	2012 Mar 31	2013 Mar 31	2014 Mar 31	2015 Mar 31	2016 Mar 31	2017 Mar 31	2018 Mar 31	2019 Mar 31	2020 Mar 31	C 2021 Mar 31	2022 Mar 31	R 2023 Mar 31	2024 Mar 31	2025 Mar 31	2026 Mar 31

Period length: Source:	12M PR	12M PR	12M PR	12M PR	12M PR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M PRESS
Net Interest & Dividend Income	187	258	342	556	819	1,221	1,821	2,541	3,894	4,136	4,297	4,998	6,044	6,465	6,362
Non-Interest Revenue	59	117	259	387	484	723	1,041	1,407	1,851	1,861	2,347	2,503	3,031	3,770	-
Total Revenue	245	375	601	944	1,303	1,944	2,862	3,949	5,745	5,997	6,644	7,501	9,075	10,235	6,362
Total Operating Expenses	152	239	470	649	876	1,264	1,832	2,623	4,951	5,283	6,850	6,280	7,727	9,540	5,256
Operating Profit	93	135	131	295	427	681	1,030	1,326	794	714	-206	1,222	1,348	695	1,106
Operating Margin	38.0	36.1	21.8	31.3	32.8	35.0	36.0	33.6	13.8	11.9	-3.1	16.3	14.9	6.8	17.4
Profit before Taxes	95	137	133	300	428	681	974	1,298	747	712	-207	1,221	1,349	696	1,106
Income Taxes	30	44	40	93	136	235	335	436	247	183	-40	302	89	-21	227
Profit after Tax	65	93	93	207	292	447	632	858	500	529	-166	920	1,260	717	879
PAT Margin	26.5	24.8	15.4	22.0	22.4	23.0	22.1	21.7	8.7	8.8	-2.5	12.3	13.9	7.0	13.8
EPS - Basic - ex Extraordinary Items	1.76	2.51	2.51	5.60	7.91	12.61	15.70	20.25	11.04	9.75	-2.77	15.34	20.94	11.81	14.34
EPS - Diluted - ex Extraordinary Items	1.76	2.51	2.51	5.60	7.91	11.82	15.09	19.83	10.98	9.68	-2.77	15.27	20.54	11.76	14.09
EBIT	93	135	131	295	427	681	1,030	1,326	794	714	-206	1,222	1,348	695	1,106
EBITDA	101	149	152	328	476	742	1,119	1,452	940	883	-26	1,435	1,583	931	1,353
EBITDA Margin	41.1	39.7	25.3	34.8	36.5	38.2	39.1	36.8	16.4	14.7	-0.4	19.1	17.4	9.1	21.3

Balance Sheet

Abridged

Understanding Balance Sheet

RBL Bank Ltd. balance sheet covering assets, liabilities, equity and borrowings across annual and quarterly periods.

Consolidated

Standalone

Annual

Interim

	2012 Mar 31	2013 Mar 31	2014 Mar 31	2015 Mar 31	R 2016 Mar 31	2017 Mar 31	2018 Mar 31	2019 Mar 31	2020 Mar 31	2021 Mar 31	2022 Mar 31	2023 Mar 31	2024 Mar 31	2025 Mar 31	2026 Mar 31

Source:	PR	PR	PR	PR	IR	AR	AR	AR	AR	AR	AR	AR	AR	AR	PRESS
Cash & ST Balance with Banks	316	524	1,192	1,971	2,450	4,194	3,895	6,549	7,777	7,633	17,027	8,281	13,664	11,712	23,066
Lending & LT Balance with Banks	270	165	-	200	-	659	796	1,655	1,478	6,836	852	1,934	860	996	-
Property Plant & Equipment - Net	58	93	133	163	177	172	207	416	492	495	578	598	558	-	582
Total Assets	7,207	12,962	18,197	27,104	39,161	48,676	61,877	80,398	88,983	1,00,619	1,06,163	1,15,806	1,38,454	1,46,772	1,80,747
Deposits - Total	4,739	8,341	11,599	17,099	24,349	34,588	43,883	58,358	57,812	73,055	79,006	84,875	1,03,470	1,10,933	1,38,959
Long Term Debt	1,199	2,737	3,896	6,963	10,536	7,980	9,261	11,832	17,007	11,226	11,098	13,332	14,185	13,735	16,796
Total Liabilities	6,065	11,357	16,183	24,874	36,172	44,339	55,178	72,863	78,419	87,953	93,632	1,02,280	1,23,616	1,31,103	1,64,023
Total Shareholders' Equity	1,142	1,606	2,014	2,229	2,989	4,336	6,681	7,535	10,565	12,666	12,530	13,526	14,837	15,670	16,724
Minority Interest	-	-	-	-	-	-	19	-	-	-	-	-	-	-	-
Total Equity	1,142	1,606	2,014	2,229	2,989	4,336	6,699	7,535	10,565	12,666	12,530	13,526	14,837	15,670	16,724
Total Liabilities & Equity	7,207	12,962	18,197	27,104	39,161	48,676	61,877	80,398	88,983	1,00,619	1,06,163	1,15,806	1,38,454	1,46,772	1,80,747

Cash Flow

Abridged

Understanding Cash Flow Statement

RBL Bank Ltd. cash flow statement covering operating, investing and financing activities across annual and quarterly periods.

Consolidated

Standalone

Annual

Interim

	2012 Mar 31	2013 Mar 31	2014 Mar 31	2015 Mar 31	2016 Mar 31	2017 Mar 31	2018 Mar 31	2019 Mar 31	2020 Mar 31	2021 Mar 31	2022 Mar 31	2023 Mar 31	2024 Mar 31	2025 Mar 31	2026 Mar 31

Period length: Source:	12M PR	12M PR	12M PR	12M PR	12M PR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M PRESS
Operating CF bef Changes in Working Cap	89	129	158	289	439	1,522	1,056	1,459	2,570	2,927	3,029	2,639	3,573	4,136	4,009
Working Capital - Increase/(Decrease)	-934	-1,901	-1,080	-2,550	-4,823	1,912	-3,612	-1,381	-7,743	4,704	3,420	-13,671	1,382	-4,960	3,569
Net CF from Operating Activities	-845	-1,772	-922	-2,261	-4,384	3,434	-2,556	78	-5,173	7,631	6,449	-11,031	4,955	-824	7,578
Capital Expenditures - Net	21	47	59	58	60	142	165	202	223	174	264	234	193	281	225
Net CF from Investing Activities	-21	-47	-59	-58	-60	-142	-165	-202	-223	-174	-264	-234	-193	-281	-225
Dividends Paid - Cash - Total	-	-	-	-	-	-	83	107	231	-	-	-	90	91	61
Stock - Issuance/(Retirement) - Net	-	388	345	52	525	900	1,795	103	2,754	1,574	19	1	79	38	160
Debt - LT & ST - Issuance/(Retirement) - Total	1,191	1,539	1,158	3,067	3,574	-2,556	1,282	2,571	5,175	-5,781	-128	2,234	854	-450	3,061
Net Cash Flow from Financing Activities	1,186	1,920	1,485	3,076	4,040	-1,656	2,994	2,567	7,698	-4,207	-109	2,235	843	-503	3,160
Free Cash Flow to Equity	324	-280	177	748	-871	735	-1,440	2,447	-221	1,676	6,057	-9,031	5,615	-1,555	10,415
Free Operating CF net dividend	-870	-1,824	-984	-2,341	-4,447	3,289	-2,809	-233	-5,631	7,452	6,178	-11,276	4,661	-1,203	7,282
Free Operating CF	-870	-1,824	-984	-2,341	-4,447	3,289	-2,726	-126	-5,399	7,452	6,178	-11,276	4,751	-1,112	7,344

Business Segment Analysis

FY End:

Mar 25

RBL Bank Ltd. business segment breakdown covering revenue, operating income and assets across key divisions for the selected financial year.

Capex

Retail Banking (63.5%)₹ 183.27 CrCorporate/Wholesale Banking (33.7%)₹ 97.41 CrTreasury (2.8%)₹ 8.03 CrOther Banking Operations (0.0%)₹ 0.00 Cr

Revenue / Sales

Retail Banking (49.1%)₹ 16,135.28 CrTreasury (29.5%)₹ 9,717.98 CrCorporate/Wholesale Banking (20.4%)₹ 6,715.20 CrOther Banking Operations (0.7%)₹ 242.03 CrUnallocated (0.2%)₹ 78.30 Cr

Assets

Retail Banking (36.3%)₹ 53,227.86 CrTreasury (34.0%)₹ 49,868.81 CrCorporate/Wholesale Banking (28.2%)₹ 41,321.31 CrUnallocated (1.6%)₹ 2,318.86 CrOther Banking Operations (0.0%)₹ 35.27 Cr

Regional Segment Analysis

FY End:

Mar 25

RBL Bank Ltd. geographic revenue split showing domestic and international market performance across revenue and income for the selected financial year.

Revenue / Sales

India (100.0%)₹ 10,235.23 Cr

Assets

India (100.0%)₹ 1,46,772.11 Cr

Historical Segment Analysis

Track how RBL Bank Ltd. segment contributions have evolved over multiple financial years to see which divisions are growing, shrinking or gaining strategic importance.

Capex

Sales

Assets

Operating Income

Business

Regional

Business

	2019 Mar 31	2020 Mar 31	2021 Mar 31	2022 Mar 31	2024 Mar 31	2025 Mar 31

Retail Banking	96	107	131	122	161	183
Corporate/Wholesale Banking	64	74	62	66	78	97
Treasury	14	7	6	5	3	8
Other Banking Operations	20	17	18	20	0	0

Frequently Asked Questions

What is the revenue of RBL Bank Ltd.?

The latest trailing twelve month revenue of RBL Bank Ltd. is ₹ 10,489.30 Cr, reflecting a 1-year growth of 2.41% and a 3-year CAGR of 12.44%. Annual and quarterly revenue trends are available in the Income Statement section.

What is the net profit of RBL Bank Ltd.?

The latest trailing twelve month net profit (PAT) of RBL Bank Ltd. is ₹ 879.05 Cr, with a 3-year earnings CAGR of -2.66%. Detailed profit history across annual and quarterly periods is in the Income Statement section.

What is the EBITDA of RBL Bank Ltd.?

The trailing twelve month EBITDA of RBL Bank Ltd. is approximately ₹ 1,106.00 Cr (based on an operating margin of 10.54%). EBITDA reflects core operating profitability before interest, taxes, depreciation and amortisation.

What is the EPS of RBL Bank Ltd.?

The trailing twelve month Earnings Per Share (EPS) of RBL Bank Ltd. is 14.09. EPS trends across annual and quarterly periods are visible in the Income Statement section.

What is the debt level of RBL Bank Ltd.?

The debt-to-equity ratio of RBL Bank Ltd. stands at 1.00. The full breakdown of total borrowings is in the Balance Sheet section.

What is the book value per share of RBL Bank Ltd.?

The estimated book value per share of RBL Bank Ltd. is 108.89 (derived from a P/B ratio of 3.29 and market price of ₹ 358.45), reflecting the net asset value attributable to each share. See the Balance Sheet section for a full breakdown.

What is the cash flow from operations of RBL Bank Ltd.?

The trailing twelve month operating cash flow of RBL Bank Ltd. is ₹ 7,578.17 Cr. Annual and quarterly cash flow data is available in the Cash Flow section of the Statements tab.

Does RBL Bank Ltd. report consolidated or standalone financials?

RBL Bank Ltd. reports consolidated financials. You can toggle between consolidated and standalone views using the switch at the top of each statement section.