	2012 Mar 31	C 2013 Mar 31	C 2014 Mar 31	2015 Mar 31	2016 Mar 31	2017 Mar 31	2018 Mar 31	2019 Mar 31	2020 Mar 31	C 2021 Mar 31	2022 Mar 31	2023 Mar 31	2024 Mar 31	2025 Mar 31	2026 Mar 31

Period length: Source:	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR
Net Interest & Dividend Income	10,764	11,956	12,858	14,368	13,692	14,878	16,896	20,401	28,855	31,113	34,570	44,196	48,480	49,680	52,438
Non-Interest Revenue	2,587	3,342	4,263	4,522	4,911	6,322	5,748	5,251	7,880	8,832	9,332	11,298	14,350	14,728	15,703
Total Revenue	13,351	15,298	17,121	18,890	18,603	21,199	22,644	25,651	36,735	39,945	43,902	55,495	62,830	64,408	68,141
Total Operating Expenses	7,047	10,102	11,125	12,907	24,497	18,219	24,071	23,977	36,142	33,307	30,520	30,305	38,096	36,945	41,900
Operating Profit	6,303	5,196	5,996	5,983	-5,894	2,981	-1,427	1,674	593	6,638	13,383	25,190	24,734	27,462	26,242
Operating Margin	47.2	34.0	35.0	31.7	-31.7	14.1	-6.3	6.5	1.6	16.6	30.5	45.4	39.4	42.6	38.5
Profit before Taxes	6,304	5,195	5,996	5,983	-6,233	3,024	-2,106	1,525	-1,234	6,373	10,008	20,565	25,799	27,619	24,945
Income Taxes	1,088	444	1,065	2,151	-1,180	1,247	-194	438	-2,176	4,919	2,308	5,877	7,390	7,160	5,468
Profit after Tax	5,249	4,804	5,001	3,912	-5,068	1,815	-1,887	1,100	928	1,548	7,850	14,905	18,767	20,716	19,846
PAT Margin	39.3	31.4	29.2	20.7	-27.2	8.6	-8.3	4.3	2.5	3.9	17.9	26.9	29.9	32.2	29.1
EPS - Basic - ex Extraordinary Items	26.80	23.34	4.73	3.64	-22.44	7.88	-8.17	4.16	2.32	3.32	15.18	28.82	36.29	40.06	38.38
EPS - Diluted - ex Extraordinary Items	26.80	23.34	4.73	3.64	-22.44	7.88	-8.17	3.58	2.32	3.32	15.18	28.82	36.29	40.06	38.38
EBIT	6,303	5,196	5,996	5,983	-5,894	2,981	-1,427	1,674	593	6,638	13,383	25,190	24,734	27,462	26,242
EBITDA	6,599	5,518	6,364	6,352	-5,369	3,521	-526	2,623	2,290	7,996	14,821	27,230	26,436	28,929	28,205
EBITDA Margin	49.4	36.1	37.2	33.6	-28.9	16.6	-2.3	10.2	6.2	20.0	33.8	49.1	42.1	44.9	41.4

Balance Sheet

Abridged

Understanding Balance Sheet

Bank Of Baroda balance sheet covering assets, liabilities, equity and borrowings across annual and quarterly periods.

Consolidated

Standalone

Annual

Interim

	2012 Mar 31	2013 Mar 31	2014 Mar 31	2015 Mar 31	2016 Mar 31	2017 Mar 31	2018 Mar 31	2019 Mar 31	2020 Mar 31	2021 Mar 31	2022 Mar 31	2023 Mar 31	2024 Mar 31	2025 Mar 31	2026 Mar 31

Source:	AR	AR	AR	AR	AR	AR	AR	AR	AR	AR	AR	AR	AR	AR	AR
Cash & ST Balance with Banks	65,810	87,702	1,06,913	1,25,049	1,01,390	1,07,074	80,386	86,923	1,00,861	1,06,848	1,01,763	91,561	86,405	1,12,524	1,43,850
Lending & LT Balance with Banks	2,41,634	2,73,529	84,823	1,01,195	1,04,695	1,02,966	66,944	42,417	69,997	51,200	65,684	65,090	93,839	1,07,861	1,26,741
Property Plant & Equipment - Net	2,428	2,550	2,849	2,978	6,359	5,930	5,532	7,144	9,044	8,217	10,188	8,957	8,148	12,634	12,197
Total Assets	4,57,412	5,59,388	6,76,114	7,33,977	6,91,179	7,19,221	7,47,805	8,19,672	11,99,942	12,02,676	13,40,137	15,25,879	16,54,779	18,61,774	21,01,502
Deposits - Total	3,92,616	4,82,639	5,79,997	6,29,981	5,86,690	6,17,257	6,07,451	6,65,589	9,73,228	9,95,910	10,75,804	12,34,682	13,51,802	14,96,688	16,75,895
Long Term Debt	23,598	26,553	36,976	35,502	33,845	31,242	64,860	68,868	95,753	71,263	1,09,526	1,07,910	1,01,959	1,35,813	1,70,297
Total Liabilities	4,28,805	5,25,997	6,38,109	6,91,773	6,48,482	6,75,920	7,00,966	7,64,334	11,23,452	11,19,850	12,47,511	14,19,830	15,34,049	17,14,024	19,34,136
Total Shareholders' Equity	28,516	33,282	37,847	42,018	42,503	43,068	46,566	54,996	76,104	82,390	91,868	1,05,055	1,19,712	1,46,503	1,65,868
Minority Interest	91	110	158	187	194	233	273	341	386	436	758	995	1,018	1,248	1,498
Total Equity	28,607	33,392	38,005	42,204	42,697	43,300	46,839	55,337	76,490	82,826	92,626	1,06,049	1,20,730	1,47,750	1,67,366
Total Liabilities & Equity	4,57,412	5,59,388	6,76,114	7,33,977	6,91,179	7,19,221	7,47,805	8,19,672	11,99,942	12,02,676	13,40,137	15,25,879	16,54,779	18,61,774	21,01,502

Cash Flow

Abridged

Understanding Cash Flow Statement

Bank Of Baroda cash flow statement covering operating, investing and financing activities across annual and quarterly periods.

Consolidated

Standalone

Annual

Interim

	2012 Mar 31	2013 Mar 31	2014 Mar 31	2015 Mar 31	2016 Mar 31	2017 Mar 31	2018 Mar 31	2019 Mar 31	2020 Mar 31	2021 Mar 31	C 2022 Mar 31	C 2023 Mar 31	2024 Mar 31	2025 Mar 31	2026 Mar 31

Period length: Source:	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR
Operating CF bef Changes in Working Cap	7,962	8,709	8,745	8,775	11,600	14,213	15,358	12,227	21,882	18,534	24,695	26,891	31,441	30,389	33,630
Working Capital - Increase/(Decrease)	4,730	10,704	28,725	10,355	-21,505	6,057	-1,10,296	-18,316	-34,640	3,973	-58,067	-50,805	-23,467	-21,861	-32,428
Net CF from Operating Activities	12,692	19,413	37,470	19,130	-9,905	20,270	-94,939	-6,090	-12,758	22,507	-33,372	-23,914	7,974	8,528	1,201
Capital Expenditures - Net	416	514	730	556	4,005	551	414	2,537	137	259	3,405	786	879	5,913	1,515
Net CF from Investing Activities	-416	-514	-730	-556	-4,005	-551	-414	-2,537	-139	-471	-3,645	-1,096	-1,285	-6,494	-3,275
Dividends Paid - Cash - Total	753	812	1,060	1,084	852	-	333	-	-	-	-	1,466	2,844	3,930	4,318
Stock - Issuance/(Retirement) - Net	1,645	850	550	1,260	1,786	-	5,375	5,082	8,293	110	-	-	-	1	3
Debt - LT & ST - Issuance/(Retirement) - Total	1,220	2,955	10,423	-1,475	-1,656	-2,603	33,618	4,008	20,713	-24,489	38,263	-1,616	-5,951	33,854	34,484
Net Cash Flow from Financing Activities	2,111	2,993	9,914	-1,298	-722	-2,603	38,660	9,089	29,006	-24,379	38,584	-2,845	-8,772	30,154	30,419
Free Cash Flow to Equity	13,495	21,854	47,163	17,099	-15,566	17,116	-61,734	-4,620	7,817	-2,242	1,486	-26,316	1,144	36,469	34,170
Free Operating CF net dividend	11,482	18,041	35,641	17,418	-14,806	19,441	-95,884	-8,756	-16,062	19,721	-36,777	-26,363	3,774	-1,735	-4,933
Free Operating CF	12,236	18,853	36,701	18,501	-13,954	19,441	-95,552	-8,756	-16,062	19,721	-36,777	-24,897	6,618	2,195	-615

Business Segment Analysis

FY End:

Mar 26

Bank Of Baroda business segment breakdown covering revenue, operating income and assets across key divisions for the selected financial year.

Revenue / Sales

Retail Banking (39.8%)₹ 62,448.51 CrWholesale Banking (32.3%)₹ 50,701.61 CrTreasury Operations (22.2%)₹ 34,884.86 CrOther Banking Operations (5.6%)₹ 8,790.46 Cr

Assets

Wholesale Banking (38.9%)₹ 8,18,355.42 CrRetail Banking (29.7%)₹ 6,24,951.12 CrTreasury Operations (27.2%)₹ 5,72,418.39 CrOther Banking Operations (2.1%)₹ 44,010.95 CrUnallocated (2.0%)₹ 41,765.97 Cr

Regional Segment Analysis

FY End:

Mar 26

Bank Of Baroda geographic revenue split showing domestic and international market performance across revenue and income for the selected financial year.

Revenue / Sales

India (87.9%)₹ 1,37,920.86 CrInternational (12.1%)₹ 18,904.58 Cr

Assets

India (81.5%)₹ 17,12,454.12 CrInternational (18.5%)₹ 3,89,047.73 Cr

Historical Segment Analysis

Track how Bank Of Baroda segment contributions have evolved over multiple financial years to see which divisions are growing, shrinking or gaining strategic importance.

Sales

Assets

Operating Income

Business

Regional

Business

We don't have enough data to show the Capex for Bank Of Baroda.

Frequently Asked Questions

What is the revenue of Bank Of Baroda?

The latest trailing twelve month revenue of Bank Of Baroda is ₹ 74,965.50 Cr, reflecting a 1-year growth of 0.72% and a 3-year CAGR of 6.36%. Annual and quarterly revenue trends are available in the Income Statement section.

What is the net profit of Bank Of Baroda?

The latest trailing twelve month net profit (PAT) of Bank Of Baroda is ₹ 19,846.40 Cr, with a 3-year earnings CAGR of 10.02%. Detailed profit history across annual and quarterly periods is in the Income Statement section.

What is the EBITDA of Bank Of Baroda?

The trailing twelve month EBITDA of Bank Of Baroda is approximately ₹ 24,944.69 Cr (based on an operating margin of 33.27%). EBITDA reflects core operating profitability before interest, taxes, depreciation and amortisation.

What is the EPS of Bank Of Baroda?

The trailing twelve month Earnings Per Share (EPS) of Bank Of Baroda is 38.38. EPS trends across annual and quarterly periods are visible in the Income Statement section.

What is the debt level of Bank Of Baroda?

The debt-to-equity ratio of Bank Of Baroda stands at 1.03. The full breakdown of total borrowings is in the Balance Sheet section.

What is the book value per share of Bank Of Baroda?

The estimated book value per share of Bank Of Baroda is 310.14 (derived from a P/B ratio of 0.81 and market price of ₹ 251.65), reflecting the net asset value attributable to each share. See the Balance Sheet section for a full breakdown.

What is the cash flow from operations of Bank Of Baroda?

The trailing twelve month operating cash flow of Bank Of Baroda is ₹ 1,201.42 Cr. Annual and quarterly cash flow data is available in the Cash Flow section of the Statements tab.

Does Bank Of Baroda report consolidated or standalone financials?

Bank Of Baroda reports consolidated financials. You can toggle between consolidated and standalone views using the switch at the top of each statement section.