	2019 Mar 31	2020 Mar 31	2021 Mar 31	2022 Mar 31	2023 Mar 31	2024 Mar 31	2025 Mar 31	2026 Mar 31

Period length: Source:	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M PRESS
Total Revenue	1,149	2,645	3,153	3,762	5,651	7,606	9,564	11,134
Cost of Operating Revenue	685	1,616	1,966	2,155	3,211	4,693	5,976	6,759
Total Operating Expenses	980	1,953	2,293	2,621	3,827	5,383	6,707	7,613
Operating Profit	168	692	860	1,141	1,824	2,223	2,856	3,521
Operating Margin	14.6	26.2	27.3	30.3	32.3	29.2	29.9	31.6
Financing Income/(Expense) - Net	-	-	-	-	-	-	-4	-
Profit before Taxes	143	567	613	960	1,700	2,161	2,770	3,320
Income Taxes	39	146	160	250	442	430	607	760
Profit after Tax	104	421	453	710	1,258	1,731	2,163	2,560
PAT Margin	9.1	15.9	14.4	18.9	22.3	22.8	22.6	23.0
EPS - Basic - ex Extraordinary Items	0.16	0.63	0.68	1.06	1.88	2.58	2.67	3.07
EPS - Diluted - ex Extraordinary Items	0.16	0.63	0.68	1.06	1.88	2.58	2.67	3.07
EBIT	168	692	860	1,141	1,824	2,223	2,856	3,521
EBITDA	175	715	882	1,167	1,857	2,262	2,898	3,568
EBITDA Margin	15.2	27.0	28.0	31.0	32.9	29.7	30.3	32.0

Balance Sheet

Abridged

Understanding Balance Sheet

Bajaj Housing Finance Ltd. balance sheet covering assets, liabilities, equity and borrowings across annual and quarterly periods.

Consolidated

Standalone

Annual

Interim

	2019 Mar 31	2020 Mar 31	2021 Mar 31	2022 Mar 31	2023 Mar 31	2024 Mar 31	2025 Mar 31	2026 Mar 31

Source:	AR	AR	AR	AR	AR	AR	AR	PRESS
Property Plant & Equipment - Net	31	78	64	78	85	88	100	111
Total Assets	19,258	31,372	37,859	48,527	64,654	81,827	1,02,809	1,27,147
Deposits - Total	-	-	-	510	176	184	38	47
Long Term Debt	11,007	21,909	21,209	28,638	41,518	52,778	62,904	1,03,657
Total Liabilities	15,599	25,787	31,827	41,786	54,151	69,594	82,862	1,04,624
Total Shareholders' Equity	3,658	5,585	6,032	6,741	10,503	12,234	19,947	22,523
Total Equity	3,658	5,585	6,032	6,741	10,503	12,234	19,947	22,523
Total Liabilities & Equity	19,258	31,372	37,859	48,527	64,654	81,827	1,02,809	1,27,147

Cash Flow

Abridged

Understanding Cash Flow Statement

Bajaj Housing Finance Ltd. cash flow statement covering operating, investing and financing activities across annual and quarterly periods.

Consolidated

Standalone

Annual

Interim

	2019 Mar 31	2020 Mar 31	2021 Mar 31	2022 Mar 31	2023 Mar 31	C 2024 Mar 31	2025 Mar 31	2026 Mar 31

Period length: Source:	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M PRESS
Operating CF bef Changes in Working Cap	221	774	868	503	1,220	1,630	2,361	3,109
Working Capital - Increase/(Decrease)	-13,586	-11,004	-5,926	-12,938	-15,505	-16,230	-19,436	-23,004
Net CF from Operating Activities	-13,365	-10,230	-5,058	-12,435	-14,286	-14,600	-17,075	-19,895
Capital Expenditures - Net	42	27	14	27	30	40	36	43
Net CF from Investing Activities	-744	-705	-828	2,171	-658	-555	-798	-1,202
Stock - Issuance/(Retirement) - Net	2,000	1,500	-	-	2,500	-	5,560	3
Debt - LT & ST - Issuance/(Retirement) - Total	12,105	9,987	5,696	9,718	12,471	15,117	12,502	21,185
Net Cash Flow from Financing Activities	14,105	11,487	5,689	10,209	14,630	15,125	17,870	21,197
Free Cash Flow to Equity	-1,302	-270	625	-2,744	-1,845	477	-4,609	1,247
Free Operating CF net dividend	-13,408	-10,258	-5,073	-12,464	-14,319	-14,643	-17,116	-19,943
Free Operating CF	-13,408	-10,258	-5,073	-12,464	-14,319	-14,643	-17,116	-19,943

Business Segment Analysis

FY End:

Mar 25

Bajaj Housing Finance Ltd. business segment breakdown covering revenue, operating income and assets across key divisions for the selected financial year.

Capex

Housing Financing (100.0%)₹ 41.00 Cr

Revenue / Sales

Housing Financing (100.0%)₹ 9,563.68 Cr

Assets

Housing Financing (100.0%)₹ 1,02,808.75 Cr

Operating Income

Housing Financing (100.0%)₹ 2,856.35 Cr

Regional Segment Analysis

FY End:

Mar 25

Bajaj Housing Finance Ltd. geographic revenue split showing domestic and international market performance across revenue and income for the selected financial year.

Revenue / Sales

India (100.0%)₹ 9,563.68 Cr

Assets

India (100.0%)₹ 1,02,808.75 Cr

Historical Segment Analysis

Track how Bajaj Housing Finance Ltd. segment contributions have evolved over multiple financial years to see which divisions are growing, shrinking or gaining strategic importance.

Capex

Sales

Assets

Operating Income

Business

Regional

Business

	2024 Mar 31	2025 Mar 31

Housing Financing	43	41

Frequently Asked Questions

What is the revenue of Bajaj Housing Finance Ltd.?

The latest trailing twelve month revenue of Bajaj Housing Finance Ltd. is ₹ 11,134.10 Cr, reflecting a 1-year growth of 16.42% and a 3-year CAGR of 25.37%. Annual and quarterly revenue trends are available in the Income Statement section.

What is the net profit of Bajaj Housing Finance Ltd.?

The latest trailing twelve month net profit (PAT) of Bajaj Housing Finance Ltd. is ₹ 2,560.34 Cr, with a 3-year earnings CAGR of 17.82%. Detailed profit history across annual and quarterly periods is in the Income Statement section.

What is the EBITDA of Bajaj Housing Finance Ltd.?

The trailing twelve month EBITDA of Bajaj Housing Finance Ltd. is approximately ₹ 3,520.75 Cr (based on an operating margin of 31.62%). EBITDA reflects core operating profitability before interest, taxes, depreciation and amortisation.

What is the EPS of Bajaj Housing Finance Ltd.?

The trailing twelve month Earnings Per Share (EPS) of Bajaj Housing Finance Ltd. is 3.07. EPS trends across annual and quarterly periods are visible in the Income Statement section.

What is the debt level of Bajaj Housing Finance Ltd.?

The debt-to-equity ratio of Bajaj Housing Finance Ltd. stands at 4.60. The full breakdown of total borrowings is in the Balance Sheet section.

What is the book value per share of Bajaj Housing Finance Ltd.?

The estimated book value per share of Bajaj Housing Finance Ltd. is 27.85 (derived from a P/B ratio of 3.28 and market price of ₹ 91.35), reflecting the net asset value attributable to each share. See the Balance Sheet section for a full breakdown.

What is the cash flow from operations of Bajaj Housing Finance Ltd.?

The trailing twelve month operating cash flow of Bajaj Housing Finance Ltd. is ₹ -19,894.90 Cr. Annual and quarterly cash flow data is available in the Cash Flow section of the Statements tab.

Does Bajaj Housing Finance Ltd. report consolidated or standalone financials?

Bajaj Housing Finance Ltd. reports consolidated financials. You can toggle between consolidated and standalone views using the switch at the top of each statement section.