CSLFINANCE

CSL Finance Ltd.

NSE: CSLFINANCE

BSE: 530067

Sector: Financial Services

Industry Group: Finance

Industry: Non Banking Financial Company (NBFC)

221.94+4.5 (+2.09%)

10 Aug, 12:00 AM

Overview

Analysis Statements Technicals Forecast Peers Resources News

Stock Scores

Quality Score

65.7 / 100

Value Score

95.6 / 100

Price Momentum Score

22.2 / 100

QVM Score

70.9 / 100

Key Metrics

Market Cap

498.39

P/E (TTM)

5.79

P/B

0.80

P/S (TTM)

1.95

EV/EBITDA

1.96

CAPE (5Y)

8.15

ROE (TTM)

14.81

ROCE (TTM)

15.18

ROA (TTM)

6.30

Avg 3Y ROE

14.71

Earnings 3Y CAGR

20.57

Sales 3Y CAGR

29.73

Sales 5Y CAGR

32.94

Debt/Equity

0.00

Consensus TP

Strong Buy %

Promoter Holding

48.17

Pledged %

0.00

Stock Analysis

Fundamental analysis overview of CSL Finance Ltd. covering key investment insights, growth drivers, risk factors, and potential red flags.

Views

Red Flags

Positive

Stock is cheap and PB is at a discount to industry median

PB of 0.8 indicates that the stock is cheap on a standalone basis. Discount to industry median P/B is decent at -26.61%

What is P/B Ratio?

Median: 1.09

Value 0.8

056.56

Consistently pays dividend

The company has not missed dividend payments once in the last 9 financial years

What is Dividend streak?

Negative

Weak price momentum

Price Momentum score of 22.2 indicates that the stock has weak price momentum. Research has shown that stocks with lower momentum continue to underperform in the near term

What is Price Momentum score?

22.2 / 100

Neutral

Moderate dividend yield

The company has a moderate dividend yield of 1.35%

What is Dividend yield?

Financial Snapshot

See detailed analysis

Multi-year trends for CSL Finance Ltd. covering revenue, net profit, ROE, and EBITDA for a quick view of financial health over time.

Net Revenue FY

Profit After Tax FY

ROE FY

ROA FY

CSL Finance Ltd. Shareholding Pattern

Quarterly breakdown of CSL Finance Ltd. ownership including promoter, FII, DII, mutual fund, and public holdings as disclosed to NSE/BSE.

	Mar 2020	Jun 2020	Sep 2020	Dec 2020	Mar 2021	Jun 2021	Sep 2021	Dec 2021	Mar 2022	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
Total Promoter	57.05	57.07	57.07	57.07	57.36	57.37	57.50	57.50	51.33	51.33	51.33	51.33	51.34	51.47	47.71	47.71	47.71	47.44	47.44	47.49	47.56	47.56	47.56	47.56	47.66	48.17
Indian Promoter	57.05	57.07	57.07	57.07	57.36	57.37	57.50	57.50	51.33	51.33	51.33	51.33	51.34	51.47	47.71	47.71	47.71	47.44	47.44	47.49	47.56	47.56	47.56	47.56	47.66	48.17
Foreign Promoter	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Institutions	0.00	0.00	-	-	-	-	-	-	-	-	0.00	0.00	0.00	1.03	1.26	2.70	3.45	3.77	3.73	2.60	1.39	1.70	1.73	1.95	1.74	1.82
Mutual Funds / UTI	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
FI/Bank/Insurance	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Govt	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
FII	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.02	0.04	1.48	2.22	2.54	2.51	2.47	0.83	0.79	0.77	0.62	0.16	0.10
Other Institutions	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	1.01	1.22	1.23	1.23	1.23	1.23	0.13	0.56	0.91	0.96	1.34	1.58	1.72
Non-Institution	42.96	42.93	42.93	42.93	42.64	42.63	42.50	42.50	48.67	48.67	48.67	48.67	48.66	47.51	51.03	49.59	48.84	48.79	48.83	49.91	51.06	50.75	50.71	50.48	50.59	50.02
Bodies Corporate	-	-	-	-	18.94	19.23	19.04	19.33	17.60	17.94	17.18	16.82	16.61	19.17	18.72	14.02	13.90	18.73	20.34	20.55	19.74	19.18	19.16	19.87	19.51	19.10
Others (incl. Retail) No. of shareholders	42.96 2,374	42.93 2,335	42.93 2,300	42.93 2,233	23.70 2,113	23.40 2,833	23.46 4,336	23.17 4,586	31.07 3,852	30.73 3,536	31.49 3,851	31.85 3,898	32.05 3,838	28.34 4,326	32.31 5,427	35.57 5,844	34.94 6,956	30.06 7,486	28.49 8,532	29.36 9,164	31.32 9,081	31.57 8,789	31.55 8,762	30.61 8,435	31.08 8,140	30.92 8,259

Holdings and Presence

Indices and prominent investors with a stake in this stock.

Index Presence

CSL Finance Ltd. is not part of any tracked index.

Prominent Investor Holdings

Madhusudan Kela and Associates

Sep 2022

1.16%

₹ 5 Cr

Bulk, Block and Insider Trades

Recent bulk deals, block deals, and insider trading activity in CSL Finance Ltd. shares as reported to NSE and BSE.

Name	Month	Transaction	Holding % pre transaction	Average price	Qty.	Transaction value
CSL Capital Private Limited Promoter	February-2026	Market Purchase (Acquisition) 18th Feb 2026	29.18 %	₹ 256.93	21.30 k	₹ 54.73 lac
Rohit Gupta HUF Promoter	March-2025	Market Purchase (Acquisition) 19th Mar 2025	1.17 %	₹ 248.74	10.00 k	₹ 24.87 lac
Rohit Gupta HUF Promoter	March-2025	Market Purchase (Acquisition) 12th Mar 2025	1.17 %	₹ 259.70	2.00 k	₹ 5.19 lac
Rohit Gupta HUF Promoter	February-2025	Market Purchase (Acquisition) 21st Feb 2025	1.16 %	₹ 247.79	4.12 k	₹ 10.21 lac
CSL Capital Private Limited Promoter Group	December-2024	Market Purchase (Acquisition) 5th Dec 2024	29.17 %	₹ 451.72	1.39 k	₹ 6.29 lac
CSL Capital Private Limited Promoter	December-2024	Market Purchase (Acquisition) 2nd Dec 2024	29.16 %	₹ 314.40	2.00 k	₹ 6.29 lac
CSL Capital Private Limited Promoter	November-2024	Market Purchase (Acquisition) 26th Nov 2024	29.16 %	₹ 313.99	560.00	₹ 1.76 lac
CSL Capital Private Limited Promoter	November-2024	Market Purchase (Acquisition) 26th Nov 2024	29.15 %	₹ 309.00	2.50 k	₹ 7.72 lac
CSL Capital Private Limited Promoter	November-2024	Market Purchase (Acquisition) 16th Nov 2024	29.14 %	₹ 315.00	2.15 k	₹ 6.77 lac
CSL Capital Private Limited Promoter	November-2024	Market Purchase (Acquisition) 16th Nov 2024	29.13 %	₹ 310.06	2.49 k	₹ 7.73 lac

…

Corporate Actions

History of CSL Finance Ltd. dividends, bonus issues, stock splits, rights issues, and other corporate events.

Dividend₹ 3/share
Record date: 13th Sep 2025Ex-date: 12th Sep 2025
Announced on: 23rd May 2025
Dividend₹ 2.50/share
Record date: 14th Sep 2024Ex-date: 13th Sep 2024
Announced on: 15th May 2024
Dividend₹ 2.50/share
Record date: 15th Sep 2023Ex-date: 15th Sep 2023
Announced on: 29th May 2023
Dividend₹ 2.50/share
Record date: 19th Sep 2022Ex-date: 16th Sep 2022
Announced on: 24th May 2022
Dividend₹ 2.50/share
Record date: 19th Sep 2022Ex-date: 16th Sep 2022
Announced on: 2nd Sep 2022

Company Profile

Overview of CSL Finance Ltd. covering business description, industry classification, key management, financial ratios, and listed exchange details.

CSL Finance Limited is an India-based non-banking financial company (NBFC). It fulfills the financing needs of small and medium-sized enterprises (SMEs) and real estate and non-real estate corporates. The Company operates through two primary business verticals: SME Retail Lending and Wholesale Lendi...

Key personnel

Mr. Naresh Chandra Varshney

Chief Financial Officer

Ms. Preeti Gupta

Compliance Officer, Company Secretary

Mr. Nikhil Singh

Chief Information Security Officer

Mr. Rohit GuptaD

Managing Director, Executive Director

Ms. Rachita GuptaD

Whole-Time Director

Mr. Ashok Kumar KathuriaD

Executive Director

Ms. Alaktika BanerjeeD

Non-Executive Independent Director

Mr. Parmod BindalD

Non-Executive Independent Director

View all

Incorporated on

28 Dec 1992

Last Annual

31 Mar 2026

Last Interim

31 Mar 2026

No. of Employees

IPO date

10 May 1995

Free Float

71,40,268

Website

https://www.cslfinance.in/

Phone no.

+911142503441

Address

410 412 18BY12 4TH FLOOR KAROL BAGH NEW DELHI, WEA ARYA SAMAJ ROAD, CENTRAL DELHI, , 110005, India

Frequently Asked Questions

What is the current share price of CSL Finance Ltd.?

The current share price of CSL Finance Ltd. is ₹ 221.94 as of 10 Aug 2026.

What is the market capitalisation of CSL Finance Ltd.?

The market capitalisation of CSL Finance Ltd. stands at ₹ 498.39 Cr.

What is the PE ratio of CSL Finance Ltd.?

The Price-to-Earnings (PE) ratio of CSL Finance Ltd. is 5.79 as of the latest trailing twelve months data.

What is the ROE and ROCE of CSL Finance Ltd.?

CSL Finance Ltd. has a Return on Equity (ROE) of 14.81% and a Return on Capital Employed (ROCE) of 15.18% as per the latest financial reports.

What is the 52-week high and low of CSL Finance Ltd.?

The 52-week high of CSL Finance Ltd. is - and the 52-week low is -.

What is the dividend yield of CSL Finance Ltd.?

The dividend yield of CSL Finance Ltd. is 1.35% based on the current market price.

What is the FII and DII holding in CSL Finance Ltd.?

Foreign Institutional Investors (FII) hold 0.10%, Domestic Institutional Investors (DII) hold 0.00% and retail/public investors hold 30.92% of CSL Finance Ltd. shares.

What sector does CSL Finance Ltd. belong to?

CSL Finance Ltd. operates in the Financial Services sector.

What is the beta of CSL Finance Ltd.?

The beta of CSL Finance Ltd. is 0.95, indicating its price volatility relative to the broader market. Over the past 1 year, CSL Finance Ltd. has delivered an absolute return of -27.23%.

What is the RSI of CSL Finance Ltd.?

The 14-day Relative Strength Index (RSI) of CSL Finance Ltd. is 53.80, placing it in the neutral zone. An RSI above 70 is considered overbought and below 30 is considered oversold.

CSL Finance Ltd.

Stock Scores

Key Metrics

Share Price

Stock Analysis

Financial Snapshot

CSL Finance Ltd. Shareholding Pattern

Holdings and Presence

Bulk, Block and Insider Trades

Corporate Actions

Company Profile

Frequently Asked Questions

Stock Analysis

Holdings and Presence

Company Profile

Corporate Actions