Aditya Birla Capital Limited is pursuing a hybrid AI strategy that combines in-house tools with solutions from fintechs, big technology companies and consultants, according to digital platforms head Pankaj Gadgil. The company has built a sales and service assistance platform using multiple large language models, its own speech tools, and internal tools including WorkIO, TraceIO and FinEngage, while keeping its architecture open to both open-source and closed models to avoid lock-in.

Jefferies India has retained a buy rating on Aditya Birla Capital Limited with an SOTP-based target price of Rs 475, implying about 25% upside from around Rs 382, citing NIM expansion from floating-rate assets, 26% AUM CAGR over FY26-28, and reasonable valuation at 1.8x FY28e book value.

Aditya Birla Capital Limited is seen by Jefferies as a select diversified NBFC that can benefit from the RBI rate hike due to higher floating assets versus liabilities.