	2012 Mar 31	2013 Mar 31	2014 Mar 31	2015 Mar 31	2016 Mar 31	C 2017 Mar 31	C 2018 Mar 31	2019 Mar 31	2020 Mar 31	2021 Mar 31	2022 Mar 31	2023 Mar 31	2024 Mar 31	2025 Mar 31	2026 Mar 31

Period length: Source:	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M PRESS
Net Interest & Dividend Income	5,185	5,756	6,515	7,276	7,105	6,609	6,560	6,814	7,671	8,287	9,549	11,758	12,973	13,975	14,242
Non-Interest Revenue	1,173	1,260	1,476	1,703	1,663	2,643	1,983	1,563	2,583	2,583	1,838	2,364	2,796	3,598	85
Total Revenue	6,358	7,016	7,991	8,979	8,768	9,252	8,543	8,377	10,254	10,870	11,387	14,122	15,769	17,573	14,327
Total Operating Expenses	5,691	5,674	8,965	8,069	11,193	12,773	16,414	16,520	10,998	11,113	9,660	11,451	11,674	12,582	7,768
Operating Profit	667	1,342	-974	911	-2,425	-3,521	-7,871	-8,143	-744	-244	1,727	2,671	4,095	4,991	6,559
Operating Margin	10.5	19.1	-12.2	10.1	-27.7	-38.1	-92.1	-97.2	-7.3	-2.2	15.2	18.9	26.0	28.4	45.8
Profit before Taxes	667	1,342	-976	910	-2,351	-3,523	-7,876	-8,148	-910	-1,314	1,737	2,672	4,080	4,967	6,559
Income Taxes	121	311	276	292	-1,245	-1,081	-2,780	-2,520	218	-436	672	1,063	1,504	1,149	2,075
Profit after Tax	613	1,067	-1,213	666	-1,096	-2,459	-5,140	-5,617	-1,256	-1,000	1,076	1,679	2,668	3,934	4,524
PAT Margin	9.6	15.2	-15.2	7.4	-12.5	-26.6	-60.2	-67.1	-12.2	-9.2	9.4	11.9	16.9	22.4	31.6
EPS - Basic - ex Extraordinary Items	6.40	11.61	-10.67	4.69	-8.42	-13.46	-26.52	-20.10	-2.02	-1.73	1.31	1.93	3.07	4.53	5.00
EPS - Diluted - ex Extraordinary Items	6.40	11.94	-10.67	4.69	-8.42	-13.46	-26.52	-20.10	-2.02	-1.73	1.31	1.93	3.07	4.53	5.00
EBIT	667	1,342	-974	911	-2,425	-3,521	-7,871	-8,143	-744	-244	1,727	2,671	4,095	4,991	6,559
EBITDA	811	1,527	-766	1,140	-2,185	-3,264	-7,611	-7,865	-459	49	2,024	3,057	4,594	5,549	7,088
EBITDA Margin	12.8	21.8	-9.6	12.7	-24.9	-35.3	-89.1	-93.9	-4.5	0.4	17.8	21.6	29.1	31.6	49.5

Balance Sheet

Abridged

Understanding Balance Sheet

Central Bank Of India balance sheet covering assets, liabilities, equity and borrowings across annual and quarterly periods.

Consolidated

Standalone

Annual

Interim

	2012 Mar 31	R 2013 Mar 31	2014 Mar 31	2015 Mar 31	2016 Mar 31	C 2017 Mar 31	2018 Mar 31	2019 Mar 31	R 2020 Mar 31	2021 Mar 31	2022 Mar 31	2023 Mar 31	2024 Mar 31	2025 Mar 31	2026 Mar 31

Source:	AR	AR	AR	AR	AR	AR	AR	AR	AR	AR	AR	AR	AR	AR	PRESS
Cash & ST Balance with Banks	14,127	14,042	12,386	14,638	14,370	75,295	36,157	20,951	34,170	38,754	53,033	44,102	37,608	36,016	37,835
Lending & LT Balance with Banks	-	403	0	200	1,200	3,500	3,106	10,347	1,935	200	64	-	-	181	-
Property Plant & Equipment - Net	2,475	2,686	2,805	2,834	4,360	4,291	4,344	4,311	4,337	5,133	4,955	4,777	5,336	5,205	5,126
Total Assets	2,30,176	2,68,666	2,90,095	3,12,766	3,06,621	3,34,695	3,27,349	3,31,885	3,57,151	3,69,974	3,87,435	4,07,080	4,47,772	4,80,457	5,51,079
Deposits - Total	1,96,235	2,26,219	2,40,345	2,55,942	2,66,686	2,97,309	2,95,354	3,00,311	3,14,201	3,30,328	3,43,165	3,59,775	3,85,541	4,13,271	4,68,444
Long Term Debt	12,919	18,395	22,137	26,099	9,503	9,623	6,026	5,640	6,076	5,760	7,663	8,334	20,013	21,820	31,854
Total Liabilities	2,17,489	2,53,100	2,74,054	2,94,998	2,88,079	3,16,449	3,09,099	3,12,445	3,35,569	3,43,427	3,59,828	3,77,796	4,15,321	4,43,490	5,11,986
Total Shareholders' Equity	12,662	15,538	16,010	17,735	18,508	18,211	18,210	19,396	21,537	26,497	27,549	29,217	32,374	36,881	39,001
Minority Interest	24	27	31	33	35	35	40	43	45	51	58	67	76	85	92
Total Equity	12,687	15,566	16,041	17,768	18,543	18,246	18,250	19,439	21,582	26,547	27,607	29,284	32,451	36,967	39,093
Total Liabilities & Equity	2,30,176	2,68,666	2,90,095	3,12,766	3,06,621	3,34,695	3,27,349	3,31,885	3,57,151	3,69,974	3,87,435	4,07,080	4,47,772	4,80,457	5,51,079

Cash Flow

Abridged

Understanding Cash Flow Statement

Central Bank Of India cash flow statement covering operating, investing and financing activities across annual and quarterly periods.

Consolidated

Standalone

Annual

Interim

	C 2012 Mar 31	2013 Mar 31	2014 Mar 31	2015 Mar 31	2016 Mar 31	2017 Mar 31	2018 Mar 31	2019 Mar 31	2020 Mar 31	2021 Mar 31	2022 Mar 31	2023 Mar 31	2024 Mar 31	2025 Mar 31	2026 Mar 31

Period length: Source:	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M AR	12M PRESS
Operating CF bef Changes in Working Cap	2,909	2,828	2,746	2,843	1,861	2,260	2,680	3,628	4,388	6,481	5,817	7,085	7,761	8,930	7,498
Working Capital - Increase/(Decrease)	-5,036	-9,989	-9,624	-5,227	15,015	58,907	-43,459	-17,752	-3,137	-8,168	6,556	-16,542	-25,350	-13,197	-14,729
Net CF from Operating Activities	-2,128	-7,162	-6,878	-2,384	16,877	61,167	-40,779	-14,124	1,252	-1,687	12,373	-9,457	-17,589	-4,266	-7,231
Capital Expenditures - Net	224	426	356	285	149	189	310	251	315	202	133	209	584	451	454
Net CF from Investing Activities	-231	-435	-369	-332	-149	-189	-310	-251	-315	-202	-133	-209	-584	-451	-454
Dividends Paid - Cash - Total	212	276	1	1	84	9	3	7	7	-	-	-	-	-	713
Stock - Issuance/(Retirement) - Net	1,417	2,406	1,802	1,208	701	1,454	5,158	6,592	3,403	255	-	-	-	1,500	-
Debt - LT & ST - Issuance/(Retirement) - Total	32	5,477	3,741	3,962	-16,595	703	-3,598	-386	436	-316	1,904	671	11,679	1,807	10,035
Net Cash Flow from Financing Activities	1,202	7,562	5,541	5,168	-15,996	2,246	1,556	6,410	3,832	4,739	1,904	671	11,679	3,307	9,322
Free Cash Flow to Equity	-2,320	-2,111	-3,493	1,293	132	61,682	-44,687	-14,761	1,373	-2,206	14,143	-8,995	-6,494	-2,910	2,350
Free Operating CF net dividend	-2,567	-7,907	-7,285	-3,486	16,486	60,967	-41,096	-14,385	923	-1,892	12,215	-9,669	-18,176	-4,722	-8,401
Free Operating CF	-2,355	-7,631	-7,284	-3,484	16,570	60,976	-41,093	-14,378	930	-1,892	12,215	-9,669	-18,176	-4,722	-7,688

Business Segment Analysis

FY End:

Mar 25

Central Bank Of India business segment breakdown covering revenue, operating income and assets across key divisions for the selected financial year.

Revenue / Sales

Retail Banking operations (46.1%)₹ 18,152.50 CrTreasury Operations (32.0%)₹ 12,619.40 CrWholesale Banking Operations (21.8%)₹ 8,604.92 CrOther Banking Operations (0.0%)₹ 10.41 Cr

Assets

Treasury Operations (38.2%)₹ 1,83,664.54 CrWholesale Banking Operations (36.9%)₹ 1,77,206.02 CrRetail Banking operations (22.5%)₹ 1,08,090.06 CrUnallocated (2.4%)₹ 11,486.05 CrOther Banking Operations (0.0%)₹ 10.17 Cr

Operating Income

Retail Banking operations (50.2%)₹ 2,723.17 CrTreasury Operations (45.5%)₹ 2,471.05 CrUnallocated (4.0%)₹ -214.96 CrWholesale Banking Operations (0.2%)₹ -10.10 CrOther Banking Operations (0.2%)₹ 8.91 Cr

Regional Segment Analysis

FY End:

Mar 25

Central Bank Of India geographic revenue split showing domestic and international market performance across revenue and income for the selected financial year.

Revenue / Sales

India (100.0%)₹ 17,573.46 Cr

Assets

India (100.0%)₹ 4,80,456.84 Cr

Historical Segment Analysis

Track how Central Bank Of India segment contributions have evolved over multiple financial years to see which divisions are growing, shrinking or gaining strategic importance.

Sales

Assets

Operating Income

Business

Regional

Business

We don't have enough data to show the Capex for Central Bank Of India.

Frequently Asked Questions

What is the revenue of Central Bank Of India?

The latest trailing twelve month revenue of Central Bank Of India is ₹ 20,657.10 Cr, reflecting a 1-year growth of 4.00% and a 3-year CAGR of 9.27%. Annual and quarterly revenue trends are available in the Income Statement section.

What is the net profit of Central Bank Of India?

The latest trailing twelve month net profit (PAT) of Central Bank Of India is ₹ 4,523.78 Cr, with a 3-year earnings CAGR of 37.25%. Detailed profit history across annual and quarterly periods is in the Income Statement section.

What is the EBITDA of Central Bank Of India?

The trailing twelve month EBITDA of Central Bank Of India is approximately ₹ 6,558.69 Cr (based on an operating margin of 31.75%). EBITDA reflects core operating profitability before interest, taxes, depreciation and amortisation.

What is the EPS of Central Bank Of India?

The trailing twelve month Earnings Per Share (EPS) of Central Bank Of India is 5.00. EPS trends across annual and quarterly periods are visible in the Income Statement section.

What is the debt level of Central Bank Of India?

The debt-to-equity ratio of Central Bank Of India stands at 0.82. The full breakdown of total borrowings is in the Balance Sheet section.

What is the book value per share of Central Bank Of India?

The estimated book value per share of Central Bank Of India is 43.64 (derived from a P/B ratio of 0.73 and market price of ₹ 31.65), reflecting the net asset value attributable to each share. See the Balance Sheet section for a full breakdown.

What is the cash flow from operations of Central Bank Of India?

The trailing twelve month operating cash flow of Central Bank Of India is ₹ -7,230.58 Cr. Annual and quarterly cash flow data is available in the Cash Flow section of the Statements tab.

Does Central Bank Of India report consolidated or standalone financials?

Central Bank Of India reports consolidated financials. You can toggle between consolidated and standalone views using the switch at the top of each statement section.