statements

Andhra Bank

NSE: ANDHRABANK

BSE: 532418

Sector:

Industry Group:

Industry:

9.10+0.0 (+0.00%)

20 Aug, 12:00 AM

Overview Analysis Statements

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Income Statement

Abridged

Understanding Income Statement

Andhra Bank income statement covering revenue, operating profit, EBITDA, PAT and EPS across annual and quarterly periods.

Consolidated

Standalone

Annual

Interim

	2005 Mar 31	R 2006 Mar 31	2007 Mar 31	C 2008 Mar 31	2009 Mar 31	C 2010 Mar 31	R 2011 Mar 31	C 2012 Mar 31	2013 Mar 31	2014 Mar 31	2015 Mar 31	2016 Mar 31	C 2017 Mar 31	2018 Mar 31	2019 Mar 31	TTM Dec 31
	2005 Mar 31	R 2006 Mar 31	2007 Mar 31	C 2008 Mar 31	2009 Mar 31	C 2010 Mar 31	R 2011 Mar 31	C 2012 Mar 31	2013 Mar 31	2014 Mar 31	2015 Mar 31	2016 Mar 31	C 2017 Mar 31	2018 Mar 31	2019 Mar 31	TTM Dec 31
Period length: Source:	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M IR
Net Interest & Dividend Income	1,069	1,169	1,418	1,340	1,628	2,196	3,235	3,790	3,825	3,845	4,687	5,490	5,739	6,573	6,985	7,225
Non-Interest Revenue	218	-192	-234	-123	-27	325	725	829	1,082	1,474	1,686	1,341	2,183	1,905	1,753	-
Total Revenue	1,287	977	1,184	1,217	1,601	2,521	3,961	4,619	4,908	5,318	6,373	6,831	7,922	8,478	8,738	7,225
Total Operating Expenses	388	-513	652	522	707	506	2,210	2,813	3,147	4,591	5,178	5,752	7,358	12,876	10,623	7,944
Operating Profit	899	1,490	532	695	894	2,015	1,751	1,806	1,760	728	1,195	1,079	564	-4,398	-1,885	-719
Operating Margin	69.8	152.5	45.0	57.1	55.8	79.9	44.2	39.1	35.9	13.7	18.8	15.8	7.1	-51.9	-21.6	-9.9
Profit before Taxes	819	488	540	583	656	1,887	1,752	1,807	1,761	728	1,223	1,007	375	-5,441	-2,391	-719
Income Taxes	-	-	-	-	-	390	501	482	483	300	582	465	187	-2,047	376	236
Profit after Tax	819	488	540	583	656	1,497	1,255	1,330	1,285	440	656	558	207	-3,366	-2,742	-926
PAT Margin	63.6	50.0	45.6	47.9	41.0	59.4	31.7	28.8	26.2	8.3	10.3	8.2	2.6	-39.7	-31.4	-12.8
EPS - Basic - ex Extraordinary Items	20.47	11.85	11.13	12.02	13.53	30.86	25.80	23.76	22.95	7.75	11.12	8.89	3.04	-38.40	-18.71	-5.83
EPS - Diluted - ex Extraordinary Items	20.47	11.85	11.13	12.02	13.53	21.64	25.80	23.76	22.95	7.75	11.12	8.89	3.04	-38.40	-18.71	-5.83
EBIT	899	1,490	532	695	894	2,015	1,751	1,806	1,760	728	1,195	1,079	564	-4,398	-1,885	-719
EBITDA	959	1,555	588	756	976	2,117	1,862	1,904	1,850	823	1,319	1,227	719	-4,198	-1,749	-719
EBITDA Margin	74.5	159.2	49.7	62.2	61.0	84.0	47.0	41.2	37.7	15.5	20.7	18.0	9.1	-49.5	-20.0	-9.9

Balance Sheet

Abridged

Understanding Balance Sheet

Andhra Bank balance sheet covering assets, liabilities, equity and borrowings across annual and quarterly periods.

Consolidated

Standalone

Annual

Interim

	2005 Mar 31	R 2006 Mar 31	2007 Mar 31	2008 Mar 31	C 2009 Mar 31	2010 Mar 31	R 2011 Mar 31	R 2012 Mar 31	C 2013 Mar 31	2014 Mar 31	2015 Mar 31	2016 Mar 31	R 2017 Mar 31	2018 Mar 31	2019 Mar 31
	2005 Mar 31	R 2006 Mar 31	2007 Mar 31	2008 Mar 31	C 2009 Mar 31	2010 Mar 31	R 2011 Mar 31	R 2012 Mar 31	C 2013 Mar 31	2014 Mar 31	2015 Mar 31	2016 Mar 31	R 2017 Mar 31	2018 Mar 31	2019 Mar 31
Source:	AR	AR	AR	AR	AR	AR	AR	AR	AR	AR	AR	AR	AR	AR	AR
Cash & ST Balance with Banks	3,523	5,139	4,024	5,694	5,288	11,168	10,574	8,874	6,783	8,374	7,717	9,028	9,507	10,112	10,300
Lending & LT Balance with Banks	-	-	-	-	-	-	-	-	323	1,547	258	341	8,672	6,346	5,248
Property Plant & Equipment - Net	187	193	192	219	264	288	279	283	302	414	1,238	1,335	1,500	1,447	1,547
Total Assets	32,743	40,704	47,577	56,628	68,507	90,383	1,09,332	1,25,264	1,47,559	1,69,400	1,87,673	2,02,687	2,26,421	2,46,111	2,54,044
Deposits - Total	27,547	33,920	41,451	49,426	59,379	77,676	92,143	1,05,833	1,23,796	1,41,880	1,55,051	1,74,334	1,95,476	2,08,093	2,19,853
Long Term Debt	983	758	734	591	3,351	5,852	7,640	8,245	11,126	13,193	15,319	6,143	8,147	7,754	5,909
Total Liabilities	30,925	37,809	44,418	53,369	64,847	85,956	1,02,807	1,17,763	1,39,105	1,60,638	1,77,579	1,91,661	2,14,992	2,35,175	2,40,712
Total Shareholders' Equity	1,818	2,895	3,159	3,259	3,660	4,427	6,525	7,501	8,454	8,761	10,094	11,026	11,429	10,936	13,332
Minority Interest	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Total Equity	1,818	2,895	3,159	3,259	3,660	4,427	6,525	7,501	8,454	8,761	10,094	11,026	11,429	10,936	13,332
Total Liabilities & Equity	32,743	40,704	47,577	56,628	68,507	90,383	1,09,332	1,25,264	1,47,559	1,69,400	1,87,673	2,02,687	2,26,421	2,46,111	2,54,044

Cash Flow

Abridged

Understanding Cash Flow Statement

Andhra Bank cash flow statement covering operating, investing and financing activities across annual and quarterly periods.

Consolidated

Standalone

Annual

Interim

	2005 Mar 31	C 2006 Mar 31	2007 Mar 31	2008 Mar 31	2009 Mar 31	2010 Mar 31	R 2011 Mar 31	C 2012 Mar 31	R 2013 Mar 31	C 2014 Mar 31	2015 Mar 31	2016 Mar 31	R 2017 Mar 31	R 2018 Mar 31	2019 Mar 31
	2005 Mar 31	C 2006 Mar 31	2007 Mar 31	2008 Mar 31	2009 Mar 31	2010 Mar 31	R 2011 Mar 31	C 2012 Mar 31	R 2013 Mar 31	C 2014 Mar 31	2015 Mar 31	2016 Mar 31	R 2017 Mar 31	R 2018 Mar 31	2019 Mar 31
Period length: Source:	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR
Operating CF bef Changes in Working Cap	575	465	513	595	538	1,075	971	1,128	890	197	888	587	5,138	5,509	4,057
Working Capital - Increase/(Decrease)	285	816	-1,108	900	-1,926	2,680	-4,184	-2,995	-4,933	976	-4,843	6,306	3,581	-18,434	-2,168
Net CF from Operating Activities	860	1,281	-595	1,496	-1,388	3,755	-3,212	-1,867	-4,043	1,173	-3,954	6,893	8,719	-12,924	1,889
Capital Expenditures - Net	68	70	55	88	197	122	72	81	95	222	238	272	155	142	84
Net CF from Investing Activities	-68	-70	-55	-88	-197	-122	-72	-81	-95	-222	-238	-272	-155	-142	-84
Dividends Paid - Cash - Total	190	136	291	229	113	255	283	358	358	403	-	145	41	-	-
Stock - Issuance/(Retirement) - Net	-	765	-	-	-	-	1,173	-	-	200	120	514	1,100	1,890	5,275
Debt - LT & ST - Issuance/(Retirement) - Total	340	-225	-175	492	1,646	2,501	1,787	606	2,881	2,067	2,126	-5,597	-860	9,445	-7,998
Net Cash Flow from Financing Activities	151	405	-466	263	1,179	2,247	2,678	248	2,523	1,864	2,246	-5,227	199	11,335	-2,723
Free Cash Flow to Equity	1,132	987	-825	1,899	60	6,134	-1,497	-1,342	-1,258	3,018	-2,066	1,025	7,704	-3,621	-6,192
Free Operating CF net dividend	602	1,076	-940	1,178	-1,699	3,378	-3,567	-2,306	-4,496	547	-4,192	6,476	8,523	-13,066	1,805
Free Operating CF	792	1,211	-650	1,407	-1,585	3,633	-3,285	-1,948	-4,138	951	-4,192	6,621	8,564	-13,066	1,805

Business Segment Analysis

FY End:

Mar 19

Andhra Bank business segment breakdown covering revenue, operating income and assets across key divisions for the selected financial year.

Revenue / Sales

Retail Banking (36.8%)₹ 8,208.15 CrCorporate/ Wholesale Banking (24.5%)₹ 5,450.19 CrTreasury (23.0%)₹ 5,135.22 CrOther Banking Operations (15.7%)₹ 3,497.42 Cr

Assets

Retail Banking (30.4%)₹ 77,179.97 CrTreasury (30.3%)₹ 77,085.79 CrCorporate/Wholesale Banking (28.6%)₹ 72,776.25 CrOther Banking Operations (8.4%)₹ 21,449.54 CrUnallocated (2.2%)₹ 5,552.43 Cr

Operating Income

Retail Banking (36.8%)₹ 1,872.81 CrCorporate/ Wholesale Banking (24.5%)₹ 1,243.54 CrTreasury (23.0%)₹ 1,171.67 CrOther Banking Operations (15.7%)₹ 797.99 Cr

Regional Segment Analysis

Andhra Bank geographic revenue split showing domestic and international market performance across revenue and income for the selected financial year.

We don't have enough data to show regional segment analysis for Andhra Bank

Historical Segment Analysis

Track how Andhra Bank segment contributions have evolved over multiple financial years to see which divisions are growing, shrinking or gaining strategic importance.

Sales

Assets

Operating Income

Business

Regional

Business

We don't have enough data to show the Capex for Andhra Bank.

Frequently Asked Questions

What is the revenue of Andhra Bank?

The latest trailing twelve month revenue of Andhra Bank is -. Annual and quarterly revenue trends are available in the Income Statement section.

What is the net profit of Andhra Bank?

The latest trailing twelve month net profit (PAT) of Andhra Bank is -. Detailed profit history across annual and quarterly periods is in the Income Statement section.

What is the EBITDA of Andhra Bank?

The operating margin of Andhra Bank is -. Detailed EBITDA history is available in the Income Statement section of the Statements tab.

What is the EPS of Andhra Bank?

The trailing twelve month Earnings Per Share (EPS) of Andhra Bank is -. EPS trends across annual and quarterly periods are visible in the Income Statement section.

What is the debt level of Andhra Bank?

The debt-to-equity ratio of Andhra Bank stands at -. The full breakdown of total borrowings is in the Balance Sheet section.

What is the book value per share of Andhra Bank?

The book value per share of Andhra Bank is available in the Balance Sheet section of the Statements tab.

What is the cash flow from operations of Andhra Bank?

Annual and quarterly cash flow data is available in the Cash Flow section of the Statements tab.

Does Andhra Bank report consolidated or standalone financials?

Andhra Bank reports consolidated financials. You can toggle between consolidated and standalone views using the switch at the top of each statement section.