	2012 Mar 31	2013 Mar 31	2014 Mar 31	C 2015 Mar 31	C 2016 Mar 31	2017 Mar 31	2018 Mar 31	2019 Mar 31	2020 Mar 31	C 2021 Mar 31	2022 Mar 31	2023 Mar 31	2024 Mar 31	2025 Mar 31	2026 Mar 31

Period length: Source:	12M AR	12M AR	12M AR	12M IR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M PRESS
Net Interest & Dividend Income	917	1,158	1,284	1,466	1,781	2,074	2,298	2,363	2,348	2,360	2,715	3,349	3,809	4,260	4,939
Non-Interest Revenue	290	388	476	-	609	723	762	767	1,036	797	621	811	1,605	1,066	-
Total Revenue	1,208	1,546	1,760	1,466	2,390	2,797	3,060	3,130	3,383	3,157	3,337	4,160	5,414	5,325	4,939
Total Operating Expenses	576	822	1,364	1,003	1,478	1,914	2,557	2,809	3,079	2,570	2,377	2,776	3,346	2,755	1,619
Operating Profit	632	725	396	463	912	883	503	321	304	586	960	1,384	2,068	2,571	3,320
Operating Margin	52.3	46.9	22.5	31.6	38.1	31.6	16.4	10.3	9.0	18.6	28.8	33.3	38.2	48.3	67.2
Profit before Taxes	632	725	395	463	912	883	504	322	272	534	931	1,437	2,100	2,591	3,320
Income Taxes	130	175	-34	7	344	277	158	111	37	175	258	331	495	649	810
Profit after Tax	502	550	430	464	568	606	346	211	235	359	673	1,106	1,605	1,942	2,510
PAT Margin	41.5	35.6	24.4	31.7	23.8	21.7	11.3	6.7	6.9	11.4	20.2	26.6	29.6	36.5	50.8
EPS - Basic - ex Extraordinary Items	6.61	7.25	5.66	5.52	6.58	7.02	3.77	2.20	2.45	3.75	7.02	11.51	16.66	20.11	25.98
EPS - Diluted - ex Extraordinary Items	6.61	7.19	5.62	5.51	6.58	7.02	3.77	2.20	2.45	3.75	7.01	11.48	16.64	20.10	25.97
EBIT	632	725	396	463	912	883	503	321	304	586	960	1,384	2,068	2,571	3,320
EBITDA	670	781	470	544	994	969	588	422	423	711	1,079	1,490	2,169	2,684	3,447
EBITDA Margin	55.5	50.5	26.7	37.1	41.6	34.6	19.2	13.5	12.5	22.5	32.3	35.8	40.1	50.4	69.8

Balance Sheet

Abridged

Understanding Balance Sheet

Karur Vysya Bank Ltd. balance sheet covering assets, liabilities, equity and borrowings across annual and quarterly periods.

Consolidated

Standalone

Annual

Interim

	2012 Mar 31	2013 Mar 31	R 2014 Mar 31	2015 Mar 31	R 2016 Mar 31	2017 Mar 31	2018 Mar 31	2019 Mar 31	2020 Mar 31	2021 Mar 31	2022 Mar 31	2023 Mar 31	2024 Mar 31	2025 Mar 31	2026 Mar 31

Source:	AR	AR	AR	AR	AR	AR	AR	AR	AR	AR	AR	AR	AR	AR	PRESS
Cash & ST Balance with Banks	2,035	1,796	2,678	2,739	2,762	3,935	3,972	3,117	4,133	5,930	4,926	4,695	5,659	7,807	5,303
Lending & LT Balance with Banks	-	-	-	10	130	410	325	580	260	390	-	-	-	-	-
Property Plant & Equipment - Net	245	322	385	411	420	419	528	583	587	539	478	435	433	490	502
Total Assets	37,635	46,733	51,543	53,152	58,985	61,808	66,929	69,340	68,278	74,623	80,044	90,179	1,05,585	1,19,367	1,36,603
Deposits - Total	32,112	38,653	43,758	44,690	50,079	53,700	56,890	59,868	59,075	63,278	68,676	76,638	89,113	1,02,078	1,15,666
Long Term Debt	1,973	3,999	3,293	603	2,894	1,696	2,382	1,565	1,184	2,528	1,339	1,432	2,478	1,217	2,623
Total Liabilities	34,927	43,648	48,217	48,906	54,412	56,772	60,665	62,917	61,678	67,663	72,448	81,595	95,545	1,07,438	1,22,495
Total Shareholders' Equity	2,708	3,085	3,326	4,246	4,573	5,036	6,264	6,423	6,600	6,960	7,596	8,584	10,040	11,930	14,108
Total Equity	2,708	3,085	3,326	4,246	4,573	5,036	6,264	6,423	6,600	6,960	7,596	8,584	10,040	11,930	14,108
Total Liabilities & Equity	37,635	46,733	51,543	53,152	58,985	61,808	66,929	69,340	68,278	74,623	80,044	90,179	1,05,585	1,19,367	1,36,603

Cash Flow

Abridged

Understanding Cash Flow Statement

Karur Vysya Bank Ltd. cash flow statement covering operating, investing and financing activities across annual and quarterly periods.

Consolidated

Standalone

Annual

Interim

	2012 Mar 31	2013 Mar 31	R 2014 Mar 31	2015 Mar 31	R 2016 Mar 31	2017 Mar 31	2018 Mar 31	C 2019 Mar 31	2020 Mar 31	2021 Mar 31	2022 Mar 31	2023 Mar 31	2024 Mar 31	2025 Mar 31	2026 Mar 31

Period length: Source:	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M PRESS
Operating CF bef Changes in Working Cap	589	565	759	899	1,098	1,721	1,613	1,674	1,850	1,591	2,309	2,889	2,392	2,939	3,611
Working Capital - Increase/(Decrease)	-1,798	-2,524	1,116	-830	-526	1,074	-2,852	-1,952	820	372	-882	-1,823	-1,026	2,810	-5,570
Net CF from Operating Activities	-1,208	-1,960	1,876	69	572	2,795	-1,238	-278	2,670	1,963	1,426	1,066	1,366	5,748	-1,960
Capital Expenditures - Net	72	133	113	102	92	84	194	155	135	76	58	61	90	168	129
Net CF from Investing Activities	-72	-133	-113	-102	-92	-84	-194	549	-1,535	-1,379	-1,594	-1,270	-1,296	-2,151	-1,745
Dividends Paid - Cash - Total	149	174	174	168	337	59	190	55	58	1	40	128	160	193	209
Stock - Issuance/(Retirement) - Net	248	0	-	665	6	-	888	0	0	-	3	8	8	4	4
Debt - LT & ST - Issuance/(Retirement) - Total	1,443	2,027	-706	-392	-7	-1,199	686	-829	-381	1,344	-1,189	93	1,046	-1,261	1,406
Net Cash Flow from Financing Activities	1,542	1,853	-880	105	-337	-1,258	1,384	-884	-439	1,343	-1,227	-27	894	-1,449	1,201
Free Cash Flow to Equity	162	-66	1,056	-426	473	1,513	-746	-1,261	2,153	3,231	180	1,098	2,322	4,319	-683
Free Operating CF net dividend	-1,430	-2,267	1,563	-203	142	2,651	-1,623	-489	2,476	1,886	1,328	876	1,107	5,384	-2,320
Free Operating CF	-1,282	-2,094	1,738	-34	480	2,710	-1,432	-434	2,535	1,887	1,368	1,004	1,268	5,577	-2,112

Business Segment Analysis

FY End:

Mar 25

Karur Vysya Bank Ltd. business segment breakdown covering revenue, operating income and assets across key divisions for the selected financial year.

Revenue / Sales

Other Retail Banking (64.5%)₹ 7,532.12 CrCorporate/Wholesale Banking (17.6%)₹ 2,054.70 CrTreasury (14.9%)₹ 1,745.00 CrOther Banking (1.5%)₹ 175.71 CrOther Banking (1.5%)₹ 175.71 CrRetail Digital Banking (0.0%)₹ 0.06 Cr

Assets

Other Retail Banking (57.1%)₹ 68,117.66 CrTreasury (22.7%)₹ 27,113.85 CrCorporate/Wholesale Banking (14.4%)₹ 17,216.05 CrUnallocated (5.8%)₹ 6,919.84 CrRetail Digital Banking (0.0%)₹ 0.02 Cr

Operating Income

Other Retail Banking (58.6%)₹ 2,369.15 CrCorporate/Wholesale Banking (16.1%)₹ 652.98 CrTreasury (9.9%)₹ 401.86 CrUnallocated (8.6%)₹ -347.22 CrOther Banking (3.4%)₹ 135.95 CrOther Banking (3.4%)₹ 135.95 CrRetail Digital Banking (0.0%)₹ -0.39 Cr

Regional Segment Analysis

Karur Vysya Bank Ltd. geographic revenue split showing domestic and international market performance across revenue and income for the selected financial year.

We don't have enough data to show regional segment analysis for Karur Vysya Bank Ltd.

Historical Segment Analysis

Track how Karur Vysya Bank Ltd. segment contributions have evolved over multiple financial years to see which divisions are growing, shrinking or gaining strategic importance.

Sales

Assets

Operating Income

Business

Regional

Business

We don't have enough data to show the Capex for Karur Vysya Bank Ltd..

Frequently Asked Questions

What is the revenue of Karur Vysya Bank Ltd.?

The latest trailing twelve month revenue of Karur Vysya Bank Ltd. is ₹ 7,022.87 Cr, reflecting a 1-year growth of 15.39% and a 3-year CAGR of 15.94%. Annual and quarterly revenue trends are available in the Income Statement section.

What is the net profit of Karur Vysya Bank Ltd.?

The latest trailing twelve month net profit (PAT) of Karur Vysya Bank Ltd. is ₹ 2,510.33 Cr, with a 3-year earnings CAGR of 31.28%. Detailed profit history across annual and quarterly periods is in the Income Statement section.

What is the EBITDA of Karur Vysya Bank Ltd.?

The trailing twelve month EBITDA of Karur Vysya Bank Ltd. is approximately ₹ 3,320.04 Cr (based on an operating margin of 47.27%). EBITDA reflects core operating profitability before interest, taxes, depreciation and amortisation.

What is the EPS of Karur Vysya Bank Ltd.?

The trailing twelve month Earnings Per Share (EPS) of Karur Vysya Bank Ltd. is 25.97. EPS trends across annual and quarterly periods are visible in the Income Statement section.

What is the debt level of Karur Vysya Bank Ltd.?

The debt-to-equity ratio of Karur Vysya Bank Ltd. stands at 0.19. The full breakdown of total borrowings is in the Balance Sheet section.

What is the book value per share of Karur Vysya Bank Ltd.?

The estimated book value per share of Karur Vysya Bank Ltd. is 144.88 (derived from a P/B ratio of 2.01 and market price of ₹ 291.80), reflecting the net asset value attributable to each share. See the Balance Sheet section for a full breakdown.

What is the cash flow from operations of Karur Vysya Bank Ltd.?

The trailing twelve month operating cash flow of Karur Vysya Bank Ltd. is ₹ -1,959.54 Cr. Annual and quarterly cash flow data is available in the Cash Flow section of the Statements tab.

Does Karur Vysya Bank Ltd. report consolidated or standalone financials?

Karur Vysya Bank Ltd. reports consolidated financials. You can toggle between consolidated and standalone views using the switch at the top of each statement section.