KARURVYSYA

Karur Vysya Bank Ltd.

NSE: KARURVYSYA

BSE: 590003

Sector: Financial Services

Industry Group: Banks

Industry: Private Sector Bank

341.15-0.6 (-0.16%)

8 Sep, 12:00 AM

Overview

Analysis Statements Technicals Forecast Peers Resources News

Stock Scores

Quality Score

38.8 / 100

Value Score

63.9 / 100

Price Momentum Score

82.4 / 100

QVM Score

72.0 / 100

Key Metrics

Market Cap

32979.40

P/E (TTM)

12.02

P/B

2.34

P/S (TTM)

2.85

EV/EBITDA

8.52

CAPE (5Y)

19.41

ROE (TTM)

19.28

ROCE (TTM)

21.12

ROA (TTM)

1.96

Avg 3Y ROE

18.06

Earnings 3Y CAGR

30.35

Sales 3Y CAGR

15.37

Sales 5Y CAGR

16.74

Debt/Equity

0.24

Consensus TP

365.00

Strong Buy %

61.11

Promoter Holding

2.07

Pledged %

3.85

Stock Analysis

Fundamental analysis overview of Karur Vysya Bank Ltd. covering key investment insights, growth drivers, risk factors, and potential red flags.

Views

Red Flags

Positive

Strong price momentum

Price Momentum score of 82.4 indicates that the stock has strong price momentum. Research has shown that stocks with higher momentum continue to outperform in the near term

What is Price Momentum score?

82.4 / 100

Analysts have been raising forward EPS estimates

Analyst EPS estimate (consensus) for forward EPS has increased by 2.36% in the last 3 months, indicating earnings momentum

What is Earnings upgrade (3M)?

High and improving ROE

The company reported strong ROE of 19.28% for 12-month ended 30 Jun 2026 and ROE improved by 160 bps from 1 year ago

What is ROE (FY)?

Moderate revenue growth and above median growth of industry

The company delivered moderate revenue growth of 18.66% for 12-month ended 30 Jun 2026 and the growth was 10.73 percentage points higher than median growth of industry

What is Sales growth (1Y)?

Median: 7.93

Value 18.66

-5.5721.45

Strong EPS growth and above median growth of industry

The company delivered strong EPS growth of 36.91% for 12-month ended 30 Jun 2026 and the growth was 22.93 percentage points higher than median growth of industry

What is EPS growth (1Y)?

Low Gross NPA, not much change from last year

The company has low Gross NPA of 0.75% as on 30 Jun 2026 and Gross NPA increased marginally by 0.09 in the last 1 year

What is Gross NPA (%)?

Consistently pays dividend

The company has not missed dividend payments once in the last 5 financial years

What is Dividend streak?

Negative

Low dividend yield

The company has a low dividend yield of 0.76%

What is Dividend yield?

Neutral

Reasonably valued but PB is at a premium to industry median P/B

PB of 2.34 indicates that the stock is reasonably valued on a standalone basis but is at a 70.8% premium to industry median P/B

What is P/B Ratio?

Median: 1.37

Value 2.34

0.823.88

Moderate and stable Net Interest Margin (NIM)

The company reported moderate Net Interest Margin (NIM) of 3.98% for 12-month ended 30 Jun 2026 and Net Interest Margin (NIM) improved marginally by 5 bps from 1 year ago

What is Net interest margin?

Financial Snapshot

See detailed analysis

Multi-year trends for Karur Vysya Bank Ltd. covering revenue, net profit, ROE, and EBITDA for a quick view of financial health over time.

Net Revenue FY

Profit After Tax FY

ROE FY

ROA FY

Karur Vysya Bank Ltd. Shareholding Pattern

Quarterly breakdown of Karur Vysya Bank Ltd. ownership including promoter, FII, DII, mutual fund, and public holdings as disclosed to NSE/BSE.

	Mar 2020	Jun 2020	Sep 2020	Dec 2020	Mar 2021	Jun 2021	Sep 2021	Dec 2021	Mar 2022	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
Total Promoter	2.11	2.11	2.11	2.13	2.13	2.12	2.12	2.28	2.28	2.28	2.26	2.25	2.24	2.24	2.24	2.22	2.20	2.15	2.13	2.13	2.11	2.10	2.10	2.07	2.07	2.07
Indian Promoter	2.11	2.11	2.11	2.13	2.13	2.12	2.12	2.28	2.28	2.28	2.26	2.25	2.24	2.24	2.24	2.22	2.20	2.15	2.13	2.13	2.11	2.10	2.10	2.07	2.07	2.07
Foreign Promoter	-	-	-	0.00	0.00	-	-	-	-	-	0.00	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Institutions	44.38	43.23	41.65	42.28	41.74	41.18	38.60	36.77	37.23	38.18	41.60	47.74	48.71	49.97	50.37	50.77	51.60	50.76	52.09	53.24	54.00	54.89	55.78	57.08	58.52	59.14
Mutual Funds / UTI	17.34	16.92	16.55	17.31	17.43	17.18	16.93	18.61	19.79	21.21	22.09	26.65	26.49	25.56	24.69	27.79	29.01	28.88	30.16	31.63	31.49	31.46	32.16	32.24	31.00	32.43
FI/Bank/Insurance	4.54	4.29	3.27	3.23	2.82	2.75	2.74	2.68	2.07	1.52	2.47	3.15	2.91	5.24	5.65	5.41	5.17	4.79	4.84	4.91	5.45	6.16	6.49	6.67	6.95	7.84
Govt	-	-	-	0.00	0.00	-	-	-	-	-	0.00	-	-	-	0.01	0.02	0.02	-	-	-	0.02	0.02	0.01	0.02	0.02	0.01
FII	21.59	21.11	20.85	21.40	21.29	21.11	18.92	15.45	15.35	15.43	16.49	17.03	17.93	17.90	18.09	15.61	15.38	15.10	15.09	14.79	15.12	15.41	15.80	16.87	19.25	17.92
Other Institutions	0.92	0.90	0.98	0.34	0.19	0.14	0.02	0.03	0.03	0.03	0.55	0.89	1.38	1.27	1.93	1.93	2.01	1.99	1.98	1.90	1.92	1.84	1.31	1.28	1.30	0.94
Non-Institution	53.50	54.67	56.24	55.59	56.14	56.70	59.28	60.95	60.49	59.54	56.14	49.98	49.04	47.79	47.40	47.02	46.21	47.09	45.78	44.63	43.89	43.01	42.11	40.85	39.41	38.79
Bodies Corporate	0.04	1.62	1.84	1.96	3.72	3.48	3.45	4.00	3.89	4.05	3.47	2.19	2.46	2.49	2.21	2.21	2.25	2.56	2.45	2.34	2.22	2.35	2.04	1.16	1.13	0.96
Others (incl. Retail) No. of shareholders	53.46 1,43,266	53.05 1,55,064	54.40 1,80,592	53.63 1,74,801	52.42 1,73,370	53.22 1,84,091	55.83 1,93,573	56.95 2,03,244	56.60 2,01,475	55.49 1,99,480	52.67 2,02,851	47.79 2,06,856	46.58 2,08,232	45.30 2,06,722	45.19 2,21,258	44.81 2,30,878	43.96 2,44,551	44.53 2,57,226	43.33 2,55,560	42.29 2,58,636	41.67 2,59,214	40.66 2,51,234	40.07 2,63,106	39.69 2,65,500	38.28 2,70,941	37.83 2,74,222

Holdings and Presence

Indices and prominent investors with a stake in this stock.

Index Presence

#	Index	Weight	Rank
1	Nifty Smallcap 50	4.17%	2 / 49
2	Nifty Smallcap250 Quality 50	3.38%	6 / 50
3	Nifty Alpha 50	2.29%	17 / 50
4	Nifty 500 Momentum Quality 50	1.95%	22 / 50
5	Nifty Smallcap 250	1.52%	2 / 249
6	Nifty 500 Momentum 50	1.4%	26 / 50
7	Nifty 500	0.16%	137 / 499
8	Nifty Total Market	0.16%	137 / 749

Prominent Investor Holdings

Bulk, Block and Insider Trades

Recent bulk deals, block deals, and insider trading activity in Karur Vysya Bank Ltd. shares as reported to NSE and BSE.

Name	Date	Type	Price	Qty.	Value
Bnp Paribas Arbitrage	25 Jan 2024	sell	₹ 180.00	11.44 lac	₹ 20.59 cr
Societe Generale	25 Jan 2024	buy	₹ 180.00	11.44 lac	₹ 20.59 cr
Ishares Core Emerging Markets Mauritius Co	11 Oct 2022	sell	₹ 83.50	14.18 lac	₹ 11.84 cr
Ishares Core Msci Emerging Markets Etf	11 Oct 2022	buy	₹ 83.50	14.18 lac	₹ 11.84 cr
Ishares India Sc Mauritius Company	11 Oct 2022	sell	₹ 83.50	1.72 lac	₹ 1.44 cr
Ishares Msci India Small-Cap Etf	11 Oct 2022	buy	₹ 83.50	1.72 lac	₹ 1.44 cr
Ishares Core Emerging Markets Mauritius Co	19 Sep 2022	sell	₹ 90.50	15.15 lac	₹ 13.71 cr
Ishares Core Msci Emerging Markets Etf	19 Sep 2022	buy	₹ 90.50	15.15 lac	₹ 13.71 cr
Ishares India Sc Mauritius Company	19 Sep 2022	sell	₹ 90.50	1.82 lac	₹ 1.65 cr
Ishares Msci India Small-Cap Etf	19 Sep 2022	buy	₹ 90.50	1.82 lac	₹ 1.65 cr

Corporate Actions

History of Karur Vysya Bank Ltd. dividends, bonus issues, stock splits, rights issues, and other corporate events.

Dividend₹ 2.60/share
Record date: 24th Jul 2026Ex-date: 24th Jul 2026
Announced on: 7th May 2026
Bonus1 new shares for 5 existing shares
Ex-date: 26th Aug 2025Announced on: 24th Jul 2025
Estimated paydate.
Dividend₹ 2.60/share
Record date: 7th Aug 2025Ex-date: 7th Aug 2025
Announced on: 19th May 2025
Dividend₹ 2.40/share
Record date: 1st Aug 2024Ex-date: 1st Aug 2024
Announced on: 13th May 2024
Dividend₹ 2/share
Record date: 7th Aug 2023Ex-date: 7th Aug 2023
Announced on: 15th May 2023

Company Profile

Overview of Karur Vysya Bank Ltd. covering business description, industry classification, key management, financial ratios, and listed exchange details.

The Karur Vysya Bank Limited (the Bank) is a banking company. It is engaged in providing banking and financial services, including commercial banking and treasury operations. Its segments include Treasury, Corporate and Wholesale Banking, Retail Banking, and Other Banking Operations. The Treasury se...

Key personnel

Mr. R. Ramshankar

Chief Financial Officer, General Manager

Shri. M. S. Chandrasekaran

Chief Operating Officer, Chief General Manager

Shri. Immanuel Gnanaraj Daniel

Chief Human Resources Officer, General Manager

Saravanan S.

General Manager, Chief Information Technology Officer

Mohan G.

Chief Compliance Officer, General Manager

Shri. Jatla Sivaramakrishna

Chief Risk Officer, General Manager

Mr. S. T. Gopal

General Manager, Head - Retail Liabilities

Muthu K.P.

General Manager, Head - Commercial Banking Group

View all

Incorporated on

22 Jun 1916

Last Annual

31 Mar 2026

Last Interim

30 Jun 2026

No. of Employees

9,845

IPO date

15 May 1995

Free Float

96,15,69,797

Website

https://www.kvb.co.in/

Phone no.

+914324269000

Address

No. 20, Erode Road,, Vadivel Nagar, L.N.S., KARUR, 639002, India

Frequently Asked Questions

What is the current share price of Karur Vysya Bank Ltd.?

The current share price of Karur Vysya Bank Ltd. is ₹ 341.15 as of 8 Sep 2026.

What is the market capitalisation of Karur Vysya Bank Ltd.?

The market capitalisation of Karur Vysya Bank Ltd. stands at ₹ 32,979.40 Cr.

What is the PE ratio of Karur Vysya Bank Ltd.?

The Price-to-Earnings (PE) ratio of Karur Vysya Bank Ltd. is 12.02 as of the latest trailing twelve months data.

What is the ROE and ROCE of Karur Vysya Bank Ltd.?

Karur Vysya Bank Ltd. has a Return on Equity (ROE) of 19.28% and a Return on Capital Employed (ROCE) of 21.12% as per the latest financial reports.

What is the 52-week high and low of Karur Vysya Bank Ltd.?

The 52-week high of Karur Vysya Bank Ltd. is - and the 52-week low is -.

What is the dividend yield of Karur Vysya Bank Ltd.?

The dividend yield of Karur Vysya Bank Ltd. is 0.76% based on the current market price.

What is the FII and DII holding in Karur Vysya Bank Ltd.?

Foreign Institutional Investors (FII) hold 17.92%, Domestic Institutional Investors (DII) hold 40.27% and retail/public investors hold 37.83% of Karur Vysya Bank Ltd. shares.

What sector does Karur Vysya Bank Ltd. belong to?

Karur Vysya Bank Ltd. operates in the Financial Services sector. 88.89% of analysts have a Buy or Strong Buy rating on Karur Vysya Bank Ltd. with a consensus target price of ₹ 365.00, implying 6.99% upside from current levels.

What is the beta of Karur Vysya Bank Ltd.?

The beta of Karur Vysya Bank Ltd. is 1.30, indicating its price volatility relative to the broader market. Over the past 1 year, Karur Vysya Bank Ltd. has delivered an absolute return of 62.43%.

What is the RSI of Karur Vysya Bank Ltd.?

The 14-day Relative Strength Index (RSI) of Karur Vysya Bank Ltd. is 52.09, placing it in the neutral zone. An RSI above 70 is considered overbought and below 30 is considered oversold.

Karur Vysya Bank Ltd.

Stock Scores

Key Metrics

Share Price

Stock Analysis

Financial Snapshot

Karur Vysya Bank Ltd. Shareholding Pattern

Holdings and Presence

Bulk, Block and Insider Trades

Corporate Actions

Company Profile

Frequently Asked Questions

Stock Analysis

Holdings and Presence

Company Profile

Corporate Actions