RBLBANK

RBL Bank Ltd.

NSE: RBLBANK

BSE: 540065

Sector: Financial Services

Industry Group: Banks

Industry: Private Sector Bank

418.50+3.5 (+0.84%)

8 Sep, 12:00 AM

Overview

Analysis Statements Technicals Forecast Peers Resources News

Stock Scores

Quality Score

63.1 / 100

Value Score

47.3 / 100

Price Momentum Score

92.4 / 100

QVM Score

85.3 / 100

Key Metrics

Market Cap

64906.80

P/E (TTM)

72.19

P/B

3.88

P/S (TTM)

4.40

EV/EBITDA

51.52

CAPE (5Y)

30.00

ROE (TTM)

5.43

ROCE (TTM)

3.47

ROA (TTM)

0.54

Avg 3Y ROE

6.34

Earnings 3Y CAGR

-6.99

Sales 3Y CAGR

10.95

Sales 5Y CAGR

10.19

Debt/Equity

1.00

Consensus TP

388.00

Strong Buy %

35.00

Promoter Holding

60.00

Pledged %

0.00

Stock Analysis

Fundamental analysis overview of RBL Bank Ltd. covering key investment insights, growth drivers, risk factors, and potential red flags.

Views

Red Flags

Positive

Strong price momentum

Price Momentum score of 92.4 indicates that the stock has strong price momentum. Research has shown that stocks with higher momentum continue to outperform in the near term

What is Price Momentum score?

92.4 / 100

Strong EPS growth and above median growth of industry

The company delivered strong EPS growth of 45.05% for 12-month ended 30 Jun 2026 and the growth was 31.07 percentage points higher than median growth of industry

What is EPS growth (1Y)?

Low and declining Gross NPA

The company has low Gross NPA of 1.45% as on 30 Jun 2026 and Gross NPA decreased by 1.33 in the last 1 year

What is Gross NPA (%)?

Consistently pays dividend

The company has not missed dividend payments once in the last 3 financial years

What is Dividend streak?

Negative

Analysts have been downgrading forward EPS estimates

Analyst EPS estimate (consensus) for forward EPS has decreased by -11.47% in the last 3 months, indicating weak earnings momentum

What is Earnings upgrade (3M)?

Low but stable ROE

The company reported low ROE of 5.43% for 12-month ended 30 Jun 2026 and ROE improved marginally by 73 bps from 1 year ago

What is ROE (FY)?

Low revenue growth and lower than median growth of industry

The company delivered moderate revenue growth of 1.89% for 12-month ended 30 Jun 2026 and the growth was 6.04 percentage points lower than median growth of industry

What is Sales growth (1Y)?

Median: 7.93

Value 1.89

-5.5721.45

Low dividend yield

The company has a low dividend yield of 0.24%

What is Dividend yield?

Neutral

Reasonably valued but PB is at a premium to industry median P/B

PB of 3.88 indicates that the stock is reasonably valued on a standalone basis but is at a 183.21% premium to industry median P/B

What is P/B Ratio?

Median: 1.37

Value 3.88

0.823.88

High Net Interest Margin (NIM) but declining trend

The company reported strong Net Interest Margin (NIM) of 4.15% for 12-month ended 30 Jun 2026 but Net Interest Margin (NIM) declined by -73 bps from 1 year ago

What is Net interest margin?

Financial Snapshot

See detailed analysis

Multi-year trends for RBL Bank Ltd. covering revenue, net profit, ROE, and EBITDA for a quick view of financial health over time.

Net Revenue FY

Profit After Tax FY

ROE FY

ROA FY

RBL Bank Ltd. Shareholding Pattern

Quarterly breakdown of RBL Bank Ltd. ownership including promoter, FII, DII, mutual fund, and public holdings as disclosed to NSE/BSE.

	Mar 2020	Jun 2020	Sep 2020	Dec 2020	Mar 2021	Jun 2021	Sep 2021	Dec 2021	Mar 2022	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
Total Promoter	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	60.00
Indian Promoter	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Foreign Promoter	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	60.00
Institutions	56.00	51.73	49.76	59.84	57.35	55.69	54.29	51.35	50.00	40.50	41.40	49.16	44.86	46.62	49.53	48.02	45.68	49.16	41.66	31.50	35.60	52.29	51.12	61.94	63.54	25.83
Mutual Funds / UTI	19.94	12.26	12.21	12.50	14.21	13.54	15.81	13.70	11.23	6.72	8.94	14.48	13.72	11.64	13.20	14.52	15.95	15.95	20.69	12.44	15.27	29.19	30.60	34.44	36.76	14.29
FI/Bank/Insurance	5.48	4.70	4.55	7.56	7.61	6.43	6.18	5.73	7.61	4.72	4.72	4.72	4.72	4.73	4.73	3.75	3.08	3.40	4.96	3.84	3.86	4.12	4.04	4.33	5.16	2.19
Govt	0.43	0.43	0.43	0.36	0.36	0.36	0.36	0.36	0.36	0.36	-	0.02	0.06	0.06	0.05	0.06	0.06	0.06	0.06	0.05	0.05	0.03	0.03	-	0.02	0.01
FII	28.35	32.10	30.62	37.57	34.25	32.21	31.59	31.31	30.59	28.50	27.20	28.92	24.66	28.27	30.00	28.27	25.14	28.47	14.63	13.39	14.43	17.56	15.49	21.91	20.23	8.77
Other Institutions	1.79	2.23	1.95	1.84	3.32	3.15	0.35	0.25	0.21	0.19	0.53	1.04	1.70	1.90	1.55	1.43	1.45	1.29	1.32	1.78	2.00	1.40	0.97	1.26	1.37	0.58
Non-Institution	44.01	48.27	50.25	40.16	42.64	44.30	45.70	48.64	50.00	59.50	58.59	50.84	55.14	53.38	50.46	51.98	54.33	50.84	58.34	68.53	64.39	47.69	48.87	38.06	36.46	14.17
Bodies Corporate	6.70	7.57	7.36	5.78	6.13	4.82	4.73	4.73	5.23	7.70	6.56	7.68	7.81	7.90	11.36	12.59	11.63	11.75	12.63	13.94	13.34	10.28	12.83	5.92	5.67	2.16
Others (incl. Retail) No. of shareholders	37.31 2,06,901	40.70 2,87,077	42.89 3,48,701	34.38 2,88,035	36.51 3,21,247	39.48 3,81,197	40.97 4,07,219	43.91 4,72,272	44.77 4,66,250	51.80 5,35,887	52.03 4,92,970	43.16 4,14,970	47.33 4,02,694	45.48 3,77,786	39.10 3,49,357	39.39 3,42,962	42.70 3,56,277	39.09 3,62,549	45.71 4,20,452	54.59 4,74,826	51.05 4,50,668	37.41 3,85,205	36.04 3,45,673	32.14 3,37,062	30.79 3,21,548	12.01 3,19,373

Holdings and Presence

Indices and prominent investors with a stake in this stock.

Index Presence

#	Index	Weight	Rank
1	Nifty Smallcap 50	2.99%	6 / 49
2	Nifty Alpha 50	2.03%	22 / 50
3	Nifty Private Bank	1.59%	9 / 10
4	Nifty Smallcap 250	1.09%	7 / 249
5	Nifty 500 Momentum 50	0.41%	46 / 50
6	Nifty 500	0.12%	170 / 499
7	Nifty Total Market	0.11%	179 / 749

Bulk, Block and Insider Trades

Recent bulk deals, block deals, and insider trading activity in RBL Bank Ltd. shares as reported to NSE and BSE.

Name	Month	Transaction	Holding % pre transaction	Average price	Qty.	Transaction value
NAMIT DUA Designated Person	March-2023	Market Sale (Disposal) 24th Mar 2023	0.01 %	₹ 142.75	34.71 k	₹ 49.55 lac
PALLAV SINHA Designated Person	March-2023	Market Sale (Disposal) 9th Mar 2023	0.00 %	₹ 160.00	470.00	₹ 75.20 k
PALLAV SINHA Designated Person	March-2023	Market Sale (Disposal) 9th Mar 2023	0.00 %	₹ 160.00	3.00 k	₹ 4.80 lac
PALLAV SINHA Designated Person	March-2023	Market Sale (Disposal) 9th Mar 2023	0.00 %	₹ 160.00	140.00	₹ 22.40 k
PRABHAKAR V Designated Person	March-2023	Market Sale (Disposal) 1st Mar 2023	0.00 %	₹ 156.25	22.00 k	₹ 34.38 lac
KINGSHUK GUHA Designated Person	January-2023	Market Sale (Disposal) 4th Jan 2023	0.00 %	₹ 160.50	25.00 k	₹ 40.13 lac
PRIYA SINGHAL Employees Immediate Relative	September-2022	Market Purchase (Acquisition) 30th Sep 2022	0.00 %	₹ 112.00	5.00 k	₹ 5.60 lac
INDU GOPALAKRISHNAN Designated Person	September-2022	Market Sale (Disposal) 22nd Sep 2022	0.00 %	₹ 124.78	5.00 k	₹ 6.24 lac
INDU GOPALAKRISHNAN Designated Person	September-2022	Market Sale (Disposal) 22nd Sep 2022	0.00 %	₹ 124.00	1.00 k	₹ 1.24 lac
INDU GOPALAKRISHNAN Designated Person	September-2022	Market Sale (Disposal) 22nd Sep 2022	0.00 %	₹ 98.00	1.00 k	₹ 98.00 k

…

Corporate Actions

History of RBL Bank Ltd. dividends, bonus issues, stock splits, rights issues, and other corporate events.

Dividend₹ 1/share
Record date: 14th Aug 2026Ex-date: 14th Aug 2026
Announced on: 27th Apr 2026
Dividend₹ 1/share
Record date: 9th Sep 2025Ex-date: 8th Sep 2025
Announced on: 25th Apr 2025
Dividend₹ 1.50/share
Record date: 26th Jul 2024Ex-date: 26th Jul 2024
Announced on: 27th Apr 2024
Dividend₹ 1.50/share
Record date: 18th Aug 2023Ex-date: 18th Aug 2023
Announced on: 29th Apr 2023
Dividend₹ 1.50/share
Record date: 25th Mar 2020Ex-date: 23rd Mar 2020
Announced on: 12th Mar 2020

Company Profile

Overview of RBL Bank Ltd. covering business description, industry classification, key management, financial ratios, and listed exchange details.

RBL Bank Limited is an India-based private sector bank. The Company offers specialized services under five business verticals: corporate banking, commercial banking, branch & business banking, retail assets, and treasury & financial markets operations. Its corporate banking comprises corporate banki...

Key personnel

Mr. Bhavin Lakhpatwala

Chief Financial Officer

Mr. Ravi Pichan

Chief Information Officer

Ms. Niti Arya

Compliance Officer, Company Secretary

Mr. Prakash Gupta

Chief Compliance Officer

Mr. Deepak Kumar

Chief Risk Officer

Mr. Narendra Agrawal

Head - Branch Banking and Retail Liabilities

Shri. Kumar Ashish

Head - Retail Assets and Collections

Mr. Anshul Chandak

Head - Treasury

View all

Incorporated on

14 Jun 1943

Last Annual

31 Mar 2026

Last Interim

30 Jun 2026

No. of Employees

13,146

IPO date

31 Aug 2016

Free Float

59,55,15,344

Website

https://www.rbl.bank.in

Phone no.

+912262327777

Address

One World Center, Tower 2B, 6th Floor,, 841, Senapati Bapat Marg, Lower Parel (W), MUMBAI, 400013, India

Frequently Asked Questions

What is the current share price of RBL Bank Ltd.?

The current share price of RBL Bank Ltd. is ₹ 418.50 as of 8 Sep 2026.

What is the market capitalisation of RBL Bank Ltd.?

The market capitalisation of RBL Bank Ltd. stands at ₹ 64,906.80 Cr.

What is the PE ratio of RBL Bank Ltd.?

The Price-to-Earnings (PE) ratio of RBL Bank Ltd. is 72.19 as of the latest trailing twelve months data.

What is the ROE and ROCE of RBL Bank Ltd.?

RBL Bank Ltd. has a Return on Equity (ROE) of 5.43% and a Return on Capital Employed (ROCE) of 3.47% as per the latest financial reports.

What is the 52-week high and low of RBL Bank Ltd.?

The 52-week high of RBL Bank Ltd. is - and the 52-week low is -.

What is the dividend yield of RBL Bank Ltd.?

The dividend yield of RBL Bank Ltd. is 0.24% based on the current market price.

What is the FII and DII holding in RBL Bank Ltd.?

Foreign Institutional Investors (FII) hold 8.77%, Domestic Institutional Investors (DII) hold 16.48% and retail/public investors hold 12.01% of RBL Bank Ltd. shares.

What sector does RBL Bank Ltd. belong to?

RBL Bank Ltd. operates in the Financial Services sector. 55% of analysts have a Buy or Strong Buy rating on RBL Bank Ltd. with a consensus target price of ₹ 388.00, implying 7.29% downside from current levels.

What is the beta of RBL Bank Ltd.?

The beta of RBL Bank Ltd. is 1.11, indicating its price volatility relative to the broader market. Over the past 1 year, RBL Bank Ltd. has delivered an absolute return of 55.32%.

What is the RSI of RBL Bank Ltd.?

The 14-day Relative Strength Index (RSI) of RBL Bank Ltd. is 75.17, placing it in the overbought zone. An RSI above 70 is considered overbought and below 30 is considered oversold.

RBL Bank Ltd.

Stock Scores

Key Metrics

Share Price

Stock Analysis

Financial Snapshot

RBL Bank Ltd. Shareholding Pattern

Holdings and Presence

Bulk, Block and Insider Trades

Corporate Actions

Company Profile

Frequently Asked Questions

Stock Analysis

Corporate Actions

Holdings and Presence

Company Profile