APTUS

Aptus Value Housing Finance India Ltd.

NSE: APTUS

BSE: 543335

Sector: Financial Services

Industry Group: Finance

Industry: Housing Finance Company

288.00-1.0 (-0.33%)

3 Jul, 1:59 PM

Overview

Analysis Statements Technicals Forecast Peers Resources News

Stock Scores

Quality Score

68.5 / 100

Value Score

65.4 / 100

Price Momentum Score

54.3 / 100

QVM Score

74.7 / 100

Key Metrics

Market Cap

14470.40

P/E (TTM)

15.35

P/B

2.86

P/S (TTM)

6.60

EV/EBITDA

11.45

CAPE (5Y)

22.69

ROE (TTM)

20.11

ROCE (TTM)

15.50

ROA (TTM)

7.76

Avg 3Y ROE

18.64

Earnings 3Y CAGR

23.18

Sales 3Y CAGR

26.10

Sales 5Y CAGR

28.06

Debt/Equity

1.56

Consensus TP

330.00

Strong Buy %

61.11

Promoter Holding

23.87

Pledged %

0.00

Stock Analysis

Fundamental analysis overview of Aptus Value Housing Finance India Ltd. covering key investment insights, growth drivers, risk factors, and potential red flags.

Views

Red Flags

Positive

High and improving ROE

The company reported strong ROE of 20.11% for 12-month ended 31 Mar 2026 and ROE improved by 152 bps from 1 year ago

What is ROE (FY)?

High and stable operating margin

The company reported strong operating margin of 85.38% for 12-month ended 31 Mar 2026 and operating margin declined marginally by -7 bps from 1 year ago

What is Operating profit margin?

Strong revenue growth and above median growth of industry

The company delivered strong revenue growth of 25.24% for 12-month ended 31 Mar 2026 and the growth was 12.77 percentage points higher than median growth of industry

What is Sales growth (1Y)?

Median: 12.47

Value 25.24

-31.2666.22

Strong EPS growth and above median growth of industry

The company delivered strong EPS growth of 25.49% for 12-month ended 31 Mar 2026 and the growth was 11.36 percentage points higher than median growth of industry

What is EPS growth (1Y)?

Consistently pays dividend

The company has not missed dividend payments once in the last 4 financial years

What is Dividend streak?

Negative

Analysts have been downgrading forward EPS estimates

Analyst EPS estimate (consensus) for forward EPS has decreased by -0.48% in the last 3 months, indicating weak earnings momentum

What is Earnings upgrade (3M)?

Neutral

Reasonably valued but PB is at a premium to industry median P/B

PB of 2.86 indicates that the stock is reasonably valued on a standalone basis but is at a 77.64% premium to industry median P/B

What is P/B Ratio?

Median: 1.61

Value 2.86

0.3912.29

Reasonable Debt to Equity, and has been stable

The company has reasonable Debt to Equity of 1.56 as on 31 Mar 2026 and Debt to Equity decreased marginally by 0.03 in the last 1 year

What is Debt to Equity?

Moderate dividend yield

The company has a moderate dividend yield of 1.56%

What is Dividend yield?

Financial Snapshot

See detailed analysis

Multi-year trends for Aptus Value Housing Finance India Ltd. covering revenue, net profit, ROE, and EBITDA for a quick view of financial health over time.

Net Revenue FY

Profit After Tax FY

ROE FY

ROA FY

Aptus Value Housing Finance India Ltd. Shareholding Pattern

Quarterly breakdown of Aptus Value Housing Finance India Ltd. ownership including promoter, FII, DII, mutual fund, and public holdings as disclosed to NSE/BSE.

	Mar 2013	Sep 2014	Aug 2016	Aug 2017	Aug 2018	Aug 2019	Sep 2021	Dec 2021	Mar 2022	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026
Total Promoter	31.48	49.11	40.03	31.72	31.72	28.86	62.51	62.35	62.35	62.35	62.21	62.21	62.20	62.20	62.12	62.09	61.09	53.97	53.91	52.98	52.98	40.37	23.87	23.87	23.87
Indian Promoter	2.84	31.32	40.03	31.72	31.72	28.86	25.14	25.08	25.08	25.08	25.02	25.53	25.52	24.62	24.59	24.54	23.54	23.42	23.40	23.36	23.36	23.15	22.84	22.84	22.84
Foreign Promoter	28.64	17.79	0.00	0.00	0.00	0.00	37.37	37.27	37.27	37.27	37.19	36.68	36.68	37.58	37.53	37.56	37.55	30.55	30.51	29.62	29.62	17.22	1.03	1.03	1.03
Institutions	0.00	0.00	0.00	0.00	0.00	0.00	30.47	31.17	31.78	31.96	15.05	16.62	16.64	17.12	17.61	20.63	24.68	31.95	31.94	31.54	37.62	46.45	61.22	60.49	59.78
Mutual Funds / UTI	0.00	0.00	0.00	0.00	0.00	0.00	1.16	1.17	1.42	1.42	1.26	1.20	1.21	1.63	1.41	4.10	4.13	8.14	8.38	8.43	9.05	14.73	21.36	22.30	24.23
FI/Bank/Insurance	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.06	0.07	0.07	0.09	0.15	0.13	0.13	0.32	2.41	2.88	2.93
Govt	0.00	0.00	0.00	0.00	0.00	0.00	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
FII	0.00	0.00	0.00	0.00	0.00	0.00	10.28	11.02	11.40	11.50	12.42	14.05	14.06	14.15	14.83	15.42	19.58	22.81	22.45	21.86	27.74	30.41	35.36	33.19	30.34
Other Institutions	0.00	0.00	0.00	0.00	0.00	0.00	19.02	36.63	36.62	19.05	1.37	1.37	1.38	1.33	1.31	1.04	0.91	0.91	0.95	1.12	0.70	0.99	2.10	2.11	2.27
Non-Institution	68.52	50.89	59.97	68.28	68.28	71.14	7.02	6.49	5.88	5.69	22.74	21.16	21.15	20.68	20.26	17.28	14.23	14.07	14.16	15.46	9.39	13.19	14.90	15.65	16.35
Bodies Corporate	0.00	0.00	53.93	2.48	2.49	0.00	2.33	2.14	2.16	2.01	2.00	1.73	1.84	2.38	2.00	2.71	2.62	3.04	2.93	2.92	2.72	4.45	4.90	4.56	4.53
Others (incl. Retail) No. of shareholders	68.52 0	50.89 0	6.04 9	65.80 0	65.79 0	71.14 0	4.69 2,48,696	4.35 1,87,906	3.72 1,40,613	3.68 1,38,222	20.74 1,34,897	19.43 1,31,484	19.31 1,31,102	18.30 1,38,128	18.26 1,36,618	14.57 1,41,717	11.61 1,29,061	11.03 1,29,887	11.23 1,52,630	12.54 1,63,753	6.67 1,54,617	8.74 1,63,895	10.00 1,59,688	11.09 1,65,700	11.82 1,65,352

Holdings and Presence

Indices and prominent investors with a stake in this stock.

Index Presence

#	Index	Weight	Rank
1	SHI: Housing Finance Company	7.61%	6 / 12
2	Nifty Smallcap250 Quality 50	1.92%	18 / 50
3	Nifty Smallcap 250	0.47%	70 / 249
4	Nifty 500	0.05%	287 / 499
5	Nifty Total Market	0.05%	317 / 749

Prominent Investor Holdings

Bulk, Block and Insider Trades

Recent bulk deals, block deals, and insider trading activity in Aptus Value Housing Finance India Ltd. shares as reported to NSE and BSE.

Name	Date	Type	Price	Qty.	Value
Bnp Paribas Financial Markets	13 Oct 2025	buy	₹ 315.25	3.35 lac	₹ 10.56 cr
Morgan Stanley Asia (Singapore) Pte.	13 Oct 2025	sell	₹ 315.25	3.35 lac	₹ 10.56 cr
Bnp Paribas Financial Markets	06 Jun 2025	buy	₹ 304.65	5.00 lac	₹ 15.23 cr
Morgan Stanley Asia (Singapore) Pte.	06 Jun 2025	sell	₹ 304.65	5.00 lac	₹ 15.23 cr
EAST BRIDGE CAPITAL MASTER FUND I LTD	18 Mar 2025	buy	₹ 289.00	9.12 lac	₹ 26.35 cr
EAST BRIDGE CAPITAL MASTER FUND LIMITED	18 Mar 2025	sell	₹ 289.00	9.12 lac	₹ 26.35 cr
STEADVIEW CAPITAL MAURITIUS LIMITED	28 Feb 2024	buy	₹ 328.50	32.05 lac	₹ 105.28 cr
STEADVIEW CAPITAL OPPORTUNITIES PCC	28 Feb 2024	sell	₹ 328.50	32.05 lac	₹ 105.28 cr
Bnp Paribas Arbitrage	25 Jan 2024	sell	₹ 366.95	9.52 lac	₹ 34.93 cr
Societe Generale	25 Jan 2024	buy	₹ 366.95	9.52 lac	₹ 34.93 cr

Corporate Actions

History of Aptus Value Housing Finance India Ltd. dividends, bonus issues, stock splits, rights issues, and other corporate events.

Dividend₹ 2.50/share
Record date: 15th May 2026Ex-date: 15th May 2026
Announced on: 9th Apr 2026
Dividend₹ 2/share
Record date: 7th Nov 2025Ex-date: 7th Nov 2025
Announced on: 9th Oct 2025
Dividend₹ 2.50/share
Record date: 16th May 2025Ex-date: 16th May 2025
Announced on: 11th Apr 2025
Dividend₹ 2/share
Record date: 15th Nov 2024Ex-date: 14th Nov 2024
Announced on: 18th Oct 2024
Dividend₹ 2.50/share
Record date: 15th May 2024Ex-date: 15th May 2024
Announced on: 19th Apr 2024

Company Profile

Overview of Aptus Value Housing Finance India Ltd. covering business description, industry classification, key management, financial ratios, and listed exchange details.

Aptus Value Housing Finance India Ltd. is an India-based home loan company. The Company is engaged in addressing the housing finance needs of self-employed people belonging to low- and middle-income families primarily from semi-urban and rural markets. It offers Home Loans, Loan Against Property (LA...

Key personnel

Mr. Sanjay Mittal

Chief Financial Officer

Mr. N. Srikanth

Senior Vice President - Human Resources

Mr. V. Sundara Kumar

Senior Vice President - Legal and Receivable

Mr. V. Krishnaswami

Chief Technology Officer

Mr. Sanin Panicker

Compliance Officer, Company Secretary

Mr. John Vijayan Rayappa

Chief Risk Officer

Mr. R. Naveen Kumar

Vice President - Operations and Compliance

Mr. Vijayaraghavan Kannan

Chief Internal Audit Officer

View all

Incorporated on

11 Dec 2009

Last Annual

31 Mar 2026

Last Interim

31 Mar 2026

No. of Employees

IPO date

24 Aug 2021

Free Float

36,83,62,749

Website

https://www.aptusindia.com/

Phone no.

+914445650000

Address

NO: 8B, DOSHI TOWERS, 8TH FLOOR, NO:205, POONAMALLEE HIGH ROAD,, KILPAUK,, , 600010, India

Frequently Asked Questions

What is the current share price of Aptus Value Housing Finance India Ltd.?

The current share price of Aptus Value Housing Finance India Ltd. is ₹ 288.00 as of 3 Jul 2026.

What is the market capitalisation of Aptus Value Housing Finance India Ltd.?

The market capitalisation of Aptus Value Housing Finance India Ltd. stands at ₹ 14,470.40 Cr.

What is the PE ratio of Aptus Value Housing Finance India Ltd.?

The Price-to-Earnings (PE) ratio of Aptus Value Housing Finance India Ltd. is 15.35 as of the latest trailing twelve months data.

What is the ROE and ROCE of Aptus Value Housing Finance India Ltd.?

Aptus Value Housing Finance India Ltd. has a Return on Equity (ROE) of 20.11% and a Return on Capital Employed (ROCE) of 15.50% as per the latest financial reports.

What is the 52-week high and low of Aptus Value Housing Finance India Ltd.?

The 52-week high of Aptus Value Housing Finance India Ltd. is - and the 52-week low is -.

What is the dividend yield of Aptus Value Housing Finance India Ltd.?

The dividend yield of Aptus Value Housing Finance India Ltd. is 1.56% based on the current market price.

What is the FII and DII holding in Aptus Value Housing Finance India Ltd.?

Foreign Institutional Investors (FII) hold 30.34%, Domestic Institutional Investors (DII) hold 27.16% and retail/public investors hold 11.82% of Aptus Value Housing Finance India Ltd. shares.

What sector does Aptus Value Housing Finance India Ltd. belong to?

Aptus Value Housing Finance India Ltd. operates in the Financial Services sector. 94.44% of analysts have a Buy or Strong Buy rating on Aptus Value Housing Finance India Ltd. with a consensus target price of ₹ 330.00, implying 14.21% upside from current levels.

What is the beta of Aptus Value Housing Finance India Ltd.?

The beta of Aptus Value Housing Finance India Ltd. is 1.03, indicating its price volatility relative to the broader market. Over the past 1 year, Aptus Value Housing Finance India Ltd. has delivered an absolute return of -10.65%.

What is the RSI of Aptus Value Housing Finance India Ltd.?

The 14-day Relative Strength Index (RSI) of Aptus Value Housing Finance India Ltd. is 68.96, placing it approaching overbought territory. An RSI above 70 is considered overbought and below 30 is considered oversold.

Aptus Value Housing Finance India Ltd.

Stock Scores

Key Metrics

Share Price

Stock Analysis

Financial Snapshot

Aptus Value Housing Finance India Ltd. Shareholding Pattern

Holdings and Presence

Bulk, Block and Insider Trades

Corporate Actions

Company Profile

Frequently Asked Questions

Holdings and Presence

Company Profile

Corporate Actions

Stock Analysis