved marginally by 11 bps from 1 year ago

What is Net interest margin?

Moderate and stable ROE

The company reported moderate ROE of 13.24% for 12-month ended 30 Jun 2026 and ROE improved marginally by 66 bps from 1 year ago

What is ROE (FY)?

Financial Snapshot

See detailed analysis

Multi-year trends for City Union Bank Ltd. covering revenue, net profit, ROE, and EBITDA for a quick view of financial health over time.

Net Revenue FY

Profit After Tax FY

ROE FY

ROA FY

City Union Bank Ltd. Shareholding Pattern

Quarterly breakdown of City Union Bank Ltd. ownership including promoter, FII, DII, mutual fund, and public holdings as disclosed to NSE/BSE.

	Mar 2020	Jun 2020	Sep 2020	Dec 2020	Mar 2021	Jun 2021	Sep 2021	Dec 2021	Mar 2022	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
Total Promoter	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Indian Promoter	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Foreign Promoter	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Institutions	52.88	51.75	46.19	56.23	57.11	58.80	58.25	59.94	59.34	59.81	61.46	61.49	61.14	58.45	56.85	59.00	56.46	59.01	59.57	61.02	61.10	62.61	62.71	63.73	64.10	63.50
Mutual Funds / UTI	27.43	25.35	26.78	27.61	28.97	30.95	31.37	32.82	30.63	31.02	29.26	28.82	28.78	27.74	28.06	27.33	24.53	26.92	29.04	28.64	27.99	28.77	28.74	31.19	31.82	34.24
FI/Bank/Insurance	4.15	4.16	0.00	4.13	9.53	10.17	10.05	10.44	9.94	9.97	8.90	6.62	4.97	4.70	4.51	4.67	4.66	5.17	3.98	4.39	4.54	5.75	7.03	8.00	7.80	9.39
Govt	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
FII	20.79	21.65	18.67	18.65	18.02	17.15	16.14	16.00	18.12	18.16	21.32	23.75	24.95	25.33	23.66	26.60	26.96	26.44	26.01	27.44	28.04	27.38	25.96	23.49	23.37	18.65
Other Institutions	0.51	0.59	0.74	5.85	0.60	0.53	0.68	0.68	0.65	0.66	1.98	2.30	2.43	0.68	0.61	0.39	0.31	0.46	0.55	0.56	0.54	0.71	0.98	1.04	1.11	1.21
Non-Institution	47.12	48.25	53.81	43.77	42.89	41.20	41.75	40.06	40.66	40.19	38.54	38.52	38.86	41.54	43.15	41.01	43.54	40.99	40.43	38.98	38.90	37.39	37.29	36.27	35.90	36.50
Bodies Corporate	4.57	3.68	3.72	3.58	3.20	2.99	2.89	2.59	2.77	2.82	2.74	2.96	3.12	2.06	2.12	2.30	2.37	2.13	2.23	2.27	2.25	2.11	2.16	2.03	1.94	2.02
Others (incl. Retail) No. of shareholders	42.55 1,06,369	44.57 1,24,374	50.09 1,28,283	40.19 1,34,859	39.69 1,40,603	38.21 1,38,800	38.86 1,43,877	37.47 1,47,528	37.89 1,52,639	37.37 1,47,281	35.80 1,34,535	35.56 1,44,280	35.74 1,47,305	39.48 1,84,033	41.03 2,08,029	38.71 2,15,218	41.17 2,47,995	38.86 2,29,153	38.20 2,33,413	36.71 2,27,177	36.65 2,22,742	35.28 2,09,423	35.13 2,08,843	34.24 2,14,313	33.96 2,06,418	34.48 2,14,026

Holdings and Presence

Indices and prominent investors with a stake in this stock.

Index Presence

#	Index	Weight	Rank
1	Nifty Smallcap 50	2.56%	11 / 49
2	Nifty Smallcap 250	0.93%	13 / 249
3	Nifty 500	0.1%	188 / 499
4	Nifty Total Market	0.1%	197 / 749

Bulk, Block and Insider Trades

Recent bulk deals, block deals, and insider trading activity in City Union Bank Ltd. shares as reported to NSE and BSE.

Name	Month	Transaction	Holding % pre transaction	Average price	Qty.	Transaction value
J SRIDHARAN Designated Person	April-2021	Market Sale (Disposal) 5th Apr 2021	0.01 %	₹ 157.41	18.00 k	₹ 28.33 lac

Corporate Actions

History of City Union Bank Ltd. dividends, bonus issues, stock splits, rights issues, and other corporate events.

Dividend₹ 2/share
Record date: 31st Jul 2026Ex-date: 31st Jul 2026
Announced on: 27th Apr 2026
Bonus1 new shares for 3 existing shares
Ex-date: 12th Jun 2026Announced on: 27th Apr 2026
Dividend₹ 2/share
Record date: 1st Aug 2025Ex-date: 1st Aug 2025
Announced on: 2nd May 2025
Dividend₹ 1/share
Record date: 9th Aug 2024Ex-date: 9th Aug 2024
Announced on: 20th May 2024
Dividend₹ 0.50/share
Record date: 9th Aug 2024Ex-date: 9th Aug 2024
Announced on: 2nd Aug 2024

Company Profile

Overview of City Union Bank Ltd. covering business description, industry classification, key management, financial ratios, and listed exchange details.

City Union Bank Limited (the Bank) is an India-based banking company. The Bank provides a range of banking and financial services, including commercial banking and treasury operations. The Banks segments include Treasury, Corporate/wholesale banking, Retail banking and other banking operations. Its ...

Key personnel

Shri. J. Sadagopan

Chief Financial Officer

Shri. Venkataramanan S.

Compliance Officer, Company Secretary

Shri. Gurumoorthy MahalingamD

Non-Executive Independent Part-Time Chairman of the Board

Shri. R. Vijay AnandhD

Chief Executive Officer, Managing Director, Executive Director

Shri. Ramesh VenkataramanD

Executive Director

Prof. Veezhinathan Kamakoti, Ph.D.D

Non-Executive Independent Director

Shri. Ramabadran MohanD

Non-Executive Independent Director

Smt. Lalitha RameswaranD

Non-Executive Independent Director

View all

Incorporated on

31 Oct 1904

Last Annual

31 Mar 2026

Last Interim

30 Jun 2026

No. of Employees

8,894

IPO date

22 Jun 1998

Free Float

90,16,64,005

Website

https://www.cityunionbank.com/

Phone no.

+914352402322

Address

Narayana,No.24-B,, Gandhi Nagar, KUMBAKONAM, 612001, India

Frequently Asked Questions

What is the current share price of City Union Bank Ltd.?

The current share price of City Union Bank Ltd. is ₹ 232.97 as of 8 Sep 2026.

What is the market capitalisation of City Union Bank Ltd.?

The market capitalisation of City Union Bank Ltd. stands at ₹ 23,082.40 Cr.

What is the PE ratio of City Union Bank Ltd.?

The Price-to-Earnings (PE) ratio of City Union Bank Ltd. is 16.45 as of the latest trailing twelve months data.

What is the ROE and ROCE of City Union Bank Ltd.?

City Union Bank Ltd. has a Return on Equity (ROE) of 13.24% and a Return on Capital Employed (ROCE) of 11.89% as per the latest financial reports.

What is the 52-week high and low of City Union Bank Ltd.?

The 52-week high of City Union Bank Ltd. is - and the 52-week low is -.

What is the dividend yield of City Union Bank Ltd.?

The dividend yield of City Union Bank Ltd. is 0.86% based on the current market price.

What is the FII and DII holding in City Union Bank Ltd.?

Foreign Institutional Investors (FII) hold 18.65%, Domestic Institutional Investors (DII) hold 43.63% and retail/public investors hold 34.48% of City Union Bank Ltd. shares.

What sector does City Union Bank Ltd. belong to?

City Union Bank Ltd. operates in the Financial Services sector. 76% of analysts have a Buy or Strong Buy rating on City Union Bank Ltd. with a consensus target price of ₹ 260.00, implying 11.6% upside from current levels.

What is the beta of City Union Bank Ltd.?

The beta of City Union Bank Ltd. is 1.14, indicating its price volatility relative to the broader market. Over the past 1 year, City Union Bank Ltd. has delivered an absolute return of 54.76%.

What is the RSI of City Union Bank Ltd.?

The 14-day Relative Strength Index (RSI) of City Union Bank Ltd. is 57.49, placing it in the neutral zone. An RSI above 70 is considered overbought and below 30 is considered oversold.

City Union Bank Ltd.

Stock Scores

Key Metrics

Share Price

Stock Analysis

Financial Snapshot

City Union Bank Ltd. Shareholding Pattern

Holdings and Presence

Bulk, Block and Insider Trades

Corporate Actions

Company Profile

Frequently Asked Questions

Stock Analysis

Holdings and Presence

Corporate Actions

Company Profile