DAR Credit & Capital Ltd.

NSE: DCCL

SME

Sector: Financial Services

Industry Group: Finance

Industry: Non Banking Financial Company (NBFC)

47.90+1.2 (+2.57%)

24 Aug, 12:00 AM

Income Statement

Abridged

Understanding Income Statement

DAR Credit & Capital Ltd. income statement covering revenue, operating profit, EBITDA, PAT and EPS across annual and quarterly periods.

Consolidated

Standalone

Annual

Interim

	2021 Mar 31	2022 Mar 31	2023 Mar 31	2024 Mar 31	2025 Mar 31	2026 Mar 31
	2021 Mar 31	2022 Mar 31	2023 Mar 31	2024 Mar 31	2025 Mar 31	2026 Mar 31
Period length: Source:	12M AR	12M AR	12M AR	12M AR	12M AR	12M PRESS
Total Revenue	27.33	24.23	24.79	32.06	40.30	49.89
Total Operating Expenses	9.05	9.25	9.65	11.80	12.81	16.15
Operating Profit	18.28	14.98	15.14	20.25	27.50	33.74
Operating Margin	66.9	61.8	61.1	63.2	68.2	67.6
Financing Income/(Expense) - Net	-14.54	-12.13	-12.22	-16.17	-19.54	-20.98
Profit before Taxes	4.19	3.55	3.65	4.88	9.05	12.92
Income Taxes	0.76	0.99	0.93	1.19	2.01	2.79
Profit after Tax	3.42	2.56	2.72	3.69	7.04	10.13
PAT Margin	12.5	10.6	11.0	11.5	17.5	20.3
EPS - Basic - ex Extraordinary Items	2.40	1.79	1.91	2.58	4.93	7.45
EPS - Diluted - ex Extraordinary Items	2.40	1.79	1.91	2.58	4.93	7.45
EBIT	18.28	14.98	15.14	20.25	27.50	33.74
EBITDA	18.83	15.53	15.73	20.86	28.17	34.53
EBITDA Margin	68.9	64.1	63.5	65.1	69.9	69.2

Balance Sheet

Abridged

Understanding Balance Sheet

DAR Credit & Capital Ltd. balance sheet covering assets, liabilities, equity and borrowings across annual and quarterly periods.

Consolidated

Standalone

Annual

Interim

	2021 Mar 31	2022 Mar 31	2023 Mar 31	2024 Mar 31	2025 Mar 31	2026 Mar 31
	2021 Mar 31	2022 Mar 31	2023 Mar 31	2024 Mar 31	2025 Mar 31	2026 Mar 31
Source:	AR	AR	AR	AR	AR	PRESS
Property Plant & Equipment - Net	8.49	8.58	8.59	8.22	7.44	7.33
Total Assets	181.56	170.45	188.61	237.19	222.60	294.47
Long Term Debt	48.04	48.77	78.18	63.32	46.47	87.97
Total Liabilities	120.92	108.93	124.88	170.22	149.08	190.62
Total Shareholders' Equity	60.65	61.52	63.73	66.97	73.52	103.85
Total Equity	60.65	61.52	63.73	66.97	73.52	103.85
Total Liabilities & Equity	181.56	170.45	188.61	237.19	222.60	294.47
Total Current Assets	68.05	69.21	103.16	152.59	129.14	186.95
Total Current Liabilities	72.83	60.08	46.60	106.77	102.42	102.43

Cash Flow

Abridged

Understanding Cash Flow Statement

DAR Credit & Capital Ltd. cash flow statement covering operating, investing and financing activities across annual and quarterly periods.

Consolidated

Standalone

Annual

Interim

	2021 Mar 31	2022 Mar 31	2023 Mar 31	2024 Mar 31	2025 Mar 31	2026 Mar 31
	2021 Mar 31	2022 Mar 31	2023 Mar 31	2024 Mar 31	2025 Mar 31	2026 Mar 31
Period length: Source:	12M AR	12M AR	12M AR	12M AR	12M AR	12M PRESS
Operating CF bef Changes in Working Cap	3.17	2.09	3.01	3.91	6.82	11.09
Working Capital - Increase/(Decrease)	86.89	20.37	-22.98	-40.99	0.35	-60.91
Net CF from Operating Activities	90.06	22.47	-19.96	-37.08	7.17	-49.83
Capital Expenditures - Net	-1.34	2.96	-2.70	-4.48	-0.42	0.68
Net CF from Investing Activities	0.49	-10.98	14.03	3.67	4.14	-7.61
Dividends Paid - Cash - Total	0.50	0.50	0.50	0.50	0.50	1.43
Stock - Issuance/(Retirement) - Net	-	-	-	-	-	25.66
Debt - LT & ST - Issuance/(Retirement) - Total	-85.53	-11.75	15.07	44.96	-22.30	39.60
Net Cash Flow from Financing Activities	-86.03	-12.25	14.57	44.46	-22.80	60.17
Free Cash Flow to Equity	5.87	7.75	-2.20	12.37	-14.70	-10.90
Free Operating CF net dividend	89.28	18.91	-21.56	-37.83	6.20	-51.93
Free Operating CF	89.78	19.41	-21.06	-37.33	6.70	-50.50

Business Segment Analysis

DAR Credit & Capital Ltd. business segment breakdown covering revenue, operating income and assets across key divisions for the selected financial year.

We don't have enough data to show business segment analysis for DAR Credit & Capital Ltd.

Regional Segment Analysis

DAR Credit & Capital Ltd. geographic revenue split showing domestic and international market performance across revenue and income for the selected financial year.

We don't have enough data to show regional segment analysis for DAR Credit & Capital Ltd.

Historical Segment Analysis

Track how DAR Credit & Capital Ltd. segment contributions have evolved over multiple financial years to see which divisions are growing, shrinking or gaining strategic importance.

We don't have enough data to show segments for DAR Credit & Capital Ltd.

Frequently Asked Questions

What is the revenue of DAR Credit & Capital Ltd.?

The latest trailing twelve month revenue of DAR Credit & Capital Ltd. is ₹ 49.89 Cr, reflecting a 1-year growth of 23.79% and a 3-year CAGR of 26.25%. Annual and quarterly revenue trends are available in the Income Statement section.

What is the net profit of DAR Credit & Capital Ltd.?

The latest trailing twelve month net profit (PAT) of DAR Credit & Capital Ltd. is ₹ 10.13 Cr, with a 3-year earnings CAGR of 57.51%. Detailed profit history across annual and quarterly periods is in the Income Statement section.

What is the EBITDA of DAR Credit & Capital Ltd.?

The trailing twelve month EBITDA of DAR Credit & Capital Ltd. is approximately ₹ 33.74 Cr (based on an operating margin of 67.63%). EBITDA reflects core operating profitability before interest, taxes, depreciation and amortisation.

What is the EPS of DAR Credit & Capital Ltd.?

The trailing twelve month Earnings Per Share (EPS) of DAR Credit & Capital Ltd. is 7.45. EPS trends across annual and quarterly periods are visible in the Income Statement section.

What is the debt level of DAR Credit & Capital Ltd.?

The debt-to-equity ratio of DAR Credit & Capital Ltd. stands at 1.78. The interest coverage ratio is 1.61x, reflecting the company's ability to service debt from operating earnings. The full breakdown of total borrowings is in the Balance Sheet section.

What is the book value per share of DAR Credit & Capital Ltd.?

The estimated book value per share of DAR Credit & Capital Ltd. is 72.75 (derived from a P/B ratio of 0.66 and market price of ₹ 47.90), reflecting the net asset value attributable to each share. See the Balance Sheet section for a full breakdown.

What is the cash flow from operations of DAR Credit & Capital Ltd.?

The trailing twelve month operating cash flow of DAR Credit & Capital Ltd. is ₹ -49.83 Cr. Annual and quarterly cash flow data is available in the Cash Flow section of the Statements tab.

Does DAR Credit & Capital Ltd. report consolidated or standalone financials?

DAR Credit & Capital Ltd. reports consolidated financials. You can toggle between consolidated and standalone views using the switch at the top of each statement section.