stocksBAJAJHFL
BAJAJHFL

Bajaj Housing Finance Ltd.

Industry Group: Finance
84.94+0.1 (+0.11%)
24 Aug, 9:29 AM

Income Statement

Abridged
Understanding Income Statement
Bajaj Housing Finance Ltd. income statement covering revenue, operating profit, EBITDA, PAT and EPS across annual and quarterly periods.
2019
Mar 31
2020
Mar 31
2021
Mar 31
2022
Mar 31
2023
Mar 31
2024
Mar 31
2025
Mar 31
2026
Mar 31
TTM
Jun 30
Period length:
Source:
12M
AR
12M
AR
12M
AR
12M
AR
12M
AR
12M
AR
12M
AR
12M
AR
12M
IR
Total Revenue
1,1492,6453,1533,7625,6517,6069,56411,13411,582
Cost of Operating Revenue
6851,6161,9662,1553,2114,6935,9766,7557,042
Total Operating Expenses
9801,9532,2932,6213,8275,3836,7077,6087,911
Operating Profit
1686928601,1411,8242,2232,8563,5263,670
Operating Margin
14.626.227.330.332.329.229.931.731.7
Financing Income/(Expense) - Net
-------4-4-
Profit before Taxes
1435676139601,7002,1612,7703,3203,492
Income Taxes
39146160250442430607760800
Profit after Tax
1044214537101,2581,7312,1632,5602,692
PAT Margin
9.115.914.418.922.322.822.623.023.2
EPS - Basic - ex Extraordinary Items
0.160.630.681.061.882.582.673.073.23
EPS - Diluted - ex Extraordinary Items
0.160.630.681.061.882.582.673.073.23
EBIT
1686928601,1411,8242,2232,8563,5263,670
EBITDA
1757158821,1671,8572,2622,8983,5733,719
EBITDA Margin
15.227.028.031.032.929.730.332.132.1

Balance Sheet

Abridged
Understanding Balance Sheet
Bajaj Housing Finance Ltd. balance sheet covering assets, liabilities, equity and borrowings across annual and quarterly periods.
2019
Mar 31
2020
Mar 31
2021
Mar 31
2022
Mar 31
2023
Mar 31
2024
Mar 31
2025
Mar 31
2026
Mar 31
Source:
AR
AR
AR
AR
AR
AR
AR
AR
Property Plant & Equipment - Net
317864788588100111
Total Assets
19,25831,37237,85948,52764,65481,8271,02,8091,27,147
Deposits - Total
---5101761843847
Long Term Debt
11,00721,90921,20928,63841,51852,77862,90478,313
Total Liabilities
15,59925,78731,82741,78654,15169,59482,8621,04,624
Total Shareholders' Equity
3,6585,5856,0326,74110,50312,23419,94722,523
Total Equity
3,6585,5856,0326,74110,50312,23419,94722,523
Total Liabilities & Equity
19,25831,37237,85948,52764,65481,8271,02,8091,27,147

Cash Flow

Abridged
Understanding Cash Flow Statement
Bajaj Housing Finance Ltd. cash flow statement covering operating, investing and financing activities across annual and quarterly periods.
2019
Mar 31
2020
Mar 31
2021
Mar 31
2022
Mar 31
2023
Mar 31
C
2024
Mar 31
2025
Mar 31
2026
Mar 31
Period length:
Source:
12M
AR
12M
AR
12M
AR
12M
AR
12M
AR
12M
AR
12M
AR
12M
AR
Operating CF bef Changes in Working Cap
2217748685031,2201,6302,3613,109
Working Capital - Increase/(Decrease)
-13,586-11,004-5,926-12,938-15,505-16,230-19,436-23,004
Net CF from Operating Activities
-13,365-10,230-5,058-12,435-14,286-14,600-17,075-19,895
Capital Expenditures - Net
4227142730403643
Net CF from Investing Activities
-744-705-8282,171-658-555-798-1,202
Stock - Issuance/(Retirement) - Net
2,0001,500--2,500-5,5603
Debt - LT & ST - Issuance/(Retirement) - Total
12,1059,9875,6969,71812,47115,11712,50221,185
Net Cash Flow from Financing Activities
14,10511,4875,68910,20914,63015,12517,87021,197
Free Cash Flow to Equity
-1,302-270625-2,744-1,845477-4,6091,247
Free Operating CF net dividend
-13,408-10,258-5,073-12,464-14,319-14,643-17,116-19,943
Free Operating CF
-13,408-10,258-5,073-12,464-14,319-14,643-17,116-19,943

Business Segment Analysis

FY End:
Mar 26

Bajaj Housing Finance Ltd. business segment breakdown covering revenue, operating income and assets across key divisions for the selected financial year.

Capex
Total₹ 48Cr
Housing Financing (100.0%)₹ 47.94 Cr
Revenue / Sales
Total₹ 11,134Cr
Housing Financing (100.0%)₹ 11,134.11 Cr
Assets
Total₹ 1,27,147Cr
Housing Financing (100.0%)₹ 1,27,147.05 Cr
Operating Income
Total₹ 3,526Cr
Housing Financing (100.0%)₹ 3,526.03 Cr

Regional Segment Analysis

FY End:
Mar 26

Bajaj Housing Finance Ltd. geographic revenue split showing domestic and international market performance across revenue and income for the selected financial year.

Revenue / Sales
Total₹ 11,134Cr
India (100.0%)₹ 11,134.11 Cr
Assets
Total₹ 1,27,147Cr
India (100.0%)₹ 1,27,147.05 Cr

Historical Segment Analysis

Track how Bajaj Housing Finance Ltd. segment contributions have evolved over multiple financial years to see which divisions are growing, shrinking or gaining strategic importance.

Business
2024
Mar 31
2025
Mar 31
2026
Mar 31
Housing Financing434148

Frequently Asked Questions

What is the revenue of Bajaj Housing Finance Ltd.?
The latest trailing twelve month revenue of Bajaj Housing Finance Ltd. is ₹ 11,581.60 Cr, reflecting a 1-year growth of 16.16% and a 3-year CAGR of 23.20%. Annual and quarterly revenue trends are available in the Income Statement section.
What is the net profit of Bajaj Housing Finance Ltd.?
The latest trailing twelve month net profit (PAT) of Bajaj Housing Finance Ltd. is ₹ 2,692.32 Cr, with a 3-year earnings CAGR of 15.56%. Detailed profit history across annual and quarterly periods is in the Income Statement section.
What is the EBITDA of Bajaj Housing Finance Ltd.?
The trailing twelve month EBITDA of Bajaj Housing Finance Ltd. is approximately ₹ 3,670.26 Cr (based on an operating margin of 31.69%). EBITDA reflects core operating profitability before interest, taxes, depreciation and amortisation.
What is the EPS of Bajaj Housing Finance Ltd.?
The trailing twelve month Earnings Per Share (EPS) of Bajaj Housing Finance Ltd. is 3.23. EPS trends across annual and quarterly periods are visible in the Income Statement section.
What is the debt level of Bajaj Housing Finance Ltd.?
The debt-to-equity ratio of Bajaj Housing Finance Ltd. stands at 4.60. The interest coverage ratio is 915.85x, reflecting the company's ability to service debt from operating earnings. The full breakdown of total borrowings is in the Balance Sheet section.
What is the book value per share of Bajaj Housing Finance Ltd.?
The estimated book value per share of Bajaj Housing Finance Ltd. is 27.07 (derived from a P/B ratio of 3.14 and market price of ₹ 84.94), reflecting the net asset value attributable to each share. See the Balance Sheet section for a full breakdown.
What is the cash flow from operations of Bajaj Housing Finance Ltd.?
The trailing twelve month operating cash flow of Bajaj Housing Finance Ltd. is ₹ -19,894.90 Cr. Annual and quarterly cash flow data is available in the Cash Flow section of the Statements tab.
Does Bajaj Housing Finance Ltd. report consolidated or standalone financials?
Bajaj Housing Finance Ltd. reports consolidated financials. You can toggle between consolidated and standalone views using the switch at the top of each statement section.